Chapter 232: VIP Business

In fact, in the early days of the establishment of the bank, the reason why Leng Feng decided to absorb the funds of those high-ranking officials and nobles into the shares was that the lack of funds was actually only one of the reasons.

After all, the hidden interests of this bank are absolutely rich, and Leng Feng is fully sure, if he reveals the benefits to Hillary and the plate, then this old man will definitely not hesitate at all, and will occupy all the shares, where will others get involved?

And let those dignitaries and even Lian Qingyuan share the remaining sixty percent of the shares, the most important thing is that Leng Feng wants to gather a force that can resist the power of Marquis Hillary at a critical moment.

There is no doubt that if Hillary Clinton takes all the shares, then the bank will undoubtedly become a vassal of the Governor's Palace!

In terms of the abundant reserves of the Ukrainian banks today, not to mention Hillary, who has always been a great success, I am afraid that no ruler can resist the temptation.

And such a result is undoubtedly disastrous for the development of the bank.

Think about it, if there is no constraint, Hillary can use the bank's funds at will, then it is definitely a great threat to the safety of her funds!

No matter how good the cold wind is, no matter how perfect the relevant system of the bank is, but it can't even meet the minimum requirements of the safety of depositors' funds, who dares to store their net worth in it?

Leng Feng has no doubt that this is not alarmist!

You must know that Hillary, who was forced to be anxious at the beginning, did not hesitate to kill chickens and eggs to carry out military control on her own province, and the degree of exploitation was so tragic that the impact has not been completely eliminated until now.

I think that if this old guy encounters any more difficulties, then the first thing he wants to get involved in will definitely be the funds of this Ukrainian bank.

It is precisely because of this that the cold wind has absorbed the funds of those dignitaries and nobles as much as possible!

They are now not only the largest customers of the bank's deposit business, but also the most direct stakeholders of the bank!

Rao did not have the right to manage the bank as agreed, but that did not mean that they would put up with Hillary's willfulness in the bank.

It is conceivable that if this old man does something detrimental to the interests of the bank, they will definitely be the first to stand up against it!

In terms of the combined power of the nobles and wealthy businessmen of Babos, I am afraid that even Hillary Clinton has some scruples, right?

It seems that Babos is very clear about the inside story, and he said with a smile.

"I have no objection to the independence of the bank, but I only ask that if the government has any difficulties, the bank must give the maximum support, including low-interest or even interest-free loans, and of course, the government will use a part of the total annual tax revenue as collateral and repay it!"

That's reasonable!

After thinking about it slightly, Leng Feng couldn't help but nod silently in his heart, but in the end, he still couldn't help but say a little apologetically.

"My lord, the realization of today's Ukrainian bank is only a semi-finished experiment, why don't you give me a few more years, and when everything is on the right track on the Ukrainian bank, I will definitely help you set up a Turkic bank!"

"I said, I can only give you a year, there is no doubt about it, in a year I must see a brand new Turkic bank!"

Dobar said again in a firm tone.

I have to say that although this guy Dobar usually looks quite easy-going, he is not sloppy at all in some matters of interest.

In desperation, the cold wind weighs that after a year is enough, he can only finally choose to compromise.

Next, the two had another discussion on some issues related to the formation of the Turkic Bank.

In fact, regarding the establishment of the Turkic Bank, after Dobar proposed it at the beginning, Leng Feng couldn't help but move slightly in his heart.

In fact, he already had the idea of forming a branch of the Bank of Ukraine, but because many things on the headquarters side have not yet been on the right track, he did not say much.

However, some details, in fact, he had already thought of them.

After all, after some dealings with Dobar, he decided that with this guy's temperament, it would be a good choice to set up a branch in his land.

According to Leng Feng's idea, the Turkic Bank is still formally a branch of the Bank of Ukraine, which is not only conducive to the flow of people between each other, but also to carry out the flow of funds between each other at a critical moment.

Of course, in terms of finances and personnel appointments and dismissals, Turkic banks are completely independent!

At this point, Dobar agreed almost without the slightest hesitation!

