The measure of a good sales is whether he can sell the goods.

The measure of an elite's sales is whether he can sell goods consistently.

And the sales standard to measure the level of an ancestor is to see whether the customer will chase him to buy goods.

Liu Ponu didn't plan to build himself into a grandfather-level salesman, but he didn't want to be the most basic salesperson.

Although he doesn't need to go out in person at all, whether this thing can be done or not has a lot to do with how Liu Ponu chooses.

personally designed, lent him money, and even tempted Liu Xijun.

Of course, Liu Ponu didn't feel how shameless he was doing this, and there was nothing wrong with designing and borrowing money in any way.

Regarding Liu Xijun's matter, Wei Zifu also mentioned it to Liu Che, and Liu Che has also agreed to this marriage, but it has not yet been finalized, but it is basically a certainty, and it is just necessary to find a suitable time and opportunity to say it.

So Liu Ponu is not a threat, but just a time difference and information difference.

"It stands to reason that the princess marries the court to marry a mansion, but the identity of the fine monarch is not the same as that of other princesses, so the standard is naturally impossible to do according to the orthodox princess identity, plus the fine monarch's parents are also gone, so the amount of marrying depends entirely on the emperor's mood, if he does not marry anything, it is normal." Liu Ponu began to give the little mule a vaccination.

As for how this matter will be arranged, Liu Ponu doesn't know, but the little mule doesn't need to count on that bit of marriage to live.

"You don't have to worry about money, let me tell you the truth, at most two or three years, the imperial court will give you a boost, and it will turn the traditional money into money to distribute, so you don't need to worry about money at all."

"I'll even tell you one more thing to be happy about, now the money I lent you is 10,000 yuan, and when you pay it back, you may find that although you still paid back 10,000 yuan, you didn't actually pay back that much......"

"Brother Nu, how is this possible?" The little mule was stunned.

"It's impossible, you'll know when the time comes, now I'll give you a task, just stare at this house, see if there is anything you are not satisfied with, if you want to change it, let people change it directly on it, and after it's determined, I'll give you a place to start building." Liu Ponu waved his hand and directly stopped discussing this issue with the little mule.

What do you want to talk to him about the currency devaluation now?

Can he understand that?

Whether to depreciate or not depends on the purchasing power of the same amount of currency in different periods, and now four dollars to buy one stone of grain, ten dollars to buy one stone of grain in ten years, that is depreciation.

Earn ten dollars now, earn fifty dollars in ten years, then take the income ratio to compare and convert, do you say he has depreciated or appreciated?

This question is too complicated and too profound, and Liu Ponu is too lazy to think about it.

Although he is trying to make the currency appreciate, in fact the operation is not very meaningful, because there is no external environment to compare, he is just a way to increase the amount of money held.

To put it bluntly, it is to use imperial power and hegemony to forcibly stipulate how much this money is worth and how many things can be bought.

In this process, the people only have the right to accept, and they are not qualified to object, or even complain.

In the next generation, of course, this will not work.

But this was a highly centralized feudal era, and it was also mixed with some remnants of a slave society.

Of course, Liu Ponu worked so hard, and even half-kidnapped to sell to the little mule, the purpose was not just to sell this house.

His goal is medium, and his ideal is to run to his ancestors.

Whether it can be done depends on whether the forced qualifications set up this time are enough.

Liu Ponu just wants the little mule to tell some people with practical actions, don't think that the emperor will be targeted if the yard is too big, and take advantage of this opportunity to buy it when it should be bought, and do it when it should be done.

Anyway, everyone is doing it, doing it together, how many pairs of eyes do you say the emperor can stare at the civil and military of the Manchu Dynasty?

Besides, after the monetary reform, the court has money, and the little money in your hands is nothing in the eyes of the emperor, and it is not worth worrying about at all.

For most people, it's also a good opportunity to change things.

Well, this is Liu Ponu's style of doing things.

He never thinks about what will happen after success before doing things, he only thinks about what will happen after failure.

If no one buys the real estate that is put out, how embarrassed should I be?

So I thought why didn't they come and buy it?

Isn't this the first thing to do is to take a little mule to determine a weather vane for everyone, and dispel their concerns first.

Of course, this is still not enough, after all, only you know how much money you have in your hands, even if you push the little mule out as a weather vane, people who have concerns still have concerns.

So Liu Ponu took advantage of the fact that the little mule was still thinking about his future storage of the seven-foot body, and Liu Ponu ran to Liu Che with a puff of smoke.

"Oops, old man, I have thought of a good idea to pick up wool again......" Liu Ponu ran to Liu Che in high spirits.

"Gree......" Sang Hongyang and Huo Guang looked at Liu Ponu with a confused expression, and then looked at Liu Che, saying that at this time, should we leave or stay?

It doesn't matter if the old man is bad or not, they are used to it anyway.

But the matter of wool picking, just said it so simply and rudely, is he really good?

"What kind of wool?" Liu Che's old face darkened, and he secretly said that this kid is becoming less and less martial arts.

"Woolling? What kind of wool to pick? How can the major national events of ensuring development and promoting the economy be described as wool picking? Oops, old man, you're getting more and more inserious......" Liu Ponu was cheeky, and directly threw the pot on Liu Che in front of him.

“？？？” Liu Che's face was full of anger, and he just wanted to reprimand him, but Liu Ponu spoke directly.

