"Miss Xu, right? You owe our company 120,000 yuan, which is due on the 20th of this month, and if you fail to pay it off within the time limit, our company will sue the court. If you are really difficult, I can provide you with two solutions, one is the mortgage of the house and vehicle, and the other is the transfer of the business project......"

"Hello, is it Miss Xu? I am Xiaomi, the personal customer service of the Baba platform, your loan of 200,000 yuan in our company has expired, please log in to the APP to repay within three days. The interest will still be calculated according to the loan interest within three days, and it will be transferred to the Ministry of Justice for ...... after the deadline."

"Hello, Miss Xu, the accumulated arrears of your credit card in our bank are 85,320 yuan, and you have not repaid it for three months, and the late fee is ......."

"Hello, Miss Xu, the accumulated credit card you have handled in our bank is 11,250 yuan, and it is ...... overdue."

"Dear customer, if you fail to repay the loan business handled by our company within the time limit, you will be charged a late fee on a daily basis from now on, and if you still fail to repay within ten days, you will sue the court."

"Xu Yin, I'm Jiang Haiyan, and I haven't answered your phone call. You asked me last year if I could pay back the 20,000 yuan I borrowed? I know you're not short of money, maybe you forgot, but I'm in a hurry, can you pay me back first? ”

"Sisters, why haven't you come out to play lately? Call you and don't answer, what kind of plane! A few days ago, the AI family came out with a new bag, let's go and see it! ”

“……”

Xu Yin answered no less than ten debt collection calls, received six or seven debt collection text messages, and asked her to go out shopping and consume a few text messages.

I was already a little dizzy when I first wore it, and now my brain hurts even more.

This is also a film she has seen before, the protagonist is called Xu Shan, graduated from 211 college, returned to his hometown to take the public examination, and after entering the system, he was pursued by the male protagonist in the same department, and the story revolves around the male and female protagonists' comfortable and warm work and daily life.

Xu Yin's original body is Xu Shan's cousin in the next room, and she is a hedonistic vanity female partner.

The original body is 23 years old this year, graduated from a junior college, and has been employed for two years, but he has been fishing for three days and drying nets for two days, and none of his jobs can last for more than half a year.

In addition to being tired from work, there is vanity.

Obviously, the family conditions are average, but he insists on creating a white rich beauty.

Since I went to college, the clothes I wear, the bags I carry, and the electronic products and cosmetics I use all need to be branded.

When I was in school, I was a little restrained, and although I bought all branded goods, it was not a luxury product.

I used my parents' money, and my living expenses were not enough, so I called my parents to ask for it, under the pretext that the school was going to organize activities or send her to participate in national competitions, and she had to bear the travel expenses by herself.

How did Xu's father and mother, who had a primary school diploma, know this, thinking that their daughter was very valued by teachers at school, and there were competitions and activities at both ends in three days, and money flowed from the pockets of the two to the daughter in the big city like flowing water.

But after graduation, you can't make any more excuses.

Besides, she still has a number of how much money she has at home, although her family has a mountain cherry orchard of about five acres, but all of them are small cherries. Now it is popular to have big cherries like cherries, and small cherries can't be sold at a high price, so it's good to earn eighty or ninety thousand yuan a year.

Therefore, after her parents' savings were almost squandered by her, she began to turn to online loans.

As soon as you step into the door of online loans, you find that it is so convenient to borrow money, fill in your ID number, register your home address, and your parents' information to buy new bags and cosmetics?

This borrowing is out of control.

She is obsessed with luxury, and ordinary brands can't satisfy her anymore.

The first job I found after graduation was as a secretary of a foreign trade company.

Secretary, of course, you have to dress up beautifully.

She wore five-figure clothes, jewelry, and bags on her body, and sure enough, she won the envy of female colleagues and the love of male colleagues.

However, she has no intention of falling in love for the time being, and the male colleagues in the unit are all very frustrated, and the family conditions are average, so they are not worthy of her beauty.

She enjoys the envy of her female colleagues.

But in the end, it's not the real Bai Fumei, she has a short time with her colleagues, maybe she can pretend to be one, how to pretend after a long time?

You can't always carry a few old bags and wear a few old luxury clothes, right?

So, she changed jobs twice in three days, every time she arrived at a new unit, she used the original device to charge Bai Fumei, followed her new colleagues to go shopping, add a set of expensive cosmetics or new bags, won the envious eyes of her colleagues, enjoyed the feeling of being touted, and changed another one when she was tight.

