"Of course, we must comply with the checks, except for the liquidity risk of the broken capital chain, if there is no problem in other aspects, then we can only find a way."

Xu Xiaoai came out of Daniel Zhang's office, and his heart was like pressing a big stone, which was really no way to deal with risks. Daniel Zhang is under more pressure than her, he needs to persuade the group to come up with the company that is willing to come up with funds, and what Xu Xiaoai has to do is to think about this series of operation processes well and make this matter successful under the premise of compliance.

She went back and thought about it carefully, in fact, it was no different from the original pool. This is to separate the original *** product into a single product, but the biggest advantage is that the impact caused by a single client is relatively small.

If there is really no way to redeem it, then the current funders holding the risky projects can only accept the distribution in the original state, which is equivalent to being pulled down by their company.

It's simply a way to lick blood from a knife's edge.

There are nearly 2 billion risk projects in total, and according to their company's past business performance, this year's revenue can be nearly 1 billion, but the annual income is not enough for half of the principal, and the risk is really too great.

If something happens, then the company may really go bankrupt, up to Daniel Zhang, down to her Xu Xiaoai, who is the sinner of the entire company.

Xu Xiaoai inserted her hand into her hair irritably, desperately digging there, only pulling it gently, and a small handful of hair was torn off by her.

She was startled, quickly threw away the hair on her hand, closed the notebook and went to meet with Mr. Wei to find a way.

"It can be done, but as Mr. Zhang said, the most important thing is whether the capital chain will be broken?"

"Will the fund side entrust us with all the rights to allocate assets, and what will you use to repay the income every three months?"

"Can these real estate projects still guarantee that a part of the money will come in every three months?"

Xu Xiaoai didn't have a bottom in her heart, she shook her head: "It's uncertain whether these real estate companies can save themselves now, you let them give us interest or a part of the principal, I think this matter is a bit hanging." ”

Teacher Wei sighed: "Then what do you say to do?" Does the interest paid every three months have to be settled by the funds raised in the next period? If you snowball bigger and bigger, will you be able to eat it later? ”

Xu Xiaoai came out of the compliance office, her legs were like lead, this matter is too difficult, after all, it is not something that she can solve with a small financial migrant worker.

The whole company fell into the lowest period, and it feels fortunate that at the request of Daniel Zhang, the capital pool and the agency of the political credit project began to operate.

The company has some popularity again, at least no longer like some time ago, can only sit in the office sighing, they should go on a business trip, write a report, go to the bank to talk about the agency ~ sales of the talk ~ sales, everyone is busy to offset their worries about the company.

*

The on-site inspection of Chase Bank continued, and this inspection was not only for the risk items of real estate, but also for the inspection team to conduct a comprehensive review of Chase Bank's business at the request of the superiors, and after Ma Jun inspected the risk items, he was assigned to two important outlets under the branch.

There are always management omissions in a large bank, and Zhou Ye listened to the reports given to him by the people below him every day, and his face became darker and darker.

"Are the systems and processes in the industry prescriptive? Why are there so many non-compliance with the regulations? ”

"Is the president of the branch just inactive? Do you have to come to me for approval? So what else do they need to do? ”

"How can the figures in the report be wrong, and there are so many things to do, do everything in order to do business?"

Zhou Ye's roar could be heard from his office to the entire floor, and several meetings had been held for this inspection.

"Zhou Bank, the most important thing is that the inspectors this time are too serious, in fact, these problems exist in other banks, everyone sometimes has some special treatment in order to do business, no one has ever used these things to go online before, this time I think they are too much." The president of a branch was so aggrieved that he was about to cry. @·error-free start~~

。

"Don't make these excuses for me, the supervision is now strict, and you still think that it should be, immediately rectify it, and come to me after the rectification is completed."

Zhou Ye's anger is getting bigger and bigger, and even Lin Xin'er is a little implicated in this time: "What is your policy now, do you have to find out the problem?" ”..

Lin Xin'er didn't dare to speak out in front of Zhou Ye's anger: "Actually, no, this time it's just a routine special inspection, and real estate projects are all about time and space, so they can always be solved." ”

"It's no longer a risk project, it's been a long time since we were checking all aspects of the industry, and it's been almost a month."

Lin Xin'er shrunk her neck and didn't dare to squeak.

Zhou Ye has a bad temper, Lin Xin'er's life is not easy, Lin Xin'er really realized Zhou Ye's ability at this time, starting from being picky about supper, to being dissatisfied with the comfort of the bed, as well as the placement of furniture at home, and Lin Xin'er's dress.

Zhou Ye's speech was also prickly: "Why can't you learn from other girls, you wear famous brands, why is there such a big difference in temperament?" ”

Lin Xin'er was so angry that tears rolled in her eyes, knowing that Zhou Ye was talking about Xu Xiaoai, she couldn't help it, she replied: "That family is about to lose their jobs, your wife can at least support the family!" ”

This sentence seemed to be a hornet's nest, and Lin Xin'er was directly tossed for half a night.

