"What kind of illness is Song Ge Lao?" Zhao Han asked.

The famous doctor Zhang Lu replied: "The external feeling of wind and cold and dampness is evil, and the meridians around the body are not smooth. This is paralysis. ”

"Speak human words." Zhao Han didn't have a good airway.

Zhang Lu popped out two words: "Rheumatism." ”

Zhao Han asked again: "Very serious?" ”

Zhang Lu replied: "The bones of the knees and ankles have been deformed, and the pain is so painful that they cannot get off the ground, so they need long-term treatment and recuperation. ”

"Got it," Zhao Han waved his hand, "you should treat it with all your heart." ”

Zhang Lu gave up.

Zhao Han buried his head in Song Yingxing's resignation letter, and easily replied with two words: not allowed.

It is not allowed to be fake, but it must be asked three times.

Immediately afterwards, Zhao Han added an official title to Song Yingxing, and added the kind of honorary title. This is to prepare for Song Yingxing's retirement, once he resigns, he will be added to the official once, and he will be able to return to his hometown when he officially retires.

Song Yingxing is about to retire from illness, and Fei Chun is worried.

There is also Xiao Huan, who has been worried for a year and a half. Xiao Huan first engaged in intelligence, and then took charge of criminal law for more than ten years. After entering the cabinet, he was also responsible for the law, the revision of the old law, and the introduction of the new law, which he knew best. The Criminal Department handed over the plan to the cabinet, mainly relying on Xiao Huan to review it, and Shoufu and the emperor were responsible for the final decision.

Zhao Han continued to review the recital, but it was Zhang Guowei's recital, requesting an additional 2 million taels of silver to build the embankment and sluice gate of Ansan Lake.

Zhang Guowei artificially diverted the Yellow River, and half of the course of the river was different from the Yellow River hundreds of years later.

In later generations, the Yellow River suddenly bent to the northeast in Lanyang (Lankao County), which was caused by the burst of the embankment of the Tongwaxiang.

The burst of the embankment is not only a natural disaster, but also a man-made disaster.

The Qing Dynasty followed the idea of the Ming Dynasty to govern the Yellow River, and in order to keep the Cao Yun, it built embankments on the north bank every year to force the Yellow River to flow into the Huai River. In the section of the Huanghuai River, a large amount of sediment has accumulated, resulting in the perennial breach of the eastern section of the Yellow River.

In this case, in the early years of Yongzheng, the copper tile box was broken nearby. At that time, the riverbed was not high, so the embankment was built, which accumulated over time and became a dangerous work. By the end of Qianlong, the situation was even worse, and it could no longer be stopped, so the water could only be released in the middle section to discharge the flood. By the end of Jiaqing, the situation was extremely dangerous, and silver had to be thrown every year.

Until the Daoguang period, this dangerous road of the Yellow River has become a serious disaster area for corruption. The imperial court allocated funds for governance every year, but the funds that were really used for the project were less than one-tenth, and more than 90% of the silver was embezzled.

Not to mention corruption, if the flood does not come in any year, the officials will take the initiative to dig the embankment and burst, flooding countless villages on the north bank, and take the opportunity to reach out to the imperial court to ask for silver to build the embankment.

The embankment was built every year, but it fell into disrepair for a long time, and the Yellow River broke here, which coincided with the Taiping Heavenly Kingdom, and the Manchu court was directly rotten.

If it is flooded, it will be flooded, we will lie flat, and the Yellow River will be changed as much as it likes, and the waterway of the Yellow River will gradually be formed hundreds of years later.

The situation faced by the new dynasty of Datong is different, the copper tile carriage is not dangerous at this time, the real danger is the Huanglinggang area, from the middle of the Ming Dynasty here all kinds of breaks.

So Zhang Guowei drained the river in Huanglinggang and widened the channel of the Bashui (Zhaowang River) several times. In the future, the main road of the Yellow River will flow through Caozhou (Heze) and Yuncheng, flow into Anshan Lake and intersect with the Grand Canal, and then in the west of Dong'e, it will merge with the Dawen River and Guangji Canal.

