All the researchers were shocked when they heard Xu Xiaoai's words.

The second person sitting on the left straightened his back slightly, and the director opposite smiled slightly: "Your appetite is quite big, and you still want the settlement function, are you asking me to directly approve a trust bank for you?" ”

Mr. Wei's face began to turn a little pale, he didn't know why Xu Xiaoai was so impulsive, there were some things to say, but there were some things about the top-level design, and it was not their turn to talk about them at all.

"Yes, if possible, I suggest that we be given a license for a trust bank."

The director paused for a while, his eyes slightly deviated to the left, and the second person on the far left clicked twice on his notebook with a pen, and then the director turned his eyes to Xu Xiaoai again, and said leisurely: "Is this your personal idea or your company's idea?" What is your position in the company? What do you do? How long have you been in charge of service trusts? Have you ever done it? How many merchants have you dealt with? How many investors have you dealt with? How many turnover and transactions do you have per day? What are your strengths in management? Why should I give you this license? Could you please give me specific data and reasons? ”

This question smashed down and stunned everyone present.

Teacher Wei knew that it was troublesome, this was to annoy the supervision, so many continuous questions were so sharp, if he couldn't answer them, he couldn't end up now, he looked at Xu Xiaoai worriedly.

Xu Xiaoai silently repeated these questions in her heart, and then called up a file from her mobile phone and projected it onto the big screen in the conference room.

"This director, I am very honored, the questions you ask are all I know, I am the assistant general manager of this company, I am in charge of several departments, and the service trust business happens to be in the department I am in charge of. I am also proud to say that I was also the original Trust Manager of Service Trust. _o_m This service trust can be set up, and it is completely what I talked about one by one.

Please take a look at the big screen, the big screen is the flow of our service trust yesterday, the left is the number of investors, the right is the number of merchants, and there are at least thousands of inflows and outflows of funds every day.

Now it is completely automatic 724 hours a day.

This is a strategic cooperation project between us and Chase Bank, and we use its custody system to help us settle the transfer, but because of the data interaction in the middle, we have a delay of about two hours, which is simply unacceptable to the merchants.

The barber industry we wanted to introduce recently, just a few came in, and because of this data delay, we complained to the regulator, and we finally solved the complaint, but at the same time, the industry was stopped.

In fact, we think there are many scenes, there is one of the largest industries, the catering industry, which is a major category that we want to pull in, if the city's catering industry can be close to our service trust, I expect that the daily transaction turnover will be at least tens of thousands. ”

The eyes of the second leader sitting on the left lit up a little, and he directly took Xu Xiaoai's words: "Is your tens of thousands of strokes of water a little conservative?" How many F&B businesses have you counted? ”

Xu Xiaoai dropped out another document, and she also put it on the big screen: "This is the market research we did, as of the end of last year, in City A, there were a total of 52,967 forensic catering service units, 134 extra-large restaurants, 1,435 large restaurants, 6,859 medium-sized restaurants, and 16,453 small restaurants." There are 17,618 satellite restaurants, 3,448 snack and fast food restaurants, 315 beverage shops, 6,529 canteens, 88 collective meal distribution units, and 88 central kitchens. ”

"Not all of these merchants need to adopt an upfront payment model. If 30% of them will adopt the trust prepayment model, then according to last year's catering income of 5.6 billion, 30% is 1.68 billion, and the number of daily settlements may be tens of millions or even the upper level. ”

"With such a large amount, if we still use the custody model, the custodian bank will also be dragged to death by us, and their system will spend a lot of capacity on it, and at the same time, the efficiency of data exchange and transfer will not be improved.

So that's what I'm talking about, we need to have a special top-level design and corresponding institutional support in terms of service trust, and even to change the model that my original trust property needs to be managed, we need to apply for the function of settlement, and we hope that the trust company can do its own 7*24 hours transfer. “

Xu Xiaoai threw out her set of data, and the four leaders who came to investigate on the other side looked solemn. @

The second leader went on to ask, "How much are you going to invest in IT?" Are there any specific plans? ”

Xu Xiaoai nodded: "Leader, you asked the core question, we are now swaying at this juncture, do we want to expand the service trust, do we need to continue to work in this unprofitable industry?" We need to see hope, if we continue with the current model, this project will not be large, and we will not be able to budget for the system investment. ”

The second leader leaned his back on the back of the chair: "Aren't you very energetic?" Why not invest first and do it yourself first? ”

The little guy in Xu Xiaoai's stomach suddenly kicked her, Xu Xiaoai reached out and patted her stomach to soothe her, and continued: "We also want to do it ourselves, but we want to comply more, under the premise that the supervision does not allow it, if we cut it first and then play, at least we will be sentenced to a crime of disrespect." “

The second leader on the opposite side smiled: "I can't see it, you have a strong sense of compliance, then now our supervision has stuck your hands and feet, and it is our sin." “

Mr. Wei, who was compliant, hurriedly came to play the round: "We really don't dare to venture forward without the consent of the supervision." ”

At this time, the atmosphere finally eased up, and Xu Xiaoai also breathed a sigh of relief, the high nervous tension just now must have made the little guy uncomfortable, so he kicked her.