Come and go in style, in the eyes of colleagues, she is a Bai Fumei who takes work as a pastime, and has no pressure to survive.

But in fact, he is in debt.

Two years after graduation, the online loan platform alone owes no less than 700,000 yuan. He also opened more than 10 credit cards, demolished the east wall to make up for the west wall, and owed nearly 300,000 yuan in total.

In addition, she also asked junior high school classmates and high school classmates to borrow money, and all the old classmates before junior college were almost borrowed by her.

The borrowed money is mainly used to repay the interest on the online loan.

If the interest is not paid, the online loan company will repeatedly urge her, and she will not pay the principal at all now, so she can only repay the interest first, and she can live one day at a time.

If you can't borrow it from your classmates, you will find your parents and say that you want to change jobs, but now this job is not suitable and wrong.

Mom and Dad were distressed when they heard this, it was really difficult for a child who had no money to settle in the city, so he put the money he earned from his hard work to grow cherries to his daughter's account, so that she should eat and drink, and don't wronged herself because she changed jobs and had no income, but she was frugal.

It wasn't until her parents couldn't come up with the money, and none of her classmates were willing to lend her money, and online loans and credit cards began to kill her, saying that if she didn't pay it back, she would be handed over to the legal department to sue her, and she became afraid.

But the debt of more than one million yuan will not be paid off anyway.

So he secretly gave his family's house and cherry orchard to an online loan company.

When the debt collection company came to the door, Xu's father and Xu's mother knew that their daughter, who was holding in the palm of their hands and would rather suffer themselves than be wronged, lost the only house in the family and the cherry orchard on which they depended.

The two of them seemed to be poured from head to end by a basin of ice water.

Although the online loan company can't really take away the Xu family's cherry orchard and house with the contract and land certificate, it is natural to repay the debt, and the monthly interest rate of 1.99% is indeed frighteningly high, but it is not illegal, even if it goes to the court, the debt that should be repaid still has to be repaid.

What if I don't pay it back? Watching your daughter being cornered by a debt collection agency?

In the end, Xu's father's cousin, that is, the father of the original heroine, bought his family's house, and a large homestead next to the house was almost half bought and half given.

The cherry orchard, along with the ripening cherries, was bought at a low price by a cherry buyer.

But even so, all the money from the sale was still not enough to repay the debt, and the two had to go door to door to ask relatives for help with their old faces.

In the end, it was Xu's father's younger brother who borrowed a sum of money from his brother in private, mainly because he was worried that it would reach the old man's ears and make him uneasy to recuperate.

But unexpectedly, Old Man Xu still knew, and he was sent to the intensive care unit overnight.

When Xu's father heard about it, he was ashamed of his father, and secondly, he was angry with his daughter's indifferent attitude, and he had a myocardial infarction on the spot.

Although he was rescued, he became a vegetative state because of the lack of oxygen in his brain for too long, and the doctor couldn't tell when he would wake up.

Xu's mother turned white overnight and went around looking for relatives to raise medical expenses.

But it's not an ordinary disease, it's a vegetative person that may drag down a lifetime, borrow it for a while, can you borrow it for a lifetime?

Mother Xu cried and swollen her eyes, at a loss, found her daughter, and persuaded her bitterly: "In the past, you were ignorant, but now that the family has fallen into this field, you should also be the governor, your father is still lying in the hospital, I don't know when I wake up, the medical expenses are hundreds of dollars a day, my mother asked the head nurse to help, and found a job as a nurse in the ward area, you also find a job, and work hard......"

The original body did not regret it until then, but thought that Xu's father was a burden. As soon as I heard that the medical expenses were hundreds of dollars a day, she was the only child in her family, so she would have to bear it all in the future?

That night, she slipped into the hospital room and removed her father's oxygen mask.

No matter how secret it is, it is still filmed by the surveillance in the corner.

On the day her daughter was arrested by the police, Xu's mother fell down the stairs in despair and died on the spot.

This is the fate of the cannon fodder family, who are the control group of the protagonist's happy life.

Xu Yin twisted her eyebrows with a headache.

In the original text, at this time, the original body did not pay the online loan interest and bank late fees, went home, stole the real estate certificate and the cherry orchard contract without telling his parents, and mortgaged it to the online loan company.

Should she be glad she came through in time?

(End of chapter)