Looking at Sun Mingsheng, Xie Yang didn't say anything more. Diaphragm

Just calmly looking at each other.

"Well, I know about this, but our bank, the main source of profit is loans, and this matter, I don't just have to think about it......

Seeing Xie Yang's eyes in his heart, Sun Mingsheng looked apologetic.

He knew very well that he couldn't avoid it.

"I'll just ask, how did you pass the audit in the first place, and our company didn't know about it!"

Xie Yang looked at Sun Mingsheng, and his face was still full of expression.

But Sun Mingsheng didn't dare to look directly under his gaze. Diaphragm

He actually knew very well about this matter, not what would happen to Xie Yang, but that even if they knew the specific situation at the beginning, no one said anything and let the loan continue to be issued.

In the final analysis, it is still the reputation of Yanghong Technology in the bank.

"Xie Yang, let's not talk about the specific situation, Tuchuan Commercial Bank, after all, is going to business, you should be able to understand this."

Sun Mingsheng thought about it, and he knew very well that he couldn't deny it.

Rather than letting Xie Yang continue to misunderstand, it is better to open up directly.

"Yanghong Technology has too much money in our bank, and the interest paid every year is a lot, and the scale of the loan was not small before, but I think the loan for your deposit is much less...... Banks are thinking about making ......"

Sun Mingsheng can be regarded as straightforward. Diaphragm

Yanghong Technology's funds are in Tuchuan Commercial Bank, and the bank has to pay the cost of deposit interest rate.

Billions, and the interest rate paid on deposits is more than 10% every year.

As a result, Yanghong Technology currently has no loan business, which means that the bank has to give Yanghong Technology more profits.

Although Yanghong Technology's deposits, Tuchuan Commercial Bank will lend to other customers who need funds, but those customers can't compare with high-quality customers like Yanghong Technology after all.

Banks like customers with good development potential and large capital turnover.

It's less costly, and it's less risky.

"So, if our money is stored in your bank, and you lend it to other companies that need capital, isn't that profit? Also, Xu Le's real estate loan in Qionghai Province is not profit? Although the interest rate is much lower than that of other loans, the scale of funds is large! As a man, you still can't be too greedy. "Ahh

Xie Yang raised his eyebrows and looked at Sun Mingsheng with a mocking face.

In order to get a large loan without much capital collateral, the two parties signed a contract, and Yanghong Technology's funds must be accounted for in Tuchuan Commercial Bank.

Other banks are vying for companies like Yanghong.

Sun Mingsheng didn't know.

At this moment, he really couldn't refute what Xie Yang said.

The matter came from the headquarters, even Sun Mingsheng had objected to it at the beginning.

"Our money goes through other banks, and they will give better terms. Even if we signed the contract at the beginning, in the contract, it was only stated that Yanghong Technology, President Sun, what I mean, is it clearly expressed? "Ahh

Xie Yang...... It's not that I didn't fight for it. We are a commercial bank, and I am only a branch president, and in this regard, I can't change the decision of the company's top management. ”

Sun Mingsheng grimaced.

He knew very well the meaning of Xie Yang's words.

In order to develop better, Wei Fangyuan has begun to separate some of the company's businesses and directly establish an independent company.

Each company operates independently, and if Xie Yang wants to circumvent the loopholes in the contract signed at the beginning, he can directly separate other companies and re-register new companies to manage its subsidiaries.

Even if the staff and office location are not changed, the bank cannot make any comments.

When the contract was signed, no one in Tuchuan Commercial Bank would have imagined that Yanghong Technology would develop so quickly in such a short period of time. Diaphragm

Tuchuan Commercial Bank lent money to Chuangxin Machinery, but it was mortgaged by Zhao Jie with Yanghong Technology's business and reputation.

There is no problem with the operation, and it does not violate any regulations.

After all, Zhao Jie is the manager of Yanghong Technology, and he has such rights in his hands.

But it's disgusting.

Sun Mingsheng and Xie Yang have a good relationship both personally and publicly.

Didn't say hello at all.

"Xie Yang, something has happened, I know it's useless to say anything...... I will strive for better conditions for Yanghong Technology from the head office, and in addition, you can put forward any conditions you have...... "阘."

Sun Mingsheng knew very well that Xie Yang would definitely not look for himself to threaten himself.

"It's very simple, you have to have someone to be responsible for this matter, and in addition, you have to review the matter of Chuangxin Machinery Loan as quickly as possible...... I need the foundation of Chuangxin Machinery ......"

Xie Yang didn't hide it in the slightest.

If you do something wrong, you have to pay the price.

