Chapter 491: 'Zhenhua Capital' that takes the initiative to show goodwill!

Faced with this result, Su Yu frowned, quite dissatisfied in his heart.

However, although he was not satisfied with this, for the time being, he had no good solution, after all, at this time...... If you apply for a loan from other banking institutions, I am afraid that the approval time will not be much better.

"So what now?"

After listening to Su Yu's narration, in the residence of the two, Li Meng asked with some concern: "Are we going to give up the investment project of 'Three Fast Online'?" ”

"Liang Bin is in Hong Kong City, and he has already negotiated Liang with Mr. Du of 'General Atlantic Capital'." Su Yu said, "The preliminary intention to invest in the agreement has been signed, and at this time to choose to withdraw, not only our company has been tracking more than two months of hard work on this project, but also caused the 'three fast online' B round of financing to go bankrupt suddenly, and it is also necessary to bear a lot of liquidated damages, I think about it again, now from the end of the month, there is still almost half a month to go, even if the loan of Huashang Bank really can't be put down, I will use it here' Kumho Group's equity pledge and real estate pledge in hand should also be able to raise some cash in the short term, and then find a financial institution to cross the bridge, which should also be able to make up the 1 billion funding gap. ”

"President Wu and President Li, they just said that the review and evaluation time of this loan may be longer than previously expected, and there is a high probability that it will be approved in the end."

"Let's find an over-the-counter financial institution that can cross the bridge, do a short-term financing of funds, and then wait for the loan to be approved, or when the 'Yuhang No. 2' fund is lifted during the closed period and the net value is settled, this short-term funding gap should be completely filled."

"With such a large amount of capital bridge loans, over-the-counter financial institutions, I'm afraid there are few that can eat this volume, right?" Li Mengmeng thought for a while and said, "And looking for an over-the-counter financial institution for a bridge fund loan, not to mention the high interest rate or something, other conditions, I'm afraid it is also quite harsh." ”

"Moreover, it is not so easy for you to pledge shares and mortgage real estate for short-term financing."

"If you want me to say ......"

Li Meng paused for a while, thought for a long time, and continued: "Otherwise, let's give up the investment project of 'Three Fast Online' first, right?" In general, we should not push our company's own business operation to a risk position because of this investment project. ”

"I remember when I was a child, don't adults just say something to us?"

"Knowing how big a belly you are, how much you can eat, how much ability you have, how much you can do, now, in the case of our company's cash flow is really not abundant, forcibly winning the investment project of 'three fast online' is really something beyond our ability."

"And don't you often say it......"

"Market changes are not directional, even if the expectations are good, the development results are not necessarily satisfactory."

"I think this is similar in terms of the company's operation, if we are currently rapidly expanding the company's debt, after the risk is increasing gradually, what if after bearing the high interest on the bridge loan, the loan of Huashang Bank is still not put down at the time of maturity?"

"Relatively speaking, giving up the investment project of 'three fast online' is the smallest loss to our company's interests."

After listening to Li Meng's words, although Su Yu knew that what she said was right, he also knew that once the opportunity to invest in the 'three fast online' was missed, it would be impossible to have it in the future, at least there would not be such a suitable investment opportunity, so he pondered for a moment and responded: "There must be various risks and concerns about investing in this project, so let's do it, tomorrow morning, I will convene everyone in the venture capital department to have a meeting and ask for everyone's comprehensive opinions, and at the same time ...... Also listen to what Liang Bin and He Qian have to say. ”

"Okay!" Li Meng nodded.

In the face of the important decision of the company's future development, all she can do is to fully consider the risks under the decision, and put it forward in time.

The two talked for a while about the company's investment in the "Three Fast Online" project.

Then, Su Yu changed the topic and asked about the content of today's meeting on the part of the HKMA.

Li Meng responded: "It's similar to what you guessed in the morning, it's a briefing, and the leaders hope that we can regulate investment and abide by the rules of market trading, and at the same time, what about ...... I also hope that we can properly guide the market, and at the same time emphasize the determination and ideas of our relevant leaders in Yuhang to build the core circle of urban finance, in general...... There is nothing substantial, but in the direction of policy, the leaders hope that the stock market will be booming, and the views that can greatly carry the entry of active hot money from the counter and play a good role in the bridge of the economy from virtual to real have not changed. ”

"Hmm!" Su Yu bowed slightly, "The firm orientation of the policy is very important, and you are not completely fruitless." ”

Li Meng smiled and asked, "What about you, what did Mr. Qian invite you to do?" ”

"You're here to check my post?" Su Yu said with a smile.

