Chapter 230: Borrowing and Returning
This suggestion was immediately supported by many civil and military officials on the field.
They can't collect taxes, the country is poor, and their lives are not very good, and the monthly payment is very untimely, and it has been delayed for two whole months recently.
Those corrupt officials and corrupt officials themselves do not live on this little money, relying on the money obtained from corruption, and they still live a good life, but what about these clean officials? Everyone has a family to bring their families, and they have a big family to raise.
If you can't get it, you can only use the little savings you have saved to get by.
But this method, after all, is not a long-term solution, and some people who have no savings are now so poor that they can't open the pot.
"Nope." However, the hope in their hearts had just risen, and in the next second, they were ruthlessly rejected by Yang Guang.
Yang Guang didn't understand the thoughts of these officials, but the current Great Sui is really difficult to implement the tax system.
"Recently, the rush of ordinary people fleeing Jiangdu has just come to an end, if the tax is reintroduced at this time, what will they think in their hearts? Don't end up receiving much money, but the capital city under our feet has become an empty city. Yang Guang patiently analyzed the stakes.
"Your Majesty, we all understand what you said, but before life and death, some things become less important than imagined......" Another courtier retorted.
Yang Guang's eyes were stunned: "The country is gone, what do you want silver?" With this little silver, do you want to be a rich man? Well, I am now donating money and running away, and you will go home, and you will no longer be the ministers of the Great Sui, you should defect to Wang Shichong, go to Wang Shichong, you should defect to Li Yuan, go to Li Yuan, you Aiqing, what do you think of my suggestion? ”
"Your Majesty, you're laughing."
The courtiers were speechless at the same time.
"Your Majesty, no matter what you say, the matter of silver always needs to be solved, without silver, everyone's life will be difficult, including the regulatory agency you want to set up, and it will not be organized." Li Wei walked out of the crowd and said with a frown.
Yang Guang rubbed his eyebrows, how could he not understand the truth? However, no money is no money, can you still conjure up money out of thin air?
"Your Majesty, I have a plan, maybe I can find silver for the court without taxing." Xue Yan suddenly said that this regulatory agency could not be built, she was more anxious than anyone else, after all, she was the chief supervisor appointed by Yang Guang, and she was counting on taking advantage of this shareholder wind to do a big job!
"Xue Yan, Hugh is messing around, how many days have you been in the court? What can be done? Could it be that you know how to govern the country better than we all combined? Pei Ju and other old ministers scolded loudly.
For Xue Yan, a female official, they have a natural sense of resistance, and now that they see her wanting to come out, they are naturally a little unaccustomed to it.
"Ladies and gentlemen, when it comes to the experience of being an official, I am indeed inferior to you, but I am young and inexperienced, so my thinking is not as rigid as yours." Xue Yan said calmly: "Whether my plan is good or not, you will know as soon as you hear it." ”
"Humph!"
Many courtiers scoffed at this, and secretly scolded Xue Yan for not knowing the height of the sky, relying on herself to be His Majesty's little junior sister, and she was neither big nor small in the court.
"Xue Yan, don't care what they say, if there is really a clever plan, just come one by one." Yang Guang's eyes lit up, and he couldn't help but have some expectations for Xue Yan.
Young officials such as Li Wei and Shan Daozhen also looked at Xue Yan with curiosity.
They had never seen Xue Yan's power before, and most of the things about her had heard from their subordinates, but now they want to see what kind of ability this Xue Yan has to stand in such a high position with her daughter.
Xue Yan was not stage frightened, she first saluted Yang Guang, and then talked eloquently.
"After the minister came to Jiangdu, he went out to travel a few times, and found that in Jiangdu, the number of pawnshops was outrageous, and the minister probably counted, at least more than 100."
"This kind of phenomenon once surprised the ministers, like a strange scene."
"What's so strange about that?" Li Wei said with a smile: "The people of Jiangdu did not have a good time earlier, and in order to make a living, they had to take the things in their hands as collateral in exchange for some silver. ”
"There are more people who need collateral, and there are not enough pawnshops, so it will continue to attract those merchants to join them, resulting in the continuous expansion of the number of pawnshops, which is where we are today."
"Could it be that you want the court to follow those people and go to the pawnshop to make things?" Someone asked with an unkind face. The Great Sui, with its own face of the Great Sui, if you want to make some moves by the people at the bottom, it will inevitably become the laughing stock of the world.
"Aiqing is right, Da Sui, you must not pawn things, besides, where did you get so many things to pawn? Even if all the materials in the palace are emptied, it will only last for half a month. Yang Guang's voice sounded at the right time.
Xue Yan, on the other hand, shook her head with a smile: "No, Your Majesty and all the adults misunderstood, pawn is just one of the many means of pawnshops, and their real main business is to lend silver!" ”
In fact, almost every pawnshop will do this, they borrow silver from those who can afford it, or mortgage it with real estate, or mortgage it with real estate, and collect a cent of profit from it, which can be said to be the main way for pawnshops to make money.
Of course, because of this gray industry, there are many disputes among the people, and local governments have to deal with at least dozens of cases every month.
Some of the old ministers in the court felt even more ridiculous about Xue Yan's remarks, and couldn't help but open their mouths to criticize: "Xue Yan, your ideas are really getting more and more ridiculous, we can't go to the pawnshop to pawn things, can we still go to the pawnshop to borrow silver?" Even if you are willing to be cheeky enough to borrow it, how much money do you think these pawnshops can come up with? ”
"Of course, the shop can't take out so much silver, but what if it is borrowed from the people of Jiangdu? Even, we can be bold and borrow from the people outside Jiangdu! Xue Yan said loudly.
It was only at this time that the true face of her strategy was truly exposed.
She used the pawnshop's business model as an introduction to extend another crazy and bold idea.
Since ancient times, there has been an ancient saying in the world, "If you borrow and you return, it is not difficult to borrow again", what does this mean? It is explained that "borrowing" is a sparse and ordinary trivial matter, and has nothing to do with dignity and face. ”
"When I encounter a problem, I go to ask those wealthy relatives and friends to borrow money, and when I have money, I will pay it back to them, is it difficult to talk about such a trivial matter?"