Chapter 245: Uninvited Guest
Lin Xin'er took out the materials of the family trust she had prepared long ago and handed it to Father Lin: "Dad, this is the trust company I am supervising now, one of its products, I think it is very suitable for our family, when we need wealth inheritance, we have no suitable successor, but we also hope that the company's equity will not fall into the hands of outsiders, and the structure of this trust has great advantages."
From a legal point of view, it has a function of property segregation, which refers to the isolation of one's own assets through family trusts and other means in order to avoid the loss of personal wealth due to children's profligacy, failure to invest in entrepreneurship, family changes and other reasons.
And the first step we need to do now is to separate the property of the company and the property of the individual. The company is at risk of bankruptcy, and if the company's assets are not segregated from the family's assets, when the company goes bankrupt, the individual may be jointly and severally liable for the company's debts, and a family trust is the most suitable way for our family.
We can entrust a trust company to manage and dispose of family property on behalf of us to achieve wealth planning and inheritance for our family.
Once we entrust the assets to the trust company to take care of, the ownership of the assets will no longer belong to us, but the corresponding income is still collected and distributed according to our wishes, and the most critical point of this is that we can rest assured that we can boldly hand over the company to outsiders, as long as it is a capable professional manager, his character is excellent, we do not have to worry about the loss of our family's property at all. β
Lin Xin'er said so much, the amount of information is a bit large, although Dad Lin has also heard a lot about the family, but he has not had an in-depth understanding.
Father Lin put on his reading glasses and looked seriously at the materials that Lin Xin'er gave her, which was written in great detail, which was a customized family trust specially tailored by Lu Liang for Lin Xin'er.
It involves not only the transfer of equity, but also the transfer of property, and involves all aspects of insurance, charity and operation and management within the entire family.
"Dad, you really have to think about it seriously, this is the best way to solve the current company problems, you don't want the company to be created in your hands, and eventually collapse in your hands, and as a new employee, I don't think I can stay in this company for a day."
Father Lin looked up at Lin Xin'er: "Is the situation really so bad?" β
There was disappointment and frustration in Daddy Lin's eyes, Lin Xin'er shook her father's hand, her fingers cold: "It's really a bad situation, if you don't change it, it's too late." β
Lin Xin'er, who returned to City A, went directly to work on leave, because there was a lot of backlog on her leave, she was busy late that day, and Zhou Ye went directly to the bureau to take her home.
"The rice cooked by my aunt in the past two days is not delicious, I want to drink porridge." Zhou Ye was like a grumpy child, and pushed Lin Xin'er into the kitchen as soon as he came.
"It's already 12 o'clock in the evening, and I can't digest it if I boil and drink porridge again."
Zhou Ye looked at her so fixedly, with persistence in his eyes. @
Lin Xin'er had no choice but to tie an apron, add water to the little leftovers at home, and start boiling over a high fire, she kept stirring, turned off the low heat when she was about to put it out, and waited for the surface of the porridge to calm down, and then started to turn on the fire, and boiled it repeatedly for almost 20 minutes.
She quickly made a bowl of thick soy milk with a wall breaker, and the soy milk was poured into the porridge, and a chemical reaction was produced in an instant, and the fragrance of the soy milk overflowed, filling the house.
Lin Xin'er took out a cucumber from the refrigerator again, patted it directly with the back of the knife, cut it into small pieces, and after using salt to get out of the water, cut the green onions, ginger and garlic, and boiled the hot oil in the pot.
She took out the raw peanuts from the cupboard, washed them with salted water, spread them directly in the bowl, put them in the microwave for two minutes, then took them out and turned them over, put them in the microwave for another two minutes, and finally sprinkled them with salt, and the fried peanuts were ready.
The 20-minute porridge and two side dishes were placed in front of Zhou Ye refreshingly.
After Zhou Ye sat down, he drank a whole bowl of soybean milk porridge, swept away the side dishes on the table, and looked at Lin Xin'er with satisfaction: "Xin'er, it seems that she is good at craftsmanship." β
After eating and drinking, Zhou Ye is also energetic. When Lin Xin'er finished washing up and was about to sleep under the covers, the man turned over and pressed up.
γ
"There is a saying that Xiao Biesheng is newly married, and today I deeply realized it." Zhou Ye's words made Lin Xin'er completely sleepy, and her wolf-like eyes woke her up directly.
The night was long, the room was rippling, and the nightlight at the bedside was flickering on and off, as if it was playing a rhythmic rhythm.
The quilt was arched high, and when it gradually got better, the quilt under him became an obstacle, and the two of them kicked under the bed at some point.
The sheets were crumpled, a corner had hung diagonally on the edge of the bed, and the pillow was also used as an aid on the bed, and one had already flown to the door.
Lin Xin'er gasped and asked intermittently: "If you exercise just after eating, will you get appendicitis?" β
The man's heavy breathing was in his ears: "If you have it, you have to have it, people die under the flowers, and ghosts are also romantic." β
In Lin Xin'er's opinion, this man is not only amorous, he is simply obscene, I don't know where to learn all kinds of tossing skills, and she was so tired that she was almost late the next morning.
