For the business of asset securitization, Xu Xiaoai is actually clear in her heart, and it is an important direction for the transformation of the entire trust industry.

The company can let her do it, which really gives her great expectations, and what makes her most entangled in her heart is how to get along with Zhou Ye in the future.

"Mr. Xu, our main connection is the investment banking department of Chase Bank, right?" Ding Liang flipped through the business process of online asset securitization and asked casually.

A flash of inspiration flashed in Xu Xiaoai's mind, yes, she was in contact with a specific department, and Zhou Ye, as the president, how could she have so much spare time to take care of her?

She took a deep breath, now that business belongs to business, and favors belong to favors, she believes that she can handle it.

"Ding Liang, I will assign you a task now, to put all the business transaction structures of asset securitization that can be found on the Internet, whether it is a public offering, a private placement, or a trading venue, each with a set of templates, and we will work hard from tomorrow to study the business."

Be!

Chu Yu also quickly learned about the personnel changes within Daewoo Trust, which involved his wife, and many people sent him messages to congratulate him.

He is tolerant, and their family's Xu Xiaoai is the best.

Chu Yu: I heard that I was promoted, and I will celebrate you in the evening.

Wormwood: Did you plant a spy next to me? How come you know everything I do?

Chu Yu: That's no way, I'm your family now, and your colleagues want to have a good relationship with me, and the information is overwhelming, and I can't accept it.

Wormwood: These unprincipled guys.

Chu Yu let out a smile from his heart, he entered Xu Xiaoai's circle of friends so strongly, letting her get used to having a husband.

Zhou Ye saw the circle of friends sent by Daniel Zhang, the general manager of Daewoo Trust, the financial market department was officially established, Xu Xiaoai was the person in charge, he sent a message to Xu Xiaoai, congratulating her promotion, hoping to cooperate happily in the future!

Originally, Xu Xiaoai never replied to Zhou Ye's message, but now it is different, this is her main partner in the future, and she replied for reasons of dedication: Please take care of President Zhou.

Zhou Ye smiled from the bottom of his heart, this dedicated girl, public and private will definitely be very distinct.

"President Zhou, this is this year's strategic plan, and the board of directors is about to be opened, and the person in charge of the board office said, please reply to him before the day after tomorrow." Yu Meili knocked on the door and came in, interrupting Zhou Ye's train of thought.

He put away the smile on his face: "Put it here, please come over with the head of the investment banking department." ”

"Yes!"

The person in charge of the investment banking department is surnamed Lin, called Lin Ao, and when he heard the president's call, he quickly came to report.

"President Zhou, are you looking for me?"

"Yes, Lin Ao, this year's asset securitization business of our bank will flourish, this business is currently a blue ocean, when the banks are competing for territory, we must force the market share, this year's burden is a bit heavy, I will hand it all over to you."

"President Zhou, don't worry, we have started to study the main business processes of this area a few years ago, and we have done a few orders before, and the time for real vigorous development is up, and we still have a great advantage as the main undertaker."

"The trust companies also want to take a share of this market, and Daewoo Trust and we are strategic cooperation units, you have to be more inclined to business cooperation, this year their company has set up a new financial market department, Xu Xiaoai is in charge, is a department specializing in this business, you and her to do a good job of business docking."

Lin Ao nodded: "Xu Xiaoai is the girl who filmed a promotional video with you last time, she is really beautiful." As the spokesperson of their Daewoo Trust, it is very suitable. ”

"Yes, it's her, not only has good looks, but also has strong business ability, and she was an outstanding individual in their company last year."

"That's okay, I know a lot of people in their company, so I can communicate more."

"This year, I am the main focus on this business, we have a meeting once a week, and you have to report to me in time if you have any situation."

"No problem, President Zhou, I will definitely grab the market share of this business."

After Zhou Ye explained the matter, he sent another message to Xu Xiaoai.

Zhou Ye: The transaction structure of the asset securitization business is relatively complex, so I asked Lin Ao from the investment banking department to send you the relevant texts for study first.

After a while, Xu Xiaoai returned.

Wormwood: That's troublesome, we're working on it.

Zhou Ye: If you don't understand, you can ask me, I have done many similar businesses before, and I still have some experience in the market, so don't be polite to me.

Wormwood: President Zhou, you have a lot of things, I won't bother, if you don't understand, we can discuss it with Lin Ao.

Zhou Ye: Anyway, my door will always be open to you, don't affect the cooperation between the two families because of some of our previous contradictions, I believe that you are a person who has a clear distinction between public and private, and don't be stingy if you need my support and help.

Wormwood: Don't worry, I'm a person who has a clear distinction between public and private, and I also ask President Zhou not to say anything unrelated to work in the future.

Zhou Ye: Xiao Ai, what are you afraid of? Are you afraid that I will never forget you or that you will be uncovered by me?

Xu Xiaoai turned off her mobile phone and no longer paid attention to Zhou Ye, she didn't think about anything now, and concentrated on her asset securitization business.