When Li Meng heard him say this, he always felt a little ambiguous, and replied: "If you think it's not appropriate, then I won't ask." ”

Su Yu smiled and said, "You are a partner of the company, and you have the right to know about the development and operation of the company, and there is nothing inappropriate." ”

As he spoke, Su Yu roughly described the meeting with Mr. Qian during the day.

"Fund escrow business again?" After Li Meng heard this, he felt a little surprised, "How do you feel that after Director Qian of Huijin Company came to the door, these people ...... Just follow the trend? 'Gangcheng STG Investment Institution'...... Do you think this company is reliable? ”

Su Yu said with a smile: "It doesn't matter if it's reliable or not, we can't afford to do the business of door-to-door, and there should be no big problem if you have money as a middleman." ”

"The scale of 5 billion funds is not a small amount!" Li Meng sighed.

Su Yu bowed slightly: "Yes, and I guess...... In the future, I am afraid that there will be similar institutions to come to the door, and our company's fund escrow business is afraid that it will usher in a wave of peak period of receiving orders. ”

"That should be a good thing, right?" Li Meng said with a smile.

Su Yu responded: "A good thing is naturally a good thing, but the expansion of the scale, it is impossible to achieve it overnight, as you just said, a table of delicacies of the mountains and seas is placed in front of you, you also have to have such a big belly to eat, we are now, the company's influence has been played, as long as we want to, develop more new fund products, undertake more similar agency fund management business, it is also possible, can be scaled up instantly, but the key is that the company's investment research team, trading team is insufficient, in this regard...... We also have to work quickly and develop the team quickly. ”

"Hmm!" Li Meng nodded, "We will have a meeting tomorrow to study it." ”

The two chatted for a long time, and only after late at night did they go to sleep.

The next day, June 16, when the market ushered in a new week of trading hours, at about 8:30 in the morning, Su Yu and Li Meng came to the company.

At 9:15, before the market opened.

Su Yu convened the company's middle and senior leaders and held a short meeting to listen to everyone's work plan for this week.

Then, he specially left several managers of the company's venture capital department, and at the same time connected with He Qian and Liang Bin, who were on a business trip in Yanjing and Hong Kong City, and asked everyone for their opinions on investing in the 'Three Fast Online' project.

Several managers, each with their own opinions, expressed different opinions.

There are those who strongly believe that this project should be invested decisively; There are also those who believe that the valuation of this project is high and the risk is not small, so it is recommended to invest cautiously.

But in general, at this time, the majority of people are still in favor of project investment.

In the face of such a situation, and after listening to everyone's opinions, Su Yu pondered for a while, and still felt that at this time, he could not give up this ironclad project in the future simply because of the temporary shortage of the company's cash flow......

Su Yu thought about it, and still planned to start with Mr. Qian of the 'Qian Group' first.

After all, he knew that Mr. Qian's business included the business category of 'bridge loans', of course...... He also knew that with Mr. Qian's ability, he would definitely not be able to meet his capital needs of this size, and he just wanted to use Mr. Qian's connections to see if he could catch up with other financial institutions, so as to temporarily obtain short-term huge capital financing.

However, just when Su Yu was trying to figure out how to raise this huge amount of money in the short term.

At this time, his secretary Li Xiaoling suddenly knocked on the office door and hurriedly walked in and reported: "Mr. Su, Mr. Zhu of Yanjing Zhenhua Capital has arrived at the company and wants to see you, he said...... He's here to solve your problems. ”

"Mr. Zhu of Yanjing Zhenhua Capital?" Su Yu raised his eyebrows and asked, "Mr. Zhu Zhaoji, the current executive vice president of Zhenhua Capital Group?" ”

"Yes, Mr. Su!" Li Xiaoling nodded in response.

