Chapter 15, it's time to engage in capital allocation

At the 11th class meeting, Zheng Meihua talked eloquently.

"Students, I will take a little time to gather you together today to talk about a few things."

"The first is, our military training is over, the long vacation is over, and you will officially start your college study career, this is the opportunity you have worked hard for more than ten years, I don't want you to suddenly start to let go of yourself without pressure when you are in college, when you go to society, I am afraid to hear you regret saying that it would be good if you worked a little hard in school, and you would not be embarrassed when you went to work......

"The second question, the general security of Zhucheng is still not ideal, the location of our school is still relatively a little biased, although there is a family community of the Public Security Bureau nearby, but it can only be said that it is relatively better, I hope you don't go over at night in the Longzi Lake Scenic Area, I don't know if you have heard of the new campus, there have been several fights and robberies against students outside the school gate, so I hope students can strengthen their own safety ......"

"Thirdly, I'll talk about the conditions for getting a scholarship from the school......

"The fourth question, every month the student union will check the dormitory hygiene, I really don't want to see the dormitory of our class in the column of notification and criticism, I hope everyone can do a good job in the hygiene of their dormitory, so that you can sleep more comfortably......"

。。

"The last question, a few students in our class who applied for student loans, you can receive the bank transfer to you this month, and the tuition fees need to be paid first, and, Zhang Zhicheng, the leaders of the college entrusted me to ask, what is the situation if you have not paid the tuition fees and have not applied for student loans, and the school that is really difficult at home can provide help, there is nothing to eat and take the card, and I have also heard that you often skip class and surf the Internet。。。。。。"

After this last article, Zhang Zhicheng once again attracted the attention of the class.

The last time it was teasing that caused everyone to laugh, this time everyone's reaction was different.

But most of them think that there is something wrong with this person, or simply put, they are poor, or they are bad students who take tuition fees to go online and play.

Zhang Zhicheng stood up, "Teacher Zheng, I remember that the school has such a rule, the latest time limit for paying tuition fees per semester is October 31, I don't seem to have exceeded the deadline at all."

"The regulations are indeed so stipulated, the school is also afraid that students will be cheated of money or something, 03 years there was a student who was cheated of tuition, things have been posted on the notice board at the school gate, and I hope everyone can understand the school"

"Mr. Zheng, please rest assured, I fully understand the school and promise to pay the tuition fees before October 31st."

After the work meeting, Li Chao did not go with Hu Jun, but quickly caught up with Zhang Zhicheng.

"Brother Cheng, what's going on, why didn't you pay your tuition?"

"I can't tell you clearly, you go to the Internet café with me"

Binhai Power continued to increase the limit, and the price limit was 25.25 on the 11th.

Total market capitalization: 88375

Current position: 3500

P&L for the day: 8050

P&L: 79140

"Remember how much money you watched at the beginning of the school year"

"It seems to be more than 1W."

"This is a stepping stone, use this to negotiate a contract with a securities company, and you may not understand it if you talk more about it, you only know that my current answer sheet is perfect, and the contract can be completed in one or two days."

Zhang Zhicheng still didn't tell Li Chao that this was a real deal, and he could help Li Chao never say anything about some things, but he couldn't tell his economic situation in full.

Of course, if he wants to engage in capital allocation, he can't say it to Li Chao.

If Li Chao knew that Zhang Zhicheng was desperate to use tuition fees to speculate in stocks, and even took the allotment directly at a high interest rate at any cost, what would Li Chao think?

Even if he is profitable now, people will think that Zhang Zhicheng's hairy child is so big a gambler, just like Yu Aiguo's comments.

In the eyes of outsiders, this is not a big gamble, it is completely not to leave room for yourself.

If one day you Zhang Zhicheng encounters a setback again, will you continue to stud like the D dog of the world network D, sell your friends, sell your classmates, sell your family, and think you can still turn the tables?

Zhang Zhicheng can't say that I am born again, I know that I will definitely win.

"Brother Cheng, if it's really inconvenient, I'll help you get the tuition first."

"Li Chao, I understand your kindness, No. 31 is not in a hurry, and, this is the last time I ask you, I won't say it later, I don't know how much money you have now, I suggest you get a little and do a wave with me, of course, I definitely won't tell you that the loss is mine, although our brothers have only been together for more than 1 month, you understand my personality, you think about it, you may have to use your mobile phone for me tomorrow, is it convenient"

"I want to think about it, you can just take the phone tomorrow"

Li Chao stopped playing the game at this time, and he first recalled the first meeting with Zhang Zhicheng.

and the smoothness when washing the quilt cover, giving people 20 yuan.

And then the Internet café, Zhang Zhicheng has never played a game on the Internet, which is a miracle for a 19-year-old person.

I called him to the playground on time every day, and he was still exercising every night when he was surfing the Internet, except that he didn't go objectively.

Later, the boys and girls ate, and then they were afraid that he would take him home all night here, even if he was from the countryside, he didn't care that his background was not high.

Especially a few days ago at Zhang Zhicheng's house, he could feel Zhang Zhicheng's feelings for his parents, and he even felt that Zhang Zhicheng would not lie to his parents even if he could deceive everyone in his life.

Done, Li Chao began to call.

"Hu Bo, I'm Li Chao, it's inconvenient to put it on hand"

"I'm rubbing, what's the matter, Mr. Li, how can you be short of money?"

"It's a little something, it only takes 2 months, can you do it over there?"

"Can give you up to 8000"

"Okay, I'll give you the card number"

For another one, this family is richer than Li Chao's family, Xu Mingming.

