Fog has recently had a new joke.

The hillbillies in the south are making jokes again.

That's right, although they are both from the Little United Kingdom, the people of Wudu are always superior, and the nobles of Wudu are superior to others.

There was a poor woman in the gang of hillbillies, who, perhaps the sickness had driven her mad, declared before she was dying that she had left all her possessions to a cat!

What's even more ridiculous is that there are really banks willing to accept this crazy deal!

On the day that the Bank of Nice announced the matter, several major customers of Wudu came to the door angrily, shouting dissatisfiedly and demanding a refund!

How can they be compared to a cat with such a noble status?!

Or a hillbilly!

Either get the cat out or they quit!

They had inquired beforehand, and the old woman didn't have much left at all, just an ordinary hillbilly.

To everyone's surprise, the Bank of Nice actually returned the money!

For the sake of a cat, a powerless, powerless and helpless cat, they actually chose to give up many big customers!

This news was dug up by the tabloids, and it immediately shocked the fog capital!

From the beginning of the joke mentality, people gradually became serious, seriously discussing the game behind this matter, trying to figure out what the Bank of Nice thought.

Only a few people noticed that the business department of the Bank of Nice, which had been somewhat depressed, gradually became lively.

...

South Hate Wumei Island, headquarters of the Bank of Nice.

A slightly old carriage was parked in front of the headquarters.

An old man and a young man stepped out of the carriage, and the young man's cheeks were flushed, not like a man from the Little United Kingdom, and he was holding the old man.

The old man wore a ferret fur, and although there were not many pieces of jewelry on his body, each of them was worth a lot.

The old man walked into the headquarters of the Bank of Nice, and soon someone brought a wheelchair to him.

They are the leaders of a tribe in the snowfield, and they come from a prominent family and hold high positions.

However, there is no unbreakable divine state in the world.

No matter how prominent a family is, there will be a day of decay.

The old man is old and wants to leave something for a beloved grandson so that he will not be snatched away by his own or foreigners.

According to the traditional practice on the snowfield, they used to deposit their money in the Divine State, and after the fall of the Divine Empire, the money was deposited in the small United Kingdom.

When I was a teenager, I often heard people mention this kind of thing, and the most popular one was Fengya Bank, which had a good reputation.

As the years passed, it was not clear what had happened to the landscape of the small United Kingdom.

His grandfather, the dying goshawk, had a keen eye for these changes.

Therefore, instead of going to Wudu, they did not go to Fengya Bank, but came here.

The young man pushed the wheelchair and whispered in the old man's ear,

"Grandpa, why are you here?"

"There is an old saying in the mysterious and rich Orient, see the subtle know."

The old man said listlessly,

"There's a cat at the Bank of Nice..."

"I know the cat!"

The boy nodded and agreed,

"An old woman left all her money to the cat, it seems like it was half a year ago, and I've seen about the cat a few times in the newspapers!"

"That's right..."

The old man had to breathe hard to say a complete sentence,

"Even a cat, the Bank of Nice can take care of it so well, let alone people."

The boy couldn't have imagined that the reason why his grandfather chose the Bank of Nice was so simple?

Of course, it's not that simple.

In the case of the cat, there have been several lawsuits in the small United Kingdom, and the heirs of the old woman hate the cat and want to reclaim their inheritance.

In court, the Bank of Nice has won!

The cat

She still lives in the old woman's castle and is carefully served!

At the same time, the Kingdom of Nice also kept shouting to the outside world, refusing any kingdom or power to interfere in the business of the Bank of Nice.

Advertising is always just advertising, everyone still sees the curative effect!

The King of the North, the Governor of the South, and the world of the Little United Kingdom seem to be divided in two.

And the master behind the Bank of Nice is none other than the legendary Mr. Luden, Lord Doge!

Therefore, the reason for choosing Bank of Nice, the same reason for choosing Bank of Fonya, is essentially the choice of Mr. Ludon and Mr. Ludon's set of rules of the game.

For Mr. Ludon has proven countless times that he never lifts the table.

How the rules of the game come and how he plays.

The Bank of Nice is a good bank that is well-behaved and can be trusted.

That's why the grandparents and grandchildren will appear here, ready to deposit a fortune in the Bank of Nice.

They were received by a vice president with outstanding business ability and perfect work.

It is said that Mr. Ludon is right next door.

At the old man's suggestion, the boy left the room under the pretext of going to the toilet and sneaked out of the office next door, wanting to catch a glimpse of Mr. Luden.

Through the crack in the door, he saw a middle-aged man writing and painting on the wall.

「... We're going to develop a new insurance product, and I'm thinking about whether to issue it under the name of the Bank of Nice or to create a new insurance company..."

Mr. Luden's words, Michael must be taken seriously.

He pointed out his doubts and asked,

"Boss, selling insurance, I understand that although the profit in this industry is not high, it is indispensable, but... Even if we can get a business license, it will be difficult for us to enter the existing market!"

For insurance companies, there are two biggest challenges:

Money, business licenses.

As long as these two problems are solved, the others are replaceable, there is no core competitiveness, and there is no irreplaceability.

In Michael's hypothesis, these two problems are not considered, and since Mr. Ludon wants to do it, there must be a solution.

He is well aware that the insurance market is a saturated market, and it will be difficult for them to get a piece of the pie without major changes.

And... Any means, in the insurance industry, seem to be difficult to take effect.

Run?

This trick works for banks, not for insurance.

The premise of the run is that the insurance is in effect, and if the disaster is artificially created, it will not be the insurance company that will die, but Mr. Ludon and others.

Moreover, insurance companies will also advertise the payment as an advertisement!

Such advertising generally works well, and people are more likely to trust an insurance company that pays out than a new one.

In Michael's view, the insurance market is like a hedgehog, and people can't talk about it.

Faced with Michael's doubts, Mr. Ludon gave a perfect solution:

"We can launch a new product!"

Michael asked curiously, "What product?"

"A payout product for an individual!"

Luden said confidently,

"After the miners are insured, if they are killed, we will pay the compensation to the individual, instead of paying the money to the mine to compensate for the loss of the mine owner, as we have done for hundreds of years before..."

Since the beginning of Shenbang 400 years ago, insurance has covered the boss's insurance, not the worker's insurance.

According to the inventor of insurance back then, in a mine accident, the boss loses the most!

You should pay the boss first!

It is precisely because of the compensation from the insurance company that the mine owner does not need to claim compensation from the wrecked miners, reducing their burden.

Four hundred years later, Mr. Ludon has made a bold decision!

Start the era of personal insurance!

Listening to Luden's words, Michael fell into deep thought, and only spoke after a long time,

"Shhhh Can insurance really be sold like this?"

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