Chapter 4 Takeover of Investment Accounts
After the two made an appointment, they met the next day and signed a contract for 'wealth management on behalf of customers'.
Although Su Yu knows that this 'wealth management on behalf of customers' agreement contract does not have much effect in terms of real legal effect, it is still necessary as the basis and evidence of mutual trust between the two parties.
After signing the contract......
Liu Tianshui sent the login password and capital password of his stock investment account to Su Yu.
Su Yu logged in to the account and took a look, only to see Liu Tianshui's personal account, the current capital is 682321 yuan, of which the stock position is more than 610,000, and the floating loss is more than 210,000.
90% of the holdings are bank stocks and the remaining 10% are real estate stocks.
Su Yu continued to look at the historical profit and loss transaction data of his personal account, and found that he had invested a total of 1.5 million yuan in the past year, and lost most of it.
Its investment style is mostly heavy position operation.
Whether it is buying or selling concept stocks or blue-chip heavyweight stocks, the initial single position is greater than 70% of the total funds.
Moreover, in addition to the characteristics of heavy position operation, the other party also has a characteristic, that is, frequent operations, basically every trading day, there are buying and selling records.
Su Yu took a closer look at his losses in bank stocks.
found that since Liu Tianshui's initial purchase, the bank stock has fallen by only 15% so far, but the overall loss of the other party on this stock is far greater than 15%.
The reason for this phenomenon......
It is because the other party is cleverly constantly carrying out anti-T operations of buying and selling, and unknowingly, it has greatly raised its holding costs.
"Is there a big problem with my operation?"
Liu Tianshui saw Su Yu's brows frowning slightly, and asked with a little embarrassment.
Su Yu looked at the first customer he took over after he left, put down his mobile phone, coughed lightly, and said: "I suggest that Mr. Liu's future investment method is to focus on investment funds and operate stocks by himself, for Mr. Liu...... I think it's still a little too professional. ”
"Of course, it's okay to leave your stock account to a professional."
"Sure enough, it's a big problem!" Liu Tianshui sighed with emotion and said, "I just said that there is no loss for no reason, it seems that ...... At my level, I am indeed a rookie. ”
"But don't let me invest in the fund."
"Many of the funds I have invested in have not lost much in the past year and a half, one or two of them have lost a lot more than my own stock speculation, and I don't know what those fund managers are doing, and the level of trading is not as good as me, a rookie."
"Hey...... An old friend persuaded me to put my money into some online financial management platforms. ”
"This is a major trend in the future, and it is an emerging financial development."
"But I don't believe in this thing at all, so I can only tinker with stocks according to my own preferences."
"Xiao Su, ......"
"Judging from my usual contact with you, I know that you are a rigorous and mature person, to be honest, my account has lost a lot of money, three months, how far can you take your funds?"
Su Yu faced Liu Tianshui's inquiry, pondered for a moment, and replied: "Mr. Liu, there are many uncertain factors in stock trading, I can only say that I will try my best to help you recover your losses, as for the specific step that the funds can do, I dare not guarantee it, and I can't guarantee it." ”
"Okay!" Liu Tianshui thought that there is no doubt about employing people, and no suspicion is needed, since he chose to believe in Su Yu, then he should not have any worries, nodded, and said, "Hundreds of thousands is not too big a number for me, in these three months, I will not touch a cent of the money in this account, you operate according to your own ideas, you don't have to have any worries." ”
"I understand!" Su Yu responded without saying much.
Next, Liu Tianshui asked Su Yu about some precautions and stock selection strategies for stock investment, and then the two dispersed.
Back at the rental house, Su Yu continued to study stocks and formulate investment strategies.
It wasn't until half past five in the afternoon that Liang Bin called him and insisted on inviting him to eat hot pot, and Su Yu walked out of the rental house again.
When he came to the location given to him by Liang Bin and walked into an old hot pot restaurant in Yuzhou, he saw the position by the window, Liang Bin was sitting alone, and there were already a lot of dishes on the table.
"Su Yu, here!"
Liang Bin saw Su Yu's figure at a glance, and hurriedly raised his hand to greet him.
Su Yu nodded in response, then came to the table where Liang Bin was, and sat down according to the empty seat deliberately set aside for him.
"The relationship between the two of us, in fact, you don't have to spend so much."
Su Yu looked at the red oil that was already boiling in the pot, as well as a lot of hard dishes on the table, and said: "At work, a little exclusion can't defeat me. ”
When Liang Bin heard Su Yu's words, he was slightly happy in his heart, and said with a smile: "It seems that you have figured it out!" ”
"I was fine." Su Yu muttered softly.
