In his patience and contemplation.

Time crossed 9:45, when the Shanghai Index, Shenzhen Index, ChiNext Index three major indexes fell close to 1% again, the two major concept plates, showing a downturn, the market decline continued, Shanghai Ganglian in the change of hands more than 18%, clean on the board, to achieve six consecutive limit.

Su Yu saw that after the share price of Shanghai Ganglian touched the price limit, within ten seconds of the daily limit sealing order, it quickly progressed to about 100,000 hands, knowing that there would be no twists and turns, so he no longer continued to pay attention.

Then, his gaze moved away from the stock market trading interface and swept over the main group of investors and classmates he had added.

I saw the topics that everyone talked about, except for the Shanghai Iron and Steel Federation, basically complaining that the market was difficult to do, and the shot was set and so on, which was the same, and I didn't pay much attention to it.

"Su Yu, are you really going to open a company?"

Just as Su Yu was about to close the chat box, He Qian sent him a message on the chat software: "Li Meng told me your plan and persuaded me, but I always feel a little incredible, your development is too fast!" ”

"The company is already registered." Su Yu replied, "What Li Meng told you, everything is true, if you think clearly, come here, in terms of treatment...... Anyway, as long as the company does not collapse, it will definitely not treat you badly, As for development, it can only be that everyone makes progress together. ”

"No problem, I've already promised Li Meng." He Qian said without any hesitation.

When Su Yu heard this, he was slightly surprised, and replied, "That's okay...... You are welcome to join 'Yuhang Investment', at the end of this month, the company should be able to officially operate, if you can arrange it, you can prepare as soon as possible. ”

"Okay!" He Qian replied, "But I have a sister who also wants to change jobs, the last time you came to the magic capital, the girl we ate together, I just don't know if your boss will accept it?" At present, she has several small projects in hand, but it is estimated that it is difficult to pass the company's risk control review, just like the 'Mihayou' project. ”

"Okay!" Su Yu had some impressions of the person she said, "Now that the company is in its infancy, it is the time when there is a shortage of people, don't say bring someone, even if you hollow out your company's venture capital department, I will accept it." ”

He Qian smiled and said, "Boss Su is magnificent, but it's ...... I don't have the ability to hollow out the entire venture capital department of our company, okay, I won't tell you...... In the afternoon, I went to resign, if I guessed correctly, the manager should approve, after all, the market is not good now, the company is also cutting employment costs, I can't wait for us at the bottom to be able to self-remove. ”

After saying that, the right person got off the line.

Su Yu thought that the company's team members had grown a little bigger, and he was also very happy, and he was thinking about contacting Qin Hao to ask him about the recruitment of other supervisors.

At this time, before he could dial the number, a call came in.

Su Yu glanced at it and saw that it was Shi Yuling's phone, so he couldn't help but connect.

"Hey, Brother Su Yu, are you free at noon?" Shi Yuling asked on the phone.

When Su Yu heard her question, he couldn't help but chuckle, "What? You've been paid and you want to invite me to dinner? ”

"It's not me!" Shi Yuling replied, "It's our boss Mr. Li who wants to invite Brother Su Yu to dinner, just now Mr. Li has called Brother Su Yu, but he didn't get through, so he asked me to call." ”

"Oh!" Su Yu knew that his mobile phone was set up with a stranger rejection mode, so he didn't care, and said with a smile, "You Mr. Li are looking for me, there should be something wrong, right?" ”

Nothing to do is not to go to the Three Treasures Hall.

He and the other party have only one side, and now it has been more than a month since the last incident, and the other party thinks of him at this time, it is by no means polite or anything, most of them are asking him for something.

Shi Yuling paused and replied, "I don't know either." ”

"Okay, I should have time at noon, you ask you Mr. Li to send me the location of the meal, and I will go over later." Su Yu knew that Shi Yuling was a messenger, and he definitely didn't know anything, so he pondered for a while, thinking that for the sake of Shi Yuling's face, he would meet this Mr. Li for a while, and he wouldn't waste much time, so he agreed.

Shi Yuling answered, and then hung up the phone.

Then, after a few minutes, Shi Yuling sent him a message about the location of the hotel.

Su Yu glanced at the time and saw that it was almost ten o'clock now, so he didn't delay, turned off the computer, cleaned up, changed his clothes, and went out.

Because the car was driven out by Li Meng, he went to run the company's various license procedures.

Therefore, he came to the outside of the community and took a taxi directly to go over, without sending a message to Li Meng.

And when he arrived at the restaurant where he was eating and entered the box, he saw that in addition to Shi Yuling, the core figures of their company, such as Mr. Li and Director Fu, were all present.

