In fact, until now, the Marquise has a deep understanding of Leng Feng's character, and she knows that the reason why he chose such a critical moment to make such a sensitive suggestion must have deep meaning.

This is still secondary, mainly because this kid is clearly a donkey who is leading and not going backwards, if he really provokes him, then it is not impossible to directly pick the son and ignore anything.

And now, whether it is the issuance of bonds or the formation of the expeditionary officer corps, or even a series of subsequent reforms, where did this kid leave?

Under the repeated reminders of the marquise, Hillary also understood the key, but this bond is such a large amount of money, to be honest, he is really a little reluctant.

And just when this old man was still entangled in his heart, he said suddenly.

"If the adults really think that I am loyal, then it is right that I did not say what I said before!"

"You boy, is this on me?"

Hearing these words, Hillary immediately turned pale and said.

To say that today's cold wind is actually full of grievances!

Grandma's, who is Lao Tzu working so desperately for? For the sake of such a small profit, you will turn your face with Lao Tzu, and you will not dare to pick on Lao Tzu if you really want to be Lao Tzu?

Although he was so ruthless in his heart, Leng Feng still lowered his head and said.

"I don't dare!"

"Don't you dare? There are still things in the world that you don't dare to do? Otherwise, you can go to this marquis's mansion and inquire, when has a marquis in my hall ever made such a concession to a person?"

Hillary also couldn't help but feel angry in her heart, and immediately couldn't help but say.

"That's it!"

In the end, it was the Marquise who stepped forward to play the round.

"Anyway, you tell me what you think first and see what you really think?"

Don't look at this old guy who is so ruthless now, but being able to say what he said before also means that he is starting to soften, just because it is inconvenient to say more because of his face.

In fact, it is not wrong to say that Hillary's words are not wrong, with his ordinary style of acting, I am afraid that the only one who can make him compromise again and again is the cold wind in front of him.

Isn't this kid born to be an adult's nemesis?

Thinking of this, even the Marquise couldn't help but let out a low laugh in her heart.

"My lord, the reason why I made this request is not because I covet this small profit, after all, this huge Ukrainian province is all adult, even if I fight with adults, how can I win against you?"

If these words are heard by the people of the kingdom, then it is tantamount to a general crime of rebellion, but as the governor of the Ukrainian province, he is like the emperor of the soil, and the influence of the kingdom is almost equal to zero here, not to mention that there is no recognition from the people present, so Leng Feng will not cause much controversy when he says this.

However, these words couldn't help but faintly touch Hillary's itch, and I saw that his face couldn't help but ease, but he made an impatient look, waved his hand and said.

"Getting to the point!"

However, having said that, to be able to say that such a large amount of money from the second bond issuance is a small profit, and such courage can only be found in the cold wind.

Damn, you old thing, you can't pretend to die!

At the same time that he couldn't help but sneer in his heart, where did Leng Feng dare to slack off?

"Do you remember, sir, that I told you about the use of the proceeds from the bond issuance?"

"Of course I remember, didn't you say that in addition to maintaining the normal operation of the government, the rest of this fund will be used to generate benefits by making money?"

Although she knew that the cold wind asked knowingly, Hillary finally replied patiently.

It was precisely because of his advice that there was a large military agreement to be signed with the Governor of Dobar.

Why is this kid bringing this up again?

"Actually, my lord, this is only part of my idea, in addition to arms trading, in fact, we can put this money into the circulation field, carry out loan transactions, so as to generate greater benefits!"

"Oh, tell me more!"

From the cold wind's words, there was a faint hint of the key, not only the Marquise's eyes couldn't help but light up, and even Hillary also put away her anger and asked with great interest.

In fact, after Leng Feng entered this continent, he found that there was a very strange phenomenon here that made him very interested.

To say that under the governance of Hillary Clinton, the current Ukrainian province is also considered to be prosperous in industry and commerce, although many civilians have been displaced due to the continuous fighting, but in general, it can be regarded as long-term stability.