"I thought about it carefully, and felt that it was necessary for the imperial court to open a unified national money bank, the money bank is only open to two types of people, one is the government, for example, when the money is issued, the court only needs to write down the amount of money in a special paper and format, and the official can take this note to the money to take the money away, for example, if a certain place needs to be funded, the court can directly transfer the money through the money bank, and at the same time, the money of the government at all levels must also be stored in the bank, one is the use of the aspect, and the other is the convenience of supervision."

"The second type is the merchant with the registration qualification of the Ministry of Commerce, for example, I am in the cloth business, I need to sell the cloth of Yangzhou to Chang'an, according to the previous way, I need to take money from Chang'an to Yangzhou to buy goods, and there will be danger on the way No one knows, even if there is no danger, how much is the loss of so much money on the way?"

"We can first calculate how much is the loss of 200 miles per 1,000 yuan, 10,000 yuan, and then calculate the distance between various places, taking 10,000 yuan as an example, if the loss of 10,000 yuan and 100,000 miles is 10 yuan, then the loss of 10,000 miles is 100 yuan."

"Because the farther the distance, the higher the loss, the people who are protected along the way will have to spend money on eating, drinking and living along the way, and if you go faster in 100 miles, you can go in a day, but 200 miles will never be completed, so it is more reasonable to use 200 miles as the calculation base."

"Let them transport it by themselves, the normal loss is 100 yuan, but if it has been registered with the Ministry of Commerce, then you can deposit this money in the money bank in Chang'an, and then designate it to take it out in the money bank in Yangzhou, we will add 40% and charge 140 yuan for the loss, the reason why it is higher than what they collect from their own transportation, is because we lost the package."

"In other words, no matter whether the money was robbed, fell into the river, or lost on the way, we guarantee that he can take the money out in Yangzhou."

"In this way, it is much more convenient in terms of large transactions, of course, in order to ensure that the capital is not lost, so it has to be added, after depositing in a place, according to the distance to determine the time when the money can be withdrawn, calculated in fifty miles a day, if it is thousands of miles away, it means that it is deposited today, and it can be withdrawn in the designated money bank thousands of miles away after twenty days."

"The purpose of this is of course to save costs, take advantage of this time to see if there is anyone with the same purpose, if there is, then we only need to put the two lists together, send someone to run a trip to earn double money, if not, and not enough to run a trip alone, then within the specified period of time to use the post station system to send the internal vouchers for withdrawal, and wait until enough to get together a batch in a time to write off, or the other party also has come, then you can offset the account."

"In this way, the money system can basically be self-sufficient, and the other is the expansion plan of Chang'an, I think about it, I think that the officials may not be able to come up with such a large amount of money in one go, but father, as the emperor, you can't bear to watch those officials live in dilapidated houses that leak everywhere, right?"

"After the monetary reform, although the imperial court has money, who to lend it to and not to whom? You can't borrow it from everyone, right? ”

"Therefore, another task of the money bank is to lend money to these officials for the purchase of a place to live in Chang'an, and determine how much money they can borrow according to the size of the official position and the different types of money, based on a certain number of years."

"The purpose of this is to ensure that they will not borrow money aimlessly, and in the end, they can't even guarantee their basic life, and the money bank must ask for interest, otherwise a sum of money lent out for ten years will be a pure loss, and the court can't afford to lose no matter how much money it has."

"For example, if he borrows 10,000 yuan in ten years, and the interest in ten years is 2,000 yuan, then it is converted to 1,200 yuan per year, and then it is 120 yuan per month, that is to say, his income must reach at least 1,500 yuan or more, or even 2,000 yuan, to be able to borrow this 10,000 yuan, so that after repaying the money, he can still ensure that his basic life will not be affected." Liu Ponu Balabalaa said.

However, the three people who listened to it all emitted a light in front of them, and if they borrowed money or not, let's just say that this kid is not a good person.

Can those people come up with the money to buy a house?

Isn't that a proper slap in the face?

This kid is afraid that those people will not dare to come up with so much money at one time, so he came up with such a bad idea.

Borrow money directly from the bank, and then repay the loan on a monthly basis, in principle, as long as his salary is enough to meet the standard, then he can buy as much as he wants, as for the repayment pressure?

If it doesn't exist, he can buy it in full, and he borrowed money just to not attract the emperor's attention.

You say two thousand dollars in interest?

Please, that's also called interest?

The money they lent out had more than 20% of the interest a year, and if the imperial court did not restrict it, some people would even dare to lend money from the bank, after all, the loan business of the Han Dynasty was still very developed.

Later generations often say that they can't afford to be sick or die, so throw him to the big man, you try?

It's true that it doesn't cost much to see a doctor, and the level is like that anyway, but it costs a lot of money to die.

Inheritance?

Want to eat fart?

Your father lived a life of 100 yuan before his death, and if you don't let him live a life of 150 yuan when he dies, you are not filial.

Governing the country with filial piety, do you think it's just talking?

It was loaned out by countless ancestors of the Han Dynasty, so tomb robbers also liked the tombs of the Western Han Dynasty the most, regardless of whether they were princes and nobles or ordinary people, as long as they had not been stolen, they would go down to ensure that they would get a full harvest.

This matter has formed a trend in the Han Dynasty, so Liu Che and the others did not resist the matter of borrowing money and loans, and even before Liu Ponu finished speaking, they knew what this kid was planning.

"Do you know what I'm most worried about right now?" Liu Che looked at Liu Ponu with a smile and asked.

"Worried about me stealing your place?" The straight man of steel, Liu Ponu, responded directly.

"No, what I'm most worried about is that after you die in the future, will your son watch your grave from being dug up, and will someone stand on your grave to pee and sing......"

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