Chapter 1051 - Missing Deposits

The president of the head office of Huazhou Bank walked away in anger.

The beam between Blue Whale and this bank is completely settled.

What made Jiang Yang target this bank so much was not only because of the "blackout" incident three years ago, but also because of what happened in his hometown in Shishan County half a month ago.

The 2.7 million yuan in cash deposited in the bank by the eldest sister Jiang Qing disappeared.

To be exact, it was taken away by the staff at the counter of Huazhou Bank.

Jiang Qing has experienced this kind of thing, 2.7 million yuan is an astronomical amount for her!

This is Jiang Yang's living expenses for the family that she slowly saves, and it is also the last guarantee she gives to the family.

In Jiang Qing's heart, her younger brother is doing business outside, and everything is full of variables.

How can there be a victorious general on the battlefield?

In case the younger brother's business fails, with this money, at least the family can't freeze or starve.

Can??????????????? It was such a sum of money, a full 2.7 million yuan in cash, which was lost in the bank!

When she learned the news, the moment she called her younger brother Jiang Yang, she couldn't help crying, and she held back her tears and told the ins and outs of the matter.

It turned out that half a month ago, that is, in mid-May, Huazhou Bank called Jiang Qing to tell her that her dead deposit in the bank had expired, and because the amount was relatively large, it was recommended that she invest in wealth management products with relatively high interest rates.

Jiang Qing is a conservative person who doesn't know how to manage money and doesn't know what financial products are, so she refused.

She went to the county bank and deposited all the money due from other accounts in one account, totaling 2.7 million yuan.

When she returned home, "Xiao Li", who helped her handle business at the counter, took some gifts to visit her on the grounds of a family return visit, saying that some procedures of the bank had not been completed and a copy of Jiang Qing's ID card needed to be added.

At that time, it was just in time for Jiang Tian to get out of school, and Jiang Qing waited to pick him up, so he didn't think much about it, so he handed over his ID card to "Xiao Li", and also bought two packs of cigarettes to thank him.

After all, every time I went to the bank to handle business, I was looking for this Xiao Li, and I was familiar with it, and Jiang Qing didn't take this matter to heart.

Half an hour later, Xiao Li sent his ID card back, indicating that the formalities had been completed.

It was a trivial matter, and Jiang Qing didn't take it to heart.

It wasn't until two days later that Jiang Tian had to pay the tuition fee for the cram school, and when Jiang Qing went to the bank to withdraw money, she found that there were only 6 yuan, 8 cents and 2 cents left in the original account of 2.7 million yuan!

Jiang Qing couldn't believe her eyes, flipped through a few bags, looked through all the passbooks and bank cards, and found that the money was gone!

At the bank's counter, Xiao Li disappeared, and another counter commissioner told Jiang Qing that the 2.7 million deposit had been withdrawn.

Jiang Qing was incredulous, and immediately said that he, as the head of the household, did not take the money.

Both sides immediately called the police. The matter was quickly investigated, and it was a person named Li Mingyi who took the money, and the police quickly filed a case and began to investigate.

Jiang Qing immediately said that this Li Mingyi was Xiao Li, the commissioner of the bank counter, and he handled every withdrawal of money in the past six months.

But all the members of the Shishan branch of Huazhou Bank denied it, saying that they didn't know this so-called Xiao Li, and there was no one named Xiao Li among the commissioners.

As soon as this remark came out, it immediately aroused the dissatisfaction of many people in Shishan County.

The counter specialist named Xiao Li has handled business for many people.

Not to mention it from afar, Aunt Chen and Sister-in-law Liu from Dijing Mansion can testify, it is really Xiao Li who has been sitting at that window.

Even Aunt Chen turned out her passbook, pointed to the name on the withdrawal money, and signed: Li Mingyi.

After many people took out the evidence, the bank had to admit that Li Mingyi was indeed an employee of the bank, but he was not a regular employee, just an intern of an external editor.

This intern named Xiao Li "stole" the user's money in the bank without permission, which is his personal criminal act and has nothing to do with the bank.

And reassured Jiang Qing that once the police caught Li Mingyi, then the "person responsible" for the money would be found.

Jiang Qing did not agree with the bank's response.

Jiang Qing believes that she is the head of this account, such as a transaction of 2.7 million yuan, how can she directly transfer it away without the head of the account present? And what's even more ridiculous is that this money was transferred away two days ago, and in the past, when 200 yuan was withdrawn, there would be a text message notification, but not only did this money not even have a phone call when it was traded, but even Jiang Qing's mobile phone couldn't even see a text message.

