Chapter 448: Opportunity
The so-called early dynasty, in fact, still has a certain time limit, but Zhu Youzhen does not go to the early dynasty much on weekdays.
Therefore, many officials thought that today was just a walking process, but they did not expect that this process would go through a whole day.
At noon, the imperial dining room served meals to all the officials.
I haven't rested for long.
The issue of Gansu continues to be discussed in depth, and the main purpose is to coordinate all the medical forces that the Ming can mobilize to support Gansu.
And in the process, it is necessary to let the people in other places take precautions.
Next.
Daming Monthly, Jingshi Daily and all local newspapers simultaneously published the "Daming Infectious Disease Prevention and Control Manual", and printed and distributed a large number of them, all the expenses were borne by the imperial court.
All local officials are required to make plague prevention a top priority.
Grasp the current situation and talk about other issues, after all, there is nothing left when people are gone, and the economic development of Daming is not so much time.
In other words, the delay is affordable.
The last few days of the economic seminar can be regarded as the end, and the four-year economic seminar of Daming Chongzhen lasted a total of eight days.
The main part of the discussion is some economic strategies for the new year.
The most important key point is the decentralization of local power and the birth of local taxes and local banks, which have shocked many people.
At the same time, the Royal Bank of Daming officially announced that it would officially complete the historical task of directly collecting deposits from the people of Daming within ten years.
It will be officially withdrawn, and the "Central Bank of the Ming Empire" will be promulgated, which stipulates that the Ming Royal Bank will become the new central bank.
In the future, it will only be responsible for the supervision and management of local banks and the issuance of banknotes.
The business of external collection and savings, savings and loans will be handed over to local banks.
Zhili.
After Wang Min came back from the capital, his heart was extremely rippling.
In the government, there are already many officials from Zhili sitting here, and as soon as Wang Min enters the gate, he directly shouts: "Zhili Mansion must have its own bank, and we will definitely have our own bank." ”
This is not Wang Min joking, but the current Zhili Mansion really has strong capital to support them to set up a local bank.
Wang Min understands better than anyone.
Only the first person to eat crabs can often get the most generous returns, and the current local banks are actually another model of the original local money bank and ticket number.
It's just that the ownership has changed from an individual to a local yamen, and it needs to be supervised by the Daming Royal Bank.
"Prefect, is this possible? So far, no place in Daming has come forward to say that it wants to set up a local bank, will Daming Royal Bank really give us approval? ”
An official in the palace couldn't help but speak.
As soon as he finished speaking, Wang Min laughed.
Introduced to everyone around him: "When I founded the soap workshop in Zhili Mansion, who would have thought that the place could also create more wealth through new industries? ”
"No one can notice that a small place can often contain greater wealth, no one dares to do things, only if we dare to do it, then we can take the lead."
Establishing a local bank is not a simple matter, nor is it something that Wang Min can decide with a pat on his head.
First of all, a local bank was established, in accordance with the provisions of the Daming Royal Central Bank Law, as well as the will drawn up by Zhu Youzhen in the relevant aspects of the establishment of the local bank.
All require local banks to have sufficient funds as reserves when they are created.
And it is necessary to pay a certain amount of risk protection to the Daming Royal Bank, that is, the future Daming Central Bank.
Of course, this risk guarantee fund is a proportion, that is, in the future, there must be a part of all the amount collected by local banks, all of which need to be paid to the central bank, and each of the local banks of Daming must be required to be strictly treated in accordance with the relevant requirements of the bank management regulations, if there is a time when the depositors cannot be paid in time.
Then this risk insurance fund will be given priority to pay every person who suffers losses, and the entire local bank will be severely punished.
Local banks are a double-edged sword.
Wang Min can see better than anyone how deep the door is, but he knows better than anyone else that only by holding the local bank in his hand will the local economic construction in the future benefit greatly.
Economic development is the next theme of the Ming Dynasty, although now because of the plague has been affected and affected, but Wang Min knows that the plague will eventually pass, but economic development will never stagnate.
The Royal Academy of Management often offers different courses in management or economics for officials in the Ming Dynasty.
Wang Min especially likes to listen to such courses.
Da Ming Chongzhen four years.
The Zhili Prefecture submitted an application to the Daming Royal Bank for the establishment of the Daming Zhili Bank, which clearly stated that Wang Min, the prefect of the Zhili Prefecture, assumed all joint and several liabilities for the bank.
In addition, the Yamen of Zhili Prefecture raised 5 million dragon yuan as the initial preparation fund.
Even Bi Ziyan was stunned after learning the news.
I didn't expect the new policy that had just been implemented at the Daming Economic Seminar to get a response so quickly.
Of course, after seeing that it was Zhili who applied for the establishment of a local bank, Bi Ziyan also smiled.
"Except for Wang Min, I'm afraid no one dares to take out so much money to set up a local bank at this time."
Although there are already rules to follow, Bi Ziyan still reported to Zhu Youzhen as soon as possible.
Zhu Youzhen, who learned the news, was a little relieved.
"I really didn't misunderstand Wang Min."
Naoli's economic development is evident to all, after the soap industry and the construction of a large number of specialized graduate schools.
Zhili Mansion obviously appears much more frequently here in Zhu Youzhen.
The reason for this is because it is so profitable.
Soap is the first pillar industry of Zhili.
But at the same time, Wang Ming was not idle at all, and actively invested the money earned from the soap industry in other industries.
For example, many construction projects in the Ming Dynasty were built using construction teams spontaneously organized among displaced people, but since Wang Min discovered this business opportunity, a large number of labor markets have been set up in Zhili Prefecture.
A large number of projects in the entire Jingshi and even in the vicinity of Tianjin and Zhili are basically monopolized by this labor market.
Daming is constantly expanding its investment in infrastructure.
Investment in infrastructure and business development are inextricably linked.
Only when the scale of infrastructure continues to rise, then the prosperity of business can have the soil on which it can survive.