Late July.

Mr Lam appeared at the Chief Executive Office of the Bank of East Asia (BEA) for a meeting with the Chief Executive of BEA, Mr Li Guobao. The reason why he likes to take out loans from the Bank of East Asia, and why he especially talks to Li Guobao about work, is actually useful.

That is, Li Guobao is Li Fushu's eldest son, and Li Fushu has the shares of Huazhi that Lin Zuhui needs, so Lin Zuhui will have a good relationship first, and then use this relationship.

This time, New Era Real Estate offered to borrow 50 million from the Bank of East Asia for real estate development.

"Mr. Lin, I have read the information handed over by your company, if you borrow another 50 million, your debt ratio will reach nearly 5%!" Li Guobao said solemnly.

"Our strength and reputation are good, and our stocks are highly sought after by shareholders, which is different from other listed companies; Secondly, the city of Xiangjiang is hot, and the risk possibility is small according to the previous cycle; Finally, we will raise funds through rights issues this year, which will reduce our debt ratio. ”

In fact, the biggest advantage of New Era Real Estate is that the chairman is Lin Zuhui, who earned 23 million for the company in the last half a month, which has made shareholders happy to pursue its shares. Not to mention, his own rise is a legend, and he is believed by shareholders as the reincarnation of the 'God of Wealth'.

At present, the stock price of New Era Real Estate is 1.7, with a market value of 500 million, more than double the net assets, which is the best proof.

Li Guobao nodded, the company's senior management has also discussed this issue, and most of them are inclined to borrow; The risk factor is small, and it can also make a good friend with a rising business star.

In fact, many bankers borrow money based on the person at the helm of the company, and then the company's status.

"Okay, our company has agreed to your loan!"

How can you disagree, the real estate in the new era is mortgaged by the property, and there is no problem with the debt ratio of seventy percent.

After the funds came down, they were quickly used by New Era Real Estate to buy land and property, and there was no delay at all. Lin Zuhui's strategy is to buy, buy, buy, negotiate some high-quality properties in advance, and buy them as soon as the money arrives.

He wished that the bank would lend him a billion yuan, anyway, as long as he bought the real estate in Xiangjiang, he would make money, and he only needed to sell some of the properties and reduce his debts before October 1987, so that he could survive the temporary difficulties.

The '87 stock market crash' property fell by only 10%-20%, and the New Territories land exchange certificate fell by 30%; As long as the company's debt ratio is controlled within 40%, it can be bought and bought soon; Before the '89.6.4 stock market crash', I reduced some debt, and the property should have fallen by 20%-30% that time, and then I could buy and buy again.

In short, according to this strategy, no matter how high the company's debt ratio is, it is not afraid!

The interest rate is 10 to 12 percent a year, and the lowest rise in real estate is 30% a year, and the 19% rate of return is the return on investment of Xiangjiang, ranking first in the world, which is a survey published by an authoritative magazine in the United States.

Lin Zuhui's model of 'loan + rights issue fund-raising + acquisition', the company can expand its scale geometrically.

At this time, Da Liu's strength was no longer as good as Lin Zuhui, because he did not have a real estate company; The increase in net worth can only rely on 'robbery', which is actually far less than the real estate to earn, after all, the enemy also has guns.

.......

In Lin Zuhui's office, Fang Jin sat on the sofa, his eyes revealing worship and loyalty.

Fang Jin also has some popularity in Xiangjiang, after all, after he has done two 'shell intermediary' businesses in a year - Paramount and Yiren Real Estate, he is also well-known in the industry.

But compared to Lin Zuhui, he is far behind, and the younger brother is just a little brother after all.

Lin Zuhui also sat on the sofa with him, and said, "Is there a business for you to do?" You can make money, but you don't have a good reputation, of course it's not illegal! ”

Fang Jin said without hesitation: "The business introduced by the big guy must be done!" ”

Lin Zuhui nodded, handed him a pile of information, and said, "This is the information of Nengda Technology, you can take a look first!" ”

Originally, he waited for Da Liu to snipe at Nengda Technology, and when he waited for the stock to be speculated, he threw away his more than 10 million shares; But Lin Zuhui can't calculate when Da Liu will snipe Nengda Technology, in case he changes history, what if Da Liu doesn't snipe Nengda stocks?

His more than 10 million shares account for about 10% of Nengda Technology's shares, and the average price of his position is 0.48 yuan, and now the share price of Nengda Technology is only 0.45 yuan, and the lowest was 0.4 yuan per share some time ago, and he bought it a little expensive.

