Xiao Fan only stayed in Macau for two days, and after losing 200,000 yuan in the casino, Xiao Fan boarded the plane to Shanghai with all the remaining funds of 12.5 million.

"Matsue University Town."

It was exactly half past one in the afternoon when he got off the plane, and Xiao Fan was ready to take a taxi straight to his destination.

"Matsue University Town? There is a university town in Songjiang Ali. ”

The taxi driver was stunned because the construction of the university town of Songjiang had only begun at the end of 2000.

"Let's pull me to Xinzhuang first."

Xiao Fan suddenly thought that in his previous life, when he went to Songjiang University Town, he would first take Line 1 to Xinzhuang, and then take the bus.

"Okay." The taxi driver replied cheerfully.

It's a good job from Hongqiao Airport to Xinzhuang, and the driver is earning money in this queue today.

However, seeing that Xiao Fan didn't seem to have any luggage, the master muttered a little and quietly locked the car door.

"Are you worried about the lack of money, enough?"

Xiao Fan took out a hundred-yuan bill from his wallet and handed it to the master.

"It's good to cut it, it's good to cut it, and the company stipulates the amount."

There was a red light in front of him, and the master took the bill with an embarrassed smile.

"There is on the side, what are you doing in Che Xinzhuang?"

Chatting, one of the professional skills of a taxi master, and this journey is not a short time, and most taxi drivers will be very panicked. And Xiao Fan does have a lot of curious places, getting off the plane, he doesn't look like a rich man and he is not very old, but he has to take a taxi to a place that can be reached by subway, and he has never heard of the place he is going to go to, and he can speak Shanghainese.

"Do something, master, are you familiar with Songjiang?"

Xiao Fan's Shanghainese belongs to the level of two knives, there is no problem in listening, and simple communication is okay, but if it is a long-term chat, it is easy to show timidity.

"Cooked, my family will strangle Songjiang."

The master saw that Xiao Fan opened Chinese, and tried to speak Chinese as much as possible, but it was still mixed with Shanghainese.

"If you feel uncomfortable speaking Chinese, just speak Shanghainese, I understand, my mother used to be Shanghainese, but she just can't speak it well."

"It's just quite good, it's better than my hometown Xiao Ning."

"That's it, I've got this car today, you take me to the newly opened real estate in Songjiang to look around, and then send me back to the city in the evening." Saying that, Xiao Fan took out another 200 yuan and handed it to the master.

This is the purpose of Xiao Fan's trip, in his previous life, Xiao Fan heard his girlfriend from college say that a relative in her family bought a few houses in Songjiang with a loan around 2000, and made hundreds of thousands of dollars after three years.

In those years, Songjiang's housing prices became the fastest growing sector in Shanghai due to the low average price and the superposition of various favorable policies. And at that time, the loan policy for new houses in Songjiang was also very relaxed, with a down payment of 10%, and there was no limit to the purchase at all, as long as you could afford the down payment, you wanted to buy a few sets.

After arriving in Xinzhuang, Xiao Fan asked the master to continue to drive west along the main road, because he had the impression that Songjiang University Town was directly west of Xinzhuang, and it was open until it was desolate as far as the eye could see. If it weren't for Xiao Fan's thin arms and legs, the master wouldn't dare to open it.

"Stop here for a moment, you wait for me here."

Finally, on the way back, Xiao Fan saw a sales office, and saw that the real estate around the sales office had been built to five or six floors.

"Okay."

The master also got off the bus to find a convenient place to go, he queued up at the airport for more than half an hour, and after driving for more than 2 hours, the bladder capacity was already a little insufficient.

Don't talk about gossip, Xiao Fan has always been vigorous and resolute in doing things, and asked the price directly when he entered the sales office, and then asked for three sets of small apartments, medium houses, and large houses.

Xiao Fan doesn't think about the location, doesn't think about whether it's along the subway line, and he doesn't know the relevant information if he wants to think about it. Xiao Fan's strategy is to cast a wide net, and the skyrocketing housing prices are the general trend, as long as the real estate developer does not run away, Xiao Fan will definitely make money. And seeing that this real estate has reached five or six floors, it is unlikely that the real estate developer will run away.

"The total area of the three sets of small apartments is 142 square meters, and the average price is 888 square meters; The total area of the medium-sized apartment is 246 square meters, and the average price is 868 square meters; Three sets of large apartments with a total area of 378 square meters and a total area of 818 square meters; The total price is 648,800 yuan, according to our company's preferential policy, you can also give you a 99% discount, if you buy a house in full, you can get a 98% discount. The sales lady's heart has blossomed, and this business is more than the houses she sells in a month.

"I don't have to get 98% off, I want a loan." In Xiao Fan's current situation, it must be a loan to maximize the benefits.

"That is, the total price is 642,300 yuan, and if it is a loan, there will be a certain fee, which is not expected to exceed 2,000 yuan, because according to the relevant policies, taxes and fees are now completely exempt, and only a certain fee needs to be paid to the guarantee company."

Xiao Fan swiped his credit card to pay the down payment and other related expenses, signed the sales contract, and waited for the bank to approve the loan, which took about five or six working days.

In this way, Xiao Fan advanced east along the main road from the western suburbs of Songjiang, and also went to several sales offices under the recommendation of the taxi master, and swept a total of 81 houses before eight o'clock in the evening, with a total area of 8,000 square meters, a total market value of 7.6 million, a down payment of 760,000, and about 30,000 yuan in related expenses.

Originally, Xiao Fan wanted to go to the city to stay in a better hotel, such as the Grand Hyatt. However, the speed of cleaning the house was much slower than Xiao Fan expected, so Xiao Fan temporarily decided to stay at a Jinjiang Star near the taxi master's house, so that he could save a lot of time on the road tomorrow.

The next day, Xiao Fan continued to sweep from west to east along another main road, and won 225 sets on the same day, with a total area of 19,800 square meters and a total market value of 18.37 million.

At the end of the morning of the third day, Xiao Fan found that there was no real estate in Songjiang west of Xinzhuang that he had not been to, so he returned to the real estate where he had bought a house before and started the second brush.

Until six o'clock on the fourth day, Xiao Fan finally completed the goal of his trip, and signed a total of 1,186 house purchase agreements in four days, with a total area of 93,931 square meters, a total price of 89.99 million, a down payment of 9 million, and related expenses of 470,000.

After buying a house, Xiao Fan only has 3 million on his card, of which 1 million is to donate to Caoyang High School to solve the problem of student status. Not long ago, Xiao Fan had negotiated with Principal Liu of Caoyang High School through an introducer, as long as Xiao Fan donated 1 million to the school, Principal Liu would be responsible for completely solving the problem of student status.

He spent a down payment of 500,000 yuan to buy three second-hand houses near Caoyang High School for self-occupation, and the reason why Xiao Fan used all loans was because Xiao Fan's capital profitability rate was inevitably higher than the loan interest rate, so he could borrow as much as he could within his ability. The remaining 1.5 million yuan is used to repay the loan in the first two months, and according to the current loan interest rate and term, Xiao Fan has to repay the mortgage of 690,000 yuan every month. By the end of the Olympics in October, Xiao Fan's funds would not be so tight if nothing else.