Kyoto is a magnificent palace-like complex.

Huge hall.

Ye Wenqing took a book, looked at it and smiled: "Stock God." ”

"Five hundred and eighty-eight sets, is this thing really bought?"

Ye Wenqing shook the book in his hand, and then threw it on the table.

Han Zhen nodded: "It's sold out." ”

"Haha."

Ye Wenqing sat on the sofa and laughed: "In the future, whoever is saying that Huaxia people are not smart, I will be anxious with him." ”

"Look."

Ye Wenqing pointed to the book on the table, on which was an image of Jin Shimin's majestic and high-spirited fingers: "This is not what talent is. ”

Han Zhen thought for a while and said, "Mr. Ye, I have only communicated with their boss Zheng Chen about the cooperation with Huitong Company. This Jin Shimin is just a trader in his company, do you think it will be ......?"

"It doesn't matter."

???????????????? Ye Wenqing waved his hand: "Business, we eat meat, and we always have to leave soup for others to drink." ”

Han Zhen nodded: "I just think that this kid surnamed Jin is a little cheaper." ”

"That's not a bad thing."

Ye Wenqing picked up the teacup and blew the hot air: "Whether it is a stock god or a stock fairy, they are all poor people who are desperately climbing up under the trend of the big era." ”

"These 'immortals', it's not easy."

Speaking of this, Ye Wenqing smiled: "On the contrary, the appearance of people like Jin Shimin is also a good thing in my opinion. ”

"A good thing?"

Han Zhen was slightly stunned, not quite understanding what Ye Wenqing meant.

Ye Wenqing put down the teacup and held his slender and clean fingers: "Look at the formulas, algorithms, and trend charts he got in his book, they are amazing, and they seem to be doing something." ”

"The more people who believe in him, the better, if everyone worships Jin Shimin, and everyone studies those charts, there will be no time to study what this business is all about, and no one will know what the essence of this business is."

"So, the more people like Jin Shimin, the better."

Ye Wenqing looked at Han Zhen: "Why don't I want to send it to the door in vain?" ”

"That's true."

Han Zhen said: "But I'm worried that this Jin Shimin is not gambling on luck, but really discovering some secrets, or ......."

"We have to allow some shrewd people to exist."

Ye Wenqing interrupted Han Zhen: "Not everyone in this world is stupid, not everyone is in the dark, just like this book by Jin Shimin, not everyone will believe it." ”

"As long as he can influence the thinking of some people, this Jin Shimin will play the role he should play."

"As for the others, even if they know what the business is all about, believe it or not, or make a fortune, what can they do?"

Ye Wenqing said with a smile: "Ah Zhen, you have to understand, no one will tell others the way to really make money." ”

"Just like Jin Shimin, even if he really knows the secrets and laws of this industry, what can he do?"

"He couldn't have written the real thing in the book, let alone made it public."

"In this world, there will always be only people who make a lot of money quietly, instead of taking the initiative to cultivate more competitors, which will only cut off their own financial path."

Ye Wenqing spread his hands: "In Wen Jing's words, this is human nature." This is not to mention China, this is true of humans all over the world, even animals. ”

】

"It's like a cheetah hiding its food in a tree, and a wild dog digging a hole in its food instead of telling all its kind to come and share it."

Ye Wenqing smiled: "A truth." ”

"Got it, Mr. Ye."

Han Zhen nodded slightly and responded.

Ye Wenqing took another sip of tea and glanced at Han Zhen: "This time the list of real estate industry outlets is clear, right?" ”

“???????????????? Cleared. ”

Han Zhen immediately said: "Huitong, Baike and the other four trading companies operated this list, the opposite direction of rectification is the competitors of listed companies, a total of 47 real estate companies have been investigated, including Tangren Real Estate, Beitong Real Estate and other companies, from April this year to operate, at the end of July began to cast a net, as of August 20 just closed." ”

"Hmm."