"It's better if it's okay!" Liang Bin laughed and said, "The water flows to the low place, the people go to the high place, your investment analysis ability and customer attraction ability are the strongest I have ever seen in the business department...... It just happened to widen the road. ”
"Maybe!" Su Yu responded lightly, changed the topic, and asked, "Why are you alone today?" What about your girlfriend who is studying at Zhezhou University, she doesn't go to class today and Saturday, you didn't call her? This doesn't look like your Liang Bin's style! ”
"She said that a classmate in the dormitory had a birthday today and couldn't come." Liang Bin replied, "Actually, it's just the two of us, it's good, we can have a good drink." ”
As he spoke, he picked up a bottle of beer on the table that had been opened, and filled the cup in front of Su Yu.
Su Yu noticed that although Liang Bin was full of smiles, his eyes were obviously a little annoyed, and he paused and asked, "What's the ...... Friday's customer, the conversation didn't go well? ”
"Nothing." Liang Bin said with a smile, "Friday's customer, unexpectedly smooth, I have already won, with an additional account balance of 850,000, and next month, I shouldn't have to live a tight life anymore." ”
"Congratulations!" Su Yu picked up the beer and touched a glass with him.
Since the other party is reluctant to say, it is not good for him to continue to ask, after all, he can't help much with personal matters.
"By the way, Su Yu, what are you going to do next?" After Liang Bin drank a glass of beer in one go, he asked, "Do you want to continue to the next securities business department, or enter fund companies, banks and other financial institutions?" ”
Su Yu said softly: "I'm not going to look for a job anymore, I plan to try it alone." ”
"Go it alone! Flip stocks on your own? Liang Bin was taken aback, but after thinking about it, he felt that it was reasonable, "Also, with your technical and analytical ability, in the sales department, you are talented." ”
"I just don't think the environment in the sales department is still very suitable for me." Su Yu said, "Everyone has a suitable path for everyone, I want to try more while I am young." ”
Liang Bin sighed: "Okay! I envy your resolute and daring character, unlike me, who hesitate to do anything. ”
"But ......"
"Okay, when you make a career on your own, you can't forget me."
"When the time comes, no matter where I am, I will definitely come."
Su Yu knew that Liang Bin was saying polite words, but he still nodded firmly and said, "Don't worry, if I really make a career in the future, I will definitely call you." ”
Although in the trajectory before rebirth.
Liang Bin left the sales department before him and really went back to his hometown to take the civil service exam, but during the time when the two intersected, this alumnus, colleague, and fellow countryman who was two years older than him was really good to him.
The so-called grace of dripping water should be reciprocated by springs.
When he really has the ability to rewrite everything, he doesn't mind helping Liang Bin at a critical moment.
"By the way, Su Yu, you are not too young, don't you plan to find a girlfriend to spend time with?" After drinking a little wine, Liang Bin's words began to become more and more numerous, "After you left, a few girls at the counter in the sales department asked me about you, and I can see that they are somewhat interesting to you." ”
Su Yu's appearance, following his mother, is somewhat similar to his sister.
Although among the boys, it looks too delicate, but I have to say that it is still very handsome.
"You know more or less about the situation in my family." Su Yu said, "At this stage, I don't want to be a scourge, and I don't want to drag any girl down. ”
Liang Bin heard Su Yu's words, thought of something about himself, sighed helplessly, and said: "Also, the economic foundation can determine the superstructure, no money, no house, no car, no good job, and the family conditions are ordinary, even if you pay a piece of sincerity, it is difficult!" ”
Su Yu saw his demeanor and heard his words of self-pity and self-pity.
Guessing that he probably had a quarrel with his girlfriend, he coughed lightly and was about to change the subject.
At this time......
Suddenly, a vaguely familiar voice came from behind him.
"Sister, please clean up here, we'll sit here." A crisp female voice said, "Then the bottom of the red soup pot, slightly spicy, hot pot signature dishes, let's have a few first, as well as a freshly fried crispy pork, brown sugar glutinous ba, and two cans of iced herbal tea." ”
Su Yu heard this voice and hurriedly turned around.
He followed the sound and saw a girl with her back to him, instructing the waiter.
The girl was not much shorter than him, with a ponytail, simple jeans and a knitted sweater, a pair of small white shoes on her feet, a red satchel that didn't match very well at her waist, slender legs, and a good figure, but she felt very young.
"Jade ...... Jade Spirit! ”
Su Yu looked at the girl's familiar back, combined with her crisp voice, and called softly according to her memory.
Hearing Su Yu's call, the girl's voice suddenly stopped, her shoulders trembled obviously, and she turned back like lightning.
A beautiful and beautiful melon seed face was displayed in front of Su Yu.
Immediately afterward, those bright and clear eyes like starlight revealed shock and joy.