Zhou Ye raised his glass and toasted everyone present, and then discussed with Xu Xiaoai: "Our existing business system can be used to help you do collection and payment, we can open a mother-child virtual account for you when you open an account, and we can increase the interest rate on your current deposit for you with the interest you precipitate, and we can even negotiate a package price for the custody rate." ”

Xu Xiaoai felt that her pain points seemed to be told by Zhou Ye, and she asked a little stunned: "Then what good can this do to your bank?" ”

"Of course there are benefits, we also need to innovate as a bank, and we also need a lot of deposits. If your brand can be launched, these precipitated consumer funds in the society can be stored in our bank, which is a win-win situation for both of us. ”

Xu Xiaoai's heart beat violently, what Zhou Ye said is what she wants to do, if everything can go well, then she is the first to create the history of Daewoo Trust, and even the entire trust industry.

Zhou Ye provided Xu Xiaoai with an idea, but there is still a long way to go from the beginning of the design to the final landing of this project.

After she returned to the company, she reported to Daniel Zhang about the attitude of Chase Bank, and Daniel Zhang was very supportive: "If you can solve the pain points inside, then this is an important business direction of our company."

I will call in who you need to cooperate with your project team, but the most important thing is that your transaction structure is designed and how to build the transaction scenario. ”

One sentence made Xu Xiaoai stunned again, she thought very ideally, such as a gym, such as a barber shop, it is a ready-made trading scene, but why would people take the initiative to participate in this project? It's a big puzzle.

She looked out the window that there were three or four barber shops or gyms on a street, and there were also some merchants and small restaurants, which were actually trading scenes, but why did they put the advance payments deposited to them by customers in a trust account?

If so, wouldn't they simply stop taking the advance payment? @

"Xiao Ai, I think you're competing for business with a big payment institution." Ding Liang heard about Xu Xiaoai's grand cause, and ran over and poured a basin of cold water on her head.

"Think about it, it turns out that the wallet in so-and-so is not your function, your trust plan is equivalent to a wallet, usually everyone stores money in it, and when it really needs to be used, pay the money to the corresponding merchant according to the instructions, you from the perspective of investors, why should he use your trust if he has the original wallet?"

Ding Liang woke Xu Xiaoai up with a hammer, she is actually a wallet function, but what way does she have to make customers abandon their original wallets, with her, this difficulty seems to be a little too great.

If there is no benefit from both the consumer and the merchant, who will use her consumer trust?

Xu Xiaoai always felt that she had overlooked a very important point, that is, consumers now have wallets, but they still can't avoid the gym running away.

"Ding Liang, you are wrong, our wallet is different from the wallet of so-and-so, our most important thing is to protect the rights and interests of consumers, and the original wallet is only a function of agent receipt and payment, this is the most essential difference, which is also the meaning of what we do."

"Okay, okay. You're doing something that means a lot, and I agree, but what I want to tell you is how you moved your money from where it was, and do you think you can do it over so-and-so? ”

What Xu Xiaoai wanted to say was blocked in his throat by Ding Liang, and it looked really difficult.

Chu Yu gave her a phone number and address today, and asked Xu Xiaoai to help him run, saying that he would go over to help him check the balance of funds.

Xu Xiaoai never knew how much money Chu Yu had, except for the card she put there, the salary card was never handed in.

However, the two agreed to get married, and Xu Xiaoai never thought of receiving Chu Yu's salary card, but Chu Yu was so on the road that Xu Xiaoai felt a secret sweetness in her heart.

The address given to her was not far from their company, in a high-rise building next door, and she still needed to register downstairs to go up.

After Xu Xiaoai took the ID card and registered, he took the elevator to the 46th floor, and there were many people in the elevator, as if many of them were acquaintances, and they were chattering about something. _o_m

The attitude is more excited, and two are indignant.

#一会儿上去之后, I'm definitely going to give them some color. #

#拖了这么长时间了, I can't spare him. #

#我看出来了, this company is a liar, and after trapping our money in, he doesn't know what to do, and he blows it to the outside world, and now it depends on how he ends. #

The elevator stopped on the forty-sixth floor, and everyone hurriedly got off the elevator, squeezing Xu Xiaoai who was standing at the door directly to the side.

The group ran as fast as a tiger after them, and quickly gathered at the door of an office.

Xu Xiaoai touched it slowly and leisurely according to the address Chu Yu gave her, and startled her at the door, the group of people in the elevator just now were all surrounding here.

Everyone came to this company, Xu Xiaoai picked up the address in his hand and checked it, and Zhanrong Investment was indeed here.

