Li Banghua's influence is very amazing among the local scholars.

Once he made his position clear, many talented and young people who were unwilling to follow the thief also stepped forward to follow.

Anyway, Li Banghua is famous, and he is on top of the sky when the sky falls!

Within a few days, the team of the grain bank was formed, mainly composed of Li Banghua and local scholars. Of course, Fei Chun also participated in the whole process, mainly to follow the learning, and at the same time was responsible for supervising the accounts.

Handing over such an important matter to a group of local scholars is a helpless move due to a shortage of talents.

When Zhao Han cultivates his own people, he can open the killing ring when the time comes. The specific number of kills depends on Li Banghua's binding force, and how many people have eaten the bear's heart and leopard's guts.

"Alas, Mr. Meng Yan's arrival really makes the humble house shine." Xiao Wanquan greeted him with a smile.

Li Banghua hugged his fists and said: "Friend Xiao has an overreputation, and he is just an old man." ”

"Where, where, Mr. Meng Yan, please come in." Xiao Wanquan said with a smile.

Compared with the past, Xiao Wan's family is very deserted, and there are only a few maids and daughters-in-law left. Not to mention all the changes in employment contracts, you have to increase your salary, because the salary was too low in the past.

The two exchanged a few words, and Li Banghua explained his intentions.

Xiao Wanquan said: "Dare to ask, what is the annual interest of storing grain in this grain store?" ”

"One penny." Li Banghua said.

"It's only one point?" Xiao Wanquan was quite disappointed, he used to lend grain to tenants, and it was all turned over with various profits.

Li Banghua said: "It's good to have interest, the grain bank stores the grain for you, and the storage fee is confiscated for all kinds of losses." ”

"That's, that's," Xiao Wanquan asked again, "if the grain bank lends grain to tenants, what is the interest?" ”

Li Banghua smiled: "One cent, two cents." ”

Xiao Wanquan was extremely surprised and said, "Doesn't the grain store have to lose money? ”

Li Banghua said: "Mr. Zhao opened a grain store in Zongzhen, not to make money, but to leave a way for the people of Shengdou to live. ”

"Mr. Zhao's benevolence and righteousness are ......" Xiao Wan hesitated in an all-round way.

Li Banghua got up and arched his hand: "Since Friend Xiao is embarrassed, then the contemptible people will not bother." Leave! ”

Xiao Wanquan stood up abruptly and hurriedly said, "Don't be embarrassed, don't be embarrassed." ”

"Friend Xiao is really a smart person." Li Banghua smiled.

Xiao Wanquan thought too much, he knew that Zhao Han was short of food, and he was afraid that Zhao Han would be forced to be in a hurry, so he would directly kill people and grab food.

No matter how obedient the anti-thief is, in the final analysis, he is still an anti-thief!

The more indifferent Li Banghua became, the more scared Xiao Wanquan became, for fear that he would lead the snake out of the hole and cut him down.

Xiao Wanquan was willing to borrow grain, purely because Zhao Han was holding the knife handle.

And letting Li Banghua come forward in person is nothing more than to reassure the landlords that this grain will not be borrowed or returned, and Comrade Li is still very creditworthy.

Li Banghua visited several villages in a row, and most of them were willing to borrow grain.

Then, Lao Li's saucy operation came......

Since the storehouses of the grain bank were not enough, they were left at the landlord's house for the time being.

If the people of any town are short of grain, the household department of that town will come forward and contact the grain bank personnel to go to the landlord's house together. As much as you need to borrow, you will take as much as you want from the landlord's house, and the landlord will be issued a grain deposit stamp with the starting date of the grain borrowing, and at the same time a grain loan stamp will be issued to the peasants.

The grain line is equal to the white wolf with empty gloves, there is no warehouse, only the staff, the left hand is turned into the right hand, and the difference in interest is two cents.

However, this middleman is very important.

If the grain is borrowed directly from the landlord, how can the annual interest rate be only one and two cents? Three cents per month is the price of benevolence and righteousness, and five or seven cents per month is possible!

Why did all the villages and towns in the late Ming Dynasty have money and grain shops?

One is for usury.

The second is to exchange silver for the peasants, and a whip method only collects silver, from which huge profits can be earned.

Of course, the whip law has not been strictly enforced, and miscellaneous taxes in many localities are still directly collecting grain from the peasants. This is also one of the important means for officials to make profits.

Being messed up like this by Li Banghua, the landlords hated it so much, and they didn't want to make usury in the future.