Ansan Lake is the Dongping Lake in later generations, but it is several times larger than the area of Dongping Lake, and extends to the Liangshan side.

And Guangji Canal is the Jindi River.

As soon as Zhang Guowei does this, the Grand Canal from Liaocheng to Jining will be a mess, and it will be difficult to sail again when the flood breaks out in summer. Over time, the sediment accumulated so badly that the Grand Canal could be completely abandoned. This is also the reason why the Ming and Qing dynasties were reluctant to divert the Yellow River. Once the canal is abandoned, what should be done with the canal?

In addition, the Yellow River flows into Ansan Lake, and after tens of hundreds of years, the lake area continues to grow, and it is very likely to become Liangshanbo again!

The overall situation is like this, compared with the Yellow River a few hundred years later, only the river channel from Henan to Dong'e is different. Since then, it has been exactly the same, all in the territory of Dong'e, through the Daqing River into the ocean, there will definitely be no Daqing River in the future, and the Daqing River has since become the lower reaches of the Yellow River.

The Grand Canal is still extremely important, and Zhang Guowei wants to build multi-level dikes and locks in the north and south of Ansan Lake to prevent the Yellow River from flooding into the canal as much as possible.

As soon as you open your mouth, it's 2 million taels!

There are other capital investments, Caozhou Prefecture (Heze) and Dong'e County, both have to avoid the Yellow River and relocate, and the two cities will become yellow floods if they are not careful. (Hundreds of years later, Dong'e County was relocated by the Yellow River, and the location was far away from this time)

To relocate and rebuild two cities, you have to throw in a huge amount of silver. With the addition of the Yellow River project, the total budget is definitely more than 10 million taels.

"This Zhang Guowei is really good at the right time to ask for silver." Zhao Han sighed helplessly.

The cabinet gave the opinion that Zhang Guowei should be suspended for two or three years. A portion of the silver taels will be allocated first, so that they can prepare for the work, and when the finances are sufficient, the additional silver taels will be completely completed.

Zhao Han wrote down the instructions: ordered Datong Bank to lend 2 million taels of silver to the Ministry of Industry, and this loan was dedicated to the management of the Yellow River.

Although the treasury does not have much money, Datong Bank has money, and it has absorbed a lot of private funds!

In the Ming Dynasty, the money bank was initially mainly engaged in the exchange of silver money, and gradually began to absorb deposits, and there were three types of depositors: officials (private deposits), firms (company deposits), and clubs (collective deposits).

Officials and corporate deposits are well understood, and clubs are all kinds of social organizations. For example, the collective funds of the Restoration Society are not suitable for anyone, so they should simply be deposited in the bank.

As for the big landlords in the countryside, they didn't bother to deposit in the bank, and directly dug cellars to bury silver.

Naturally, Datong Bank also has a deposit business, and more and more small citizens have begun to deposit their surplus money in their families for interest. However, the bank also has a rule that deposits of one tael of silver are not accepted. This is because the Datong silver ticket (storage slip) uses special paper, and the silver ticket itself has a production cost.

In comparison, the silver tickets of private banks are much inferior and easy to be washed by accident.

Zhao Han called the ministers: "An additional 2 million taels will be added to the control of the Yellow River, so that Datong Bank can lend." The term of the loan is set at five years, and it is secured by state taxes. ”

Although Datong Bank was also opened by the imperial court, the rules must be followed, and the left hand cannot be turned into the right hand, and the loan collateral must be taken out.

The ministers did not object, but they felt a little awkward.

When it was replaced by the Ming Dynasty, the emperor's inner treasury ran out of money, so he reached out to the treasury, and finally simply let the eunuch take charge of the key to the treasury. When the treasury is also exhausted, it will tax the common people, the most typical of which is the "three salaries".

The Datong Imperial Court is unusual, first clearly distinguish between the inner treasury and the national treasury, and it is absolutely not allowed to be confused. The treasury was a little insufficient, and suddenly there was going to be a war, so it issued bonds to the people, and the imperial court actually borrowed money from the common people. Nowadays, even if there is no additional tax on water conservancy, the normal practice is to ask businessmen to "donate money", and I have never heard of looking for bank loans.

