"Chen Yixuan's name is about to change...... Brother Fan, is it really fake? ”

"Brother Fan, don't scare me."

"Brother Fan, Chen Yixuan is a poet immortal in my heart, you can't say that."

I have to say.

Chen Yixuan's status in everyone's hearts is still very high.

Even if many people are fans of Chen Fan, they don't allow Chen Fan to have any bad comments about Chen Yixuan.

And compared to them.

Those who originally came to scold Chen Fan were even more happy: "Hahaha, we really want to see, who can change the name of Chen Yixuan Shixian?" ”

Originally, these people came here and had some worries in their hearts, he was afraid that Chen Fan would ignore them.

In addition, he is also afraid that Chen Fan will have too many fans, and when the time comes, everyone will scold him to death.

……

Brothers, the following is the chapter on the defense of the road.

After about half an hour, it will refresh back to the normal chapter, and it is already 4 o'clock in the morning, and everyone can see it when they wake up.

……

"This can't be done, relying on you to brush traffic, what else do I open an online store."

"Yo, my classmate Lu is quite ambitious."

Chen Yu didn't insist.

He just talked about this kind of traffic brushing thing.

"By the way, since you have opened an online store, please give us some advice."

"Speaking of opinions, there really is."

Lu Xue turned around and said seriously: "First, can your website give the seller the permission to decorate the store." ”

"How did you come up with this?"

"Online stores are actually the same as real businesses. Huanyu Mall is okay, but all the stores of Huanyu Department Store are the same, and others think they are the same store at first glance. If the seller is given a certain permission to create a web page, then we can carry out personalized decoration of the store, which is more meaningful for future publicity and promotion, including brand building. ”

"That's a good idea."

Chen Yu nodded and wrote it down: "What else?" ”

"There is also a credit history for the seller, whether the buyer can also be credited. Nowadays, there are more online purchases, especially the seven-day no-reason return that you have stipulated, and some other settings to ensure the interests of consumers. Although the overall direction is not wrong, there are also many consumers who maliciously take pictures and return them maliciously. At the same time, there are also some groups of wool pickers. If you can make a credit record for consumers, this is a huge benefit not only for sellers, but also for the platform. ”

"Not bad."

Chen Yu's eyes lit up.

He just said it casually, but he didn't expect Lu Xue to really put forward a lot of opinions.

But it's also.

In her previous life, Lu Xue was a female scholar, and later became a female president.

However, with Chen Yu's rebirth, Chen Yu ignored Lu Xue's female academic side.

Unexpectedly, after entering Peking University, Lu Xue's ability gradually showed itself.

Even if you open an online store, the few suggestions put forward are very good.

"What you said is very good, for consumers there is also a need to establish a credit system. Sellers have credit, and buyers should also have credit, so that we can build a more harmonious and smooth online shopping platform. ”

In fact, the foundation on which e-commerce is built is credit.

For example, the guarantee business of Alipay.

This is the trust that consumers have in the platform.

Without this layer of trust, large-scale electronic transactions cannot be formed.

He'll be like an early online game, where scammers run rampant, and you don't have any binding force at all.

At that time, Zhang Jianming was selling things online, and the first transaction let him know what it meant to be sinister.

Previously, in order to make consumers more assured to buy goods online, Huanyu Mall and Huanyu Department Store have always made a relatively strict credit system for the platform and sellers. Including the need to deposit a deposit, identity verification, seven days no reason to return...... Wait a minute. And now, with the development of e-commerce, the consumer credit system has to keep up.

This can't help but remind Chen Yu of the sesame credit that Ali started later.

The system can deceive users according to their consumption behavior, identity nature, personal relationships, and behavior...... and so on.

Eventually, a credit system was established that was recognized by all people in the country.

Thinking of Sesame Credit, Chen Yu couldn't help but think of his payment pass.

Although Alipay has been established, the current function of Alipay is still the role of third-party guarantee. But in fact, as a payment channel and payment tool, Alipay can also have more other functions. For example, the function of transferring money.

This transfer function is not a withdrawal from your Alipay account.

Rather, it is the transfer function of Alipay to other bank accounts, as well as to Alipay its own account.

In the past, the whole situation was not suitable for these features.

