"Alright, alright, I'm in a hurry!"

Ying Zheng picked up his wine glass slightly embarrassed and took a sip.

Wang Ben and the others also followed, picked up the wine in front of them, and drank it all!

"In fact, whether it is in life or production, there are dangers everywhere, it's not that if you stay at home, there is no danger at all! Maybe the house collapsed, maybe there was a sudden natural disaster, or maybe you tripped and fell to your death when you went out, it's all possible, but the probability is quite small! ”

"It's the same for people in industrial production, there will be accidents, but the probability must not be high!"

"If you want to give your family a guarantee, it's not impossible!"

Ying Feiyu said with an indifferent smile.

The scumbag father is so depressed, isn't he worried that the lives of the families of the deceased will not be settled, and he is worried that such a thing will happen again in the future!

As long as those family members are protected, the scumbag's heart will naturally relax!

"Huh? You kid have a way? ”

Sure enough, after hearing these words, Ying Zheng's eyes suddenly lit up.

"Insurance!"

Ying Feiyu smiled indifferently and spit out two words.

"Insurance? What do you mean? ”

"Take this time to take the state matter as an example, just now a few Shangshu also said that now those who are rich can give more pensions to their families, and those who have no money will naturally not be able to give much, and those families who have lost the pillars of the family and have no compensation will definitely have a lot of hardships in life......

"Okay, don't sell it, you kid, hurry up, we all know about the current situation!"

Before Ying Feiyu could finish speaking, Ying Zheng interjected again.

"Okay! The meaning of insurance is to spend a small amount of money and buy protection! ”

"To be more specific!"

Ying Zheng and a few old guys blinked their eyes and stared at him seriously, not even eating the dishes.

"Let's take this incident as an example, if all the seafarers this time have bought insurance, one gold per person, and they can get a compensation of 2,000 gold after death! It's called spending a little money and buying protection! ”

Ying Feiyu gave an example and explained it simply.

"If you spend one gold, you can give two thousand gold? His Royal Highness the Crown Prince is not joking? Isn't this a loss-making business? ”

However, before the others could react, Zhang Han took the lead in speaking.

The two eyebrows are even more twisted than before!

This method is definitely a good thing for the people, but for the imperial court, it is undoubtedly an increase in the burden!

Fortunately, only a few hundred people died in Israel this time, and if there were any more, the imperial court would not be able to afford to pay for it!

"Zhang Aiqing is right, it's not like this, it's better to say that as long as there are deaths, it will all be counted as the imperial court!"

Ying Zheng was very sorry for the death of the people, but if he asked the court to pay this money, everyone who died would pay 2,000 gold, and he couldn't afford it.

According to this calculation, for the hundreds of people who died, the court would have to pay millions of gold at one time.

And this is just the beginning, things like this will happen in the future, and that is a bottomless pit!

"Father, a few scholars, you only heard the second half of the sentence, could it be that the first half of the sentence was eaten by you?"

Ying Feiyu flattened his mouth angrily.

"What is the first half of the sentence? Isn't that the sentence that each person pays one gold? What's the use of that? I can't stand the loss too much! ”

It's not that they didn't hear it, but they didn't care at all.

Just collect such a small amount of money, but have to pay 2,000 gold, who is stupid?

"Father, a few scholars, this money is not paid after an accident, but only if you pay the money and buy insurance, you can have compensation!"

Ying Feiyu spoke again to explain to a few old guys.

"Even if you pay first, there are not many!"

Kang Anping still pouted.

And Zhang Han is eyes flashed, and he seemed to suddenly understand something, "According to the meaning of His Royal Highness the Prince, you can buy a guarantee for spending a gold, and it is estimated that all the people who go to sea should buy it, and in the future, with the guards of the Great Qin soldiers, it is unlikely that the natives will hurt people, and they should not lose their money!" ”

"That's for sure! Insurance is a guarantee for the people, and it is also a profitable business ...... for those who carry out this business! ”

Ying Feiyu nodded with a smile and continued: "There are many people in the entire Daqin who do dangerous work, as long as the insurance business is launched, it will definitely be welcomed by the general public, and other walks of life will also buy it, and the premiums collected will definitely be a lot!" ”

"In this way, will the people feel that the court is defrauding the people and making money from the people?"

Since it is not a loss, it is to make money, and Yingzheng is worried that it will have an impact on the imperial court.

"Insurance is voluntary, and if you feel that there is a certain danger in your work, you can buy it! If you think it's safe, don't buy it! What is the word fraud? ”

Ying Feiyu smiled calmly.

"Hmmm! That's just as well! ”

Ying Zheng thought for a moment and nodded.

"Although there is no fraud, the insurance business is not suitable for the imperial court!"

"Why is that?"

Ying Feiyu's words puzzled everyone.

Since there is no fraud, it can make money, and it is beneficial to the people, so why can't the court do it?

"There are many things involved in insurance, and there will be a lot of disputes in the future, in order to avoid unnecessary troubles, it is better for the court not to interfere, otherwise there will be complaints in the hearts of the people for a long time!"

"Zuo is just alive and dead, what can be disputed?"

The reason given by Ying Feiyu made Ying Zheng very puzzled.

"There are a lot of things in this, such as those who are tempted to cheat the insurance! There are also those who are worried about other people's insurance and deliberately kill! ”

"What? Probably not, right? ”

This reason really shocked everyone.

In this era, the people are simple, and they will never believe that anyone would kill their relatives for money!

"Wealth is moving, two thousand gold may not be anything to you, but for ordinary people, it is money that they can't earn for twenty years without eating or drinking, do you say?"

Ying Feiyu asked rhetorically.

"Uh......! It's not impossible that people's hearts are sinister! ”

"Yes!"

The old people thought it was impossible, how could they kill people for 2,000 gold?

But after his calculations, ordinary people may not be able to earn 2,000 gold without eating or drinking for 20 years, and it is not impossible to kill people for this money!

"Moreover, the insurance business cannot only have death insurance, but also injury insurance, as long as you are injured, you can pay according to the different degrees of injury!"

"And property insurance! The premium is determined according to the value of the insured property, and as long as the property is infringed, it can be paid! ”

"In addition, there are life insurance, critical illness insurance, and so on, ......!"

Ying Feiyu explained all the types of insurance he knew about in the later generations, and Ying Zheng and others who listened were dumbfounded.