And now Xu Xiaoai's net worth is just right, no more, no less.

She reported the matter to Daniel Zhang, and Daniel Zhang was also hesitant: "Are you confident in your valuation?" ”

"My valuation is from the system run out of the system, and then I went from various places to find the latest value of the bonds, a total of more than 200 debts, I manually calculated again, it should be not a big difference, if there is a difference, it is the tail difference, because our valuation is to the back 4, I think it should have little impact on the customer's performance benchmark, at most affect our performance remuneration accrual."

"Okay, Chase Bank's valuation can't wait any longer, we must distribute the money to the customer's account today, and I heard that one of the customers is the wealth management of the Rural Commercial Bank, and after the account is distributed, they will have to distribute it to their own customers, so time is very important." @*~~”

"And what if we divide too much?" Xu Xiaoai hesitated.

Daniel Zhang gritted his teeth: "If you share more, let's use our own remuneration." ”

This is no way, and it is also the best solution that Xu Xiaoai can come up with.

She called Chase to discuss the solution, and Chase had no choice but to agree.

The money was divided, and it wasn't until 9 o'clock in the evening that the valuation table of Chase Bank came out, Xu Xiaoai opened the form in horror and looked at it, worried about the things of the day, and finally the dust fell, she didn't score more, but gave the customer a little less excess income.

At this moment, she was almost about to cry with joy, she took a photo of the valuation table and sent it to Daniel Zhang: "Mr. Zhang, the business remuneration does not need to be posted, the investor's income is not more, but a little less, I will make up for it tomorrow." ”

In this way, during the time that Xu Xiaoai lived in the company, all kinds of problems happened around her, some were difficult to solve, and some needed more time.

The condition outside has improved, the colleagues who were originally isolated have also been released, the city has gradually returned to normal production and life, and even the hospital has begun to provide normal outpatient services.

Xu Xiaoai could finally go home, she thought she could see Chu Yu at the same time as she went home, but she didn't expect the hospital to send her a message: "Dean Chu is still in the research institute, and he can't go home for the time being." ”

Xu Xiaoai slept well at home, slept for a whole day, and wanted to make up for all the fatigue during this time, she thought about Chu Yu so much, I don't know what happened to him now.

Back to a month and a half ago, Chu Yu has been presiding over the overall situation in the hospital, and is working with the experts above to overcome the virus.

His previous cases played a great role in the study of the virus, and it can be said that their hospital was the first hospital to discover the source of the virus.

The sudden death of those two villagers was slightly similar to the sequence of the virus this time, so Chu Yu's previous research results helped a lot.

Finally, one day, they developed an antibody to the virus, which has been experimentally proven to be effective, can inhibit the spread of the current 80% of the virus, and the last 20% has to rely on the patient's own immunity to carry it. This is by far the most effective treatment.

"Now we have reached the most critical point, we need to recruit volunteers to test the clinical effect of this antibody, and it must be very healthy." Experts from above threw out this conclusion.

As soon as this conclusion came out, in fact, most of the people were excluded, the doctors here, you look at me, I look at you, many people lowered their heads, they have contributed their energy, time and part of their health to the virus, and the antibodies that were successfully tested on mice have no idea what kind of impact they have on the human body.

People are life-conscious, and doctors are no exception.

"You can think about it, and we'll count the numbers tomorrow."

By the end of the meeting, the joy of having developed antibodies had been washed away, and everyone was engaged in a fierce ideological struggle.

Chu Yu walked in front of the expert: "I am the dean, and I am duty-bound, and I am willing to be the first volunteer." ”

The expert looked at the young and handsome dean: "Dean Chu, you have already paid enough, you don't have children yet, this medicine may have a lot on the reproductive system."

Big impact. We discovered this factor in our previous experiments, and I suggest you don't sign up. ”

"What is the probability of impact?"

"It's estimated at least 60%."

Chu Yu didn't expect this consequence, he remembered Xu Xiaoai, although the chance of having a child was relatively small, but now she has been completely sentenced to death, can she accept it?

Chu Yu thought about it for one night, and the next day there was no doctor who signed up.

Chu Yu knew that he had no chance to hesitate anymore, he had to set an example.

Between righteousness and his own small family, he chose righteousness.

Under his leadership, three more doctors stepped forward, and the four of them formed the first batch of experimental mice.

The medicine into the body felt uncomfortable, and Chu Yu had a high fever for the first 5 days.

The experts were making accurate records, feeling the virus raging in Chu Yu's body.

"It's peaking, and it should be down on day 6." The expert has not rested for the past few days, and has been watching the changes in Chu Yu's indicators without sleep.

"Director, it seems that Dean Chu has some indicators that have not been able to recover."

The expert stepped forward to take a closer look, he sighed, the original experiment on animals was also the result, but he didn't expect that there was no change in the human body.

