369 Reverse Pie
In recent days, the bank has indeed conducted a two-week follow-up visit to Mr. Hamburg.
As a result, after this investigation, they were really surprised.
This is not a well-known burger joint, but it's also too popular!
In this area, their house is almost the most popular restaurant for college students.
It is full every day, and the daily turnover of a single store is estimated to exceed 60,000......
With such a turnover, the net profit is calculated at 30%, how to say that the net profit in a single day is more than 20,000!
Such a store, of course, has some potential to explode.
If you can open dozens or hundreds of branches, the net profit in a single day can be millions!
In addition, there was someone behind him, so this Zhang Baoqiang took the initiative to come to the door.
This time, the two sides can be said to hit it off, and after only a dozen minutes of conversation, the two sides basically finalized the intention of this cooperation.
The next thing to talk about is naturally how high the financial support that the bank can provide to them.
"Let's cooperate this time, the interest rate can be lower, the credit line, this can also be adjusted according to your needs..."
Manager Zhang said after understanding the current capital needs of Mr. Hamburg.
And the Yang family, who was sitting opposite, felt that this was a little unrealistic when they heard this.
This bank is too easy to talk to!
It's just unlike any bank they've ever come across before, huh?
Let's just say that in the past, when his father opened a noodle restaurant, he wanted to go to the bank to get some small loans, but people didn't raise their eyelids to see you.
And now they are on fire with Mr. Hamburg and go to the bank to negotiate a loan, but they are only willing to give you a small loan.
How is it like this co-bank?
That's just too good to talk about, isn't it?
For loans from other banks, the interest rate given is 30% higher than the basic interest rate.
And their family can be pushed flat according to the basic interest rate, which is simply a living bodhisattva!
Not to mention that it is rare in a hundred years, it is almost the same anyway.
And the amount of the loan is easy to discuss.
This is completely beyond the cognition of the Yang family, and at this time, Manager Zhang saw that their family was a little frightened.
Hurriedly explained to them with a smile: "Actually, that's the case. ”
"This year, our bank has given us the task of developing the northern market."
"Bavaria is one of the cities we focus on operating, because we came late, so we have fewer resources in the city."
"And we are now facing the problem of competing with Shenzhou for regional dominance, if our business is completed well this year."
"Then the provincial agent in the northern region will be released to us Bazhou, otherwise it will be Shen Zhou's."
Hearing what Manager Zhang said, the Yang family finally understood a little.
It turns out that this also involves the issue of the distribution of power within the bank, after all, the provincial branch is definitely one level higher than the municipal level.
Everyone wants to get the name of this provincial outlet.
And because they have just started their business in Bazhou, there are no good projects.
So it's understandable to loosen the rules a little bit on Mr. Burger's side.
As for the problem that their family does not have a strong guarantee, this is also simple, and Manager Zhang even said it.
They can help find a guarantor company to sponsor the project.
In this way, the project is reported to the bank and is compliant.
And for the Yang family, the only downside is that they may have to pay a little more.
After all, it is impossible for someone to guarantee the company for you!
After listening to Manager Zhang's explanations and suggestions, the Yang family put their hearts into their stomachs.
Good guys, they are worthy of engaging in financial services, and they will think of all the problems for you and solve them directly.
Especially the guarantee problems that have been plaguing the Yang family, and they even helped you think of the guarantee company.
I can only say that Manager Zhang can deal with this person, and he really helps you with something.
"Our company, we also briefly investigated, in its own field, is still quite competitive."
"The average daily net profit of our first single store can reach about 10,000 yuan, what if we open a hundred or a thousand?"
"If you can open 1,000 stores, then the daily turnover of a single store will exceed 5 million, which is not a problem."
"Such a good company, but it's a pity that other friends are too bold."
"But they don't want to do it, and that's our chance."
"We are very optimistic about your development prospects, and we are willing to use our funds to help potential small and medium-sized enterprises like ours grow smoothly."
"So you don't have to worry about the amount of credit. Just ask me for the rest! ”
Manager Zhang smiled and buttoned a big hat to the three members of the Yang family, which made the family of three feel more beautiful in their hearts.
See, this manager is really good at talking.
We didn't say anything, but he painted us a big pie!
After such a reverse drawing, even the old couple who originally had reservations about borrowing money to expand their hearts were a little fluttering at this time.
If we don't borrow some money from the bank, we're sorry for ourselves!
If you want to quickly become a star enterprise in the fast food industry, how can you do it without borrowing some money?
Even for loans, they haven't operated before, and they really don't know how much to borrow.
And Yang Yinuan's brain is spinning fast at this moment.
This time, he opened three branches in Bazhou, and with the funds he currently has, he can completely handle it.
But the key is the sixteen stores to be opened in other big cities in China.
After Stephen selected the addresses of these branches last time, Yang Yinuan handed over the matter of the inspection address to Wang Shiqiang.
Although Stephen's site selection system is very powerful, if you want to open a point, you have to go to the field to investigate.
You can't just contact the landlord to rent a room if you can't read it on the computer, right?
What's more, Stephen suggested that he just buy everything he could in these stores.
So before going to the other world last time, he handed over the field trip to Wang Shiqiang.
In the past half a month, Wang Shiqiang has been flying all over the country, almost every day.
I looked at these dozen stores, thanks to the data support of Stephen's location system.
Otherwise, he wouldn't have been able to visit a store in one day.
And the most powerful thing about that system is the 'information capture' system in the system.
This information scraping system can capture a lot of key information that cannot be found outside.
For example, the home address and phone number of the landlord, and even whether the landlord has a desire to sell the house, etc...