"Mr. Su, please take a seat!"

Seeing Su Yu coming, Mr. Li hurriedly stood up in person to say hello.

Su Yu bowed slightly, then sat down next to Shi Yuling, and asked with a smile: "Mr. Li is really flattered to put on such a big battle to greet me today!" ”

"Where, where......" Mr. Li said with a smile, "Mr. Su has a fate with us'Yichuang Planning', last time I said that I would invite Mr. Su to dinner, everyone got together, met, met, I didn't expect that there were too many things in the company, and it was delayed until now, which is really my fault." ”

As he spoke, he poured himself a glass of wine and punished himself in front of Su Yu.

Su Yu looked at his humble attitude, and was even more puzzled for a while, and asked: "Mr. Li, I don't like to go around the bend very much, let's eat and eat, but the words still have to be clear, my sister works in your company, during this time, I also know that Mr. Li and everyone take care of her a lot, if Mr. Li needs my help, you might as well say it directly, I will definitely not shirk within my ability, but beyond my ability...... Then you can't help it. ”

"Mr. Su is a fast talker, a happy person."

Mr. Li praised it, paused for a moment, and said, "I heard that Mr. Su has a good relationship with Mr. Qian. ”

"Mr. Qian?" Su Yu was stunned, he didn't know how this news reached Mr. Li's ears, after all, this Mr. Qian, he only got acquainted recently, and the other party ...... As far as he knew, with the industry that the other party was engaged in and invested in, it seemed that there should be no business dealings with a company like 'Yichuang Planning', so he couldn't help asking, "Where did Li always know that I had a good relationship with Mr. Qian?" ”

"Last week, the banquet at the Crown Hotel ......"

Mr. Li didn't speak, and the vice president of 'Yichuang Planning' next to Mr. Li continued the conversation: "I was present at the time and saw some ...... Mr. Su at the banquet move, but Mr. Su shouldn't have an impression of me, after all, in the eyes of a character like you, we are just transparent characters. ”

Su Yu glanced at the other party lightly, and really didn't have any impression of this person.

Seeing that Su Yu didn't know him, Mr. Li hurriedly introduced: "This is my business partner Zhou Yang, Mr. Zhou." ”

"Oh!" Su Yu nodded slightly, "It turns out that Mr. Zhou was present that night, no wonder ......"

After a pause, Su Yu said again: "I and Mr. Qian are just a one-sided relationship, but he can afford it, so he gave me a little thin noodles, what Mr. Li wanted, if it is related to Mr. Qian, then I am afraid it will be difficult for me to help." ”

"Mr. Su is too modest, in fact, it is not a big deal."

"I believe that the relationship between you and Mr. Qian is a matter of one sentence.

"The specific thing is ......"

Seeing Su Yu's resignation, Mr. Li hesitated, and hurriedly explained the reason for the matter: "We borrowed 11 million bridge funds from a loan company with a total investment in money, and it was originally agreed to return the principal and interest in fifteen days, but because we used this bridge fund, after emptying the bank loan, the new bank had a problem renewing the loan, and the money was not put down." ”

"Hey, ...... talking about it"

"I don't know what's going on with the bank lately......"

"All bank loan approvals have become many times more difficult now, and the same qualifications, no matter how they are trusted, just can't be approved."

"And we don't have that much liquidity in our hands at the moment, which can be used to repay the total loan."

"And once the company's existing liquidity is withdrawn, there will be huge problems for the company's operations."

"We have tried our best to apply for new loans from various banks, and we are also looking for other institutions to borrow, but according to the current situation, it is estimated that it will take at least half a month or a month for new loan approval and disbursement."

"So, we would like to ask Mr. Su to ......"

Mr. Li said almost pleadingly: "Let's see if you can take care of Xiaoshi for the sake of us, and talk to Mr. Qian in private, and then give us ten days or half a month, as long as we can give us a few more days, even if the new loan can't be put down, I will find a way to raise money to pay it back." ”

Su Yu didn't expect that the Mr. Qian he met would actually be involved in the 'financial loan' industry.

Unexpectedly, when the central bank had not yet tightened monetary policy, the bank's 'money shortage' phenomenon had already been revealed at this time.

"11 million in bridge loan funds."

Su Yu pondered for a moment, whispered, looked up at Mr. Li, and said with a smile: "Mr. Li, this is not a small amount, let's not say that my relationship with Mr. Qian is not as good as you think, just saying that my relationship with Mr. Qian is good, do you think my words can be worth 11 million?" And you're asking me to talk to Qian always about loan forbearance or something...... Do you really think it's a matter of words? ”

"Well, even if I can help you extend the term of the loan."