Seeing that his guess was correct, Su Yu couldn't help but be suspicious in his heart, and said secretly: "What is he doing here?" ”

Since last year's National Day, he had a contact with 'Zhenhua Capital Group' in Yanjing, and there has been no contact since then, if there is really something to do with it, it is just that there are some scandal rumors with Xie Wanting, the eldest lady of 'Zhenhua Capital Group'.

But as far as these leftovers are concerned......

It should not be enough to let the executive vice president of 'Zhenhua Capital Group' visit in person.

What's more, Su Yu understands that this Mr. Zhu Zhaoji, although he is not a real core figure within the 'Zhenhua Capital Group', his identity is quite special, relatively speaking, what he does represents the thoughts of Xie Zhenhua, chairman of the 'Zhenhua Capital Group'.

In other words, the other party came on behalf of Xie Zhenhua.

"Where is Mr. Zhu?" After pondering for a moment and not knowing the essentials, Su Yu asked urgently.

After all, the other party represents the 'Zhenhua Capital Group', an asset management group with considerable influence in China, and it can also be said that the other party is here, representing the attitude of the entire northern private capital family.

"It's in the break room." Li Xiaoling responded.

"Good!" Su Yu nodded, and then took the initiative to greet him.

When he arrived at the lounge, Su Yu saw Zhu Zhaoji at a glance, so he hurriedly greeted him with a smile, shook hands with the other party, and said: "Mr. Zhu is a rare guest, last time Yanjing said goodbye, you are more young and energetic." ”

"Haha, Mr. Su is polite!" Zhu Zhaoji responded and said, "Mr. Su is becoming more and more energetic." ”

"Where, where!" Su Yu politely said twice.

Then while welcoming the other party into the office, he asked Li Xiaoling to make two pots of good tea.

"Mr. Zhu is here to ...... this time" After a brief greeting, Su Yu asked tentatively, "I don't know if I came to Yuhang on a business trip, stopped by our agency to have a look, or ......?"

Zhu Zhaoji took a sip of the tea specially prepared by Su Yu, praised the 'good tea', and then didn't wait for Su Yu to finish speaking, so he went straight to the point and said: "I know that Su is always a cheerful person, so I don't hide it from Mr. Su. ”

"Cooperation?" Su Yu was slightly stunned.

Zhu Zhaoji nodded and said, "I heard that Mr. Su's company has encountered some financial difficulties recently? ”

When Su Yu heard this, he knew that the other party meant something, so he couldn't help coughing lightly and said: "Mr. Zhu is really well-informed, and he has encountered some financial difficulties, but on the whole, this difficulty will not have any impact on our company's operating policy and development, so ...... In a real sense, it is not a difficulty, but it is a matter of concern to Mr. Zhu. ”

"We, 'Zhenhua Capital Group', can provide you with some financial help to Mr. Su." Zhu Zhaoji said, "As long as Mr. Su is willing." ”

"When Mr. Zhu said about financial help, he meant ......," Su Yu asked.

Zhu Zhaoji said bluntly: "As long as Mr. Su is willing, if you lack a short-term funding gap, we' Zhenhua Capital Group 'Zhenhua Capital Group' can provide you with a corresponding interest-free loan free of charge, so as to directly fill your short-term funding gap, and then wait until the end of the closed period of your main fund and the completion of the net value settlement, and then return the funds according to the principal." ”

When Su Yu heard Zhu Zhaoji's words, he was shocked.

The other party's news is too fast, and at the same time...... It also accurately grasped the difficulties they are currently facing and put forward solutions in a timely manner.

However, Su Yu also knows that in the world, free lunch is the most expensive.

Since the other party put forward the idea of free help at this time, then some implicit paid conditions must not be simple.

"Business cooperation, mutual benefit." Su Yu pondered for a moment and responded, "Mr. Zhu proposed such a generous condition, so the corresponding ...... How should we reciprocate? ”

Zhu Zhaoji smiled and said: "If Mr. Su's 'Yuhang Investment' has equity financing needs in the future, we, 'Zhenhua Capital Group', will enjoy the first priority to participate in financing. ”

"That's all there is to it?" Su Yu was even more shocked.

The condition drawn by the other party is basically equivalent to this interest-free loan of up to 1 billion, which is equivalent to giving it away for nothing!

(End of chapter)