"The bank has so much money that it has nowhere to invest now?"

Seeing Sun Mingsheng, Xie Yang asked with a teasing expression.

"How can it! Although the bank's money is not much, if you want to borrow tens of millions, it is still no problem. Isn't your CNC system already researched, which should be introduced to the market, and the plant must not be expanded? Don't recruit people or anything? ”

Sun Mingsheng smiled.

Like an old fox staring at a hen.

"President Sun, thank you very much for your trust in me and Yanghong Technology, however, I have a question, even if we have a processing business now, the existing value of land, plants, equipment, etc. is not enough for tens of millions......

If something goes wrong, it's a demon.

Xie Yang has never believed in pie in the sky.

Seeing that Xie Yang kept chasing and asking, Sun Mingsheng sighed in his heart, sure enough, there is a background, if he is someone else, when there is a huge gap in funds, he has long been overjoyed when he encounters a bank that is willing to lend.

Xie Yang was full of vigilance.

There is a big posture that he will not take out a loan if he does not explain it clearly.

After explaining clearly, will the other party take out a loan?

"Since you know the policy and know the inside of our bank, you should know that every president has a performance appraisal, right?"

Sun Mingsheng thought about it before asking Xie Yang.

The latter nodded.

"Performance appraisal, it's not just a matter of taking out a loan. It is also necessary to consider the borrower's ability to repay the debt. Our branch is opened to support the high-tech industrial park, and there are few old customers, and other high-quality customers are key customers of other banks, and it is not easy to dig ......"

Sun Mingsheng continued to explain.

In front of users who need funds, they hold the approval power is the God of Wealth.

But inside the bank, these gods of wealth are not farts, they are also just workers, and they have performance appraisals.

Unable to complete performance, he was scolded like a grandson by his superiors.

After all, commercial banks are all about making money.

"And your CNC system, is the national 863 plan key projects, the policy of vigorously support the industry, at present, there are not a few companies in China to make the results, you now have a two-axis CNC car control system ......"

Sun Mingsheng's reasons are very good.

It is optimistic about the CNC system industry.

At the same time, he also faced the problem of insufficient loan performance.

But Xie Yang didn't believe that what he said was all the reasons.

There are many 863 plans.

Sun Mingsheng saw Xie Yang's demeanor, obviously not completely believing his words, and sighed in his heart again, this person from a high-ranking family is really like a fox.

"Well, the loan is not unconditional."

After speaking, he waited for Xie Yang's reaction.

As soon as he heard Sun Mingsheng say that there were conditions, Xie Yang came to the spirit.

That's right.

After so many years of mixing in the system, being able to be the president of a branch of a commercial bank is definitely the master who does not see the rabbit and does not scatter the eagle.

Do good?

Inexistent.

Looking at Xie Yang's demeanor, Sun Mingsheng almost scolded.

"The funds can be used to buy land ......"

!

Xie Yang almost scolded.

I am afraid that this loan was planned by Sun Mingsheng and the leading cadres of the high-tech zone, in order to raise the land price.

In particular, the land price of industrial land.

Tokawa has developed rapidly over the years, from a small fishing village to a huge construction site, and the price of land has risen by I don't know how much.

However, the price of industrial land is completely different from that of commercial land.

"What? Is there a problem? Didn't you say that you want to buy more land and build factories and dormitories? ”

Seeing Xie Yang's expression, Sun Mingsheng asked suspiciously.

He asked Wang Hongwei about this matter.

"President Sun, if I take out a loan to buy land, where will I have the money to build factories and dormitories and invest in research and development?"

Xie Yang asked.

Not angry at all.

There wasn't even any other emotion.

"You can use a part of the loan to get land...... Part of the funds was used for the construction and purchase of equipment ......"

Sun Mingsheng said.

That's what a lot of companies do.

"In fact, many company loans are used to speculate on land, which is why we are reluctant to approve their loans...... We haven't known each other for a long time, but you're doing practical things. At least, other so-called tech companies are reluctant to hire so many talents with such high salaries like you! ”

Sun Mingsheng's point, Xie Yang agrees.

It's just that Sun Mingsheng didn't say that the real reason was because he was more and more sure that Xie Yang had a deep background and provided a loan in order to sell a favor from a parent with a high status behind Xie Yang.

The reason is simple and unpretentious.

But I can't say it.

Since people have a background behind them, will they be short of this money?

"President Sun, we do need to get the land, but I don't plan to spend money to get the land."

Xie Yang thought about it and felt that it was better to tell the other party.

The land is definitely to be taken.

Factories must be built, technology must be developed, equipment must be purchased, and talents must continue to be recruited.

It's all about money.

It is impossible to throw money on the ground.

What?

Sun Mingsheng thought he had misheard.

Don't need money to get land?

No matter how deep Xie Yang's background is, I am afraid it is not easy to operate.

"How can you get the land without giving money, the government will requisition the land, and the compensation per mu is also very high......"

Sun Mingsheng frowned and reminded Xie Yang.

Don't rely on the background at home to make waves here in the Special Administrative Region.

"The government compensation is only 4,000 acres, how many acres are sold?"

Xie Yang pouted and said.

Sun Mingsheng suddenly didn't know how to answer.

"President Sun, if I can get 500 acres of land and use it as collateral, how much loan can your bank provide?"

Xie Yang changed the subject.

500 acres?

Rao is well-informed, and Sun Mingsheng was also shocked by the number Xie Yang said.

If Xie Yang had the money to buy 500 acres, he really wouldn't have the feeling at this moment.

But Xie Yang is ready not to give money!

MMP！

There is a background in the family, and sure enough, they all speak differently.

"If you can really have 500 acres of land, mortgage it to the bank, and it is not a problem to borrow 70 or 80 million...... However, Xie Yang, industrial land cannot be used for commercial development...... In the past, many people were stopped because the price of industrial land was cheap and they got their hands on real estate development, and as a result, the capital chain was broken......"

Hearing Xie Yang ask how much he could borrow with a land mortgage, he thought that Xie Yang wanted to engage in real estate.

I can't help but be a little worried.

Even if Xie Yang has a deep background, there is no problem in getting documents and approvals.

It is too much to engage in real estate in an industrial area.

"What kind of real estate? If you want to do it, you will also go to Qionghai Province! The main reason is that at present, our CNC system has not been fully developed, and there are no market orders, but whether it is research and development or production line technology upgrading, it needs to consume a lot of funds......"

Xie Yang said.

Didn't you offer to give me a loan several times?

Doesn't it mean to support the development of the national 863 key projects?

Credit a little money, no problem, right?

For a while, Sun Mingsheng regretted it a little.

I just wanted to sell a favor to Xie Yang's deep background, but I didn't think about trapping myself in.

These second generations are really not reliable masters!

How to answer?

Sun Mingsheng was stared at by Xie Yang, and his heart was so entangled.

If you don't answer, you can't do it.