The important thing is that Lin Zuhui's funds need to be liquid, and it is impossible to put the funds in Nengda Technology for a few months, just to make a few millions.

In this case, it is better to let Fang in and be that 'wicked person', and he can also make a profit.

After Fang Jin read it, he asked, "What does the big guy mean, let me buy this company?" But I only have 15 million funds, I'm afraid I can't eat it! ”

Damn, this little brother's cash flow is more than himself, and he still owes him 10 million!

If he does a shell business, he can make more than 10 million, which is also a huge profit!

"I hold 10 million shares, and I will transfer them to you when the time comes! You only need to buy 15 million shares in the market, and you will have 25% of the equity of Nengda Technology, which is the major shareholder of Nengda Technology. The net assets of Nengda Technology are nearly 100 million yuan, and this transaction is very cost-effective! At that time, you issue a general takeover offer, and the parent company of Nengda Technology will either buy back your shares at a high price, or you will lead Dazhi Company into the board of directors, and you will be able to buy this asset for a great value! ”

Fang Jin first had a happy face, and then said worriedly: "But if it is fully acquired, my funds will be insufficient!" ”

Lin Zuhui said with a smile: "I will take you to meet a person, who can not only serve as your acquisition consultant this time, but also solve the financial problem of your comprehensive acquisition." Taking a step back, I can raise enough money for you, too! ”

Fang Jin said excitedly: "Don't worry, the 10 million shares in your hand will be settled to you at the highest stock price at that time, and you can't suffer a loss!" ”

This little brother can be dealt with!

"But you think about it, your behavior is 'stock market blackmail', although it is not illegal, it will not give you a good reputation!"

"Haha, don't worry, I know! I'm just a 'shell intermediary', and many people say I'm exploiting legal loopholes, so I don't care! Besides, the big guy taught me another trick that will only bring me greater fame, and that's what I need! ”

Indeed, if Lin Zuhui does not have the ability to predict the future; If you can make a fortune, how can you care about that reputation!

Can that thing be eaten for dinner?

Apparently not, so not many people will refuse.

.......

Lin Zuhui took Fang in to Citibank and met with securities expert Liang Botao.

It was the first time for the two parties to meet, but both parties had a certain reputation in Xiangjiang, so they naturally knew each other.

Leung returned to Hong Kong in 1980 and worked for five years at HSBC's Windory Finance Company, before moving to the U.S.-funded Citibank this year to help Citi start investment banking from scratch.

He has a friend who is also very famous, that is, Du Huilian, a British securities expert, who is known as 'Li Chaoren's stockbroker' by the industry.

In later generations, Du Huilian and Liang Botao, with the support of the 18th Xiangjiang boss, established Peregrine Financing Company, which was huge, which shows their connections and talents.

The first time the two sides met, they were attracted to each other, excluding Fang Jin.

After Liang Botao invited the two to sit down, he poured tea himself before saying: "Mr. Lin has made money and gained a reputation in the battle of Aimei High School, I think you are a master of securities!" ”

The so-called reputation is just the fulfillment of Da Liu!

In fact, outsiders don't know that Lin Zuhui is doing 'robbery'.

After all, no one would have thought that Lin Zuhui would be able to calculate that Da Liu would return to Aimeigao.

Therefore, in that battle, Lin Zuhui did not gain the notoriety of 'sniper'.

"There is a specialization in the art industry, and Liang Sheng has won an award! This time, our brother is here to hire you as an acquisition consultant! ”

Lin Zuhui motioned for Fang Jin to speak, Fang Jin nodded, and told the story of the acquisition of Nengda Technology.

After listening to this, Liang Botao asked: "Real acquisition or fake acquisition?" ”

Fang Jin said: "It's all right! I already hold 12% of Nengda Technology shares, and I only need to acquire less than 10% of Nengda Technology in the market, and I am the major shareholder of Nengda Technology! ”

Recently, Fang Jin has quietly acquired some Nengda Technology.

Liang Botao quickly agreed to the acquisition, and the funding problem was better solved, and he himself was backed by Citibank, which was happy to provide loans for such an acquisition.

Lin Zuhui's work has been completed, and the rest is to hand it over to Fang Jin and Liang Botao.

Anyway, his 5 million should be able to turn into 8 million, and Fang Jin should also be able to earn 3.5 million.

The deal was completed in August, and Lin Zuhui just took out the funds to invest.