The atmosphere of the meeting was very heavy, and there was a kind of tragedy and grandeur of a strong man breaking his wrist.

All the big bosses here are big bosses with strong assets, and Shao Zhongyi, who has the least investment, also took out 50 million.

No one invests in order to make a profit with less losses, but the effort in the past three years is very likely to face no income, this kind of grievance, no one can understand it without personal experience.

Tong Yuemin wanted to be angry with Chen Erdong, but in the final analysis, this project was initiated by him first.

Without Chen Erdong's intervention, his fate would be the same as the first construction unit now. It's just that if you don't say a word to him, you will always feel uncomfortable.

"Xiao Chen, you keep saying that you will take the land and take the land, but now you can't get the land, and you want us to lose so much money, you have to give us an explanation!" Tong Yuemin had a seizure.

"Mr. Tong, now is not the time to blame me, please notify the workers to stop work first, so that I can call someone to start operating." Chen Erdong was polite, but his face was not as humble as before.

"It's not easy for Xiao Chen, it's better to think of such a way to survive than for us to go in it all." Hu Xiu spoke.

He is the more optimistic of the four, his business has been stable, and his mentality is better.

In the market, no matter how the catering industry changes, there will always be people to buy the ingredients, and the market will always exist.

"I don't know if I can get a loan?" Shao Zhongyi muttered.

"Bosses, this method is just in case, Minjiang Town will not owe money, but it may be extended, we still have to trust the government."

"Xiaodong, what if you can't get the loan?" Deng Xiangxiang asked.

"Mr. Deng, we only have two ways now, either wait for Minjiang Town to pay on time, or prepare in advance to get a sum of money from the bank first, whether the loan can be borrowed or not, we can only try it now."

"How much does the company you are looking for charge?" Tong Yuemin asked.

"Two points." This is the remuneration that Zhu Da proposed to Chen Erdong.

Chen Erdong plans to show the actual situation to Minjiang Town, and if he can't repay the principal at the end of the year, he will at least help them pay interest.

According to the terms of the contract, if Minjiang Town does not pay on time, it will have to bear liquidated damages and late fees.

The four investors agreed to the plan, and Deng Xiangxiang and Tong Yuemin each sent two employees to cooperate with Chen Erdong and the bank through the loan process.

Chen Erdong is delicate, and he understands that if the work is completely stopped, it is also a breach of contract and will affect the progress of the project.

The entire project is 80% complete, and the end of the project will be more than worth the loss.

Chen Erdong asked Tong Yuemin to stop work for a week, and the bank would send someone to do due diligence within this week, and only resume work after a week.

If the full resumption of work is resumed, there will be no deterrent effect on Minjiang Town, and he will have to negotiate conditions with Minjiang Town.

After the arrangements were made, Chen Erdong began the final struggle.

Ge Fu and He Ping waited for Chen Erdong in the office, and they knew the town's financial situation.

They are not trying to deceive companies, the BT project is a new type of cooperation model derived from the lack of government funds.

The above requires political achievements, constantly issues construction tasks, and grassroots units must implement them in place even if they are in difficulty, which is a common phenomenon of local governments in China to do projects in those years.

Ge Fu is in a dilemma, on the one hand, he understands the emotions of the enterprise, and on the other hand, if he fails to complete the project on time, from Shuanghua County to Jincheng, he will not be punished softly.

Ge Fu said: "Manager Chen, the town has been trying to find a way to deal with the funds, and we have reported to the county many times, but there are indeed difficulties at the moment. ”

"Ge Zhen, I'm not here to quarrel with you, the project has done its part, and finding a way to solve it together is the most important thing."

Ge Fu has always liked Chen Erdong's style of dealing with people, seeing that he has a good attitude, his hanging heart has been relaxed, and what he is most afraid of is to stop work indefinitely.

Chen Erdong told Ge Fu all his thoughts and practices, and finally told Ge Fu: "Ge Zhen, if the first payment can be paid on time, it will be great, and all the troubles will be gone." ”

Ge Fu promised him to go to the county to fight for some funds, but in fact, he was referring to the interest part after the loan, 100 million, even if he sold Minjiang Town, he couldn't get it out.

Bank due diligence requires the presence of the person in charge of the construction party to answer some questions, so the performance of the respondent is crucial and may even affect the success rate of the loan.

This is 17b * Chapter Bian. Zhu Da asked Chen Erdong how he was, Chen Erdong couldn't say anything, he could not describe Tong Yuemin's personality.

Zhu Da spent two hours explaining to Chen Erdong how to speak in the face of bank due diligence, so that he could master it well and then teach Tong Yuemin later.

The day before the due diligence, Chen Erdong found Tong Yuemin, first explained the stakes thoroughly, and then conveyed the key points he had summarized one by one.

Tong Yuemin had a disregarded expression throughout the whole process, and Chen Erdong could only pray that he would play well.

The bank came to Minjiang Town in the afternoon of the next day, and Chen Erdong arranged a conference room in advance to greet them.

In fact, the bank's due diligence is nothing more than three key points, understanding the actual situation of the project, the source of repayment and the customer's desire for a loan.

The facts of the project are not difficult to understand, there are various documents in front of you, and there is also a construction site that is clear at a glance.

The source of repayment is backed by the government, although there is a certain risk, but the bank is not a private enterprise, and it is not afraid of late repayment, but it is only afraid that it will not be repaid.

He Ping, as a representative of Minjiang Town, also gave supplementary explanations to the bank's people.

I thought that the due diligence could be completed smoothly, but when asked about the quota demand and the time of using the money, Tong Yuemin said: "You can look at it, we are not short of money." ”

Zhu Da, who was disguised as an employee of Zhongmeng Construction, rolled his eyes on the side and almost fainted. How can you say this kind of thing in front of the bank, because you don't want to take out a loan?

He hurriedly gave Chen Erdong a look, and found that Chen Erdong's face was also extremely ugly. Chen Erdong didn't expect Tong Yuemin to say such a thing.

"Mr. Tong, don't you have any concept of the loan amount? Isn't this here to plug the gap for you? The bank staff asked.

"I don't know how much money you can give, if it weren't for Minjiang Town......" Chen Erdong was worried that if he continued, he would be afraid that he would stir up the yellow on the spot, so he immediately grabbed the conversation:

"Teachers, I'm really sorry, our Mr. Tong has never taken out a loan, so I don't understand much, please forgive me." Chen Erdong accompanied the smiling face, trying to resolve the embarrassment.

At this time, the people in the bank had already shown a displeased expression, Chen Erdong swept his gaze, made sure that the situation was under control for the time being, and continued:

"Our demand is 200 million, which has been advanced, there is no money for a long time, I thought I could return some money, but the world is not good, and the payment of other projects is very slow, so Mr. Tong said that there was no shortage of money."

The people in the bank will not be fooled around because of Chen Erdong's cleverness, but they have maintained the harmony on the scene, and they have their own ways to operate the work that comes down.

Zhu Da said that fortunately there was Chen Erdong's rescue, otherwise it would be useless. Tong Yuemin walked out of the conference room and looked at Chen Erdong coldly: "Rare and strange." ”

"You boy always have a really weird temper, it's hard for you." Zhu Da said with emotion.

Controlling the big and making the owl. "I'll leave the rest to Brother Zhu." Chen Erdong gave a fist salute.

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