Xu Xiaoai said a little strangely: "I have also heard of this company, but our company as a whole has not adopted their own system, you just purchase a module separately, can they cooperate?" ”

"Cooperate with it must be able to cooperate, but the price I just said is more expensive, but people are expensive, after all, the industry is unified, if we are an outlier in the industry, isn't it good?"

Xu Xiaoai was indeed a little entangled: "Anyway, the opinion of the IT department is still very important, so what about the strength of the other companies, is it similar to this one?" ”

"From the perspective of the system itself, the strength is actually not very large, because you are only a small asset securitization module, and their overall integrated solution is relatively complete. You have to think clearly, if the company is on the integrated system in the future, whether it can be seamlessly connected with this asset securitization system. ”

For the business of the system, Xu Xiaoai really doesn't know much, although she knows that the small system can also be satisfied according to the preliminary research, but how to link it with the docking and extension of the company's follow-up system, this is indeed something she didn't expect.

She wanted to call Chu Yu, but her mobile phone was confiscated.

The expert review saw Xu Xiaoai's embarrassment, and he put forward his own opinions: "There is no problem from the technical aspect, the industry share is indeed the most expensive company, but his follow-up response I have heard is not too good, you are now just a relatively small system, just like decorating a villa, you have to equip a sink, generally speaking, the most expensive is of course the best, but ordinary sinks can also be used, economical and affordable." ”

"Then your current villa is not ready to be renovated, just replace a small part of it, you can wait for the big decoration to be carried out together, and then find a way to replace this small system."

"Wouldn't that have a sunk cost?"

"That's what you say, but didn't you use it before the renovation started in the past few years? These software are intangible assets, and the service life of the general software is 5 years, and the depreciation of this intangible asset is basically exhausted after 5 years. You only need to determine if the asset will last for you for 5 years. ”

Xu Xiaoai knew it in her heart, she turned around and asked her IT colleague: "Then when are you going to start a big renovation?" ”

The IT colleague smiled wryly: "This company has not yet made a corresponding decision, I guess it will be at least a few years later." ”

Xu Xiaoai discussed with Lu Shanshan, and she decided to make a decision directly: "Then we won't choose this expensive one, save some money for the company, and then the sunk cost can be minimized." ”

The IT department did not put forward any other opinions, after all, Xu Xiaoai is the user department, as long as they are satisfied, the IT department can cooperate.

In this way, Xu Xiaoai's system was finally settled, and they called in the outside supplier and asked a few questions, asking them to promise the follow-up response speed on the spot, and finally chose a moderately priced company.

A big stone in Xu Xiaoai's heart has finally been put down, and the matter of the system has been completed, so it should not be too hard for her to increase the scale of hundreds of millions in the future.

As soon as she returned to the company, the administrative secretary called her: "Mr. Zhang asked you to go to his office." ”

Xu Xiaoai put down her bag, took her notebook and hurried to Mr. Zhang's office: "I heard that things are still very urgent, you have to be mentally prepared." ”

When I arrived at Mr. Zhang's office, I saw not only her, but also Mr. Wei, who was compliant.

Mr. Zhang's brows tightened, and asked Xu Xiaoai to find a place to sit down.

Xu Xiaoai's heart was worried, and she asked uncertainly: "Is something wrong?" ”

Daniel Zhang pointed at the compliant Teacher Wei: "You talk about it." ”

Teacher Wei glanced at Xu Xiaoai: "Xiaoai, I just came back from supervision just now, and I got a not very good news, which is very related to the business of your department. ”

Xu Xiaoai couldn't help but clench the pen in his hand: "You say, the soldiers will cover the water and the earth." ”

"I heard from the regulator that there are the latest rumors in the meeting now, and its identification of private asset securitization is not clear."

Xu Xiaoai's heart.

Gurgle: "What does this mean?" Isn't the private asset securitization business supported by regulation? ”

Mr. Wei sighed: "Yes, they want our trust industry to be converted into standardized assets, but they don't seem to be particularly recognized by the business form of private asset securitization that has been explored." ”

"Why? The difference between this kind of business and public asset securitization is not too big, and they are not directly bought and sold privately, but also listed and transferred through the corresponding venues. ”

"We used to think the same way, but when the bank was dealing with the accounting, they had a problem with capital balance sheet and accounting watch."

"Do you mean that they are not exactly the same as public asset securitization, and they can't be released at the same time?"

"Yes, there's that in there."

"That means that this kind of business is not encouraged by regulation right now. _o_m ”

"Let's just put it that way."

This news was really like a bolt from the blue, and Xu Xiaoai was stunned: "Originally, we relied on this kind of business to rush to scale, but now that we have stopped it, it will be a disaster for our company or our department." ”

Daniel Zhang quickly raised his hand to stop Teacher Wei: "Xiao Ai, don't be anxious, because this kind of business is currently only a rumor within the supervision, but as for how to determine that there is no clear document down, we called you over to blow the wind on you." ”

"So Mr. Zhang, do we do this kind of business or not?"