You Chu heard that her voice was hoarse, and asked strangely: "Xin'er, did you catch a cold when you went home?" β
Lin Xin'er held the cup in her hand, lowered her head and let the heat stun her eyes: "Yes, the weather in the north is relatively dry, and my throat is a little uncomfortable." β
You Chu nodded: "Drink more water, I heard that there is going to be a sandstorm over there, I have read the regulatory opinions of Daewoo Trust you wrote, and their net-worth transformation plan is basically okay, but it takes a long time, let them complete the rectification in advance, and remember to look back afterwards." There will definitely be various forms and reports to be reported on a monthly basis, you should study them in advance, and let Daewoo Trust write them according to this template after researching, which will also reduce our pressure a little. β
Lin Xin'er nodded, she put down the cup in her hand, and took the report handed to her by Youchu, only to see that there were many places outlined with a red pen on it.
"You are so careful, I have learned a lot from you."
"It's already good, you've not been here for long, and this report can already score 80 points. @Β·error-free start~~"
After getting the praise of You Chu, Lin Xin'er's heart was sweet, and after adjusting it according to You Chu's revisions, she sent the first draft to Xu Xiaoai and asked her to give feedback within a week.
Xu Xiaoai had a headache when she looked at the regulatory opinions sent over, although she agreed to their overall transformation plan, but the time requirements were advanced.
And their company's system transformation has not yet begun, and there is really nothing to write about reporting the progress of the work on a monthly basis.
She can only apply to attend the office meeting, and after informing the regulatory opinions and various lines, she will break down the task and let them write a rectification report on a monthly basis.
After getting off the office meeting, Xu Xiaoai's office came to an uninvited guest.
She held a cup of coffee in her hand and a hypocritical smile on her face: "Mr. Xu, you said that we have worked together for so many years, and I really haven't talked to you much." β
Xu Xiaoai clasped her arms with both hands, raised her eyebrows and looked at Li Jingjing with a smirk: "Rare guest, Mr. Li, my small temple actually came to your big Buddha." β
Li Jingjing sat down opposite Xu Xiaoai, and pushed her big waves back, revealing her slender neck: "Mr. Xu, I'm here to ask you for help." Now there's no one else in the whole company who can help me except you. β
Xu Xiaoai really didn't know what Li Jingjing was talking about: "No, Mr. Li, your pool is operating relatively well, and the whole company is pointing to your pool to make money, what time do you have to ask me?" β
"It's our job to help the company make money, so there's definitely nothing to say, but the current regulatory requirements are net worth transformation, and the transformation of our pools is not so simple, don't you see the overall operation of the company is here with you? Why don't you help us do the renovation of these pools together? β
Xu Xiaoai didn't fight as soon as she heard it, all the good things are for you, and you will throw them to others after hard work, why don't you think about God?..
Xu Xiaoai's face also put a smirk on his face: "Mr. Li, the transformation of your pool is too difficult and too professional, the average education of your department is 985211 master's degree or above, and most of us here are bachelor's graduates." The transformation of this pool may have to require high-IQ people to think of more ways, and we can't do it. β
Li Jingjing touched Xu Xiaoai's nose and left angrily, and took her with her when she left.
The cup of coffee that came was also taken away.
Xu Xiaoai slammed the door behind her: "I'm really a bully, I want to share half of the bonus, I'll take it for you." β
Li Jingjing did encounter difficulties, the system construction was not strong, and their net worth transformation could not be done at all.
They are not like Xu Xiaoai here, no matter what, the most important thing is a non-standard valuation, which is really not good and outsourced
But Li Jingjing couldn't outsource it, so she could only find a way to solve it manually, so her idea was to contract all the work to Xu Xiaoai to do by hand.
Xu Xiaoai saw through the essence of this matter at a glance, and if she wanted to meet the needs of supervision and complete the transformation of net worth, the liquidation and distribution of the later projects did not depend on the system, and it was simply unrealistic to rely on manual calculations every day. First, the workload is large, and second, the operational risk cannot be prevented at all.
Xu Xiaoai really hasn't heard of any financial institution that uses manual T+0 calculation of wealth management products, and Li Jingjing is simply whimsical.
Li Jingjing came out of Xu Xiaoai's office, and she went directly to Daniel Zhang. She praised Xu Xiaoai as a fanciful thing: "Mr. Zhang, Xu Xiaoai is the most capable in the whole company, as long as she wants to do something wrong, there is nothing she can't do, you see that now the regulator is staring at us to do the net worth transformation, my product now has no system support, and it is unrealistic to want to transform it, but I also know that the construction of the system is not achieved overnight, we can only find a way to do it in an alternative way, but you see that there are only a few people in our department, they still have to do investment, but also do market research, I can't be busy at all, or I'd better hand over all the liquidation and distribution behind the capital pool to Xu Xiaoai! β
Daniel Zhang hasn't figured out Li Jingjing's true thoughts yet, just look at her little mouth and talk endlessly.