Lin Xin'er is right, now Xu Xiaoai lives in trembling every day, there are always some inexplicable people squatting under their building, Ding Liang comforted her that she may have come to find someone else, but Xu Xiaoai can always find a familiar figure from these people who held the beneficiary meeting that day.

Chu Yu has already put away all her hatred of Tiangao, and now Xu Xiaoai is wearing sportswear, sneakers, and a baseball cap, sneaking into the building every day like a thief, for fear that she will be caught by someone squatting at the door.

She's been busy again lately, and the more projects she builds, the busier her operations become.

Today, four projects were established, all of which were helped by Chase Bank, Zhou Ye still helped a lot in the most difficult time of Daewoo Trust, the original agency ~ sales channel, because the regulatory policy was stagnant, Daniel Zhang went several times, and finally negotiated the agency ~ sales, according to Chase Bank's agency ~ sales capacity, 1 billion a month should not be a problem.

These 10000000000000000000 cannot solve the risk of real estate projects, but it can solve the problem of the company's normal operation, but the cost of consignment ~ sales is also quite high, which is completely inferior to Daewoo Trust's own sales.

Today is the project of the new generation ~ sales channel, which will be launched on the first day. _o_m

Xu Xiaoai has already opened the account in the early stage, and today as long as the consignment ~ sales funds can enter the account, the project can be established.

#怎么样? Has the Notice of Incorporation been issued to the bank? #

#已经发过去了, all network transmissions are already configured. Just wait for the funds to arrive in the account, and the transfer project can be established#

#好, you can keep an eye on it at any time, and if you have any questions, you must tell me. #

Today, Xu Xiaoai attaches so much importance to this transfer, mainly because she invested in the company's capital pool, and the capital pool has to report the position in the public market first, and there will be problems if the money does not reach the position, which is equivalent to defaulting in the open market, which is a big deal.

A morning has passed, Xu Xiaoai asked several times, and the funds for consignment ~ sales have not yet arrived.

#怎么回事? #

#听说系统对接出问题, the data can't be transmitted. #

Xu Xiaoai's head was big: "Haven't you already conducted a stress test before?" ”

Wang Ping looked at Xu Xiaoai helplessly: "The IT department said that there was no problem before, but who would have thought that the real ones were online but there was a mistake." ”

Xu Xiaoai immediately rushed to the IT department and stared at Mr. Gong, who was helping to solve the problem.

"You're useless to me, the most important thing is that there is a problem with the bank, and it is normal for us to receive it."

Xu Xiaoai immediately called Chase Bank, but she didn't expect Chase Bank to say that there was no problem with the system on their side, and the data had been sent, but the trust couldn't accept it.

Xu Xiaoai was crazy: "Mr. Gong, what's going on?" Both sides of the question say it doesn't exist. ”

"Don't worry, me.

We've already started to check, this needs to be tested one by one, and every step has to be debugged, and it won't be good for a while. ”

"So what's the matter, we are still waiting for the project to be established today, this fund is before 3 o'clock in the afternoon, if it can't reach the interbank market, then there will be a big problem."

Mr. Gong didn't care how anxious Xu Xiaoai was: "Where is the problem of the system so simple, you only know that it keeps up, and it doesn't matter if we can keep up with it in the background." In this way, you go back first, and we will work overtime at noon to help you find problems. ”

Xu Xiaoai couldn't help it, and after returning to the office, she called Chase Bank again: "Can you transfer the money first, it doesn't matter if the data comes later." ”

"So how can we do it, we have to complete the approval in the system before we can transfer the money."

"Didn't you just say that you had already sent it, no problem?"

"That is, there is no problem with the system docking, but we need to have the confirmation of the other party when we need to make money, and now the instructions confirmed by the other party cannot come, our money can only be stuck in the system, you are in a hurry, we are also working overtime at noon to investigate." @ ”

"Please, this money is going to enter the interbank market, and it must not be defaulted, you must hurry up and help us investigate it at noon."

Xu Xiaoai begged her grandfather to tell her grandmother, and she didn't stop preparing for noon.

The main thing is that she can't control this matter, she is a layman in terms of the system, and she can't do anything but wait.

The only thing he could do was send a message to Zhou Ye and ask him to help care about it.

And today, it is a coincidence, but unfortunately Zhou Ye and Lin Xin'er's mobile phones are exactly the same, Lin Xin'er left in a hurry in the morning and put Zhou Ye's mobile phone in her bag.

Zhou Ye was still making up for sleep all morning because he worked extra night last night.

Lin Xin'er heard the mobile phone ringing, and when she took it out, she realized that she had taken out Zhou Ye's mobile phone.

Zhou Ye's mobile phone can be unlocked with gestures, Lin Xin'er once watched Zhou Ye unlock, she was curious, opened it and took a look, Xu Xiaoai's WeChat.