Chapter 102: Hardened Wings

Lin Zuhui did not bring his emotions into the date, he always talked and laughed along the way, which soon made Guan Jiahui forget about today's unpleasant incident.

In fact, Lin Zuhui has always believed in one thing - what Guan Jiahui said in his previous life, 'I didn't take the initiative, and I couldn't stop others from doing anything for me'.

As for the incident of Ma Weiqing in the previous life, the contradiction was placed on Guan Jiahui, and it was a little unreasonable for the world not to rebuke the modern 'Chen Shimei'.

What's more, Chen Meiqi is also one-sided, why Bao Yongqin said that Guan Jiahui 'is a very gentle girl'.

In short, Lin Zuhui no longer wants to pursue the past, Guan Jiahui is one of his true loves.

During the meal, Guan Jiahui's eyes kept staring at Lin Zuhui, and her eyebrows were flirtatious.

Lin Zuhui ridiculed her behavior: "You don't have to be so moved, I just can't find a reason to snipe others, this incident gave me such a reason, just use the topic to play!" ”

Guan Jiahui glanced at Lin Zuhui with a lot of charm and said, "That's what I am most important in your mind, more important than other girls, isn't it?" ”

Lin Zuhui's heart tightened, this woman must have discovered something!

However, he said calmly: "I'm just a woman, my mother is in the ground, what else is there to compare!" ”

Guan Jiahui smiled and said in a naughty tone: "Cut, don't let me catch you stealing food!" ”

It seems that this woman is already very suspicious of Lin Zuhui's stepping on a few boats, after all, Lin Zuhui only accompanies her three nights a week; Before he met Wang Zuxian and Gao Lihong, he had to lie on Guan Jiahui's graceful body every night to cultivate.

Lin Zuhui diverted the topic: "I'll find someone to help you find two real mansions, and when the time comes, I will help you pay a down payment as an investment!" ”

Guan Jiahui immediately fell into surprise and said, "Is it a mansion like your Repulse Bay?" ”

Lin Zuhui nodded.

The thousand-square-foot mansions of Taikoo Shing, Whampoa Gardens and other large housing estates can only be regarded as entry-level mansions; But the reason why it is said to be a luxury house is also because the large housing estates are well-equipped, and many people in Xiangjiang still live in small houses under 500 square feet.

The mansions in Repulse Bay and Baguio Bay where Lin Zuhui lives are real mansions.

First of all, when the real estate company develops, it is positioned in this way, and there are generally only forty or fifty households in a building, each with an area of up to 2,000 square feet, and even duplex houses of more than 3,000 square feet.

Secondly, such a building has a very professional security system, and Lee Shau Kee has always lived in such a luxury apartment, and the security problem is better solved; Moreover, such luxury apartment complexes are generally equipped with swimming pools, gardens, and even private clubs for the exclusive use of forty or fifty owners.

Finally, these luxury apartments are either located in prime locations near the sea, or in the mountains, surrounded by mountains and waters, and have excellent locations.

Guan Jiahui naturally likes such a mansion, but she has always felt that it is too expensive to afford, such as the Repulse Bay mansion where Lin Zuhui lives now, which is as high as more than 1,500 yuan per square foot, and a set is more than 3 million.

Although she has 10,000-foot (and 900-square-foot) mansions in large estates, she still has loans.

"Humph! Bad intentions, have you done something sorry for me! Or, you're a little nervous about me today, so you're planning to curry favor with a super mansion! The woman said with a proud face.

Lin Zuhui picked up a piece of lobster meat, and after eating, he said unhurriedly: "Then forget it, you don't like it anyway!" ”

"Not allowed! I'm going to! ”

"What do you want?"

"I want everything, I want you, I want a house!"

After saying that, the woman threw a wink.

Fortunately, today Lin Zuhui found a high-end hotel and made an appointment for a private room.

Otherwise, the diners in the hall will be secretly swallowed by Guan Jiahui's tiger and wolf words.

"I'll ask someone from the company to take you to see it later, and I'll pay for it if you've chosen." Make a down payment first, and then how much you have to pay back every month, remember to reach out to me! ”

Guan Jiahui, a woman, is definitely a talent in these matters, and she quickly understood Lin Zuhui's intentions.

"Be clever! Let me provide two mansions so that I can't live without you, right? Her tone was playful, her big eyes blinking, and there was a slight smile on her face.

You can see that she enjoys this 'threat'!

However, Lin Zuhui's face suddenly became serious, and the majesty of the chairman came out at once.

"What, you want to leave me? Wings hardened so quickly? ”

Guan Jiahui immediately flattered: "No! I'm kidding you, I'm your good baby, dear. ”

Lin Zuhui continued to pretend to be serious on his face and said, "Hmph, there is no best!" If I don't approve something, don't resist! ”

"Hmph, you're not allowed to approve either!" Guan Jiahui, the woman, finally caught Lin Zuhui's speech disease and resisted a little.

In fact, it is all a joke between lovers, Guan Jiahui is of course Lin Zuhui's girlfriend, not a pure **; Guan Jiahui and Wang Zuxian, these two women have intentions and feelings to manage their relationships.

After all, if he is looking for a **, it will not be a problem to be a groom every day.

And in terms of posture and figure, Lin Zuhui can find high-quality women every day.

Back at the Repulse Bay mansion, when Lin Zuhui was about to get a big animal, Guan Jiahui stopped him in time and proposed to take a bath, and she changed a set of sexy clothes for Lin Zuhui.