Ye Wenqing responded lightly: "It's all thrown away, right?" ”

Han Zhen nodded: "Thrown, all thrown at a high point." We collected all our own funds, and the retail investors' funds received a 20% commission of the profits, as the intelligence fee for this time. ”

Ye Wenqing took out a pipe, stuffed some tobacco leaves into it, then lit it with a musket, and took a puff: "How did these financial companies design their account routes?" Is it safe? I don't want to have a second time like that at Huazhou Bank. ”

"Three exits."

Han Zhen said: "The state-owned debts of small and medium-sized countries, gold trading, and foreign exchange. ”

"The money will first go abroad through these companies, and then flow into the head office through these openings, and then the head office will lend it to commercial banks in various parts of the country."

Ye Wenqing smoked his pipe: "How much is the interest?" ”

Han Zhen immediately responded: "The annual interest rate is 3.5%. ”

"Not bad."

Ye Wenqing took a puff of his cigarette and knocked on his pipe: "It's up 0.5 percent from before." ”

Han Zhen said: "In recent years, the real estate industry has developed by leaps and bounds, and there are more people who take out loans, and commercial banks around the country will naturally earn more. ”

"These grandsons."

Ye Wenqing scolded with a smile: "I have tried every means to encourage people to take out loans, but I have made a lot of money in the past few years." ”

"Blood-earned."

Han Zhen said: "Now the loan model of general home purchase design is divided into 10 years, 20 years, and 30 years. The more tenure of the loan, the more interest it will be. ”

"A house with a loan of 300,000 yuan, if it is repaid in 30 years, the interest will be almost doubled."

Han Zhen looked at Ye Wenqing: "After all, real estate is just needed now, and the state encourages the development of the real estate industry. ”

"It's dark."

Ye Wenqing said: "In this way, the interest charged to them three points is not much." ”

"Definitely not much."

Han Zhen said: "I have communicated with several commercial banks, and the interest on the money lent to them should be calculated separately, such as the lending projects and businesses in various places, and we will also participate in a part. In this way, our earnings will also be greatly guaranteed. ”

"Well done."

Ye Wenqing took down his pipe, looked at Han Zhen and said, "You can discuss with the bank, the loan term doesn't matter, the longer the better." ”

"Buying a house, buying a car, or even buying electrical appliances, or buying mobile phones, clothes, and cosmetics."

Ye Wenqing raised his hand: "As long as they want to consume, just give it to them." Money is dead, people are alive. Money is useless in our hands, we have to find a way to use it, as long as the interest is calculated clearly. ”

“???????????????? Poor! It's good to want to spend money. ”

"I'm not afraid of them taking out loans."

Ye Wenqing said with a smile: "I'm afraid that they don't want to consume, as for how to cultivate and encourage them to consume, this is a homework, and we must do it well." ”

"Mr. Ye, I have a concern."

Han Zhen said with some concern: "Our money has been released, what if we can't get it back by then?" ”

"It's not something you or me worry about."

Ye Wenqing sorted out the tobacco in his pipe and lit it again: "I had the same concerns as you before, and even went to the head of the house to tell me this idea, but I was directly scolded by the head of the house for being stupid." ”

"You have to know who this money is tied to and whose path it is going to follow."

Ye Wenqing smiled meaningfully: "There are many ways to make them have to repay the money. ”

"For example...... Credit reporting system. ”

Ye Wenqing smoked his pipe and exhaled smoke: "If one day, the credit of these people is linked to their children's education, medical care, travel, and even various safety guarantees, do you think they dare not pay back?" ”

"Credit reporting system?"

Han Zhen was slightly stunned and looked at Ye Wenqing: "I haven't heard of it, what is this?" ”

"You'll hear about it soon."

"I'll hear about it soon, too."

"Everybody's going to hear about it soon."

Ye Wenqing smiled happily, shrugged his shoulders, and opened his hands: "It is natural to repay debts." Isn't it? ”