"What if you can't pay off the ten days and half a month you promised?"

"11 million principal, plus interest, a lot of money, do you think that when the time comes, you will default, and the money will always continue to ask you for money and ignore me, or will you count me as a piece?"

"In other words......"

"Mr. Li, you're not asking me to help, but looking for me to vouch for you."

Mr. Li saw that Su Yu made his words clear, and smiled awkwardly, his face was very ugly, but in order to let Su Yu help, he coughed lightly, still accompanied by a smile, and said: "Mr. Su is too worried, whether it is my Li Huiyuan, or our 'Yichuang Planning' corporate credit, from the moment our company was founded, there has been no stain on credit, I admit that this matter is not a trivial matter, but for Mr. Su...... In fact, it's not as serious as Mr. Su said, give us half a month at most, and we will definitely be able to raise money. ”

"I think Mr. Li is probably confused." Su Yu said with a smile, "It's not a matter of whether you can raise money in the next fifteen days. ”

"But if I promise you and intercede for you, then I will become your guarantor in disguise."

"In my opinion, you are trying to use my credit value in the eyes of Mr. Qian in exchange for the consequences of your overdue."

"In other words, if I promise you, from this moment on, your upcoming overdue loan of 11 million will also be pressed on me."

"Let's not talk about the relationship between me and Mr. Li, and your 'Yichuang Planning'."

"Even if the person you are looking for is a close friend of your President Li and a close partner of your 'Yichuang Planning' business, I'm afraid others won't bear such a guarantee risk, right?"

When Mr. Li heard Su Yu say this, he hesitated in his heart for a while, and suddenly understood the key point of the topic contradiction between the two.

Although the other party has been emphasizing the issue of 'sharing risks', he has not explicitly refused to say that 'I have a bad relationship with Mr. Qian and I can't do this'.

This shows that the news that Mr. Zhou fed back is correct.

The other party does have a good relationship with Mr. Qian, and has the ability to help them 'create a plan' guarantee, and has the ability to help them solve this urgent matter.

Of course, how to get the other party to agree, what conditions can you give to the maximum.

This remains key.

"Mr. Su, our 'Yichuang Planning' is only currently having some problems with cash flow, but the internal business operation, everything is normal, and it is developing rapidly, although 11 million is more, but it is actually nothing to the current value of the entire company." Mr. Li pondered for a while, and continued to say seriously, "We also know that although this matter is considered a risk-sharing for Mr. Su, please trust us, we will never drag you down." ”

"Moreover, as long as Mr. Su can talk to Mr. Qian, help us put the loan term for another half a month."

"We can give Mr. Su a guaranteed remuneration of 500,000 yuan."

"500,000?" Su Yu laughed a little contemptuously and said, "Mr. Li underestimated me!" ”

Mr. Li saw Su Yu with a contemptuous look on his face after hearing the '500,000 guarantee payment', and knew that this person was indeed as he thought, a person with a deep background and hands and eyes.

I couldn't help but ponder for a moment, and I was about to propose new conditions.

Then......

Su Yu's gaze swept over Shi Yuling, then paused, and couldn't help but continue: "If Mr. Li insists, for the sake of Yuling's face, I can try to give you money for Mr. Say, try to help you extend the loan term by half a month, but at the same time as I bet on my credit, I also need Mr. Li to hold 50% of the equity of the 'Yichuang Planning' company in his hand as collateral for the credit guarantee, and press it in my hand. The loan equity was transferred to me, the guarantor, so the 50% equity interest changed hands, and the control of the 'Yichuang Planning' company naturally changed hands. ”

"Li is always the actual controller and founder of the 'Yichuang Planning' company."

"If you have the courage to take this gambling risk to save the company, then I can naturally vouch for you and intercede with Mr. Qian."

Hearing Su Yu's request, everyone at the banquet was silent for a while.

Among them, Li Huiyuan's face was even more ugly.

Although the current economic environment is not good, and corporate financing is particularly difficult, with the current business development capabilities and business revenue scale of 'Yichuang Planning', the valuation of 45 million yuan in the venture capital market is worth anything.

Su Yu wanted to seize 50% of the equity of 'Yichuang Planning' with the extension guarantee of 11 million bridge loans, forcing Li Huiyuan to gamble and rescue the company.

This made Li Huiyuan feel a trace of humiliation, but there was nothing he could do for a while.

The 11 million yuan borrowed by the enterprise from the Qian General Loan Company was borrowed by him as a guarantee in his own name, and if it cannot be repaid, the consequences will be ...... It's not as simple as simply overdue.

When the time comes, not only will his company be unable to continue to operate, but it will completely change hands.