Sun Mingsheng's eyes widened: "You have always been reluctant to expand the scale and production capacity of manufacturing, what do you want Chuangxin Machinery to do?" ”

Xie Yang did not answer.

There is no need. Diaphragm

"In addition, some of Yanghong Technology's funds will be transferred to other banks through other companies established...... President Sun, I have already bought the single, farewell! ”

"Xie Yang, wait a minute......"

Seeing Xie Yang get up and leave directly, Sun Mingsheng hurriedly stood up.

I hope to talk to Xie Yang again.

But Xie Yang didn't even have the slightest intention of staying.

Straight away.

Leaving Sun Mingsheng with an ugly look on his face. Diaphragm

"Boss, will President Sun agree?"

Shangguan Jin was a little worried.

She wasn't worried about whether Sun Mingsheng would agree, but worried that the contradiction between Xie Yang and Sun Mingsheng was too big.

Sun Mingsheng didn't help Xie Yang before.

"The question now is not whether Lao Sun agrees or not, but whether they have the head office. If we don't agree, then we will transfer all the funds from Tokawa Commercial Bank to other banks...... Even without that, we wouldn't have been able to keep all our money in one bank. ”

From the beginning, even if Xie Yang signed a contract with Tuchuan Commercial Bank, he was not prepared to put all the funds in one bank.

Neither will any company. Diaphragm

Otherwise, the bank will lend out all the working capital, and the bank will not be able to take out the money when Yanghong Technology needs a large amount of money, and it will be troublesome at that time.

The only thing is the question of how much or how little remains in the bank.

This time, I just took advantage of the opportunity to make the relationship clear.

Otherwise, the bank will do more bad things in the back, which will make people worry.

"I told Lao Wei that we can start separating the communication industry. You have to show your attitude, or they'll think we're just joking. ”

Shangguan Jin nodded.

As she became more and more familiar with the company's business, as Xie Yang's assistant, and even the two often played poker together, she was already able to better understand Xie Yang's layout in the development of Yanghong Technology. Diaphragm

The company is growing too fast.

Management can't keep up.

There is not much direct connection between the communication industry and the CNC system industry, and there was no separation before, mainly because of the lack of manpower, and the scale of these industries of Yanghong Technology is not large.

Now is the time to practice hard internal skills.

To rectify management, it is necessary to separate all industries according to their industries and fields, so as to improve the management level.

Sun Mingsheng did not go back to the branch directly, and after Xie Yang left, he thought about it seriously.

In the end, I went directly to the bank's headquarters. Diaphragm

"Mr. Lei, Xie Yang is really angry this time, if we don't express our position, we may lose this big customer...... Yanghong Technology is already working on the establishment of a new company to separate the various businesses, and then Yanghong Technology may become a management company......"

Facing Lei Zhiyun, the head of the bank, Sun Mingsheng put forward all the conditions for Xie Yang.

It has been less than five years since the establishment of the Tokawa Commercial Bank.

As the first public stock in China to be publicly offered to the public for the first time in the form of free subscription, although there are many businesses and assets are increasing rapidly, it is still unable to compete with several large state-owned banks.

Yanghong Technology, which has super development potential, is now also the top major customer of the entire Tuchuan Commercial Bank, and once it is lost, the business of Tuchuan Commercial Bank will be greatly affected.

"His condition is just to let someone come out and be responsible? Is there a matter of reviewing the approval procedures for Chuangxin Machinery loans? ”

Lei Zhiyun was a little surprised. Diaphragm

Yanghong Technology's requirements are actually not too harsh.

"Yes."

Sun Mingsheng nodded.

He didn't say that Xie Yang was going to get hold of Chuangxin Machinery.

"Then let Liao Yunyi, who was doing this at the beginning, be responsible."

Lei Zhiyun did not hesitate.

Whoever makes it is responsible. Diaphragm

It's not a backshit.

"But what about Vice President Yao?"

Sun Mingsheng was not surprised by Lei Zhiyun's attitude.

Liao Yunyi, who made this, is the nephew of Yao Qingping, the vice president of the bank, and Sun Mingsheng only knew about it after the loan was released.

And Yao Qingping specially asked Sun Mingsheng to talk about this matter, otherwise he wouldn't even do it to ventilate Xie Yang.

"He will retire soon, and he will have fewer scruples when doing things, but he has brought huge losses to our line......

Sun Mingsheng understood. Diaphragm

He didn't need to worry about it.

has Lei Zhiyun's endorsement.

"Okay, I'll do this."

"According to your estimates, after this time of Yanghong Technology, how much of the capital exchange business will remain in our line in the end?"

When Sun Mingsheng was about to leave, Lei Zhiyun stopped him.

