Chapter 36 Private Loans
"Oh." He Lingjiang propped his chin and said idly: "I wanted to tell you about your negative Langjun's life, but now it seems that I still won't talk about it." ”
Qian Niangqi said: "You didn't ask him about his birthday, can you see his life?" ”
He Lingjiang pointed to himself and asked, "What am I?" ”
"Xuanshi?"
He Ling Jiang shook his fingers: "Yes or no, I am still a Xuanshi who is good at life skills, and I can observe the national fortune and astrology, let alone look at the number of lives." It is not only possible to have a birthday. ”
"So powerful? Then tell me how his life counted? ”
He Lingjiang propped his chin and said lazily: "Rich in food and clothing, no disease and no disaster, can live to seventy or eighty......"
"Forget it." Qian Niang hurriedly waved her hand, "You better don't say it." This statement makes my heart even more unfair. ”
He Ling Jiang glanced at her and said, "What's the hurry?" I'm not done yet. Although he has been disease-free in his life, the life of this son is not very good? ”
"What? Do you have to cut off your children and grandchildren? ”
"Not really." He Lingjiang shook his head, "He can be said to be prosperous, that is, these descendants, all of them are debt collectors." Most of his life may be spent cleaning up the mess for these future generations, and it is rare to be stable. ”
"You died because of him, and although he did not kill him himself, there is a great connection. His life is to pay his debts. As I said before, there is no way for good or evil, but man calls himself; The retribution of good and evil follows you like a shadow. That's exactly what you say. ”
Qian Niang sighed: "Who can say clearly?" Maybe I have the destiny of the day, but I am just paying off the debt I owed in my previous life. ”
He Lingjiang stood up and said, "It's useless to think too much. Now that your heart has been desired, it is time to go where you ought to go. ”
"yes." Qian Niang's eyes were melancholy, "I have been a ghost for fifteen years, and I have been in this world for too long, it's time to leave." ”
She bowed her knees and bowed: "Thank you, Seventh Lady." I also hope that you can achieve what you want as soon as possible and walk freely in this world. ”
He Lingjiang nodded slightly, pinched the seal, and said something in his mouth.
Immediately afterwards, I saw a faint light lingering around Qian Niang, and in this faint light, Qian Niang's figure gradually faded and disappeared between heaven and earth.
She is finally no longer confined to obsession and is at ease.
The night was deep, and only a soft sound of "squeak" was heard, and a crack opened in the corner door of Hefu. A servant woman with a head and face smuggled out of it.
The people waiting outside the door heard the movement and immediately greeted them.
"What? Can I give you something? ”
The servant woman nodded, took out an object tightly wrapped in her arms, handed it to the other party, and said in a low voice: "Master Lang, this is the limit of what Madame can take." ”
The man took the package and opened it, and in the moonlight, the huge denomination of flying money was dazzling.
He looked happy, hurriedly put the package into his arms, and said, "Thank you Erniang for me." It has not been easy for me to maintain my family business over the years, but fortunately I have her sister to help. ”
"Good. Lord Lang, hurry up. It's not been quiet in the house these days, and Madame finally found an opportunity to beware of being discovered. The servant woman said.
When the man heard this, he took the package in his arms again, and was about to lift his feet to leave, but he saw the corner gate of Naga Mansion suddenly open, and a wave of people rushed out with torches, and quickly surrounded him and the servant woman.
The servant woman's face was panicked, and she suddenly didn't know what to do.
Looking up, I saw He Xiancheng stepping out of the door.
When he saw the man at the door, his eyes couldn't help but be cold, and he said coldly: "My in-laws came to visit late at night, I don't know what happened?" We didn't have time to entertain, but it seems that my He Mansion was rude. ”
The man's heart flickered, and he smiled dryly: "He Gong doesn't need to be polite. I just need to find Erniang for help with some things, and now that the matter has been completed, I won't bother your house. It was late at night, so I went home first. ”
With that, he gave a salute and was about to walk through the crowd.
The guard, who was carrying a torch, stepped forward and stopped him.
He Xiancheng took his hand and said, "If Gong Feng wants to leave, let's leave the things in his arms first." ”
The man's face changed, he clutched the things in his arms, and said in a fierce voice: "This is my personal thing, if He Gong forcibly detains it, I'm afraid it's inappropriate, right?" ”
"It's okay or not, it's better to see first."
He Xiancheng's chin was a little, and the guards on the side took out the things in the man's arms and presented them to He Xiancheng.
I saw that in the package, there were several flying coins of different denominations, which could be exchanged for 10,000 yuan in rough calculation.
He Xiancheng's face was cold, and he said, "Dare to ask Feng Gong, where did this huge amount of flying money come from?" Could it be that you still have to carry a lot of money when you go out? ”
The man saw that the things had been exposed, so he had to explain to himself: "There is something in my family, so I borrowed some money from Erniang for emergency." How? He Xiancheng still has to take care of the affairs of his younger siblings' parents? ”
The servant woman next to her saw that he had pulled his wife out like this, and she couldn't help but stomp her feet in a hurry.
He Xiancheng glanced at the servant woman and said, "The family affairs of my younger brother and sister are naturally not in my charge as an elder brother. It's just the source of these flying money in front of Feng Gong, but I want to ask. ”
The man said: "This money is saved by my second mother, but it is only for convenience that it is exchanged into flying money coupons." Although she has married into your He family, can't she take care of her mother's affairs? ”
He Xiancheng looked at him and said, "Recently, there have been many incidents in my He Mansion. When investigating the affairs of the mansion before, he found that someone was lending money outside in the name of the He family, and he still collected interest with usury. ”
Since ancient times, borrowing money to collect interest has been a means for wealthy merchants to accumulate wealth. In the previous dynasty, a special lending market called "sub-money bank" appeared, in which the interest rate increased by as much as ten times.
In this way, the rich are richer, and the bottom is exhausted by exploitation.
And these sub-coffers are not only lent to ordinary people, but even to the imperial court.
At the end of the previous dynasty, due to the emptiness of the imperial court during the period of Emperor Mourning, in order to deal with the uprising of the Great Zhou Gaozu, he had borrowed from the wealthy people of the Xiahou clan, and later in order to repay the debt interest, the imperial court had to repeatedly raise taxes, loot the people, and make the people miserable, which accelerated the fall of the previous dynasty.
As a result, to this day, Da Zhou began to strictly restrict lending.
In the "Miscellaneous Decrees" of the Great Zhou Law, there is a saying that "public and private goods are used for property", which comprehensively stipulates the conclusion of interest-bearing loan contracts, interest prohibitions, performance methods, and guarantee responsibilities.
It is also clearly stipulated that "all those who lend money and debts and pawn property privately shall not take more than three cents per month." Although there are many years, it is just one book and one benefit. Forty violators, and those who take the stolen goods with surplus profits will be judged to be guilty of one hundred rods."
"You must know that my He family has a clean family background, and it has always been forbidden to lend money for profit, let alone the monthly interest rate is as high as 10 percent? Such behavior not only defiled the lintel of the He family, but also violated the law of the Great Zhou. ”
"This package of flying money coupons in Feng Gong's hand, I'm afraid it's from the wrong source."
The man was stunned and looked at the servant.
The servant woman was already eager to shrink herself into a ball at this time, and naturally she had no time to estimate his doubts.
He Xiancheng stretched out his hand and said, "Feng Gong, please." This matter still needs you to enter the house and explain the truth of the matter clearly. ”
Then he looked at the servant woman again: "Go, go and invite your lord and wife to the flower hall." We have to talk about it. ”