Mr. Zhang slapped the table: "Do!" Of course you have to do it! The trust industry is not like this, before the regulation is not required, this wave of dividends must be eaten, your target of 100 billion at the end of the year has been set, then it must be completed, as for next year, if the regulation is really stopped, we will stop and not do it. ”

Xu Xiaoai breathed a sigh of relief, what she is most concerned about now is how to complete the performance indicators at the end of the year, if there is a policy adjustment next year, then talk about it.

"Mr. Zhang is wise and has finally saved our jobs this year."

A sentence made Daniel Zhang laugh: "You, you really did your best for business, and after death, I heard that you are now rushing very well." ”

Xu Xiaoai smiled lightly: "As long as I can take down the private asset securitization of the Internet bank's revolving purchase, then I have great hopes." ”

"Good! Xiao Ai, then it's up to you, before the wind of supervision blows, do everything you can do, and we have to eat this wave of dividends before we stop it. ”

Daniel Zhang's words directly gave Xu Xiaoai a shot of strengthening, and she turned her head and added this wave of chicken blood to other colleagues in the department.

When she knew that there was a time limit for a thing, Xu Xiaoai was like a spinning top that would not stop spinning, and she accelerated the speed of rotation again, and she had a strong sense of urgency in her heart, and she must make all the business as big as possible before the official documents are issued.

Generally speaking, the regulations issued by the regulator are not to blame in the past, and new businesses may no longer be able to be added in the future, but the existing businesses will generally expire one after another.

"Ding Liang goes, let's go and take down the scale of 15 billion again."

Probably because of the requirements of the regulators, President Zhang and Mr. Wei of compliance they reached a unified consensus, Xu Xiaoai's circular purchase was finally passed at the company's review meeting, which has a lot of risks that are more tangled in the original compliance, and the final opinion is to disclose to investors in the trust contract, to fulfill their responsibilities, and the risk disclosure is detailed, so as to pass on the original risk.

Xu Xiaoai watched that the process in the system was finally approved, and her heart finally relaxed.

And Lu Shanshan is most entangled: "Xiao Ai, you said that this bad news will have an impact on the asset securitization system we procured, we finally have some hope, but as soon as the company's business is stopped, this system will not be bought for us." ”

Xu Xiaoai comforted her: "Don't worry, even if you can't do private asset securitization later, you still have to do public offering." This must be the orientation of regulatory support, and you want us to survive 100 billion, these assets rely on us to manage manually, that is actually unrealistic, this system must be bought. ”

。

There happened to be an office meeting today, Xu Xiaoai reported to the company the winning bidder they selected, and this time there was basically no big problem with the system procurement, and it could reach the stage of signing the contract.

"Shanshan, I have already reported to the company, you let them enter immediately."

"The contract hasn't been signed yet, does the company agree to let them come?"

"Of course I agreed, signing the contract is a matter of time or time, and the most important thing now is for them to quickly build the system, adjust and adjust it according to our needs, and strive to go online within a month."

Su Jin is the most excited, because the system uses her the most, and now she is dizzy when she calculates the accounts every day, and the underlying assets need to be checked one by one, and a slight mistake will lead to all the errors.

"I'll do this, I'll let them in quickly, and promise to get it done within a month."

Xu Xiaoai was relieved, and she was quite relieved to see that the employees in the department were working so hard.

Just now, the Internet bank called her and agreed to the fee, Ding Liang: "Now everything is ready, only Dongfeng owes it, let's get the contract up." ”..

Chu Yu: Don't forget to treat at night and come back early.

Wormwood: I'm going to write a contract tonight, and I'll be back early.

Chu Yu: The treatment can't be stopped, we must find a way to come back early, the work is not finished.

Wormwood: Got it, got it, I'll try my best.

Xu Xiaoai was busy until more than 9 o'clock in the evening, and Chu Yu's phone calls and serial urging more than a dozen.

She looked at herself and wrote a rough contract, sighed, and could only continue tomorrow.

Later, she actually wanted to escape more and more, and always tried to use various methods to avoid the treatment at night.

But she also knew in her heart that if her illness was not treated, it might really turn into a more serious one. @*~~

She turned off the computer, picked up her LV bag, and walked downstairs to the company.

When he arrived at the parking lot, he found that a person was leaning next to his car, smoking elegantly, Xu Xiaoai's footsteps paused, and in the dim light, the tall figure looked bleak and lonely.

The man stared at Xu Xiaoai's footsteps, turned around and smiled indifferently: "Xiao Ai, you don't want to see me, only I came to see you." ”

Zhou Ye!.