"There is another thing to call Zhuqing," Zhao Han said, "In the past few years, there have been civil and military officials who have been negligent, saying that it is very inconvenient for official and military tickets to use food as the amount. Starting from New Year's Day next year, the face value of official and military tickets will all be changed to yuan, jiao, and fen. ”

A dollar is a tael of silver, a dime is a penny of silver, and a cent is a penny of silver.

Liu Ziren asked: "The previous tickets can still be used as usual, right?" ”

"Of course, you can use it," Zhao Han said, "but it must be recycled year by year, and when Datong Bank receives the old bills, it will not release them again, and all of them will be deported to the central government for destruction." ”

Zhu Shunshui said: "If the ticket is used as the face value of silver money, it will be the same as the Daming treasure banknote." This thing...... It cannot be spammed. ”

Zhao Han said: "Just like printing grain stamps in the past, the issuance of one stone of stamps by the imperial court is equivalent to borrowing one stone of grain, which must be included in the national finance. In the future, those money bills will be printed, for example, if 1 million taels are printed next year, it will be equivalent to the imperial court borrowing 1 million taels, and these will be subject to interest. ”

Zhao Han has no money, and he is going to print money!

But it must not be printed randomly, and the bottom line must be kept.

It is worth mentioning here that although China has a silver surplus every year, the purchasing power of silver has not declined, but is steadily increasing.

The reason for this is that commerce is becoming more and more prosperous, and more and more silver is needed. Second, many domestic merchants neither keep their money in the bank nor use it to expand their investment, but keep their silver in cellars. In some areas, there is even a shortage of silver, and printing a small amount of money can fill the market demand.

As for the stock exchange, Zhao Han didn't want to touch that thing for the time being, and he didn't know much about securities trading.

In the Ming Dynasty, there was a securities transaction, one was the salt introduction, buying short and selling short, and the salt introduction developed into futures. The second is made by Suzhou merchants, cake coupons, rice coupons, and meat coupons...... It is also equal to futures, but as a result, a large number of investors ran on securities, and all the merchants who issued securities went bankrupt.

Nowadays, although industry and commerce are booming, it is not enough to play stocks, which will affect too many ordinary people, and businessmen lack money and have their own financing channels.

Don't look at the fact that there is already a stock exchange in the Netherlands, but it has long been reduced to a tool of big businessmen. Shorting, washing, knocking, banking...... Various tactics have been staged in turn, and at present, the Dutch government has banned short selling. A few decades later, Britain, after the stock market crash, was also banned from trading on the secondary market for decades, and only Crown Chartered companies were allowed to issue shares.

At the current level of development, it is premature to trade securities.

By the way, the Dutch stock market, which crashed this year.

The share price of the East India Company was over-speculated, and the Netherlands lost first to Britain and then to China to drive them out of Southeast Asia. The continuous bad news caused investors to lose confidence and frantically sell the shares of the East India Company, and the shares of other companies also plummeted.

The Dutch East India Company was in a frenzy of renovating merchant ships to rebuild a powerful fleet in Asia in an attempt to capture Portugal's last colonial port on the east coast of India. Only by taking it can the shareholders regain their confidence, otherwise the East India Company will not be able to play.

The ministers dispersed, and Zhao Han sat idle.

He didn't know that after his death, there would be a faint monarch who would issue money indiscriminately and make a miasma. But banknotes are the trend of the times, and it is enough to issue them in small quantities at this time, which is good for both the fiscal and the market.

On New Year's Day next year, 1 million yuan banknotes will be issued by the central bank, which will be sent by the central bank to local banks, and then handed over to local governments and the military to be distributed as a gift for officials and soldiers. Only when officials and soldiers approve it will the people have confidence in the banknotes, and the amount of banknotes issued next year is tentatively set at 3 million yuan.

The banknotes of 3 million taels of silver were distributed in all provinces across the country, and the impact was not small.

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