For this, the bank came up with "evidence".

It was Li Mingyi who forged Jiang Qing's identity information to fill in the form when handling the remittance.

The phone number written on it is wrong, and the funny thing is that even Jiang Qing's "Qing" is written as "Qing".

For this reason, accompanied Chen Lan to the bank Li Yulan argued: "When we ordinary people withdraw money, the handwriting is a little sloppy and I have to go to the side to fill it in again, why does this Xiao Li fill in this fake list and write so many mistakes, you just turn a blind eye?" ”

What's even more ridiculous is that despite the fact that in this case, the money was still taken.

The police quickly caught Mr. Lee, but found that he had squandered the money in three days.

That is, the money is gone.

Li Mingyi was sentenced to life, but Jiang Qing wanted to find the bank to get her deposit back, but the bank refused.

The bank said that the money was stolen by Li Mingyi, and he should be held responsible, not the bank.

The more Jiang Qing thought about it, the more wrong it became, and she immediately called her younger brother.

After hearing this, Jiang Yang said: Whether it is an intern or a regular employee, they all belong to the employees of this company, and the bank should bear this responsibility for any risks and customer losses.

Jiang Qing listened to her brother's advice and immediately filed a lawsuit against the bank.

Unexpectedly, he lost the case directly in the first instance.

The court gave its verdict:

For the case of the loss of 2.7 million yuan in deposits, the Shishan Branch of Huazhou Bank should be sentenced to 20% responsibility, and Jiang Qing should bear 80% of the responsibility.

The reason is that, according to the "Commercial Bank Law", as an employee of Shishan Huazhou Bank, Li Moumou, whether it is handling wealth or deposit and withdrawal business for depositors, has violated relevant regulations, and the bank supervision is unfavorable, and there is a mistake in the first place. In addition, Li Moumou also embezzled the bank's or customers' funds, and the bank did not supervise it in place, and it was even more at fault. Therefore, two percent of the liability should be awarded.

The court held that: Jiang Qing, as a depositor, should have a duty of care for the safety of funds, and handed over the deposit slip and ID card to Li Moumou, although it was said that Li Moumou was asked to fill in the relevant procedures on behalf of Li, and Li Moumou also admitted that he was so deceitful, but Jiang Qing did not provide relevant evidence to substantiate it, nor did he write clearly on the deposit receipt, and was limited to filling in the words "use of a certain procedure", as an adult, Jiang Qing should have predicted the risk of the behavior, but allowed the risk to occur, so there was a major fault in this loss. Jiang Qing should bear eighty percent of the ??????????????? Liability.

As soon as the verdict came out, it immediately set off a big wave of rendering in Shishan County.

"It's the first time I've heard of going to the bank to withdraw such a large amount of money, and I don't need to open a power of attorney if I'm not there! As long as you have a deposit certificate and ID card, you can do it, and you don't even need to confirm it with the head of the household! ”

"I heard that this certificate of deposit does not have a password, and banks are very careful about this kind of certificate of deposit, especially the information filled in. That Li Mingyi even wrote his name and phone number incorrectly, and the bank staff didn't care, it was outrageous! ”

"It's ridiculous, it's bandit logic! Why do we keep our money in the bank, isn't it for safety?! ”

But the verdict is already like this, and it is useless to say anything.

The party Li Mingyi was sentenced, the money was spent by him, and the bank paid Jiang Qing 540,000 yuan, which was completely over.

In just over half a month, Jiang Qing directly disappeared 2.16 million yuan in his hands.

After Jiang Yang learned the news, he immediately transferred 2.16 million yuan to the eldest sister, and told her: Lawyer Yu Xin has been entrusted to fight the lawsuit, and the bank has paid the remaining money, so that the eldest sister should not be sad anymore.

On the other side, Jiang Yang immediately picked up the phone and called Gao Hua and Yu Xin respectively.

"I want to talk about all the lawsuits of Huazhou Bank over the years, all the cases about customer complaints."

Just when Jiang Yang was discussing with Yu Xin how to wrestle with Huazhou Bank, Song Limin, the president of Huazhou Bank's head office, came to the door by himself.

The consequences can be imagined.

With a wave of Boss Jiang's hand, all the staff of the entire Blue Whale Building went upstairs and watched Boss Jiang "vent his anger".

The way of "venting anger" is very special, without half a swear word, and there is no personal grudge.

The topic is clear, and the meaning is even clearer.

This is equivalent to telling Song Limin directly, you Huazhou Bank is being targeted by me.