The examining doctor asked worriedly, "Is this permanent?" ”

The expert shook his head: "I don't know yet, it depends on the changes in his autoantibodies, and I also expect that people and animals will be a little different." ”

"Director, Dean Chu's family keeps calling, should we help him pick it up?"

The director shook his head, Dean Chu had explained before: "You don't need to answer the phone, just send a message and report to him that he is safe." ”

Chu Yu was lying in a closed space, and he could see every move inside through the glass window, he didn't even have the strength to get out of bed in the past few days, and the same was true for several other experimental doctors.

"Okay, then I'll send her a message."

Xu Xiaoai would receive a message from Chu Yu every few days, and there would be a phone call at the beginning, but then there would only be news.

Xu Xiaoai also went to the hospital several times in her spare time, but she didn't find Chu Yu, only knowing that he was arranged to do a project.

Many people care about her, including Zhou Ye and Lin Xin'er.

One day, Lin Xin'er came to their company for a daily visit, and specially pulled Xu Xiaoai to talk for a long time.

When she left, she gave Xu Xiaoai a prescription for traditional Chinese medicine: "This is from your family Chu Yu to our family Zhou Ye, he said that it may work for giving birth to children, I have been eating and conditioning now, maybe it will really work one day." ”

Xu Xiaoai put the recipe away, and her heart was bitter.

Originally, Chu Yu had also been conditioning her, but since the accident in the hospital, her medicine has also stopped.

Since Li Jingjing left, Xu Xiaoai took over the fixed income department, and she reorganized the plan for net worth transformation.

She remodeled according to the existing product type, divided into three steps, the first is to reorganize the underlying assets, and move out what should be removed, so that the project can become a real standardized bond pool.

At the same time, in the allocation of assets, it is integrated according to different maturities and different risk levels. Before writing into the plan, she first submitted it to the risk control discussion, and asked the risk control to work with her to formulate the future development direction of the pool.

Only when the underlying assets are completely clean, can they be customized according to the needs of customers and developed into products of different maturities, so that the net value is more meaningful and more compliant.

Secondly, she is going to convene a beneficiary meeting to transform the non-net worth clause in the contract into a net worth clause that fully discloses the risks with the client, and must obtain the client's consent.

This point is the most difficult, the original customers of several pools are very mixed and messy, Xu Xiaoai directly cut through the mess, and then a large number of previous customers held a beneficiary meeting when it expired, at this time the beneficiaries were concentrated in some institutions, and their consent was more than 90%.

At the beneficiary conference, Xu Xiaoai clearly explained her vision for this pool, these institutions are very professional, and the point they are most worried about is net worth.

Up and down, how to guarantee their earnings.

Xu Xiaoai opened the underlying assets, explained them one by one, and also made their criteria for selecting assets, specific items, and the most critical point, the trust company and the customer share the risk.

Xu Xiaoai set up a safety cushion model, that is, when the net value does not meet the original set standard of the beneficiary, Daewoo Trust promises to use the trust remuneration as a safety cushion to make up.

There is only one extreme case, after all the trust remuneration is advanced, it is not enough to make up for the client's income, and Xu Xiaoai designed the ending clause.

At the beneficiary conference, she said: "I believe that with our Daewoo Trust's risk control and our years of experience in asset management, we will not have come to this point. ”

At the same time, she also set a more flexible deadline, the shortest period is 7 days, and the longest waiting period for customers is 7 days.

In the final voting session, Xu Xiaoai and several colleagues from the Fixed Income Department waited with sweaty palms beside them, and waited until all the votes were over and the votes were counted, and they finally breathed a sigh of relief: the vote was unanimously passed.

This means that their company has taken a very important step in the transformation to a net-worth product.

The third transformation plan is to truly transform into a money market fund model, Xu Xiaoai specially designed a new pool, which is completely based on the T+0 product model, and the daily customer's income, as long as it is not redeemed, will be reinvested as dividends to increase the share.

This is the mainstream product of the fund company, and the third step of Xu Xiaoai's net-worth transformation is to get a piece of the market.

Lin Xin'er looked at Xu Xiaoai's plan, she sincerely admired it from the bottom of her heart, which was much better than the enforceability of the plan written by Li Jingjing before. It not only considers the needs of customers, but also considers the management of their company's current pool, and more importantly, controls the risk.

This plan for the transformation of net worth was naturally passed, and You Chu nodded again and again after reading it: "This is the most complete plan I have seen, with measures, implementation, and foresight, which can become a benchmark for the trust industry and point out the direction for their transformation in the industry." ”

In the blink of an eye, it was the New Year, and the house was still deserted, only Mother Xu and Xu Xiaoai were eating Chinese New Year's Eve dinner at home.

In order to be lively, Xu's mother called her aunt's family over, but this big villa is a little less popular.