Chapter IX Debts
"Alright, that's all for today." Dussander took a step back quietly, hunched over, and said, "Let's continue the class tomorrow morning at eight o'clock - I will talk to Teacher Polina and give you some lessons that are suitable for your situation." โ
Lorraine looked a little disappointed. Still, she stood up, lifted her skirt and saluted Dussand, "Thank you for your teaching." โ
Dusand deliberately looked away, he coughed lightly, and then sent Lorraine out of the room. As he walked beside Lorraine, he held his coat in his hand all the time, and then bent his arms, intentionally or unintentionally, so that his coat could always be hidden in front of him.
It wasn't until Lorraine, with the help of the maids, got on her horse's side and walked away with the reins in her hands, that Dussand breathed a sigh of relief.
He silently said "That's a minor" in his mind more than two hundred times before turning and walking into the main building of the manor. Walking into his room with a figure-eight step, Dussaint began to change his clothes.
The black or purple velvet jacket he usually wears, as well as tight men's trousers, are very classic aristocratic attire. Traveling to the Haut-Arbin region in such a way is an extremely risky affair.
After all, such a dress can easily be sold in the market for sixteen or seventeen shillings. And to go to Albin in such a suit, and without an escort...... It was an invitation to the ruffians to "come and rob me".
Dussaint is going to go with Polina to Albin and find a place to buy a machine tool and come back.
Machine tools powered by steam boilers are very expensive industrial products, and if you buy a completely new product, Dussand's investment will not even be enough.
Polina went with her to pick up a machine that was enough and easy to use in the second-hand goods. Dussand, on the other hand, was to ensure that the machine tool selected by the great technician could be sold at the most suitable price.
The coachman and the two guards who followed the two to the city of Upper Albin were to prevent some daring ruffians from taking risks, or some blind "adventurers" trying to extort more gold pounds from a beautiful master and a young boy.
Don't get into trouble, but be prepared for all kinds of trouble. Even if you are a nobleman, you must abide by such rules when operating in the Albert region.
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Unmarked steam horses dragged the carriages, and Dussaint stared at the scenery outside with an almost greedy gaze, never tired of looking at it. Due to the "peculiarities" of the Haut-Albin region, Dussander had never been allowed to go out alone to the city before. The first few times I had been in the Albin area, it was to send my father back to his job.
He had never measured a city full of spires, gray buildings, and chimneys with his own feet.
"Young Master, we're here." Two guards stepped out of the carriage early. After making sure their surroundings were safe, they nodded to Dusand and Polina and got out of the way. Dussander jumped out of the car, handed his hand to Polina behind him, and smiled at the guards, "Don't be too nervous, there shouldn't be any problems." โ
"Honor...... Master, where are we going to buy? "Polina's hair is still messy, but her mind is clear. When the guards change their tunes, she'd better do the same.
"Ahead." Dussander pointed to the hall ahead, "The Upper Albin Bankruptcy Court temporarily withholds the liquidation department. โ
A stone statue of the goddess of justice, a symbol of justice of the law, is erected at the entrance of the four-story courthouse, with metal handles glittering on the opposite door, and a beautiful brown wooden door with a very beautiful ...... Toping.
In the 175 years since Newsal was reclaimed, the wooden doors of the Upper Albin Bankruptcy Court have never been replaced. These traces come from every worker, loser, or ...... who has opened this door in the past 175 years Gold digger.
Accompanied by the guards, Dusand and Polina walked briskly into the four-story building.
"There will be two auctions today, and there will be six machines in them." As he walked, Dussaint explained to Polina, "What you need to do is assess the condition of these six machines as quickly as possible, and then give me an estimate of how many pounds and time it will take to repair them to be ready for use." โ
"Do you really want to buy it?" Polina hesitated, "Actually, we can consider leasing a machine tool or entrusting other factories to produce it on our behalf." โ
"Of course you want to buy it." Dussaint nodded as a matter of course and said, "If the investment fails in the end, at least we still have fixed assets that can be exchanged for gold pounds." So, please be sure to pick a good baby for me to come back. โ
After sending Polina and one of the guards to the warehouse, Dusson took another guard to the auction preparation room on the second floor, where they were ready to pay the deposit and receive the auction number.
The status of nobility plays a gratifying role here. After seeing the heraldic ring presented by Dussand, the staff quickly found photos of members of Baroness Androni's family and compared them with Dussand. After the comparison, Dusson got an auction number โ and he didn't have to pay a deposit in advance.
After politely declining the invitation of the staff to dinner with the head of the auction preparation room, Dusson walked out of the preparation room with the number. Within two steps, a dirty boy who looked about his age squeezed in.
Then he was dragged by the back of the neck by Dussand's guards.