"Alas~"

Looking at Lei Zhiyun's expectation, Sun Mingsheng sighed, "At most, there can be a third, it depends on the effect of our follow-up treatment...... They are growing faster than we could have anticipated...... All over the world, a self-made and fast-growing company like Yanghong Technology has no ......" at all

"Not bad."

Lei Zhiyun could only sigh helplessly.

Things have come to such an extent that everyone knows the outcome.

The bank wants Yanghong Technology to keep all the money with them, but Yanghong Technology is not willing to put all its eggs in the same basket.

It just so happens that now the bank has given Yanghong Technology an excuse.

"Let's deal with it."

Lei Zhiyun waved his hand and asked Sun Mingsheng to leave first. Diaphragm

His face was full of loss.

As the first president of Tokawa Commercial Bank, who doesn't want to make some achievements in their positions?

When he left this position, he also retired.

If the business develops well, at least in front of the grandson in the future, there will still be bragging capital, right?

Sun Mingsheng came out of the head office, regardless of the time, and called Chen Chuangxin directly, asking him to have dinner together in the evening and talk about the loan.

Chen Chuangxin and Huang Chaoyang did not talk very harmoniously today.

Huang Chaoyang behaved aggressively. Diaphragm

When Chen Chuangxin lowered the 20% share offer to 14 million, Huang Chaoyang only paid back the low price of 4 million!

Who can not be upset?

4 million, before there is no loan to expand the scale of production, Chuangxin Machinery is not only worth these millions.

This really made Chen Chuangxin's mentality collapse.

As soon as he finished arguing with Huang Chaoyang, he received a call from Sun Mingsheng.

If you don't go, you can't do it.

"Mr. Chen, I didn't mean to trouble you. At present, the head office is checking the loans of our branches...... What's going on with Chuangxin Machinery's loan, you should know that Yanghong Technology is not only going to sue you, but also preparing to sue us, and the bank is under a lot of pressure...... "Ah."

Seeing Chen Chuangxin, there was no greeting, Sun Mingsheng looked serious and went straight to the point.

"What about Vice President Liao?"

Chen Chuangxin gritted his teeth and looked at Sun Mingsheng.

"Economic problems are currently under investigation, and Liao Yunyi's side shouldn't be able to help you. You also know where the problem is, if you don't solve the problem with Yanghong Technology, in the end, many people in our industry may be affected......"

Sun Mingsheng still looked calm.

The one who was most affected was Yao Qingping, who supported this matter.

Yao Qingping fell, and Liao Yunyi had no chance of turning the tables. Diaphragm

Not to mention Chen Chuangxin, who has a relationship with Liao Yunyi.

"Governor Sun, it's not that I don't want to solve it, I have made a big concession, and we have agreed to give them 80% of the shares to compensate them according to their demands...... But the actual situation is that 20% of the equity of Chuangxin Machinery, Yanghong Technology currently only gives a price of 4 million! Before there was no loan, our entire factory was more than that! ”

Chen Chuangxin's mentality collapsed.

Looking at Sun Mingsheng, he was very unhappy.

What is the relationship between Sun Mingsheng and Yanghong Technology, Chen Chuangxin knows very well.

Therefore, the attitude is also a little unhappy at the moment.

"Mr. Chen, let's not get excited. Have you ever wondered what the result would be if the bank asked Chuangxin Machinery to repay the money? "Ahh

Paralysis!

Chen Chuangxin's eyes widened, staring at Sun Mingsheng deadly.

The face became distorted because of the anger.

His breathing became rapid, and his chest rose and fell sharply, as if he was about to burst out at any moment.

Sun Mingsheng's words made Chen Chuangxin realize that the other party had reached an agreement with Sun Mingsheng.

Liao Yunyi, who helped him at the beginning, has been investigated for economic problems, and no one can see him.

"Therefore, we hope that you will try your best to reach a settlement with Yanghong Technology...... Yanghong Technology does not pursue this matter, and everyone is relaxed. Think about it. "Ahh

After speaking, Sun Mingsheng got up and said goodbye.

"I've already bought ...... alone"

As Xie Yang said to him in the morning.

"Nima!"

Chen Chuangxin scolded fiercely.

But in the end, nothing can be done.

Once the bank really does it, Chuangxin Machinery will not have anything to do with him, and he will even be burdened with a huge debt. Diaphragm

"6 million! I'll give you Chuangxin Machinery! ”

Chen Chuangxin gritted his teeth and looked at Chen Chuangxin in front of him, roaring filial piety.

"If I can't accept this anymore, I'd rather let Chuangxin Machinery go bankrupt, and no one will get any benefits!"