But now, it is possible to launch Alipay separately to create a truly independent payment tool.

was thinking about it, but at this time, Lu Xue said: "By the way, there is another point, that is, whether the payment pass can open the station transfer." ”

"I'll ......"

Chen Yu was dumbfounded.

He didn't expect it, and Lu Xue also thought of this.

"Why, no, I feel like it's a hassle every time I transfer money. If you open intra-station transfer, it will be much more convenient. ”

Seeing Chen Yu looking at him with a forced expression, Lu Xue was a little embarrassed: "This, I'm just giving opinions, and I also know that it may be troublesome about finance." ”

"Ahem......"

Chen Yu was a little embarrassed.

That's talent.

"Classmate Lu, come to work in our Huanyu Technology."

"Huh?"

"What, not interested in our Huanyu Technology?"

"No, no......"

Lu Xue kept shaking her head: "But it's okay, how did you think of letting me work in your company?" ”

"I think you're very insightful in the e-commerce area, really."

Chen Yu said seriously.

"This ......"

Lu Xue hesitated, thought about it for a while, and said, "I haven't thought about going to work now, besides, I still have to go to school." Also, I'm interested in opening an online store. If you go to work in Huanyu Technology, won't you have no freedom? ”

"Why don't you have freedom, my place will be given to you, and you will have all freedom."

"That's not going to work, I'm not that capable."

Lu Xue refused.

"Don't think about it?"

"Not at the moment."

"Okay, wait until you graduate."

There was no further persuasion, but Chen Yu was planning how to make Paypass independent.

……

"Zhizhong, how is it, has the song ordering system been figured out?"

"Mr. Li, it's out."

Jin Zhizhong nodded, took out a document and said, "Mr. Li, this is the design of our Samsung song ordering system." We are ready in all respects, just waiting for mass production. ”

"How long does it take to mass production?"

"Three months later."

"It's too long."

Lee Jae-yong shook his head.

There has been a lot of pressure on Samsung in recent times.

And the reason for the pressure,The sales of Huanyu Super TV are rising all the way。

As for the reason.

In addition to Huanyu Technology's own sales channels, a more important reason is Huanyu KTV song ordering system.

Many friends who didn't change their TV originally,Just because they saw the song ordering system of Huanyu KTV,For a while, they chose Huanyu Super TV。

The sales of Huanyu super TV itself are far ahead,At this time, Samsung and Panasonic have been thrown out of sight。 At present, when a group of industry experts are analyzing high-end TVs, they basically only take Huanyu Technology's super TV as an analysis and evaluation. As for Samsung and Panasonic, they are embarrassed to analyze.

What is there to analyze.

Not even a tenth of the sales of others, you are embarrassed to say that they are high-end TVs.

"Zhizhong, I'll give you half a month."

"Half a month, Mr. Li ...... This. ”

Jin Zhizhong shook his head.

In half a month, let alone mass production, the production line may not be able to be installed.

"I mean, in half a month, 200 prototypes will be produced first."

Of course, Lee Jae-yong knew that it would not be possible to achieve mass production in half a month.

Now, though, he can't wait.

At present, dozens of KTV companies have purchased Huanyu Technology's KTV song ordering system.

If they don't follow up, they will be too far behind.

Even if it can't be mass-produced for the time being, we will support a KTV first.

"Yes, Mr. Li."

Mass production in half a month is naturally impossible to achieve.

But it took half a month to make 200 prototypes, and with Samsung's capabilities, there is no difficulty at all.

As for you'd say the production line hasn't been installed yet.

What does it matter.

The production prototype does not need a production line at all, and they can assemble it by hand.

Chapter 832: A Super Bull Market Rarely Seen in Decades

"Brother Jian, separate our payment pass and set up a new subsidiary."

"Mr. Chen, who are you?"

"Before that, Alipay was only used as a platform for our credit guarantee, and it played a role in promoting everyone's online shopping. But now that everyone is more comfortable with online shopping, I think Alipay can try to open more services. For example, the transfer function. ”

After playing in Beishi for a few days, Chen Yu returned to Shencheng.

I-Access adjusted Alipay, and the newly established Alipay company was officially launched.

Of course, this independence is not just the independence of the part of the company.

The independence of the corporate sector is too simple.

As long as Chen Yu gives an order, Paypass can be independent.

