When are banks most active? When you owe it money.

Before getting a black iron user card and opening an account for people, you had to swipe at least 30 credits or more, and basically used up the investment quota for a week.

Now, when the "bank" finds out that you owe it, it will immediately register an account, apply for a card, and remind you of the arrears.

And when he saw this card, Lu Ping'an saw something more far-reaching.

"What is it that allows the ability to kick in on its own? It is an act of default..... No, it's not it. ”

Before, the cat owed himself money, but it was not recognized by the banking system at all, and the "15% annual interest rate" on the card gave Lu Ping'an hints and answers.

"15% annual interest rate, isn't there a 15% annual penalty interest for breach of contract on the contract between me and Senior Sister Hua?"

The same 15% additional expenditure a year, which is already almost explicit.

"My life bank needs the support of the contractor, and only the regularized lending relationship can be included in the bank's accounting system."

“........ Fortunately, I've advanced to the rank of scholar, but the second order is to be a deed? Isn't that the legendary professional tool man, a worker with no combat effectiveness at all? ”

If you are undecided, ask the big cat.

Lu Ping'an has felt more and more that perhaps the experience and knowledge of the big cat is the most valuable piece of the "inheritance" he inherited...... Ordinary high-level professionals consider that there are still pollution taboos in social relations and contracts signed by themselves, and no matter how good the relationship is, they will not say much.

The big cat doesn't have any restrictions, she's all dead, and the difficulty is actually how to make her willing to speak.

"The deed? It's true that he doesn't have combat power, but it doesn't mean that he can't kill, you don't remember what sophist is, he is the advanced ...... of the deed."

At this time, Lu Ping'an remembered the sophist.

He is a scholar in the first order, a contractor in the second order, a negotiator in the third order, and they are all talkatives, and the fourth order should also be an advanced level of this ability.

"And I don't think what you need in your ability is a deed, but another advanced path lawyer, its third-order 'lawyer' (lawyer), or the further fourth-order 'judge'. Both of these channels are semi-public, and the lawyer is basically incapable of attacking, but the judge ..... It can be considered one of the most aggressive of the four orders. ”

Lu Ping'an understands in seconds that the profession with the best relationship and the highest fit with the bank and financial street is naturally those who play with the rules, don't you see that there is a law firm on the side or inside the financial street.

In a sense, they are fundamentally symbiotic, and the financial industry, as a private force, needs lawyers to legalize their financial behaviors and put on a coat of "legal compliance".

It also indirectly has coercive and even violent means such as bankruptcy, liquidation, mortgage, and enforcement to protect the orderly operation of financial behavior.

What? Lawyers are in the service of pursuing legal justice.

Some lawyers may really think so and do so, but most people, especially financiers and banks, spend money to hire lawyers to work, not to maintain the dignity and justice of the law, but to make the operation of legal rules more beneficial to their own side.

Tools and means may not be good or evil in themselves, but users have their own thoughts and motives.

"If I am a bank, I do not have the authority to directly determine the debt relationship and carry out financial activities, and I must go through a lawyer..... At least it is the power of the deed party to regularize and legalize debts and financial relations and incorporate them into the credit system of our bank. ”

At this time, Lu Ping'an instinctively sensed that the ability of the lawyer system may be part of his missing natural ability.

"Further, the ability of the deed holder cannot make him return life points, he just let the other party establish a connection with me, and it is the bank that collects the debt. So, if the other party is never able to repay the debt, or dies unexpectedly before repayment, can I go into bankruptcy liquidation and ...... it?"

Lu Ping'an paused, and he thought of a terrifying possibility.

“...... Sell their estate to make up for the loss. It's like from the magic plant that failed to invest, and the life essence module that came out of bankruptcy and liquidation......."

Lu Ping'an subconsciously shuddered, this ability is no longer an evil grade, this is simply cannibalism.

And his ability instinct has told him that as long as the ability is developed to a certain extent, this should be possible!

"This ability is simply too evil, so ....... It's up to me to take care of it! ”

Lu Ping'an snapped his fingers, his conscience had flown away, and Mei Zizi was thinking about the use of this ability.

