Chapter 878: Revenue
With the state as a lesson from the past, as long as the work is dangerous, the shopkeeper will basically insure his men with an accident insurance.
If you have worked for one year, this insurance is free.
If you have to pick your son and leave after less than a year, then you are embarrassed, and this insurance money will be deducted from your salary!
The shopkeeper is not a philanthropist, he just handed you insurance here, and you are arguing over there to not do it, isn't this a pit person?
The industries under Ying Feiyu's hands, whether they are large factories or small shops, from stewards to small craftsmen, all have an accident insurance, even the aunts who cook in the kitchen are no exception.
Therefore, many people have chosen to enter the factory, at least their lives and health are guaranteed!
A month later, the insurance companies in each county summarized the revenue and sent it to Xianyang by telegram.
When Wang Ben and the others heard about it, they immediately rushed to the other garden, and even Ying Zheng, who had rarely left the palace in the past two years, changed into civilian clothes and went together.
Everyone wants to see how much money insurance companies can make in a month's time.
"Your Majesty, His Royal Highness the Crown Prince, a few scholars!"
A sorted account book was held by Yu Wenxuan in his hand.
After saluting everyone with a happy face, he continued: "This time, insurance companies around the country have sold more than 1,300,000 copies of insurance, almost everyone has purchased accident insurance, the size of property insurance is added together, there are about 100,000 copies, and life insurance is relatively small, about 3,000 copies!" ”
Yu Wenxuan opened the first page of the account book and first reported the approximate data that had been counted.
When everyone present heard this, they were all shocked.
According to the last census, the territory of Daqin is about 35 million.
As for those countries such as Wusun and Loulan who later returned to Great Qin, they are not counted!
And this time, the development of insurance business is also in the local counties of Daqin!
It will then be carried out in Wusun, Xiqiang and other places!
They never expected that these people in Daqin alone would sell a million insurance policies in just one month!
It can be seen that the people recognize the insurance business!
This is just the beginning, and it is still unknown how many people will continue to participate in the insurance in the future!
At the same time, everyone is also very curious about how much money they have collected in this month!
"One accident insurance per person, one million and three thousand gold!"
"The size of the property insurance is added together, a total of about three million gold!"
"Life insurance is the least, and I only collected about 10,000 gold this year!"
In the eyes of everyone's expectation, Yu Wenxuan simply reported this month's revenue.
That's what people want, not specific and detailed data.
As for what Zhang San bought, Li Si bought something.
They don't have the energy, they don't have the time to listen!
Just report how much money you have received!
"What? Certain...... Did you hear me right? In one month, he actually earned more than 4 million gold? ”
After hearing this data, Zhang Han directly dropped his jaw in shock, stared at a pair of old eyes, and looked at Wang Ben and Kang Anping beside him in surprise.
"Yu Wenxuan's account should be ...... Right? ”
Kang Anping was also trembling and said uncertainly.
Since the day Ying Feiyu did business, Yu Wenxuan has been in charge of the financial aspect, conscientious, and has never had any problems, so he should not be wrong.
The reason why I was so shocked was that I didn't expect a small insurance policy to be so profitable!
"A few Shangshu heard it right, after preliminary statistics, this month's income should be about four million and five thousand gold!"
"The cost of housing in various places, plus the salary of the insurance officer, has cost about 20,000 gold in total! The insurance compensation in various places is about 20,000 gold, and a total of 40,000 gold is paid! ”
After reporting the income, Yu Wenxuan reported on the expenditure for the past month.
Hearing this number, the shocked look on the faces of Ying Zheng and the old goods became even heavier!
"Good fellow, you earned four million gold, and only spent forty thousand gold, and this still counts all expenses?"
"It's incredible!"
"I really didn't expect the insurance business to be so profitable?"
Wang Ben, Zhang Han and the others suddenly gasped.
Ying Zheng was also shocked and couldn't say a word.
He never expected that he would be able to make so much net money in a month!
That's more profitable than any previous trade!
"No wonder your kid said before that this insurance business is not for anyone who wants to do it, for fear that they will run away if they make money, it turns out that this thing can make so much money?"
After a while, Ying Zheng finally came out of the shock and said with emotion.
"That's right! If this insurance business is carried out by a private businessman, after seeing the huge benefits, it is very likely that he will irresponsibly roll up the money and escape! Such a large fortune is enough to spend for several lifetimes! ”
The meaning of Ying Feiyu's words is not that it will be so, but there is a certain chance.
People's hearts are separated from their stomachs, and no one knows what is in their bones!
Besides, there are many merchants, there will always be black hearts!
The imperial court doesn't know much about this business, and there are no relevant legal constraints, so it's hard to control!
Once someone rolls up the money and escapes, the last person to be pitted is the people!
Therefore, people who carry out insurance business must have a certain degree of credibility, and no one can open it if they want to!
This point, Ying Feiyu has often publicized in the newspapers in recent days, and you must go to the insurance company when applying for insurance.
Don't trust anyone but the insurance company, or the insurance company will not be responsible!
At the same time, the imperial court also issued regulations on the industrial and commercial departments, and the private sector was not allowed to open insurance companies without permission.
This is not done for monopoly, but to ensure the interests of the people!
"In this way, if we account for half of the shares, won't we be able to get a dividend of 200,000 gold in a month?"
Kang Anping's face was full of joy, and he quickly calculated in his heart, trembling with excitement.
Fortunately, I was cheeky at that time and bought half of the shares, otherwise I would have missed this rich deal!
You know, when they bought the shares, they only took 10,000 gold each, which was used to rent a house and hire an insurance officer.
Unexpectedly, in just one month's work, 10,000 gold became 200,000 gold, and there are follow-up benefits, which is simply a good deal!
"Didn't Kang Shang Shumo wake up?"
However, his excited heart was immediately poured a basin of cold water by Ying Feiyu.
"What? Isn't that right? ”
Kang Anping didn't react yet, scratching his head and asking.
"Of course it's not right, this is the premium paid by the people, not the final income, this money is to protect the people for a year! During this period, if a person is injured or killed in an accident, this part of the money will be used to pay compensation! Unless Kang Shangshu wants to be that black-hearted businessman, after receiving the money, he will immediately divide it and dissolve the insurance company! ”
Ying Feiyu said with a smile on his face.
"Uh, no, no, no!"
Hearing this, Kang Anping's first reaction was to peek at the boss Yingzheng.
When he noticed that he was staring at him with unkind eyes, he quickly shook his head.
"Hey, hey! I was so excited just now that I didn't think about it so much! ”
Then he laughed embarrassedly.
"Due to the particularity of the insurance company, His Royal Highness the Crown Prince has set the date of the dividend at the end of each year! Of course, this year, the people have just paid the premium, and they can't pay dividends, so they can't pay dividends until the end of next year! ”
Yu Wenxuan reported in a timely manner.
"Okay, good, good, we all listen to His Royal Highness the Prince's arrangement!"
Kang Anping nodded again and again in support.
With more than 4 million dollars collected in premiums, how many accidents can there be in a year?
Even if you pay out, you won't lose much, and in the end there is still a lot left!