Chapter 1300 Give the Blue Whale a Hang

The tenth day of the first month, Huazhou.

The top of Qionghua Mountain.

A man dressed in a black robe sits in front of two tombstones.

There was a fire in front of the tomb, and it was burning ephea paper money.

In the distance, a man in his forties stood guard at the top of the mountain.

Further down, there are densely packed and countless sturdy young men.

From the mountain pass that spirals up, all the way down the trail.

All of them were dressed in black.

And there is an announcement posted outside the scenic spot of Qionghua Mountain: The mountain is closed today.

Tourists stopped one after another, and could no longer take half a step forward.

Above the top of the mountain.

Jiang Yang burned the last pile of paper money in his hand.

The wind was strong, and the fire made a hula sound and swayed in all directions.

It's like dancing, and it's like making all kinds of grimaces.

"The other day, someone had something to say to me."

"I thought a lot about it in those days."

Jiang Yang's voice was still low, and he said to himself: "He said that in today's China, someone needs to stand up, and more people need to stand up."

"I've been thinking about it."

"I don't want to be like that."

Jiang Yang smiled: "I haven't figured it out until now, whether I want to stand up or not. Or rather, why should I stand up, even after thinking about it by Lake Agate for half a month, I can't think of a reason that can convince me."

"It's ridiculous."

"I seem to be getting farther and farther."

Jiang Yang suddenly fell silent and said, "I don't know why, when I stood here that day, standing in front of your tombstone. When I sang "Outwitting Tiger Mountain" for the last time, when I looked at the mouthful of black blood that spit out of my chest."

"I have no faith."

"I knew I had chosen the wrong path, but I still wanted to go on without hesitation."

"There's no turning back."

The flames are getting smaller and smaller.

The sky was overcast, and the clouds seemed to be pressed low.

Jiang Yang's eyes were cold, and the whole person looked like he was in a demon.

He suddenly raised his left hand and pointed to the bottom of Qionghua Mountain: "They are unforgivable!"

Pointing to the entire Huazhou City......

15 March 2003.

Blue Whale Finance has opened a private lending business, which has a lower interest rate than the bank.

At the same time, Blue Whale Finance has also opened a "deposit" business, and the interest rate is higher than that of banks.

On March 18, 2003, Blue Whale Finance opened its corporate lending business.

Blue Whale Group has threatened to make loans available to all private companies.

"All bank loans go to state-owned enterprises and large enterprises, and those small and medium-sized enterprises have a hard time getting resources. In Blue Whale's view, it is often these small and medium-sized enterprises that need the most help."

"Blue Whale is determined to let all enterprises in need get the help they deserve."

"The responsibility of enterprises is to help the society solve problems and help the people solve problems."

The slogans instantly made the blue whale get praise, and some people even burst into tears.

As everyone knows, the blue whale has laid out a big picture on the financial outlet.

The higher deposit interest rate and various preferential policies have allowed a large number of people to deposit money into the Blue Whale Payment company, so there is a lot of money in the account of Blue Whale Payment.

When Blue Whale Finance opened loans to various small and medium-sized enterprises, it really opened the ultimate door to the Blue Whale business incubation project.

All start-up companies, or developing enterprises, need to provide some information if they want to get a corporate loan from Blue Whale Finance.

For example, the company's annual report, account flow, operational projects, team profile and strategic planning.

All in all, as long as these companies want to use money, they must declare these materials, and then review them by Blue Whale Finance

Through big data analysis, then decide whether to lend to these private companies.

This kind of data collection is very scary.

On the surface, Blue Whale Finance should ask for these information, because this is a normal means to control loan risks.

But in fact, it is through this normal business method that the database of Blue Whale Finance is frantically plundering the big data of all developing private enterprises in China today.

What kind of company makes money and what kind of company loses money.

What projects make money and what projects don't.

Blue Whale Finance knows which companies and which projects have good current data and which categories of business are not good.

In particular, the demand for loans, repayment, and income ratio of enterprises can analyze the development of these enterprise projects with a great probability, as well as map the dynamics and wind direction of the entire industry.

It is no exaggeration to say that this kind of data allows Blue Whale Finance to almost include the business dynamics of the entire Huaxia in an instant.

This company can adjust the market direction through this big data in the first time.

Because Blue Whale Finance clearly knows what business is the most profitable, what business is the most profitable, and even what outlet is positive, and which industries have declined......

Too much.

Especially for some newly emerging industries, enterprises or projects, Blue Whale Finance can grasp the first-hand resources of these enterprise projects in the first time.

For example, if a company that has just started a business wants to get a loan, they must submit the so-called application materials and statements.

And once they hand over these things, it is equivalent to telling Blue Whale Finance the core of their company's money.

Nowadays, the "Tang Info Control" founded by Jiang Yang, which is located in the Tang Group Industrial Park, No. 6 Xiangyang Avenue, Huazhou, has very complete data analysis capabilities.

Chen Jiacong, led by Tang Info Control, has graduated and officially became the general manager and executive director of Tang Info Management Co., Ltd.

In that oval-shaped building, almost all the customer information of all the businesses that Jiang Yang has done along the way are included.

Whether it is liquor, beverages, real estate, clothing, or buying mobile phones, logging on to the Blue Whale shopping network, handling members, or taking out loans, or enterprises or individuals.

As long as it has been consumed in Tangren Group or Blue Whale, as long as you have filled in member information, registration information, or personal information, all of them have entered the database of Tangren Communication.

Big database.

This kind of database can analyze the spending power, income power, spending habits, and daily needs of consumers.

You can analyze their hobbies, their current state of life, and what they may need in the coming period.

It is no exaggeration to say that 30% of the customer data in the database of Tangren News Control has been detailed to what style of clothes they like to wear, what kind of food they eat, what level of spending power they have, and even know what color underwear they usually wear.

For example, if a customer buys a stroller on the Blue Whale shopping network, and the data knows that a new member of the customer's family is born, then it is likely that he will buy milk powder, children's clothing, and services related to many children.

For example, if a customer recently bought a condom, then various services such as flowers and hotels will be pushed to the customer's mobile phone or even computer.

Summarizing from the big data of the enterprise, the blue whale can always stand on the latest outlet of the latest industry for the first time, and with the support of financial strength, those emerging enterprises that have just emerged will either be strangled in the cradle, or occupy a certain share ratio with capital.

And the blue whale can always avoid unnecessary risks in the first place.

Because this kind of big data tells Blue Whale what kind of enterprise will have what kind of risk, because the repayment situation of the enterprise will tell Blue Whale Finance all this.

This kind of big data is equivalent to opening a plug-in for Blue Whale Finance in the field of "investment".

A plug-in that's easy to use.