Chapter 68: Have a Baby

"Do you also call it accompaniment~ sleeping? I slept alone in the dark, and kicked my feet from time to time, almost kicking me under the bed, how did I find a companion ~ to sleep, or to find an ancestor to offer? ”

Xu Xiaoai grinded his teeth: "I said that you can't change the problem of your poisonous tongue?" I didn't care about you as a big girl with yellow flowers, are you still so disgusted there? ”

Chu Yu suddenly made a ten-fingered movement: "Even this is my free labor, I really lost a lot to marry you when I think about it now." ”

Xu Xiaoai grinned, and when she signed the agreement, she felt that she had earned it: "There is no regret medicine in this world, and now that the relationship between the two of us has been decided, you can't run away if you want to." But in view of the fact that you are so attentive to my mother, I will accompany you to fall in love and hold a small hand when I have time. ”

"How can this be done, I still have to kiss a little mouth."

Xu Xiaoai covered her mouth: "You are excessive, there is no such thing in the agreement." ”

Chu Yu hugged her in his arms and smiled sheepishly: "It's okay, let's sign a supplementary agreement to compensate you for the loss of money and physical strength you made me." ”

Xu Xiaoai stepped on the instep of his foot and pushed him aside: "You are dreaming." ”

This is because she didn't even realize that there was a hint of flattery in her words.

The procedures for taking the house are quite complicated, all of them are Chu Yu running up and down, back and forth, and Xu's mother and Xu Xiaoai are sitting at home, responsible for judging and finding faults.

They not only took Xu's mother's house, but also went to get my aunt's house, the two were in different units, but they were very close, and they arrived after getting on and off the elevator for a while.

After that, it's not convenient to go shopping together, take a walk, and play mahjong.

Mother Xu pulled Chu Yu aside: "Let me tell you, the real estate consultant told me that the primary school here may have to introduce a famous school, which is the branch of the famous school, and your children can come here to go to school in the future." ”

Chu Yu thought about that scene for a while, and his heart was even more happy: "Mom, you think really thoughtfully, the place we live in now is a little far away from the city, and there are no good educational resources at all, your house is really timely, I have to hurry up and urge Xiao Ai to give birth to her, and I will send it to you after giving birth, so that you will not be lonely when you live alone." ”

"Yes, that's what I mean, while I'm young and can still help you take care of the children, just put it here with me, you continue to be busy with your career, and I'll go and talk to Xiao Ai when I turn around."

Recently, Xu Xiaoai seems to have entered a strange circle, and after looking at the house that day, her mother finally got a big deal in her life. Then he gave Xu Xiaoai a death order, requiring her to get pregnant within one year and have a child within two years.

And these colleagues around her are also talking about this topic, the most important thing is that a 40-year-old female colleague of theirs is actually pregnant with a second child.

This female colleague who was pregnant with a second child was happy: "As long as your husband is good to you, you can have a child, a child is too lonely, you see that I am so old now and have another one, you have a few more while you are young, I know an old Chinese medicine doctor, he will prescribe ovulation induction drugs, you can have twins at one time, so it will be done once and for all?" ”

#ε°θ‰Ύε•Š, although you are married now, but no children are still the same as before, it is just equivalent to having one more person to play with you, and you really have to have children before you will find that your life will change dramatically, this run-in time is long, not a year or two, it is estimated that at least the child will go to primary school, so ah, now you are still young, first solve this life event, and then everything will be smooth. #

Xu Xiaoai was not annoyed, she thought that she could resist the horror of people's words when she got married, but she didn't expect that there would still be a bunch of advice in her ears, Xu Xiaoai simply took her bag, called Ding Liang, and went out to find a project.

After the first order landed, the two made a profound review, and sorted out the pits in the business again, some internal matters that they are not proficient in their own business are marked as the first level, and those that need to be coordinated by various departments within the company are marked as the second level, and the one that needs to be communicated and confirmed by external parties is the highest level, Xu Xiaoai listed a total of dozens of problems that need to be solved, Ding Liang is already very anxious.

"I said, Mr. Xu, beauty, Xiao Ai, we can't do everything by our business department, the company must at least help us take care of some, otherwise this business will not have to take off a few layers of skin."

Xu Xiaoai slapped the table: "Where do you have so many things?" Am I not tired when you are tired? ”

Ding Liang continued to mumble: "This kind of business is indeed much more difficult than the previous business, and the income is much lower, which is completely thankless." ”

Xu Xiaoai bit the pen: "I'll talk to the company about this matter, I hope the company can only assess our scale indicators, don't consider profit indicators, you just do things well, and I'll figure out the rest." ”

"Not only this, but also our expenses, travel and entertainment, these two pieces were originally withdrawn in proportion to the income of the trust remuneration, but the remuneration for this kind of business is so low, and we don't charge the head interest, we can't advance our own money every time we go on a business trip."

