Chapter 743: The Pioneer (Asking for a Monthly Pass)

Sun Jiao left Zhu Hao and his wife at home for dinner that night, and at the same time sent someone to call their two sons, Sun Yuan and Sun Jing, back.

In the past, Sun Jiao had a lot of pickiness about Zhu Hao, but now he lets Zhu Hao eat at the same table with his family, but he doesn't like his two sons.

It's really more popular than people.

Look at the people, at a young age, he is already a Hanlin Academy, and he has won the trust of the emperor, and it is only a matter of time before he enters the cabinet or even serves as the first assistant.

Look at the two sons, it's nothing!

Halfway through, Sun Yuan and Sun Jingjing just talked to Zhu Hao in the tone of their family, after all, their sister was also at the dinner table, and they were embarrassed to discuss the affairs of the DPRK and China with Zhu Hao as brothers.

Sun Jiao was basically muffled.

It wasn't until the end of dinner that Zhu Hao wanted to take Sun Lan away, and Sun Jiao had the heart to remind his two sons: "You have time, discuss more with Jingdao, he has a unique view on court affairs, if you want to make a difference in the court in the future, you should ......

Sun Jiao wanted to say that he should talk to Zhu Hao more, as long as he brings you up, he will be used for life, but after thinking about it, two sons and a daughter are in front of him, so saying this is inevitably suspected of destroying his own prestige with the ambition of others, and he always has to take care of his children's thoughts, and he only said half of the words.

Relatively speaking, Sun Jing talked a lot, and he was just a prisoner, not even a lifter, so he was relatively open-minded, and said with a smile: "Father, your teachings are very reasonable, and I will definitely discuss court affairs with my brother-in-law more in the future, eldest brother...... He and Jing Dao are colleagues, and it is convenient for him to speak, but unfortunately it was inconvenient for him to go in the past."

Sun Jiao glared at Sun Jing viciously: "Don't make excuses for your laziness, you haven't been admitted to school recently, and I don't know how your studies are now."

Sun Jingle hahaha: "Then go back and let the eldest brother or brother-in-law come to the school to test me." Jingdao, you are younger than me, but your knowledge and future are much stronger than mine, so you must teach me more in the future......

...

.......

Zhu Hao took Sun Lan home.

That night, Zhu Hao had already told Zhu Si in advance that he would take a day off and not go back to review the recitals.

The batch was completed last night, and now Zhu Hao wants to take a good rest.

Sun Lan felt that now there was a lack of silent crying from the family between the husband and wife, even if she was not mentally prepared to take the last step of Yuan Cheng, but she still had to do something after all to reflect the status of the head of Zhu Hao's family.

"The concubine asked Chunyu to boil some hot water." Sun Lan was very happy when she saw Zhu Hao returning home together, as if she had the intention of staying overnight...... In fact, she also thinks that it is good for the two to find time to complete that last step, after all, as a husband and wife, they have been married for almost a year.

Zhu Hao smiled, "I still have something to do, don't rush."

Sun Lan nodded, not thinking it was too strange.

After all, in the past, Zhu Hao entered the house and basically did not stay overnight, but today it is rare to come back and sleep, obviously he has regarded this place as his home, indicating that the relationship between the two has made significant progress.

Zhu Hao said, "I didn't talk to you so much after I came back... Madame, are you alright?"

"Hmm."

Sun Lan knew that Zhu Hao was asking about the situation on Lou Suzhen's side.

This question is a pun, not only for Lou Suzhen, but also for herself, because I don't know when she and Lou Suzhen have been firmly bound together.

Lou Suzhen is good, she is good.

After all, the two usually live and work together.

"That's good, you have a company for each other, I rarely come back, because the court is too busy to leave." Zhu Hao shook his head and said, "It may be a few days before the year, but it will also have to wait for the last few days of the year, and then I will take you out for a walk."

"No need."

Sun Lan seemed very assertive, "If the husband is really busy, he doesn't have to remember to take care of his concubine, and the concubine can take care of himself."

"Hmm."

It's rare that Sun Lan is a woman who pursues independence, which is actually quite good, Zhu Hao doesn't have to worry about family trivialities, especially Zhu Hao himself is not easy to handle, how to get along with women.

"But if you know, you know

, please tell the concubine about Mr. Tang's current situation, Mrs...... I've been concerned about these things lately."

Sun Lan offered to make a request.

Zhu Hao thought to himself, why did you go earlier?

Now that Tang Yin went to Xuanda to lead the troops, and he didn't return for a long time, Lou Suzhen began to worry about others?

If the matter is resolved as soon as possible, maybe it will be a family member of the army, or hide in the team and go to the northwest, as long as it is not publicized to the outside world, no one will know.

Start playing a long-distance relationship now?

Spiritual?

Plato?

"Mr. is in charge of the military and political power of Xuanda, and he is still in a state of handover, and the affairs of the northwest cannot be explained clearly in three or two sentences, and the handover of military affairs is the most cumbersome...... Especially now that the northwest is controlled by Peng Shangshu's people from the Ministry of War, there are too many entanglements of interests involved in just one general position. 「

Zhu Hao patiently explained to Sun Lan.

But it's actually more like a piece of soup.

is to tell Sun Lan that things in the northwest are not so simple, Tang Yin will not be able to come back for a while, in short, after you understand, just tell Lou Suzhen like this.

