Xu Xiaoai stopped talking nonsense, and went up with a kick, Chu Yu opened a fist, he didn't fight back, just let Xu Xiaoai attack.

Most of Xu Xiaoai's previous practice was combat exercises, but she really couldn't do real fighting.

If it weren't for Chu Yu standing up and hitting her, she might not have been able to reach her with a single punch.

Gradually, her hands were sore, her legs were tired, and her thin waist that was exposed was covered with sweat, Chu Yu saw that she was almost beaten, and yelled: "Be careful, I'm here." ”

He punched a straight punch and an uppercut straight at Xu Xiaoai's chest, and the uppercut went at her chin.

Xu Xiaoai's eyes showed great horror, and he quickly stepped back.

But where did she have time, seeing that straight punch was about to hit her in the stomach.

And if that uppercut hit, it is estimated that her entire jaw will be purple tomorrow.

Xu Xiaoai looked at the fists that came quickly, and her eyes closed in fright.

But the expected pain did not rise, and the two fists turned in front of him, and directly held Xu Xiaoai in his arms.

Two sweaty men clung to each other.

Xu Xiaoai's eyes widened in horror, looking at the handsome face holding her in front of her.

"Look at how scared you are, I'm really willing to put you down."

After speaking, he walked aside, picked up a towel to wipe his sweat, and threw one to Xu Xiaoai.

Xu Xiaoai's heart gradually eased down: "Brother Chu, I found that you are so powerful, if that fist really hit me just now, I don't think I will be able to get up tomorrow." ”

"It seems that I will only be the life of your target in the future." Chu Yu looked at her with a smile, the two of them exercised, and they sweated a lot all over their bodies, feeling very comfortable.

"Do I have any reward for being your sparring partner?"

"It's going to be rewarded, you're too greedy." Xu Xiaoai's body was smooth, although it seemed to be fished out of the water, but the moisture on her body and the stiffness of her body were swept away.

"I promise you'll be writing a plan in a while, so do you want to have a better time?" Chu Yu's eyebrows and eyes were slightly raised, and the tails of his eyes were slightly raised, like a seductive fox.

"Do what?"

Chu Yu stepped forward and put one hand on her shoulder, and the smile on his face was a little evil: "The bathtub at home is too big, it's too wasteful to wash alone, do you want to be together?" ”

Xu Xiaoai threw a fist on his chest: "I see that something is wrong with you recently, are you stupid to fall in love?" ”

"How can you be stupid when you fall in love? It's only going to get more and more spirited, my little girlfriend. ”

After speaking, Chu Yu went directly to the bathroom, his door was not closed, as if he was waiting for Xu Xiaoai.

Xu Xiaoai smiled, stepped forward to help him close the door, and went back to his room to take a bath.

Sure enough, she was more energetic in the evening, and it only took a while to write her plan to 2,000 words, and she looked at the plan that she was very satisfied with, and it seemed that Chu Yu was still quite useful.

Xu Xiaoai gradually got used to the night when Chu Yu kept harassing her beside her.

The two of them sometimes sit together watching TV and scrolling through their phones, and although they are busy with their own work, they can always find some common topics.

One day, Xu Xiaoai saw several books about the asset management industry next to Chu Yu's bed.

She was a little surprised, she didn't expect Chu Yu to come to learn finance-related knowledge.

After her plan was submitted, the overall idea was recognized by the company.

At that time, the head of the fixed income department said: "This method is similar to the transfer of beneficiary rights every three months, as long as the wealth can find institutional customers, then we can allocate such assets." ”

Xu Xiaoai's task to bring it back is to raise the cost as much as possible, so that the profit of the fixed income department's capital pool will increase, so that the wealth fixed income and their department will benefit.

After the overall idea was decided, Wang Zijun assigned the job to the rest of the department.

Each person is responsible for a listed company, and strives to pull all the suppliers of the listed company over, which seems to be to make loans to these suppliers, but in fact, it is still bound to the credit of the listed company.

What Xu Xiaoai needs to do is to get the financial boss of the listed company done, so that they can make a supplementary credit enhancement.

"How is this possible? Xiao Ai, we are a listed company, if we want to increase credit to the outside world, it will be announced, why should we guarantee him, this is unreasonable, and the board of directors will not approve it. ”

Qin Ting, the financial director of the listed company, rejected Xu Xiaoai.

Xu Xiaoai also knew that this matter was difficult, but this was a request put forward by the central platform, and if she couldn't do it, the supplier's accounts receivable bridge loan might not be approved.

"Yes, yes, Mr. Qin, I know your dilemma, but this is your main supplier, if his business grows bigger, won't he be able to provide you with more goods? If you help him, he will be grateful. ”

Qin Ting poked Xu Xiaoai's forehead: "Xiao Ai, I said that you are also in finance, you are here to talk to me about human relations, what is the relationship between him and me, this supplier is not good, I can change to another company, he relies on quality and price, as well as a reputable brand." This is all a business-to-business matter, how can it be his turn to talk about favors? ”

Xu Xiaoai had to change his thinking: "Yes, yes, don't talk about human feelings, in fact, what I want to talk about is not necessarily to make a guarantee, but to do some credit enhancement measures that do not need to be announced, such as a unilateral commitment or something." ”

Qin Ting slapped the table: "How is this possible?" It's already very good that I can make you a confirmation of the right to accounts receivable, and you still expect me to make a promise to you? ”

Ding Liang hurriedly laughed and said: "This promise you made is to guarantee that you will repay the loan when it expires, and the promise is not anything else." ”

"This is impossible, Xiao Ai, our official seal review process is very strict, we have never made this kind of inexplicable promise, I just said that it has nothing to do with me whether he takes out a loan or not, you came to me to find the wrong person, you should let him provide you with some collateral is the right way."