"What's going on with this company? Why are you all here? Xu Xiaoai asked a man next to him who was sticking out his head to look in.

The man glanced back at Xu Xiaoai: "You have also been deceived, this kind of physical work should let your men come, maybe there will be a fight in a while."

Xu Xiaoai was taken aback, what's going on? What the hell happened, is it a P2P company that exploded? Why is Chu Yu's money in this company?

Xu Xiaoai hurriedly hung up the phone to Chu Yu, and sure enough, it was the same as she thought.

At that time, several doctors in the hospital bought the product there, and now I heard that it seems that something has happened to this company, so I asked Xu Xiaoai to come and ask.

Xu Xiaoai was speechless to Chu Yu: "I said why don't you have any financial knowledge, P2P companies have no supervision, and there is no custody of bank funds, it is very unsafe, no one controls the use of funds at all, and it is too risky for you to invest your money." How much did you really vote for? ”

"I don't invest much, only about 200,000."

Xu Xiaoai was about to be angry with Chu Yu: "200,000 is also money." Can you tell me before you vote? Anyway, I'm also in the financial industry. ”

"Xiao Ai, didn't I know you too late? This is the money that came several years ago, and it has been rolled in it, and it has rolled almost 200,000 today. ”

"And what is the interest rate they promise you?"

"It seems to be 10% a year, which is still quite high."

"Chu Yu, after you come back, you have to tell me all the deposits clearly, how much of them are invested in this kind of P2P."

"Yes, wife, I will hand over all my money to you, and I will concentrate on making money for you to spend."

Just when Xu Xiaoai was on the phone next to him, some changes occurred at the door of the company.

The personnel began to agitate, as if a girl of about twenty years old had come over, and everyone gave way to either side.

The girl looked at the surrounding people and showed a very puzzled expression: "What are you all doing?" What do you do in front of the company? ”

No one answered, just waiting for the girl to open the door, and as soon as the door opened, all the people poured in and began to rummage through the boxes and cabinets to find something.

The girl screamed in fright: "In broad daylight, do you want to ***?" Stop me, or I'll call the police. ”

Before the girl's screams stopped, someone next to her responded: "You still need to call the police?" We have already reported it, and the police will come soon, so you can talk to the police when the time comes. ”

This group of investors rummaged around in the office, opening all the drawers that could be opened, throwing paper, office supplies, and sundries everywhere on the floor, and a bunch of people jumping around in the room, and the entire office instantly became a garbage dump.

Later, the little girl was so frightened that she burst into tears: "Is there anything you can't wait for the police to come?" You're breaking the law by doing that! ”

No one paid attention to the little girl's cry, and then I don't know who said: "This company has all run away, only this one girl, maybe she knows something." ”

"Yes!"

Immediately, two people dragged the little girl to the middle: "You say, where did your boss get the money?" Hurry up and give us the money. ”

The little girl struggled with her life.

Struggling: "What do you say? I don't understand at all, won't the boss come when I go to work for a while? ”

"Little girl, you're still pretending to be stupid, your boss has already run away, and he ran away with our money! The most realistic thing for you now is to tell the password of your bank account, otherwise you won't be okay today! ”

The little girl was so frightened that she began to tremble, she cried out, and Xu Xiaoai looked pitiful from the side.

A group of people in the entire office were pondering the safe, a group of people were still rummaging around, and a group of people were forcing the little girl, only Xu Xiaoai was watching like an outsider.

She has seen a lot of P2P news, and now she has experienced it firsthand, it's terrible, cutting off people's money is equivalent to killing parents, and now this group of people who come to ask for money is like this, all of them are red-eyed, and they can't wait to split the safe, tear the little girl apart, and find a way to get their money back. _o_m

Xu Xiaoai sighed, it seems that she didn't fold if she wanted to check the balance or anything, this time was really not smooth, first the gym ran away, and then the P2P ran away, Chu Yu's money was less, and it seemed that she felt sorry for him.

She stood outside the door, wanting to wait for the police to help Chu Yu register before leaving, but at this moment, suddenly a man came in with a bucket in his hand, and the expression on his face looked very infiltrating.

Xu Xiaoai glanced at this man, probably also came to ask for money, she didn't care too much, and continued to look down at her mobile phone.

After the man entered, he glanced at the scene in the office and said in a deep voice: "If you want to live, get out of here!" ”

His voice was not loud, few people heard it, he waited for a while, and put the bucket in his hand heavily on the table, the bucket had a certain weight, and it contained liquid, Xu Xiaoai obviously heard the swaying sound of the liquid, only to hear him raise his voice again and say again: "If you want to live, get out of here!" ”。