"Brother, this Mr. Li is really amazing," Fei Chun said happily, "I'm still having a headache, where to find a warehouse to store grain." Hey, as soon as Mr. Li came out, he directly deposited the grain in the landlord's house. First, there is no need for so many manpower, second, there is no loss of grain storage, and third, it also saves a lot of interest on grain storage. ”

Li Banghua rectified the Tianjin New Army, and then reorganized the Beijing Battalion Army, although he offended countless powerful people, but he packed up all the people and horses in a good manner.

What are a few rural landlords?

It's like killing chickens with a knife.

"Mr. Li does have the means," Zhao Han approved, and immediately said, "But this is only an expedient measure, and when you have your hands free in the future, you still have to build your own granary and treasury." Otherwise, the landlords will be resentful, and we will have no money and food in our hands. ”

Fei Chun said with emotion: "It's good to have expedient measures, I almost died of sorrow a few days ago!" ”

Zhao Han took out a few letters and said, "It's the time to hire people, I didn't want you to go, but I don't feel at ease when I send others to do things." This letter will be handed over to Mr. Jishui Li's family, and you can take the other letters back to the lead mountain, and help me and Ruhe go back to visit. ”

"That's good." Fei Chun also misses his parents a little.

Fei Chun took a few entourages and took a boat straight to Jishui.

Fei Ruhe and Huang Mi also led their troops to set off by boat, one south and one north to find the government to borrow grain.

In order to facilitate dealing with Zhixian, Zuo Xiaoliang followed him to Taihe County, and Xiao Huan followed him to Anfu County.

……

Taihe Zhixian is called Liu Taiyuan, and Chongzhen has been a three-list jinshi for four years.

This official was not bought, but was appointed by the imperial court, so there was no need to rush to repay the loan for buying an official.

Generally speaking, Liu Taiyuan's official reputation is not bad, he only embezzled a few easily, and he did not frantically exploit the people under his rule.

Who knows, there were rebels in Luling County, and the governor also ran to clean up, forcing the rebels south of Heshui into rogues, and they poured into Taihe County to loot.

These guys kill landlords, dominate landlords' mansions, rob money and grain, and don't leave, and it seems that there is a tendency to become cowards.

"The county honor, the gentry and the elders, jointly request the recruitment of the township to suppress the thieves." Zhang Huainan, the county magistrate, said.

As a novice magistrate, Liu Taiyuan didn't even invite his master. He complained bitterly: "The governor has been defeated and killed, how can I kill the thieves?" Let's wait until the new governor arrives. ”

Zhang Huainan reminded: "County Zun, as long as there is money and food, the thieves can be suppressed." ”

Liu Taiyuan asked in surprise: "Could it be that Brother Zhang is actually a person who knows the soldiers?" ”

Zhang Huainan felt so tired in his heart, the novice county knowledge was not experienced enough, and he had to explain things clearly: "County respect, the money and grain can be collected first, and the township can also practice first." As for the thieves, they can wait for the opportunity. In case the new governor is also capable of suppressing thieves, the county has prepared early, and he can also be appreciated by the governor. ”

Liu Taiyuan was stunned, and suddenly realized: "I see, thank you Brother Zhang for reminding me!" ”

After ten years of hard study, once he made a county order, and for the first time he encountered anti-thieves and troubles, he really needed to accumulate experience.

Money-making experience!

"County Zun, it's not good, the thief is coming!" The old official rushed to report in a panic.

Liu Taiyuan trembled with fright, and hurriedly asked, "The thief has gone outside the city?" ”

The old official replied: "Those who came by boat are still soaking in the Ganjiang River, and a thief official was sent to call the city." ”

Liu Taiyuan hurriedly ran to the city tower, and sure enough, there was only a scholar outside the city, and there was only one boat on the river.

"Hang him up!" Liu Taiyuan ordered.

Zuo Xiaoliang sat on a basket and climbed the city, and arched his hand and said: "Late Zuo Xiaoliang, meet the county honor." ”

Liu Taiyuan arched his hand and said: "Your Excellency is also a scholar?" ”

Zuo Xiaoliang didn't have a few people in his family, so he simply used his real name as a thief, he said: "I'm ashamed, I'm just a showman in my later life." ”

Liu Taiyuan said bitterly: "If you are a talent, why are you a thief?" ”

Zuo Xiaoliang said: "I can't eat enough. ”

"Uh......" Liu Taiyuan didn't know how to continue, this reason for being a thief was too nonsense, and at the same time too reasonable.