Well, Xu Xiaoai admitted that what Qin Ting said was right, she and Ding Liang left the listed company in frustration, this was their third trip.

"Xiao Ai, I think this requirement put forward by Zhongtai is a bit strict, what Mr. Qin said is absolutely no problem, it is indeed yes, you have to kidnap her, how can it be?"

"The requirements of the middle office are like this, and no one can change them." Xu Xiaoai and Ding Liang sat on the bench at the door of the listed company, sighing.

Xu Xiaoai felt that she had really paid a lot in this matter and came up with a new business model, but it was very difficult, not only to coordinate the relationship between all aspects, but also to meet the requirements of the company's middle office, sometimes it was really a dilemma.

"I think even Mr. Qin is a little annoyed when he sees us now, and there is a glass of water to drink when I first go in, you see, now that I have been talking for so long, my mouth is dry, and I have to buy milk tea myself." Ding Liang depressedly ordered two cups of milk tea, one with Xu Xiaoai, and sat on the bench and drank it slowly.

After Xu Xiaoai went back to report the matter to Wang Zijun, Wang Zijun was also very embarrassed, and he said that the results of several other groups were the same.

"Is this business model really unsustainable?" Xu Xiaoai grabbed her flowing big waves, and even dozens of hairs have fallen out in the past two days.

Wang Zijun, as the head of the department, must have to find a way, and before Xu Xiaoai came back, he had already negotiated with the central and Taiwan departments for several rounds.

The final result is that if the guarantee commitment cannot be obtained, then it is necessary to find a way to get the company to come up with the mortgage of the property.

"Mr. Wang, will this company come to us to make a trust if it wants a real estate mortgage? Then he just went to the bank, and the interest rate was lower than ours. ”

Xu Xiaoai was no longer able to complain: "That is, we came to us to see if we could do accounts receivable, and the quality of accounts receivable is very good, there will be no problem at all, why didn't Zhongtai think of this?" ”

Wang Zijun is also at a loss: "Think of a way, and then run to the enterprise, to the listed company, to see what better recruitment they can come up with, in fact, the core of the current business is to do the collection of accounts receivable." ”

Xu Xiaoai and Ding Liang both knew what was going on, but the listed company didn't agree, and they didn't have a choice.

"Xiao Ai, you are the backbone of the department's business, only if you have a mature transaction structure here, others can quickly keep up, during this time, I will go to other trust companies to learn from experience, see if they have better ideas, you two will think about it again."

Wang Zijun went on a business trip that day, and Ding Liang lay on the table lifelessly: "Xiao Ai, this problem has been handed over to you and me, are we really the Monkey King?" Will it change in 72? ”

"If you want seventy-two changes, as long as you can change. With a wave of the finger, the letter of commitment of the listed company was stamped for us, and all the problems were solved. ”

"Xiao Ai, I said you weren't a white bone spirit? You'll at least change the same. ”

Xu Xiaoai also lay on the table, fiddling with her pen holder boringly: "The white bone essence has been sucked out of blood, and she can't stand up, and it is a pile of white bones at this time." ”

Things are not going well, Xu Xiaoai has been on a business trip for half a month, there is still no progress, and there is only one last quarter until the end of the year.

And their department's target of 50 million has only been completed by less than 30 million, and if you count the 10 million that was lost, they are still 30 million short.

Wang Zijun broke down all the performance indicators, and Xu Xiaoai carried 15 million on his head.

"There are still three months left, and people say that the last quarter is the most important season for the trust company, and you can see that other departments are very busy, but our department is simply a sparrow at the door."

Lu Shanshan also looked sad: "My previous savings are about to be spent, the department's business has not improved, and I don't even have my mother's life-saving money." ”

And Xu Xiaoai is too, she is still burdened with a debt of 120,000 yuan, her mother's house has been selected, and the subscription fund at that time was directly offset by the house payment, and the loan has not been able to be completed after the buyer of her old house paid a down payment.

The down payment was given to the developer of the new house, and now her mother has a monthly loan of nearly 6,000 yuan.

The 6,000 yuan loan mother will definitely not be able to take out, and now it is very embarrassing.

The only idea Xu Xiaoai could think of was to ask Chu Yu if she could borrow some money from her every month, pay off the loan first, and wait for the bank to have a quota after the New Year, and the buyer's mortgage could be approved, then she would be able to breathe.

Everything is concentrated in the last three months, Lu Shanshan's three mountains are her mother's disease, targeted drugs, and risk projects, Xu Xiaoai feels that she is the same as Lu Shanshan, debt, mortgage, and business development are like three mountains pressing on herself.