The meeting was finally over, and then the researchers had to go to see the operation of their service trust, they made very detailed notes, and also asked for a lot of information, and when they left, the director held Xu Xiaoai's hand and whispered to her: "Your research cooperation is very good, and the leaders above are very satisfied." ”

Xu Xiaoai quietly glanced at the second leader standing next to him, only to see a faint smile on his face, standing next to him with his hands behind his back, obviously his aura was not the same as that of several other researchers.

Xu Xiaoai knew it in her heart, it seemed that someone was sent down to participate in the investigation, but she didn't want to reveal her identity.

Xu Xiaoai hurriedly asked Lu Shanshan to take over the idea plan of a trust bank that she had done before from her office, a thick stack, full ten pages, and she handed it directly to the second leader: "Leader, this is a little idea of ours, you can also take a look if you have time, I hope it will be helpful to your research." ”

The second leader glanced at the title "On the Possibility of the Existence of Trust Banks" on the cover, and then put it into his own briefcase with an indifferent expression.

The research team left, Xu Xiaoai asked for leave to go home, recently her stomach is too big, has been a little unable to support, after this day's hard work, her legs have been swollen not decent, she needs to go home to raise her legs high, let the blood flow back.

In addition to the edema of both legs, she also felt a little uncomfortable in her heart recently, as if she couldn't breathe.

She asked Chu Yu if there was anything wrong, and Chu Yu comforted her and said that it was nothing, this was a normal reaction during pregnancy.

And Chu Yu told her a better news, after she gave birth to a child, she would finish breastfeeding, and the pain of her lobular hyperplasia might be better.

It was the only good news she knew since she became pregnant.

When Chu Yu came home, he saw that Xu Xiaoai was a big V-shape, with his legs high on the sofa, lying on the armrests of the sofa, and two or three cushions under him.

He stepped forward and touched Xu Xiaoai's big belly: "What's wrong?" Feeling sick again today? ”

Xu Xiaoai dragged Chu Yu over and directly asked him to be his cushion: "Today's leg is a little swollen, I've been hanging upside down all night, and I don't see any effect." ”

Chu Yu helped her carefully check it: "Today's symptoms seem to be indeed a bit serious. He listened to the fetal heart rate for her again: "Everything is normal, the little one is strong." ”

"Why am I still alive and kicking in the first two months, these two months feel particularly burdensome, heavens.

I was sweating all day, and sometimes I couldn't breathe. ”

Chu Yu sighed: "Xiao Ai, pregnancy is very hard, this is what every woman who is a mother must bear, I will only be better and better to you in the future, to make up for the suffering you caused in order to conceive our child." ”

Xu Xiaoai couldn't help it, looking at her deformed figure, looking at her slightly puffy eyes, and her rounded chin, these parts seemed to be indeed a little deformed, but she couldn't call herself a white bone spirit anymore, and now she was a dirty round.

Her mood suddenly came up, and she was a little depressed, one was not going well at work, and the second was the change in appearance, which hit her self-confidence very hard.

"How long has it been since I've worn high heels, how long has it been since I've been out shopping, how long has it been since I've been to a bar." She poked Chu Yu's chest and complained very dissatisfied.

Chu Yu let her poke, at this time, the psychology of pregnant women is very important, because of the hormonal changes in the body, it will be very uncomfortable, and it will also be cranky, what Chu Yu has to do during this period is to follow her, comfort her, and make her emotionally stable.

"Let's show you other babies, there are several babies born in the hospital today, there happened to be one who had just left the delivery room when I was on patrol, I took a closer look, he looked very beautiful, there were 8 pounds and 7 taels, a child who grew very full, his hair was also very thick, very healthy, and his mother looked as beautiful."

Xu Xiaoai listened to the first few sentences quite comfortably, but I don't know which nerve she was mobilized in the last sentence.

She squinted at Chu Yu: "As beautiful as his mother, have you ever seen his mother?" How beautiful is it? ”

Chu Yu smiled, knowing that she had said the wrong thing: "Her mother is not as beautiful as you." ”

Xu Xiaoai felt a little more comfortable at this time, she is now a queen at home, and she can't tolerate a sentence that makes her uncomfortable to hear.