Chapter 182: New Supervisor
"Xiao Ai, do you think I will be hunted down like the financial managers of other companies? Will I also be beaten by them with a stick, will there be a person holding a whole bottle of An~ sleeping pills in front of me to eat? Lu Liang seemed to have quickly developed forehead lines during this period of time, and his originally handsome face had lost its brilliance, and his eye sockets were also a little sunken.
"Didn't you sleep well last night?" Xu Xiaoai had no choice but to say something embarrassing and polite.
Lu Liang knocked one leg on the chair next to him: "How do you sleep?" Insomnia all night long, it's been many days, the phone calls don't stop every day, do you think I should tell them the truth, or fool them for a while, or *** just turn off the phone and evaporate from the world? ”..
Xu Xiaoai put herself in Lu Liang's shoes, and while they were talking, Lu Liang's mobile phone rang again.
Lu Liang cheered up, picked up the phone, and habitually put on the smile on his face: "Mr. Zhang, you asked about the project, it's okay, it's okay, it's still paying interest normally, our company hasn't said that this is a risky project, those rumors in the market can't be believed, what we have to do is to believe in the company and Daewoo Trust."
Yes, yes, I will never fool you, my own money is also in it. I'm sitting in the office of the head of the company's operations department right now, asking about the situation, and I'll tell you as soon as there is any news. “
Lu Liang hung up the phone, the smile on his face faded, and the corners of his mouth fell down.
Xu Xiaoai glared at him: "What do you say you are doing in my office?" ”
"I really have nothing to say, so I have to talk about some nonsense, which means that the company is trying to find a way, and the CEO of the company's operation and our wealth are on the same line."
Xu Xiaoai was also crazy: "Then you can't tell them to pay interest on time, it's too late, and there is no money to come in at all." ”
"What about Zhao Yao, what did Zhao Yao say?"
"All the people in their department are out asking for debts, and they are really going to die."
Just when the two of them were speechless, the phone on Xu Xiaoai's desk rang.
"Xiao Ai, the regulator let us go. You get ready, and we'll go right away. ”
Xu Xiaoai's heart immediately became nervous: "Mr. Zhang, why did the regulator let us go?" What is it about? ”
"It should be about the risk project, involving your report filling, the most important thing is to change to a new supervisor, let's get familiar with it, and there will be a lot of trouble for her later."
Xu Xiaoai had to send Lu Liang away, packed his bag and rushed to the supervision with Daniel Zhang, and the head of the risk control department went with him.
On the way there, Daniel Zhang was still holding the report materials in his hand, looking at them word by word.
Xu Xiaoai glanced at it, it was a report on the real estate project, and during this time, there were more wrinkles on Daniel Zhang's face, and even the white hair on the top of his head was more obvious than before.
"Mr. Zhang, this is the third report, right?"
Daniel Zhang sighed: "Yes, now the whole company is revolving around these risk projects, this is only the third report of the supervision, and the group has reported five times." @*~~”
No one spoke in the car, and the atmosphere was very depressing.
Xu Xiaoai asked the question she had been unsure about: "Mr. Zhang, can the company afford it now?" ”
Daniel Zhang sighed and shook his head: "As a shareholder, the group will definitely not agree to exchange all the capital. ”
"What then? Is it necessary to declare a default? ”
"I went today to see what the regulation meant, and if they agreed, they could only declare a default."
Xu Xiaoai's heart sank to the bottom, if this is the case, then the company has no future at all, and the little transformation project she used to make a little fuss about, even if there is a good prospect, it seems to be meaningless.
The gate of supervision is still as solemn and majestic as before, Xu Xiaoai and a few people waited for a reply after registering, and only after getting permission did the group turn to the elevator.
They were going to the fourth floor, a small conference room, because of the limited conditions of the regulatory authority, this conference room was separated later, and there was not even a window in it.
"Mr. Zhang, here you are~" A familiar tone sounded from behind him, and Daniel Zhang and several people hurriedly got up: "Hello, You."
Place. ”
There were two people behind You, one was the original supervisor, and the other seemed to Daniel Zhang to be a little raw, but Xu Xiaoai recognized at a glance that it was Zhou Ye's lover Lin Xin'er.
"Let me introduce it first, in the future, the supervisor of your company will be replaced by Lin Xin'er, who we newly recruited, you can get to know each other today, and you can communicate more about what you will do later." @ ”
Lin Xin'er had a decent smile on her face, nodded at Daniel Zhang and the others, her eyes stayed on Xu Xiaoai's body a little, and immediately turned away.
Several people sat down face-to-face, and the head of the risk control department began to report on the situation of the risk project and the measures to be taken by the company.