"Master, master!" The boy, who looked to be about the same age as Dussand, sniffled and struggled for a long time, but still couldn't get out of the guard's hands. He could only simply hold this position, and then asked with a flattering smile towards Dussand, "Master...... Are you interested in a cheap machine? I have one in my hand, and the starting price is lower than the auction at the court! โ
Looking at this boy who was about the same age as himself, Dussander suddenly had the feeling that he was being accommodated by a black agent who didn't know where he came from when he was wandering around the computer city of his previous life.
"Young master, such people are generally liars." The guard advised, "The price of the machine is expensive...... It's not something that this kind of person can play. โ
I look like a young master who is not particularly easy to deceive in the world? Oh, I'm just, that's fine. Dussaint mentally made a joke about his appearance, and then prepared for the guards to let the man go and drive him away.
"I'm not a liar!" The boy, who had just given up struggling, struggled again, this time, with almost all his strength trying to attack the guard with his legs, and even opened his mouth to bite with some yellowed and chipped teeth.
After several failed attempts, the young boy seemed to suddenly break down. He cried out loud at the top of his throat, "I'm not...... Not a liar! I...... The machine I want to sell is my family's! โ
The guard was stunned when he heard this, and he subconsciously turned his head to look at Dussand. In such a situation, which seems to be in the owner's favor, the guards should not make decisions on their own.
"Yours?" Dusson raised an eyebrow, "Your family is also bankrupt?" โ
This is a small hole he has buried, and it is also a verification scheme used to identify whether the other party's answer is honest or not.
What happened elsewhere, Dussaint didn't know. But Newsal's bankruptcy court has always been known for its "comprehensive and professional asset preservation".
In human terms, the level of their raiding is very high. Even a half-penny coin hidden under the ground could be dug up by this group.
Steam machines are precision tools that are connected to a boiler, a water tank and a complete smoke extraction system as well as a variable speed control system. It took a dozen steam wagons to move back and forth for half a day to remove all the parts it had removed.
Such a big guy, it is impossible for the other party to find out that his family is about to go bankrupt, and then dismantle the lathe in advance and hide it.
"We're not broke......" The dirty boy gradually stopped struggling, as if it took a lot more physical effort to tell this fact than it took him to struggle and resist.
He hung in the air, snot and tears dirty on his face, and said tremblingly, "We don't have the money, we can't file for bankruptcy." โ
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The benevolent imperial law provided that citizens could lose most of their fixed assets by declaring bankruptcy when they were unable to repay their loans, and keep the assets necessary for their subsistence.
After passing the five-year review period of the bankruptcy court, the debts of them and other institutions or individuals were written off โ imperial law no longer supported creditors to claim debts from bankrupts who passed the review period.
Although the regulations are good, in the process of actual implementation...... But there are a bunch of problems.
According to the law, the bankruptcy court is required to monitor the applicant's consumption level for five years after the applicant declares bankruptcy. And this supervision needs to be carried out.
The Bankruptcy Court is limited in funding and therefore has limited staff. There is a lot of work, where can I assign people to supervise consumption?
So, in all Newsal bankruptcy courts, including Upper Albin, the bankruptcy court required a party declaring bankruptcy to pay in advance enough money to hire an outsourced supervisor for five years โ or about 50 gold pounds.
At the same time, the bankruptcy court needs to conduct a detailed analysis of the applicant's debts before accepting the declaration of bankruptcy. When the applicant is a commoner, the bankruptcy petition will not be approved if the debtor is involved in the imperial department or the nobility.
And the situation faced by the young man's family named "Rosen" is exactly in line with these two points.
His father, the family's factory owner and the only master technician, suddenly fell ill and died, and the large order he had received drained the family of all the money - their factory warehouse was stacked with countless metal ingots and coal to power the machine tools, but their wallets were much cleaner than Rosen's face.
No other great technician was willing to help with the order, and Lawson and his sister and grandmother had no choice but to file for bankruptcy.
If the order is not completed on time, they need to pay a huge compensation of 400 gold pounds to the customer, and this customer ...... is a lord.
Without the money to hire an outsourced supervisor, it would not have been possible for the bankruptcy court to declare a lord's claim extinguished naturally.
Rosen couldn't file for bankruptcy at all, and there was only one way he could think of to keep his sister and grandmother alive โ sell his father's steam machine and dispose of all the ingots and coal in the warehouse. You can exchange as much as you can, and then take your sister and grandmother on the road to escape.
Staying in Newsar, there will be no way for the whole family to live.
If there was a choice, Rosen didn't want to do that. However, he heard about a few ...... Rumor. These rumors came from other small factory owners who had financial disputes with Lord Lord.
It is said that the Lord made his fortune collecting debts in the first place. With the huge proceeds from collecting debts, he bought the current title from the Duke and began to buy up the debt rights of other factories and commoners.
No one will be able to pay it back, and if there is, it must be because the pressure on them is not enough. With this "guiding ideology", the Lord's wealth is rapidly increasing.
And his means of "putting pressure" on debtors made even the most ruthless slave traders on the side of the League ashamed of themselves.