I'm afraid that he himself will have to pay some price that he can't afford, after all, loans from private institutions of more than 10 million yuan are not so easy to get.

"Mr. Su......"

Li Huiyuan pondered for a moment, and was about to test Su Yu's bottom line again.

Su Yu directly interrupted his words, and continued to smile and said: "Mr. Li also said just now, I am a fast talker, I won't turn around, my condition is just this one, Mr. Li dares to bet, then I am naturally willing to take the risk and gamble with Mr. Li, if Mr. Li himself does not dare to gamble, and he also pulls others to gamble together, doesn't it seem that Mr. Li is too double standard and excessive?" ”

As he spoke, Su Yu stood up with a smile and prepared to leave with Shi Yuling.

Now is different from the past, in Yuhang's rough foundation, he has already established, naturally a boss like Mr. Li, he no longer has to deliberately give face.

Even if the other party is thunderous, no matter how uncomfortable he is, there is nothing he can do about him.

As for Shi Yuling......

With his connections and accumulated capital today, where can't he go if he leaves the 'Yichuang Planning' company?

"Mr. Su......" Li Hui saw Su Yu's resolute attitude, knowing that it was not realistic to talk about other conditions at all, so he couldn't help but sigh lightly and said, "Then I can only ask Mr. Su for help to help us get through this catastrophe, you can rest assured, in half a month, we will definitely pay back the money and not cause a drag to Mr. Su." ”

Seeing that the other party agreed, Su Yu sat down with a slight bow again, and said with a smile: "Since Mr. Li has this courage, then I will naturally fulfill what I just said." ”

Saying that, Mr. Li took the initiative to stand up and expressed his gratitude to Su Yu.

Subsequently, a table of people had lunch happily, and in the afternoon, Li Huiyuan signed the sorted out agreement documents, stamped them with his handprint, and sent them to Su Yu.

After the other party completed the conditions he said, Su Yu also called Mr. Qian as promised.

In Su Yu's guidance, Mr. Qian has already made nearly 3 million more profits from the Shanghai Ganglian, and heard that Su Yu has seized 50% of the equity interests of 'Yichuang Planning', plus after the 'Yichuang Planning' company repays the bank loan, its net assets are worth 8 million, not to mention that it has signed so many market plane models, so after considering it for less than 30 seconds, he sold Su Yu's favor, extended Li Huiyuan, and the 15-day repayment period of the company.

"Then thank you Mr. Qian!"

Hearing that Mr. Qian agreed to postpone, Su Yu said with a smile: "Next time, I will invite Mr. Qian to dinner." ”

"Brother Su, to be honest, do you fancy the company 'Yichuang Planning'?" Mr. Qian smelled a hint of something else from Su Yu's words, "Otherwise, what are you doing with 50% of other people's shares?" That thing, in addition to being useful to the control company, is not very liquid in the current primary market, and it cannot be exchanged for cash. ”

Su Yu said with a smile: "'Yichuang Planning' entered the industry track of e-commerce services, grasped the plane model resources with one hand, and expanded the e-commerce brand operation planning with the other, the way is right, and the scale has also risen, with a certain first-mover advantage and moat, whether it is to stick to the industry track, or to expand to the field of entertainment media and advertising, there is a strong space for development. ”

"Half a month, are you sure that Li Huiyuan, this kid, can't make up this money?" Qian always said with some surprise.

Su Yu replied: "I'm not sure, I'm just thinking that if this guy can't make it up, I'll take his shares, it's not bad, I didn't think about taking advantage of it." ”

When Mr. Qian heard Su Yu's words, he was stunned, thinking of the other party's vigorous and resolute and meticulous means in the operation of the stock market, and instantly woke up, knowing that no matter what aspect the other party considered, he must have calculated that Li Huiyuan had been able to raise so much money for half a month, so he came up with such a trick to make the other party willingly cede shares and give up control of the company, and couldn't help laughing: "It's not a clever robbery, but it's a deliberate one, Li Huiyuan, this kid, if you ask for it, I'm afraid that in the end, you will be killed." , and I don't know why. ”

"Mr. Qian, you think of me too harshly, right?" Su Yu chuckled, "I'm really taking it openly, if he can repay the money, then won't there be anything to do with me?" And...... Mr. Qian, don't forget, I seized the 50% equity of the shares in order to put pressure on the other party and help you collect debts! ”

Qian was amused by Su Yu's logic, and said: "So, if I can get back the 11 million loan, I have to thank Brother Su for his help, you helped me get it back?" ”

PS: The plot is a bit stuck, let me sort it out, the bad word, will be made up tomorrow.