Lin Xin'er was taking notes seriously, at this moment she lowered her head, her hair was fluffy at the back of her head and tied up in a high ponytail, and she looked simple and dignified in a dark trouser suit, Xu Xiaoai found that Lin Xin'er's overall temperament had changed a little, no longer the immature appearance of the little girl before, but became mature, focused and serious.
In a few moments, one of her pages was full, and she marked a few more question marks in the key places, and then turned to the second page, and continued to memorize carefully.
After the person in charge of risk control finished speaking, Daniel Zhang added again: "Especially because of the general environment, the real estate industry has generated systemic risks, and our company's current plan is to exchange time for space, and our collateral is very good, but it takes time to dispose of it." ”
You Chu didn't answer, just looked at Lin Xin'er next to him: "Xiaolin, you listened to their report just now, is there anything else you don't understand?" ”
Lin Xin'er raised her eyes and smiled at You Chu, she knew that You was testing her, she looked at a few people opposite: "In your report just now, it was only written that the preparation time was changed for space, so are there any specific action measures?" Also, what are your shareholders' opinions? If you encounter a concentrated run on investors, how are you prepared to deal with it? What contingency plan is in place? ”
Xu Xiaoai needs to get to know Lin Xin'er again, she is completely different from the last time she came to find herself, as if she has changed someone, at this time she is professional and sharp, although her tone is not tough, but she is also very firm.
The question she asked should be Xu Xiaoai's turn to answer, she explained it specifically according to the pre-negotiated plan, and was ready to pay the investor in installments before the end of the project. As for the opinions of shareholders, it is not for Xu Xiaoai to answer.
Daniel Zhang had no choice but to tell the truth: "The shareholders are still in communication, and they have not yet finalized the final decision." ”
Lin Xin'er glanced at You Chu and shook her head slightly.
You Chu is also very dissatisfied: "Your overall report is to avoid the important and light, and there is only one unified appeasement plan for a centralized run, if the appeasement can be useful, are all the lessons from the past in vain?" ”
Daniel Zhang lowered his head, he knew before he came that the regulatory side was very sad, and he had already reported to the third time, in fact, there were not too many solutions: "Or let's fight with the shareholders again, or apply with the guarantee fund company to see if there is a liquidity support plan." ”
You Chu's voice softened a little: "If something like this happens, we are very reluctant to happen, but the impact of society is very important, you must take care of the size in the management of public opinion, and you must think about all aspects of the method, the original shareholders have the obligation to make up for liquidity, and now they can't go back when it's time to make a move, you go back and communicate well, we don't want to see investors sit in front of us and pull banners." ”
After returning to the company, Daniel Zhang immediately went to the group, and Xu Xiaoai returned to the office, immediately surrounded by Lu Shanshan and Ding Liang: "How is it?" How's it going? What does regulation say? ”
Xu Xiaoai let out a long sigh: "What else can I say?" Don't cause a run on investors, and don't have any public opinion risks. ”
Ding Liang's brows were also deeply wrinkled at this time: "I really didn't expect such a thing to happen, this systemic risk, isn't the supervision considerate at all?" ”
Lu Shanshan said a fair word: "What can he do?" He doesn't have any money to give it to you? ”
Ding Liang also sighed: "I just heard that the approval of the company's real estate business has been suspended, and it seems that the approval of other projects has also been affected. ”
Lu Shanshan also sighed: .
"The main thing now is that the amount of financing is not enough, and the company has no way to do financing business."
Xu Xiaoai knows that the overall situation of the company is that all kinds of non-standard businesses cannot be done, and the only standardized business is to rely on the standardized pools of the fixed income department in charge of Li Jingjing.
"Isn't that the whole company going to lie down?" Ding Liang frowned: "It's almost the end of the year, is our year-end bonus still settled?" ”
Lu Shanshan rolled her eyes at him: "When is it now, you are still thinking about the year-end bonus, whether the company can survive is the biggest question, and now it seems that my small project at that time was really not worth mentioning." ”
Xu Xiaoai knew that Lu Shanshan was right, but overnight, the original thriving Daewoo Trust became a crumbling building, and Xu Xiaoai used to see other companies take risks, Xu Xiaoai was quite proud, and he had always been at ease with the steady operation of his company, but who would have thought that when there was a problem in the entire industry, Daewoo Trust as a part of it would not be spared.
"Okay, don't mutter, you two, now do what you are doing first, we are the backstage after all, and we may be a little more stable, the front desk is not living a human life now, I guess they won't be able to sleep all night, we are much stronger." @ ”
Ding Liang and Lu Shanshan are right to think about it, at least they don't have to sleep at night, but the year-end bonus that they originally said is really hopeless?
The whole company is panicked, you can see it everywhere you go, whispering, a few people are around, whispering and not knowing what to say.