What Chen Yu needs to be independent is to make this payment tool acceptable to everyone.

Because before that, everyone did not have a concept of payment for Alipass.

They just feel that Alipay is a guarantee platform, and it is not a payment tool.

So people don't have the idea of transferring money on this platform.

This tool is used when shopping.

In fact, when shopping, it is not that they actively use it, but that the platform will force it.

Of course, it's easy to popularize this idea.

You only need to open a series of transfer functions on Alipay.

As long as this feature is turned on, many people will try it out.

And they will soon find such a transfer feature very convenient.

Because they only need to know the Alipay account number, they can send money to each other.

Especially the intra-station transfer, almost in seconds, and he can also save a fee.

However, the transfer function is easy to open, but there is more to it than just functionality.

He is also involved in banks.

Where is the user's money transferred?

He can't be placed on the platform, the funds can only be placed in the bank.

And which bank to work with, this is the key to the problem.

It is different from the previous online banking business.

The online banking business is only a payment business, and the platform does not deposit funds.

Even if it is deposited, the funds will be transferred to the other party's bank account after the user pays.

However, if the transfer function is opened, especially the transfer function of the on-site payment account.

In principle, your funds can be kept on Paypass all the time.

Therefore, it is necessary to have one or more banks to cooperate.

Obviously, although many people may not be aware of the funds that this transfer function will bring.

But Chen Yu, who knows the future very well, knows that as soon as this account transfer function is opened, the entire financial system may change.

Therefore, what Chen Yu needs to cooperate with must be a bank with a certain strength, but at the same time can accept this business.

The big four banks are naturally very strong.

But Chen Yu didn't consider them in the first batch.

The big four banks are not not strong enough, but too strong.

In the early stage of development, Chen Yu wanted to avoid these giants the most.

Otherwise, once these major banks join forces, they will definitely have the strength to strangle in the early stage of Alicom's growth.

In fact, the four major banks in later generations also had a huge battle with Ali.

And they have also joined forces to launch a series of payment tools like Alipay.

But at that time, Alipay was already in full swing, and the four major banks were helpless about it.

Therefore, Chen Yu set his sights on Minsheng Bank.

Minsheng Bank is the only private bank in China.

Although his strength is not as strong as the big four banks, it is also inferior to some other state-owned banks.

But it's more powerful than the average local bank.

In addition, Chen Yu had a layout before this, and he has been slowly absorbing the shares of Minsheng Bank in the secondary market.

Until now, Chen Yu looked at the account, and Huanyu Investment currently holds 4.99% of the shares of Minsheng Bank.

With only 0.01 of shares, it reaches 5 points.

After thinking about it, Chen Yu went to Huanyu Investment Co., Ltd.

Huanyu Investment is an investment company of Huanyu Technology.

It mainly invests in securities and other interested companies.

At present, the person in charge of this piece is Zhao Danyang, the godfather of private equity.

In order to dig up Zhao Danyang, Chen Yu spent a lot of money.

"Mr. Chen, are you here?"

Knowing that Chen Yu was coming, Zhao Danyang greeted him at the door.

"Don't pay so much attention to it, I'll just take a look, let's go, go to your office, and the others will disperse."

With a wave of his hand, Chen Yu asked the others to go around the other place first.

"Mr. Chen, please come here."

Enter Zhao Danyang's office.

I only saw six screens in the office arranged in various shapes around Zhao Danyang's desk.

At the top of the screen, the charts of various stocks are displayed.

"Danyang, no, it's so professional."

Chen Yu said with a smile.

"Mr. Chen, let you smile."

Zhao Danyang smiled awkwardly, and then said: "Mr. Chen, I predict that there will be a big market in A-shares from this year to next year." ”

"Oh?"

Chen Yu asked a little strangely, "How do you see it?" ”

"A-shares have been hovering around 1,000 points for more than ten years, but the domestic economy has undergone earth-shaking changes. Residents' incomes have also increased substantially, and housing prices have continued to hit new highs. At the same time, the domestic Internet has kept up with the pace of the world, and is even in a leading position in many places......"

Speaking of this, Zhao Danyang looked at Chen Yu.

If you want to talk about the Internet, the biggest contribution is the one in front of you.

"Don't be a sycophant, keep talking."

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