Ma Jun, who seems to outsiders to be infinitely beautiful, has actually been troubled by a thought recently.

With the development of Taobao, Ma Jun has become more and more aware of the powerful potential of online payment tools, and he is planning to directly connect his payment system with banks, making it one of the core competitiveness of Alibaba Group.

He has even prepared a name for this payment system in his heart - Alipay!

But there is one problem that plagues him, and that is Ali's foreign investment background.

Japan's SoftBank, the United States' Fidelity, TDF, and GGV, these four investment banks have injected a total of 1 into Alibaba's development. US$1.2 billion to acquire a 53% stake in Alibaba Group.

Although Jack Ma and his team still own the remaining 47% of the shares and are the largest shareholders of Alibaba, this does not change the fact that Alibaba Group owns more than 50% of foreign shares.

In this context, Ma Jun wants to connect Alipay with domestic banks and become the mainstream of online payment, and its resistance can be imagined.

After connecting the payment with the physical bank, although Alibaba Group does not have the name of a bank, it does the reality of a bank, and under the current policy system, the country will not be able to see such a situation happen.

Let Ma Jun give up the plan to make Alipay bigger, he will definitely not be willing, this is a decision that will affect the future of Ali Group. However, for the foreign equity within the group, Ma Jun is unable to solve it, Alibaba's development is inseparable from a large amount of financial support, and at this stage, it seems that only these overseas investment banks recognize Alibaba's development potential.

Not only could it not be solved, but Ma Jun could even predict that in the future, when Ali needed more funds for development, the proportion of foreign capital would be further reduced.

It could even be surprisingly large.

Ma Jun himself has absolute confidence, with his agreement with investors, as long as Ali can maintain a high-speed growth momentum, he has the absolute right to speak, even if the equity in his hand is diluted to less than 10%.

But this confidence, he could not convey to the country, and the country could not make special arrangements because of his confidence in Ma Jun, if there was no accident, Alipay's plan would inevitably die.

This is absolutely unacceptable to Ma Jun, so during this time, while maintaining Ali's rapid development, Ma Jun's heart has been thinking about how to break the game.

But all these thoughts only existed in his brain, and for the sake of secrecy, Ma Jun did not even make any written records, and did not talk about it with anyone.

So, how did Lu Chong know?

What does Lu Chong mean by taking the initiative to bring this up, and who does he mean by saying this?

"Mr. Lu, you are serious, although I am confident in my career, but it is unimaginable to occupy half of the retail industry in Huaguo. As for finance and banking, it has nothing to do with our company, we are a shopping site, not a financial company!"

Although he was secretly shocked in his heart, on the surface, Ma Jun maintained his composure, he has experienced too many ups and downs over the years, how could he not be lost because of Lu Chong's words.

Lu Chong glanced at Ma Jun with a smile, but ignored his cover-up, and said to himself: "It seems to be a good idea to separate the payment system and build a new company, but without the approval of the major shareholders and the signing of the agreement privately, this will never work." ”

Ma Jun could no longer maintain his composure on the surface, and his eyes were full of horror when he looked at Lu Chong.

What Lu Chong said was just a vague concept in his mind, how to operate the horse has not yet been designed, but he didn't expect it to be broken by the other party.

Is this man a wicked?

For the first time, Ma Jun sensed a threat.

Lu Chong didn't seem to see Ma Jun's reaction, and his face sank and said: "If the payment system is separated through a private agreement, but it is still under the control of international capital, things may work, but I want to ask Mr. Ma......

Speaking of this, Lu Chong's face became extremely serious, and his voice increased slightly.

"Do you really have a clear conscience if you let Japanese and American capital invade China's financial system in this way?"

Lu Chong's attitude was definitely not friendly, but Ma Jun was silent and did not make any rebuttal to his words. Arguing in front of a man who has already seen the future clearly is not the style of a horseman.

"Mr. Lu, Huaxia Weibo, in what way do you want to cooperate with Alibaba?"

Ma Jun suddenly turned the topic back to what the two had discussed at the beginning.

It seemed unrelated, but after Lu Chong heard this, he smiled.

Talking to smart people is a hassle!

"Mr. Ma, if Ali and Huaxia Weibo become a family, there should be no problem with the cooperation between us!"

The picture is poor!

After making a big turn, Lu Chong finally put forward his true purpose.

If Lu Chong said this when they first met, Ma Jun would probably just stroke his sleeves and leave, seeing Lu Chong as a fool who is beyond his strength and infinitely self-inflated with a little achievement.

But with the previous dialogue, Ma Jun did not show any surprise at Lu Chong's words.

If he didn't know Lu Chong's goal by this time, then he had better hand over Ali's leadership as soon as possible, a leader with a low IQ would not be able to lead Ali to build a great cause!

"Money?"

Ma Jun only said two words.

"Huaguo Capital, which is well funded and not official at all, can also meet the pace of development of any enterprise. ”

Lu Chong knew what Ma Jun was worried about, and immediately relieved his doubts.

The state-owned funds behind Huaxia Weibo can't be hidden from the discerning people, and Ma Jun obviously doesn't want Ali to become a company that is constrained by state-owned funds.

"Rights?"

Ma Jun did not continue to ask, but asked new questions.

As for the details of Lu Chong's funding sources and reliability, it will only make sense to discuss them after the two sides have confirmed their intention to cooperate.

"I'm not interested in Ali's control, and Ali can only get the healthiest development in your hands. For control, I'm willing to sign an agreement with you, the same agreement as SoftBank!"

Ma Jun finally breathed a sigh of relief, smiled and stretched out his right hand to Lu Chong.

"Then, according to the agreement I signed with them, what you need now is 1,563.8 million funds!"

The amount accurate to 10,000 was reported casually, and it seems that in Ma Jun's heart, he had already had the idea of redeeming his equity, but in the last life, there was no fund from Huaguo at this point in time.

"Happy cooperation!" The two hands were clasped tightly together, there were no flashing lights, no cheering crowd, but history will remember this moment!