This woman can play! Lin Zuhui readily agreed.

......

The next day, Lin Zuhui called Fang Jin.

"You go and help me check Dasheng Bank and Dasheng Real Estate! For example, whether there are any violations or negative news about Dasheng Bank, and how much is held by the major shareholders of Dasheng Real Estate, etc. ”

Fang Jin nodded without hesitation and said, "Okay, big guy!" I promise to figure it out for you. ”

Lin Zuhui nodded, he knew that Fang Jin had some friends, especially some journalist friends, so it was naturally no problem to run some errands.

"That's right, big guy! I want to invest in property recently! Fang Jin said eagerly.

Lin Zuhui was a little surprised and said, "How much money do you have?" ”

"20 million. I thought that by using the mortgage method to speculate on the property, I could leverage the property of 60 million. ”

Lin Zuhui nodded, Fang Jin can think like this, he already has the basic behavior of a successful person, that is, he is bold and has a good timing.

He pondered for a moment and said, "That's it, the 10 million I owe you will be repaid next month!" ”

"Big guy, no, I have enough money!"

"You listen to me, I recently made a fortune on Forex, and 10 million is no longer that important to me. Since I have money, I naturally want to pay you back! ”

"Oh, big guy!"

"Since you are investing in property, I will show you the way out, and you will use all your funds to buy industrial plants in Hung Hom, Tsuen Wan and Kwai Chung. The reason is actually very simple, from 1982 to 1984, the construction of industrial plants in Xiangjiang was seriously insufficient, and it may immediately fall into the phenomenon of short supply, and the return in one or two years should be very good! ”

Fang Jin looked excited, and hurriedly said: "Well, I listen to the big guy, if the big guy has anything to do in the future, I will go to the soup!" ”

Connections are a very important factor in success, Lin Zuhui has Wang Qilin's support, and he is also willing to give Fang Jin a little help.

Lin Zuhui waved his hand and said, "What can I do!" I'm telling you that's nothing, and you can get a big return on investing in other properties. ”

"It's different, big guy! Now the residential properties outside are crazy, and we can't grab the new real estate at all. This month, when Kangze Garden was launched, we asked the company's people to line up, and the scene was a mess. In the end, the developer suspended the distribution of the application form, and the application form was published in the newspaper the next day, and the applicant sent the application form together with a cashier's note of 10,000 yuan to them by mail, and sold it by lottery. After doing it for a long time, more than a dozen people in our company won two suites, and the income was only enough to pay their salaries. ”

Real estate is indeed hot enough, but it is also necessary to understand the fact that fifty percent are speculators.

The high housing prices in Hong Kong cannot be blamed on the developers:

First, the government is promoting the rise of land prices and housing prices, because real estate taxes account for a large proportion of fiscal revenue, which Lin Zuhui is no stranger to;

Second, there are too many speculators, and every time the real estate rises sharply, the credit of speculators accounts for more than 30%; Most of these people have made a fortune, and some of them bought in large quantities before the real estate crash, which is comparable to stock speculation and jumping off a building.

Third, real estate developers have a small part of the responsibility, some people say that real estate developers take the land and do not develop; From Lin Zuhui's point of view, land reserve is the core competitiveness of a company, and when buying these lands, real estate developers think of 'land reserves' to build houses in the future to reduce costs.

There are many external factors, and it is impossible to list them all.

However, the Hong Kong government has not cracked down on real estate developers, and in the 90s, the Hong Kong Government United Bank cracked down on real estate developers and raised the down payment and other measures.

The real estate developers in Xiangjiang were furious, and immediately united, stopped bidding for official land auctions, and frequently contacted officials in Canada and Singapore; The meaning is very simple, if you want to crack down on the real estate industry in Hong Kong, well, you don't want to sell the official land auction at a high price, a large part of the Hong Kong government's financial revenue depends on the sale of land, and you will be in a hurry.

Secondly, real estate developers have a lot of cash in their hands and can invest globally. Less local investment will inevitably lead to storms, job losses, tax revenues, and so on.

As a result, the Association of Banks acted as a lobbyist, the Hong Kong government compromised, and real estate developers vigorously invested in Hong Kong's real estate industry. This is the series of consequences of a capitalist, free economic society.

......

After Fang Jin left.

Lin Zuhui is also thinking about the industrial plant, and this investment will not last long. From 1982 to 1984, because there was no new factory building, it was indeed expected that the supply would soon exceed demand, and a sharp rise in prices was inevitable. With leverage, it's several times the profit.

After the '87 stock market crash', due to the opening up of the mainland, many Hong Kong manufacturers moved their factories to the mainland, and since then, the industry in Hong Kong has collapsed, and finally disappeared, and those industrial plants have been slowly abandoned, and can only be converted into office buildings and residences.

After all, as an emerging real estate developer, it still needs to precipitate in the strength of developing residential real estate, and it is impossible to have more than 15 real estate projects under development at the same time. The fund-raising and lending capabilities of real estate in the new era are very strong, and it is necessary to invest in a large number of properties to provide funds for the future.

"After raising funds through the rights issue, go to the bank to borrow a sum of money to invest in industrial plants with five times leverage! The funds from the rights issue will naturally go to the purchase of land, old buildings, high-quality properties, etc. ”

In the hands of Lin Zuhui, the profits of investment projects in the new era real estate (speculation, foreign exchange, rent collection) far exceed the profits of real estate development (residential development).

This is the best way for Lin Zuhui to quickly build a giant real estate group company, after all, he started too late.