Chapter 39 Wealth Management Products

Big Ear Media's business is still not improving, the LED screen of Gonghu No. 1 is due to Lao Wu's accident, the original profit of 80,000 or 90,000 yuan is less than 30,000, plus Han Qingyu's alienation, it all depends on Chen Erdong to forage for food outside, and he has begun to make ends meet.

After the three brothers discussed, they carried out the first layoff since the establishment of the company, and they laid off two designers and a copywriter, which can save more than 10,000 yuan a month.

This afternoon, Tang Ye suddenly appeared in the office of Big Ear Media, he said that he was passing by to come up to see his brothers, he hadn't seen him for a while, Tang Ye had lost a lot of weight, and there were some pimples-like things on his face, which seemed to be overworked for the company.

The last time he borrowed money, Tang Ye returned the arrears in less than a month, and repaid 110,000 yuan, Chen Erdong is not a greedy person, but every effort to shirk could not make Tang Ye recover the extra 10,000 yuan.

However, in this matter, Tang Ye's image in Lin Daqi's heart has improved a lot, and people who are trustworthy and moral are easy to gain people's favor.

"What's going on, when will your media group go public?" Tang Ye, who had no financial pressure, turned back into the bombastic son-in-law.

"What kind of market, vegetable market?" Of course, Chen Erdong knew that he was joking, so he didn't answer seriously.

"The traditional industry is not easy to do, relying on a mouse to sketch and draw, I am tired to watch."

"Tang Ye, can you introduce some business? After the earthquake, our business was very poor, and we only opened a few people, and if this continues, the company will go out of business. Lin Daqi said helplessly.

"Daqi, it's not difficult to introduce business, but even if there is, it's a drop in the bucket, and you still expect to make a lot of money by advertising?"

"You just stand and talk without backache, we just eat this line of food, what do you do if you don't do this and that? If you have a business, help me get in touch, and if you don't, don't say cool things. Chen Erdong was displeased, he felt that Tang Ye was discouraging their enthusiasm.

"Then I'll show you the way, just see if you can't go to the road?" Tang Ye had a flirtatious smile on his face.

"Tell me about it." Lin Daqi immediately replied.

"My company is now pushing a financial product, which is very popular, with a minimum threshold of 50,000 yuan, giving you a fixed return of 5% every month, with a term of one year, if you want to get back the principal halfway, tell me one month in advance, and we will give you redemption procedures."

"You're unreliable, are you a demon?" Chen Erdong didn't believe it.

"Hey, what's wrong with being a demon? A good mixed monster becomes a fairy, and a bad mixed fairy naturally becomes a monster, which of the two of us are monsters? ”

"5% a month, that's 60% a year? That's a pretty high return on investment! Lin Daqi was taken aback.

"Look, it's still a big deal, your business is not good now, you have to pay wages and rent every month, you calculate the accounts yourself, how much do you have to spend every month? If you take out the company's money from the bank and hand it over to us for financial management, if you invest 100,000 yuan, it will be 5,000 yuan a month, and if it is pure, it will be 60,000 yuan a year, which is how many times higher than the little interest that the bank gives you, what do you want? Tang Ye said matter-of-factly, spitting stars flying around.

"What are you going to invest this money for? Can you earn so much? Lin Daqi asked again.

"Of course it's stocks, didn't you see it last time, how good our teachers are, they used to talk about stocks on TV, and this kind of fixed return is nothing, our most profitable is valet stock trading, I now have more than 10 million stock accounts in my hands, and I make money and share it with customers." The more Tang Ye spoke, the more proud he became.

"How much do you say? Ten million? Tang Ye, you're not kidding, are you? Lin Daqi exclaimed.

"Daqi, 10 million is quite exaggerated for you, but for people who do finance, it's like playing, it's not a big deal, you think about Soros Buffett, hundreds of billions of dollars smashed in the stock market, 10 million is not even a fart."

"Okay, Mr. Tang, I know that you have made a fortune, please go back to your old man, and we will continue to play with the mouse!" Chen Erdong didn't want to hear Tang Ye continue to show off here.

"You see, Daqi, this is Boss Chen's hospitality, I haven't even drunk a sip of tea, okay, okay, then I'll go, brothers, this kind of good thing doesn't happen every day, when I make the business of valet stock speculation bigger, this kind of fixed-return product will be stopped, don't say that there are good things and I don't want to think about a few brothers."

After Tang Ye left, Lin Daqi hurriedly called Fu Huayong to Chen Erdong's office to calculate the financial products he just said.

The company's business is not good, Lin Daqi and Fu Huayong are also very anxious, but they are completely helpless except for being anxious, at most they can make a few phone calls to people they know to ask for some business, and they can only watch the money on the company's account decrease day by day.

Chen Erdong didn't feel that Tang Ye was talking about it, but he never had the concept of financial management in his consciousness, because in his opinion, financial management is something that only people of his mother's age do, and he thinks that making money is to make a single advertisement to earn a single money, which can be seen and touched.

"I asked about finance just now, and now there are more than 600,000 in the account, if you take out 300,000 yuan to Tang Ye for financial management, there will be 15,000 a month, although it is not much, but the 300,000 yuan is useless in the bank."

"Do you really want to give it to him for financial management? Also 300,000? ”

"What then? Now the business is not good, I have to find some way out. Lin Daqi was worried.

"Yes, I can't help in business, and I stabbed such a big man, hey, I'm really sorry for you." Fu Huayong said reproachfully.

"Don't sigh Dayong, just think about what to do now." Lin Daqi didn't want to bring up the old things again.

"Fifteen thousand, you can solve the salary of 4 people, it looks okay, Dayong, what do you think?" Chen Erdong knew that it was useless to ask Fu Huayong, just out of respect, and many times he would still ask as usual.

"I don't have any opinions, I just don't know if it's stable, what if Mr. Tang loses money on investment?" Fu Huayong's understanding of Tang Ye was limited, so he raised such a question.

"Dayong, I'm not too worried about this, if it was Tang Ye before, I would definitely hesitate, but his company is really good, you haven't been there, it's super big!" Lin Daqi still had the 10 million in his mind.

"That's it, I'll go to his company tomorrow and ask clearly, if you really want to take hundreds of thousands, it's better to be cautious."

Chen Erdong returned to the office, repeatedly pondering about financial management, from a realistic point of view, can be more than 15,000 a month can indeed reduce a lot of burden, he has no bottom on how long the business can improve, if it really can't get better, the company will be difficult to continue.

The only thing he worries about is the risk, after all, it is 300,000, in case there is a difference, not to mention how to explain to Lin Daqi and Fu Huayong, this amount alone is enough to destroy the company.

After smoking two cigarettes, he was still undecided, so he simply stopped thinking about it, and waited until he met Tang Ye tomorrow to make a decision.