"Also, help me ask, what is Madame's state of mind? Now that they are not young, why do they have to do the things that are difficult to give up and leave at the moment? Alas! It's incomprehensible!"

Zhu Hao said these words in front of Sun Lan as if he was gossiping with a friend.

Sun Lan was very curious about the tone of Zhu Hao's speech.

Think again.

Xianggong still has the heart to talk about others?

Don't you do the same yourself?

However, after thinking about it carefully, Tang Yin and Lou Suzhen have an emotional foundation, but because of some old things, and Tang Yin does not take the initiative, so that no good things have come to fruition until now.

But what do she and Zhu Hao have?

It's still not the same.

..............

......

Zhu Hao did not stay at home that night, but went to inspect the business, especially the silver accounts.

The shopkeeper received him warmly, and handed the account book to Zhu Hao, which was clearly marked with a clear mark indicating how much deposit the silver number received this year, how much money was released, and what the collateral was...... In this era, if you don't talk about a credit loan, you just ask for collateral.

If there is no mortgage, even if the king of heaven comes, he will not give the silver.

This silver trumpet is more like a large pawn shop, accepting everything that can be pledged, from small pieces to large farms, dead things can be pawned, and even living people can be used as collateral......

Zhu Hao looked at the accounts and knew that the silver horn had just opened, and the way of doing business was a bit varied, and he really regarded himself as a large pawnshop.

Zhu Hao pointed to the ledger and frowned and asked, "What does this mean?" Why can even a decent family be used as a buckle in exchange for silver? Do you know that doing so is against the laws of the Ming Dynasty?"

The shopkeeper said, "Boss, everyone else is doing this...... It is the norm to take people into custody and not be able to repay their debts, and to be slaves and slaves. Especially those ordinary merchants, who don't have much money in the first place, what decent things can they take out in exchange for silver?"

"Can't you leave the silver without it?"

Zhu Hao asked with a straight face.

"If you don't put money away, you won't make money, but that's ...... Alas! Anyway, if you can't afford it, the Hui merchants will find someone to solve the trouble."

The shopkeeper said that it was a reasonable man.

To put it bluntly, it is to turn a reasonable silver business into a usury.

Zhu Hao thought to himself that he had been away from the capital for a few months, and sure enough, there was chaos.

Although from a certain point of view, the silver number is a kind of empty glove white wolf behavior, charging customers the interest difference, don't think about the question of low interest or high interest, how high is high? Since the silver number makes money by relying on the difference between one in and one out, it is not qualified to say that it has a clear line with usury.

But Zhu Hao still felt a kind of worry about unscrupulous means to make money, in order to let merchants borrow money, he did not hesitate to change the rules, and introduced some gray area things.

As a result of this, it is indeed possible to quickly loan out the silver and earn money, but it violates Zhu Haoshe

The original intention of the silver horn.

If the silver account only exists to make money, then Zhu Hao can just find the silver and put usury out, saving time and effort, why do you need to make the scale so big and so formal?

It is because Zhu Hao knows the importance of the financial industry in the operation of the market.

Although the financial industry itself does not produce direct social value, but through the turnover for the prosperity of commerce and trade to bring convenience, capital entry, then the commodity economy can develop rapidly, and the commodity economy to promote interests, there will be people who want to develop science and technology to pursue higher interests, the progress of science and technology will bring the progress of the times.

This is also the reason why in the history of China for thousands of years, there has been commodity trade, but it has always been in a state of "embryonic capitalism", that is, the agricultural society is closed and conservative, suppressing some potential things that can promote scientific and technological progress, so that the society has been in an agricultural society, stagnate, until foreign guns open the country, forced to change.

But at that time, it was already a toddler in Handan, and it was difficult to make a difference.

What Zhu Hao wants to do is to be a pioneer in this world.

Zhu Hao said: "Set the rules first, even if you want to accept the pledge in the future, you must comply with the laws of the Ming Dynasty, no matter how other lenders do it, we stand on the bright side, being stared at by the court, we can't make any deviations."

"Yes."

Although the shopkeeper felt that Zhu Hao was a bit overkill, he still had to comply.

After all, even Su Xigui said that this business doesn't count, only Zhu Hao is the real talker.

"Give me the accounts of the cloth and other things that were made before."

Zhu Hao waved his hand and continued to check the accounts.

"Boss, so far this year, the business itself has earned sixty or seventy thousand taels of silver, and if these things were shipped here and there and sold, instead of being used as military supplies, they should have earned even more...... Now there are people out there who have copied that kind of weaving machine, but they can't make it, and some people want to directly copy our technology...... The person has been caught, what do you think should be done? 「

With science and technology driving productivity, there are naturally people who imitate and improve.

Originally, Zhu Hao should not cherish himself, he should share the technology.

But now it has not reached the point where Zhu Hao leaked his technology, after all, he is still counting on using it to make money and maintain his business empire.

"Those who are caught will be sent to the government."

Zhu Hao said unceremoniously, "For those who eat inside and outside, don't give face, of course, don't use lynching, just hand it over to the judicial office." Everything is done according to the rules, and stealing technology is also a thief, and since you are a thief, you should be taught a lesson."