What Ding Liang said is indeed the case, in the past, their project trust rate of return was high, so the travel expenses could be spent casually, and they were always within the limit, but now the return rate of the asset securitization business progress is so low, the travel expenses are completely upside down, and this part also needs to be discussed with the company.

"That's it, this matter is not so simple, we just listed three levels of matters, this belongs to the company's administrative matters should also be listed, this afternoon I will find time to report to the general manager, to see if we can find another way, our special business model redefined."

Xu Xiaoai said to do it, she and Ding Liang both worked very efficiently, quickly sorted out the things that needed to be reported to the leader, in the afternoon Xu Xiaoai went to Daniel Zhang and said some difficulties in their current business, Daniel Zhang directly told her to prepare a plan to go to the office meeting.

Xu Xiaoai's plan is divided into several levels: first, there needs to be a special management system for the asset securitization business, and all the original non-conformities of the company must be re-approved by the company to form a mature management model.

Second, she also wants to simplify the company's internal processes, and she lists several key points for simplification, such as the simplification of notarization and interview, the simplification of sealing, and the simplification of the review of the standard text of the transaction contract.

Third, for their assessment, the company has never encountered a situation, which is equivalent to a new set of business, to build a separate set of assessment system, for the company's human resources department, is also a new challenge.

The fourth and most important point is that she wants to apply to the company to buy an asset securitization system, which she has heard from Chase Bank before: "Other trust companies have it, and if you have to rely on manual work, there will be big problems later." ”

Xu Xiaoai doesn't have a particularly intuitive feeling now, but she feels that her peers are doing this, and Daewoo Trust should not lag behind, so she wants to apply for the purchase of an asset securitization system with the company this time.

After she had everything ready, the office meeting of the four major matters lasted a whole morning.

For new things, they all have a lot of questions, Xu Xiaoai has been answering their questions this morning, and the existing practices of the industry have been further explained to them, and the most important thing is that they have also applied for a lot of things to break the company's existing conventions and apply for exemptions, which makes various leaders feel more difficult.

#小艾, I don't think it's okay for you to be exempted from notarization, first of all, the transaction contract is very risky, if it is a radish chapter, our company can't bear such a risk, we can only agree to you exempt the trust contract, as long as the subscriber is issued in the open market, the trust contract can be exempted, but the transaction documents are absolutely not. #

#小艾, for the reimbursement of travel expenses, I think the company can advance money to you first, as long as you are for this business, the trust remuneration is not enough, you can also pay first, but at the end of the year assessment or to compare with your trust remuneration, if the excess part is not reimbursed temporarily. Although the return rate of your project is relatively low now, it is not that there is no income, according to the market of Wanwu, the scale of this year is still quite large, and the remuneration can still bear your travel expenses in the end. #

#小艾, regarding your performance appraisal, now the company has no way to give you a clear answer, you do it first, and then we will determine the proportion of commission according to your performance. It may not be realistic to not assess the income, the scale will definitely be assessed, you are the company's fist product, and we are now brewing to give you the average award of the business department. #

#小艾, for the issue of the system seal you applied for, we agree that according to the current market practice of only covering the cover and not covering the seams, but what to modify must be reported to the middle office, if it involves major risks of the company, it is still necessary to stop. #

#小艾, about the asset securitization system you want to buy, we currently think that the amount of money spent is too large, you only have this single business to build the system first, first of all, the procurement of the system is not a moment and a half can come, you can start this thing first, inquire externally, find a few companies to introduce their existing products, and then you will meet some specific matters encountered in your project process and communicate with them and simulate the calculation, if it is really possible, we are starting the procurement process. #

Well, Xu Xiaoai held a morning meeting, and it can only be said that there is a little effect, but most of the results are not very significant.

After coming back, Ding Liang was very resistant to taking the average award of the business department: "Xiao Ai, Mr. Xu, beauty, think about it, if we only win the average award, then we are not losing a lot, some business departments have so high bonuses, and some business departments have so little bonuses, we have averaged it, and there is nothing, I can count on this bonus to live." ”

"Yes, this is also my consideration, so I will also talk to the human resources department about your salary again, and raise your usual basic salary, so that the part that relies on the year-end bonus will be leveled, but the company is now this policy, and you are also assigned to my department, and there is no good way, we all have to listen to the company."