It's just that although in terms of business, the province also has an organization that issues magic crystal cards, similar to the credit cards of later generations, which can allow people to deposit large sums of money into them for easy use, but they are basically spontaneous, and both the scale and the credit are extremely small, so except for a small number of people in the upper class, ordinary people almost don't use it at all.

Even, in terms of capital lending, it is basically based on private lending, and its scale is simply negligible.

And this undoubtedly creates a gap in the field of currency circulation, and Leng Feng feels that if he can join it, then it is definitely promising.

So now he and Mrs. Clinton are talking about the concept of banking in their own world!

"For example, if someone urgently needs to expand production because of business needs, but because he does not have the upfront investment funds on hand, this idea cannot be put into practice for a long time, but it happens that another person has idle funds in hand, but he can only let them idle in his own house and cannot use them! At this time, if someone can intervene in it, absorb the funds in the hands of the person who has sufficient funds, give a certain amount of interest, and then lend the funds at a higher interest rate to the person who is short of funds!"

"In this way, not only can people with abundant funds get a certain amount of interest, and they will not let their funds idle, and those who are short of funds can also expand production after getting funds, so as to get more benefits, as for the middleman, he has just got a lot of loan interest, which is really a triple win!"

"You mean, let the Marquis's Court act as this intermediary?"

Hillary was not stupid, and quickly understood the meaning of Leng Feng's words, although she only asked tentatively, but the joy on her face resurfaced.

In his opinion, this kind of thing is absolutely promising! After all, is there anything more cost-effective than taking other people's money to make money?

"That's right!"

Leng Feng nodded vigorously and said, and couldn't help but sigh slightly in his heart, Grandma, you old man finally understood what I meant.

But then he added.

"However, this kind of chasing petty profits is not suitable for the Marquis Mansion to come forward to do it in person, after all, this is also a loss to the prestige of adults, not to mention that now the government is planning internal reforms, and it is difficult to cover all aspects of this aspect, so I think a special institution should be established, that is, a bank!"

In fact, in the world of cold wind, the development of the banking industry has been extremely mature, not to mention in his motherland, because it belongs to the state monopoly of the institution, so not only profitable, but also in the national economic macroeconomic control, it has played an irreplaceable role.

"You mean, with the newly formed bank as the institution that will issue bonds this time, it will be able to raise the necessary start-up capital, and it will be able to use this event to make a name for itself?"

Just as Leng Feng's words fell, the Marquise couldn't help but continue.

Damn! I have to say that although this marquise is a woman, her thinking speed is also very powerful!

After taking a deep look at the Marquise, Leng Feng nodded again.

"Exactly!"

But then Leng Feng explained.

"Moreover, the role of this bank is not only limited to lending, if it is played well enough, then it will also have a lot of promotion for people's livelihood!"

These words are not lies, but the cold wind is purely from the heart.

The main reason is that today's private lending is informal, and the usurers are often mixed with some underworld forces, so not only the interest rate of the loan is extremely high, but also the debtor's family is ruined because of debt collection.

So much so that Leng Feng felt the need to open a special bank to regulate the circulation of borrowed capital, so as to promote the development of industry and commerce.

After all, in Leng Feng's view, whether a region's economy is developed and whether people's livelihood is prosperous or not is largely linked to the development of industry and commerce.

Speaking of this, Leng Feng then took out a wad of white paper from his arms and handed it over.

"This is the letter of intent I just wrote, please take a look at it!"

After all, what Leng Feng said before is just a framework for the general direction, but the formation of the bank is obviously not so simple, and all aspects such as the setting of interest rates and the preparation of reserves must be taken into account.

However, after taking the cold wind's so-called letter of intent and taking a few hasty glances, I saw Hillary and his wife look at each other, and then couldn't help but glance at the cold wind on the opposite side quite meaningfully.

How could they not see that this letter of intent must have been prepared by this kid in advance?