This type of business transaction structure is indeed complex, with many related parties, such as lead underwriters, special purpose vehicles, which are themselves, as well as law firms, accounting firms, regulators and various trading markets.

After reading the contract, Xu Xiaoai realized that the loan model she had done was simply a younger brother, and asset securitization could definitely be called a father.

There is a thin list of the main definitions of the contract alone, and there are 21 dates before and after it.

Ding Liang wailed: "I found that my brain cells are going to die, how can there be so many dates?" Which date is my assignment date? ”

Xu Xiaoai also had a headache to read, nearly 1,000 pages of contract text, she printed it for a long time, and then when she flipped through the contract, she found that she had to look at the previous master definition table at any time, and then go back to bring the meaning of the master definition table into the contract text, which made her really headache.

"Ding Liang, this doesn't work, we look at the contract is like reading a book from heaven, if there is a link misunderstanding, it will be disastrous for the operation of our entire project. I think we should go to the middle office first and figure out all these definitions. ”

Ding Liang also thought so, but when the two of them found the Zhongtai teacher, the Zhongtai teacher sprayed them back with a word: "Nearly 20 of the projects in my hands are in a hurry to issue compliance opinions, you can only learn these things by yourself, if you really don't understand the problem and come to me again, I can't tell you the terms of the contract one by one, I'm still busy." ”

Xu Xiaoai and Ding Liang had no choice, so they had to study it by themselves for another week, and finally understood a general idea, and asked the teacher in the middle desk again with questions.

The teacher in the middle office can only explain to them a rough idea: "The situation of each project is different, if you understand this project, you can only say that you understand the general transaction structure, but when you really encounter other projects, their specific allocation and accounting are different, and this depends on you to figure it out." ”

Xu Xiaoai and Ding Liang understood 8 percent, and finally Xu Xiaoai suddenly thought of the intermediary agency here.

There are accounting firms as well as law firms for ABS projects.

She asked Lin Ao to help her contact the two firms she had cooperated with before, and they visited directly and told the people in the firm their understanding, but there were many things that they didn't understand in this way, and the lawyers in the law firm had slightly more time than the staff in the middle office, and they had the patience to spend an afternoon to help them re-sort out the terms of the contract.

Xu Xiaoai and Ding Liang seem to have been empowered, and finally have some different understandings of this kind of business.

"Xiao Ai, I just realized that our original project distribution and liquidation are too simple, and in this asset securitization business, the role of the trust company is mainly focused on the distribution and liquidation of the subsequent survival management, which seems to be a bit complicated."

"It's not just complicated, it's just to let us take off a layer of skin, you see that it has different distribution orders for different situations, and if one of them is wrong, then all of them will be wrong in the future, and you don't even have a chance to remedy it."

Ding Liang studied for so long and was a little reluctant: "I don't think it's appropriate for me to do this." Xiao Ai, should you consider changing a girl to partner with you? ”

Xu Xiaoai smashed a book on his head: "I only learned today that Ding Liang is a person who retreats from difficulties." Okay, you go, don't come back when you're gone. ”

Ding Liang rubbed his head and held his head with both hands: "Look at what you said, I want to be heard by your family Doctor Chu, and I don't think I have a leg with you." You can't talk nonsense, and it will affect me when the time comes. ”

"Soak your first girl, hurry up and figure these things out for me. Tomorrow is the first meeting with Chase, and there is a project that is about to start working. Cheer up, or see if I don't break your legs. ”

"Xu Xiaoai, I found out that you have been under too much pressure at work recently, and some aspects are not coordinated. How did you become no different from Huang Shiren, I want to complain to your family Doctor Chu! ”

Xu Xiaoai's eyes widened: "No matter how verbose you are, I will make you unable to go home for a month, and you will work overtime with me every day." ”

Ding Liang didn't dare to talk any more, tomorrow for the first time with Chase Bank, if they can't answer anything, wouldn't it be too embarrassing.

Although the main reporter is Xu Xiaoai, his basic information must be prepared.

Ding Liang resigned himself to mute his mobile phone, it is estimated that according to Xu Xiaoai's style of doing things, he must work overtime tonight, and it would be good to be able to go back at 12 o'clock.

And he had a blind date tonight, I heard that the other party's conditions were good, Ding Liang rolled his eyes, and sent a message to Chu Yu: "Doctor Chu, help, your Xiao Ai has had some endocrine incoordination in the past two days, can you take her back at night to recuperate?" ”

Chu Yu looked at this news, frowned and thought for a long time, how can Xu Xiaoai's endocrine be coordinated? It's a real conundrum.

"Chu Yuanzhu, there is an urgent meeting, I would like you to join it."

Chu Yu just took off his white coat, and his hand holding the coat stopped for a while: "What will?" ”

Tong Yan smiled flatteringly: "Regarding an emergency patient in the obstetrics and gynecology department, they can't come up with a plan, and they want to ask you for a favor." ”

"And what do you think?"