It's clear that this guy is a utilitarian through and through, and he cares more about practical interests than with an ethereal reputation.

Even if you think about it with your toes, you know that after a year of development, the Bank of Ukraine will definitely reach a higher level in terms of the improvement of the system and the abundance of funds.

With the help of such a giant, both in terms of capital and personnel, it is extremely beneficial for the fledgling Turkic bank.

Although Dobar's reaction had long been expected by the cold wind, it also made him feel a burst of emotion in his heart.

At this point, the gap between the young governor and Hillary's old ass is undoubtedly evident!

There is no doubt that if the two of them change places, Hillary will definitely choose to refuse without hesitation!

It is not a problem to allow yourself to develop a good thing as a bank, but it is absolutely intolerable to subordinate yourself to others and become a vassal of others, even if it is only in name.

After all, everyone is the governor of a province, so why should I be inferior to you?

But after all, it is impossible for Leng Feng to get rid of everything and go to Dobar's command now, after all, there are too many things in the Ukrainian province that he can't give up.

After Qiang Zi suppressed the emotion in his heart, Leng Feng continued to talk about the bank's follow-up development ideas.

In fact, in Leng Feng's view, although this plan of absorbing deposits and then lending out seems to be safe, the funds absorbed are still slightly lacking in terms of amount and speed.

After all, although the bank's deposit interest is relatively attractive, it is still too meagre strictly speaking.

Leng Feng's idea is to let banks launch relevant financial products, so as to absorb speculative capital in society to the greatest extent.

You must know that this speculative capital is unusually attractive compared to the amount of deposits, both in terms of the speed of circulation and the amount of money.

In fact, the idea of cold wind is strictly very simple, that is, to build his own fund in the bank.

Strictly speaking, this fund is similar to a kind of gambling, but the risk is much lower than gambling!

To put it bluntly, the bank absorbs the funds in the hands of those speculators, and then uses their funds to invest in business, and then returns the speculators according to the profit ratio after making a profit!

Of course, the degree of return of this kind of fund is far more than the interest on the deposit, but because it is a speculative behavior, there is certainly a risk, and theoretically it is entirely possible to lose even the principal completely.

However, compared with those speculative retail investors, the bank has an incomparable advantage, that is, because it has amassed enough funds, its investment amount is also the largest.

It is precisely because of the abundant capital that it can invest funds in those industries with huge initial capital investment and certain risks but also huge returns, such as arms and transportation, and the government, as the largest shareholder, will give some relevant preferential policies, which is also its biggest advantage.

Coupled with the risk assessment team that will be set up in the later stage of the cold wind, such multiple insurances will definitely put the bank in an invincible position.

Even if the result is not good, it can completely control the risk within an acceptable range.

And along with the bank's profits, the government, as its largest shareholder, is undoubtedly the biggest beneficiary.

Originally, Dobar was still a little skeptical about Leng Feng's idea, after all, in his opinion, the brand-new thing like the fund was really too mysterious by Leng Feng.

Even faintly, he felt that the theory of cold wind was a little too taken for granted.

After all, as long as it is an investment, there must be risks, even if there are more discounts and advantages, it is inevitable that there will be no return, which is an indisputable fact.

Therefore, Hillary still thinks that it is better for the bank to do a good job of deposit and loan business in the early stage, after all, this is a sure profit.

However, when Leng Feng smiled and proposed that he was going to implement an agency system for his own arms, and that the Turkic Bank would be the general agent for arms sales to his eastern neighbor, all concerns were immediately dispelled.

You know, even in this world, the arms business has always been a sure way to make money, especially those new gadgets produced by Leng Feng, it is conceivable that their sales are absolutely extremely hot.

If we take this as an opportunity to absorb speculative capital from the private sector and then use it as capital to start an arms business, what could be more wonderful?

It is conceivable that this is almost sitting and taking the money, and it doesn't have to pay too much capital.

So much so that after faintly seeing that bright prospect, Dobar even wanted to set up a bank in his Turkic province right away!