The advancement of the deed holder should also be arranged as soon as possible, relying on the deed letter provided by the other deed holder is not only expensive but also unsafe.

"Moreover, it can't be 'tailor-made', and you can't agree on execution times and higher probabilities...... Ahem, it seems a bit too much. ”

After thinking about it for a while, Lu Ping'an shook his head, in fact, it is not so terrifying, after all, unlike financial institutions that purely pursue interests in reality, all transactions on his side must follow the principle of fairness and justice.

"139 life points, what is this? Is it a lot? ”

And Senior Sister Hua's inquiry broke Lu Ping'an's contemplation.

He looked at the girl's expression, it was undisguised sympathy, it was not the level of expensive or not, that was not the level of selling himself to bury his father......

"This is the pricing method of my rule-based ability, similar to the store coin in the secret realm......"

Seeing the bewildered faces of the two senior sisters, Lu Ping'an knew that the more secret this was, the more it might be an additional benefit that could only be enjoyed by a few rule systems.

“..... You know, the Church's credits, something like that, I suspect they're modeled after the Mysteries' shop coin system. ”

Now, the two of them understood, but they still didn't know its value.

"Like most credits, one point is about 100 yuan? Just over 10,000? ”

"No, I don't know how to describe its value, it must be expensive. However, what I need now is not only the professional information of the gardener department, but also the deed department, can you provide a little bit? ”

And soon, the two members of the "Venus Mutual Aid Association" knew how expensive "very expensive" was.

When they took out all the gardener's information they had prepared and supplemented the basic information of the deed, the -139 points were still untouched.

After Xiaolu called his mentor and asked for some third-order related information, finally, 139 points turned into 138 with difficulty.

Hua Xueyi gasped, this thing is really outrageous.

"Senior Sister Hua, as a professional, it seems that you are too conscientious, and your estimated intelligence value is a bit high......."

Immediately, the girl was angry, you can still talk cool words, and you can throw the pot on me.

"Don't worry, I won't ask you to collect debts, even if it's three years before the contract is enforced, I won't enforce it."

This is the only sympathy left by Lu Ping'an.

Lu Ping'an was also afraid that the other party would be in a hurry, and he would kill people and eliminate debts.

cough, take a step back, she has been fighting for three years to repay the deficit on her face, and she will really lose money....... Sure enough, the deed party should also be arranged as soon as possible, and this kind of weak penalty contract is still not needed.

"And, I think, you've earned it anyway. I'll take out these things for you to buy first, will you not buy them? ”

This sentence silenced Hua Xueyi again.

Is it worth it for what Lu Ping'an took out? Of course it's worth it, as long as the development goes smoothly, I'm afraid that she won't have to worry about the life-requishing lasso of losing control of her ability for more than ten or even twenty or thirty years, and at the same time, she has also opened an elevator to the third-order powerful combat position.

In fact, third-order intelligence can't be engaged, but it is impossible to find such a suitable oneself and perfectly restrain the side effects of one's ability under normal circumstances.

This information is equivalent to escorting oneself to a third-order or even fourth-order combat power, and it is destined to become a high-level combat power with a promising future.

But it seems that if he was not careful, he sold his life to the other party.

"I would like to remind you two that a senior told me that you should not take the initiative to be the buyer of a contract of conscience under any circumstances........ Ahem, don't stare at me, you made the contract of conscience. Let me show you what's new in this card, whether you want to 'defer payment' or 'remote investment'. ”

If you still have to feed a jujube with a stick, this practical card makes Xiaolu feel moved, and she can't wait to have one.

"Places are limited, and certain prerequisites are required before they can be offered later."

At this time, Lu Ping'an was not stupid enough to tell the truth, and did not ask "Why don't you also come to a conscience contract".

But since there is a contract guarantee, it is also destined to have more "cooperation opportunities" in the future, and Lu Ping'an can take the initiative to reveal the details of his ability.

"Actually, you don't lose, every time I 'invest' you a buff, you have to consume a life point, as long as Senior Sister Hua you work for me for 139 days, you will make a steady profit!"

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