"Obviously, it's not tight at hand"

"It's okay, I'm chasing a girl, how much do you want?"

"Bar at least 1W"

"Give me the card number"

Rich people generally make friends with people of the same grade, and Li Chao can raise 1W8 from the 2 best buddies in minutes.

And buddies who trust each other generally don't ask much about each other, which is why he hasn't really encountered anything, otherwise 180,000 is not a big problem.

Li Chao thought about it and called his father Li Donghai again, no, this excuse can only be directed at his mother Luo Qingmei.

"Mom, I talked to someone"

"Really?" , Li's mother thinks that it is rare for Li Chao to take the initiative to find a partner.

The two chatted for a long time, and finally succeeded in getting the 1W love fund.

Pinch your fingers and count, remove the 2000 lent to Zhang Zhicheng, and you can still stud 1W6, with a total investment of 4W4, and leave more than 2000 for emergencies.

Before eating, I went to check the self-service counter, and all the money arrived, and Li Chao's current deposit balance was 46,800.

During the meal, Zhang Zhicheng contacted Luo Peipei about meeting tomorrow and finalized what needed to be prepared.

In fact, what is prepared, that is, Zhang Zhicheng provides his ID card, and Luo Peipei prepares the power of attorney and funds.

In fact, there is a hidden danger here, but Zhang Zhicheng has already thought of countermeasures.

Zhang Zhicheng's ID card shows that he is from the countryside, and he told Luo Peipei that his family was engaged in industry.

In the past few years, from the countryside to the coast, a pound of net profit can still be earned by 10 yuan, provided that you have a way.

And how much does Binhai consume wild yellow eels, at this time Binhai, who has a population of more than 1,000 W, knows how much to eat in a day.

This thing is wild but a big supplement (a stall specializing in wild yellow eels in Xuhui Leshan Vegetable Market, with a net profit of more than 100W a year, a real person)

At night, neither of them had much interest in surfing the Internet, and there was really nowhere else to go except the court.

Since the last KTV incident, Wang Bing has been a little estranged from these two goods, Zhang Zhicheng is too lazy to ask, too lazy to care, 08 years ago, except for Li Chao, everyone else in this school was a passerby.

On the morning of the 11th, Zhang Zhicheng took Li Chao to open an account, which was equivalent to helping Luo Peipei pull a single business.

Because Zhang Zhicheng still had a lot to do, Li Chao went back to school first and waited for Zhang Zhicheng to come back and then help him operate.

The first thing to deal with is the IOU.

This thing is a mess that is and is not important in today's era, unlike later generations that can still use transfer records as evidence.

The time when the IOU takes effect is the time when the money arrives at Zhang Zhicheng's bank card on the 12th, and the reason why it is the 12th.

Today, Zhang Zhicheng does not have 10W funds in his account, and the repayment date is December 15, a total of 2 months.

The extra few days were requested by Zhang Zhicheng, and he explained that it was to consider the shipping time, and Luo Peipei directly agreed to it.

The second is the authorization entrustment, which is a model for this securities company, which is very easy to do.

It's just that one is the official compulsory operation, and the other is that the party authorizes the official to enforce the operation.

You say that this power of attorney is not legal, but with the current regulatory conditions, you can't say that it is legal, and if you really want to go to court, you are willing to fight and suffer.

Just like private lending, if you engage in such a high interest rate, it is not legal for the law to stipulate how much interest is exceeded, and it is not legal to pay it.

Finally, it's time to negotiate the interest.

This can't be reflected in any written text, if it's a private loan, it's fine, but after all, it involves the official, and people also have to be cheeky, so they can only be finalized in private.

According to her father-in-law's meaning, Luo Peipei let Zhang Zhicheng take care of it himself, and Zhang Zhicheng finally gave 36W of repayment RB interest, that is, 20% interest.

And Mingpai told Luo Peipei that if it can't be done, the remaining money in the account after the forced liquidation will be handled by Luo Peipei, and he only needs Luo Peipei's account number.

Luo Peipei smiled even happier, two months of drought and flood to ensure 2W, the maximum income can be 6W, 6W is much more than her salary in a year.

Zhang Zhicheng also smiled even happier, and the first pot of gold will be completed in 2 months.

The last thing is that Zhang Zhicheng must operate the account in the client room of the securities company, which is Yu Aiguo's idea.

Zhang Zhicheng knew the reason after a little thought, and in 05 due to the gradual popularization of computers, the small client room of securities companies has lost its role.

Some large customers, such as the top tour capital, may also rent a large customer room, and the small customers are completely operated on the computer at home, and they have to spend money every month to do in the customer room, and the landlord's family has no surplus food.

To be honest, there is really not much money for 2 months, and it is empty and empty, and the face of the person behind the securities company selling Luo Peipei is provided for free, so that the things that should be done today are almost over.

"Sister Pei, if you have time in the evening, I will invite you to dinner again, thank you for your help"

Luo Peipei smiled and said:

"No, in fact, it didn't help anything, you are taking most of the risks, and you have to raise money when you go back at night, for this I can empty the pensions of my parents on both sides, brother, you must not drop the chain."

If you believe this, it can only be said that you are like this.

Zhang Zhicheng thought about the words of a big guy in his previous life.

"Sister Pei, the stock market is up and down, the precarious may soar because of an opportunity, and those who are like the sun will also plummet because of a mistake, those who are good at judging enter, and those who are mediocre come out, the judgment I am talking about is not only a judgment, but also an instant decision"