Zhang Huainan, the county seat, suddenly asked: "Since you are an anti-thief, who is the leader of the thief?" What did you do when you were sent to Taihe County? ”

"My lord Zhao Yan." Zuo Xiaoliang said.

"Zhao thief?"

The county officials were shocked.

That's a giant who captured the city, killed dozens of officials, and let the governor's soldiers be defeated and killed!

Liu Taiyuan only felt that his throat was dry, swallowed his saliva and asked, "Zhao thief...... What did Zhao Yan send you to do? ”

Zuo Xiaoliang arched his hand and said: "My lord heard that there are homeless people in Taihe County, such as today's cold land, I can't bear to let them freeze to death and starve to death, so I want to take these homeless people away and resettle." ”

Liu Taiyuan and Zhang Huainan glanced at each other, but they couldn't figure out the situation.

And such a sensible anti-thief?

Liu Taiyuan couldn't help but ask: "Is this true?" ”

"Seriously," Zuo Xiaoliang said, "It's just that my lord is short of food, and in order to appease the displaced people, I asked the county to borrow 200,000 stone of grain." ”

"How can I lend you 200,000 stones?" Liu Taiyuan is like a cat whose tail has been stepped on.

Zuo Xiaoliang said with a smile: "Do business, ask the sky for the price, and pay back the money on the ground." ”

Not only Liu Taiyuan was angry, but even Zhang Huainan felt incredible.

Zhang Huainan was born in Xiucai, and he has been a master for many years, and he finally got a county position by relying on the relationship between the benefactor and the benefactor to buy officials at a discount. He traveled from south to north and saw a lot of things, and it was the first time he encountered such a rare thing, and the thieves actually came to the county order to borrow from the county order due to lack of food, and they could bargain for how much they borrowed.

But it seems, this deal can be done!

Zhang Huainan said in a low voice: "County Zun, there are many people here, and I will go to the county office to talk slowly." ”

"It's fine." Liu Taiyuan is still in a daze.

As a result, the anti-thief Zuo Xiaoliang became the guest of honor of the county.

The two sides bargained, Liu Taiyuan was only willing to lend 30,000 stone of grain, and Zuo Xiaoliang needed to take the thief away before paying.

In the end, 60,000 stone was sold, and 5,000 stone was paid in advance!

Of course, it is impossible for the magistrate to give grain, everything has to be provided by the gentry and landlords.

First, send someone to spread the news, saying that the thieves in the county are short of food, and they may rob other big clans at any time.

Immediately afterwards, Fei Ruhe traveled day and night, leading 500 soldiers to kill the landlord and grab grain. This goal is still provided by the county, and it belongs to the kind of rich man who kills and has no consequences.

robbed two landlords in a row, and the other landlords were scared.

Liu Taiyuan immediately called a meeting of the squires and said that he could use grain to persuade the thieves to return. As long as the gentry scraped together 5,000 stones, they could send the thieves to the border of Taihe County. At that time, if you gather 60,000 stones, you can get the thieves to return to their hometowns to farm.

These squires can only try, anyway, five thousand stone is not much, and it is easy for each family to make up a little.

Fei Ruhe took the advance payment and immediately went to the thief's territory to recruit people.

Hearing that "Mr. Zhao" was going to preside over the division of the field, ordinary thieves fled from the camp one after another, and several rogue leaders couldn't stop them.

In just a few days, Fei Ruhe recruited more than 8,000 people, and there were still more than 300 rogues left.

Fei Ruhe immediately launched an attack, killed the disobedient guy, and grabbed 20,000 stone thieves with food. More than 8,000 displaced people helped transport grain, and slowly went north, stopping at the junction of Taihe County and Luling County, waiting for the magistrate to send the final payment.

While waiting, more than 2,000 people came to join the family.

Moreover, they are all local tenants in Taihe County, and when they heard that "Mr. Zhao" next door was going to divide the land, they called friends to pack up their belongings.

I continued to wait for a few days, but I still didn't see the final payment.

Fei Ruhe was furious, killed two more landlords to grab grain, and threatened to kill all the landlords in Taihe County if they didn't give grain. Immediately, he led the troops for a walk outside the county and circled the county several times.

The magistrate was furious, and the gentry were terrified.

After another half a month, the balance was delivered and the transaction was completed.

On this trip, although the gentry only scraped together 60,000 stone of grain, Fei Ruhe brought back 140,000 stone, and the excess was all due to robbing the landlords and rogues.

By the way, more than 11,000 people were brought back.

The food problem is actually very easy to solve.

(Ask for a guaranteed monthly pass.) ）