Beginning of late January.

The official opening of the Octopus Bank building on Des Voeux Road in Central was congratulated by Lam's friends, business partners and interbankers.

Octopus Bank Building, which is a combination of the original Wang Kee Building and the Chinese Bank Building, is 28 storeys high and has a floor area of 326,000 square feet.

The current ownership is owned by New Era Commercial Management, but Lam plans to sell it to Octopus Bank at a reasonable price in 1995.

The land cost of this building is more than 1 billion, and the construction cost is 800 million, for a total cost of 1.8 billion. If the current price of Grade A office buildings in Central is at least 4.2 billion (unit price 13,000 per square foot).

The building is open on three sides, facing Des Voeux Road, Portiter Street, and Connaught Road, and is a first-class location. If it weren't for Lin Zuhui to merge the building, it would be difficult for anyone to successfully merge the building, and naturally he would not have such a beautiful building.

The first thing to do is to find the right time, and the real estate trough is the best; Of course, it's not enough to find the trough of real estate, you still have to buy at a high price; In this way, the owner will be tempted to sell to you.

When the Chinese Bank Building was first acquired, it was after the collapse in eight or nine years, and at that time, not only was the market not good, but there were also risks, and immigration agencies had to queue up.

Lin Zuhui happily entertained the guests, especially the Taipan/Chairman of HSBC, Standard Chartered Bank and ZG Bank.

Pu Weishi said with a smile: "Mr. Lin, a banker, let us bow down, the development speed of Octopus Bank is really incredible, I am afraid that this year can wipe out the 'accumulated loss', right?" ”

Lin Zuhui pretended not to know, and asked He Changhong: "President He, can you turn the accumulated losses into profits this year?" ”

He Changhong smiled and said to Pu Weishi: "I'm afraid it's almost there, but our business development is good, and we are not in a hurry." For us at Octopus Bank, stability is paramount. ”

Everyone can't help but slander in their hearts, stability is the most important, so you still speculate on gold spots?

In fact, Povis was not most worried about Octopus Bank threatening HSBC, but about Octopus Bank threatening Hang Seng Bank (a subsidiary), as both banks are mainly engaged in 'personal retail business'.

"With the help of a person like Mr. Lam's President, it's no wonder that Octopus Bank is well managed. ”

He Changhong hurriedly said: "Pu Weishi's class has won the award, and Octopus Bank has today's results, which is due to the boss's trust in us, coupled with the unity of colleagues. He didn't talk about the credit of the boss, which is what Lin Zuhui always meant.

Lin Zuhui's idea is very simple, being a bank is not a company, if he is involved too much, and he is not a full-time banker, then there are disadvantages to the bank itself.

The bank's money is the bank's money, not private money, this is what Lin Zuhui said to himself.

As a result, Octopus Bank would go public at the end of 1996 before expanding overseas.

After chatting with a group of bankers for a while, everyone also found that Lin Zuhui did know very little about Octopus Bank, and they couldn't help but be secretly surprised. It is obviously a wholly-owned bank, and it is like the manager system of a listed company.

After chatting with everyone for a while, Lin Zuhui held a ribbon-cutting ceremony, and the invited guests were the Taipan of HSBC, Standard Chartered Bank, and ZG Bank to cut the ribbon with him, which made the media secretly surprised. Lin Zuhui's face is so big, everyone finally understands, it is obviously a competitor, but they all come to support and advertise.

Octopus Bank, finally has a good headquarters!

Lin Zuhui is a bank, not because he wants to be big, but just wants to be a part of his financial group, and he can complete some financial investment convenience for him in the future.

After the event, Lin Zuhui came to the office on the top floor and sat in his position to think.

Octopus Bank must go overseas, acquire foreign banks, or set up local branches, almost all countries are allowed by policy (important banks must pass the national level of approval, small banks do not have much obstacle).

Of course, Lam did not want to go big, mainly to build a global banking network to complement the business activities of Octopus Financial Group.

Octopus Bank has his golden finger, and the development policy of 30 years will not go wrong, and as for 30 years, the bank's asset value will be strong enough, and at that time, the operation can also turn conservative.

Therefore, after the listing of Octopus Bank, it is time to go all out.

Octopus Financial Group currently has three businesses: banking, securities and insurance, and securities and insurance are only trying to develop in earnest.

Lin Zuhui always felt that Octopus Financial Group still lacked a core, yes, the core.

Banking, securities, insurance, to put it bluntly, is a service, and Lin Zuhui can't give Lin Zuhui any sense of achievement.

He is a person with a golden finger, if this is the case, even if these three industries are developed and expanded, he feels that the ceiling is not high, and there is nothing to be happy about.

Right!

There are big and small Mos in the United States, why doesn't he become an investment bank?

Lin Zuhui has always been a little resistant to doing 'venture capital', that is because he has enough funds to buy shares from the secondary market after those companies are listed, which can reduce the risk of his 'prophet' and avoid creating an image of him as omnipotent.

After all, in the previous life, SoftBank was so awesome, it bet on Yahoo and Ali, and in the end it almost went bankrupt; The reason is very simple, because SoftBank has invested in hundreds of companies, and some have even lost billions or tens of billions of dollars.

In any case, Lin Zuhui feels that being an investment bank is simply handsome.

Goldman Sachs, for example, recently bought a 28% stake in a garment company, and then they directly replaced the president with the professional manager of their choice. In this way, Goldman Sachs does not need to be directly involved in the operation, but because of their connections, the president in the photo is likely to take the apparel company to a new level. And Lin Zuhui has some memory of this transaction, Goldman Sachs invested more than one billion dollars, which seems to have increased nearly tenfold in three years.

This company is a large clothing company in the United States, called Ralph Lauren Company; In view of this, Lin Zuhui also let the second and fifth wives buy 2% and follow Goldman Sachs to make a wave.

The more Lin Zuhui thought about it, the more he felt that he should be an investment bank, and he couldn't let Wall Street be so arrogant; Of course, it is not only Wall Street that is Niu B, but also Temasek in Singapore, CICC and CIC in China (the latter two play soy sauce).

However, he feels that he has enough money, after all, he holds about 2% of many US stocks, which may be trillions in 25 years.

This money is enough for the family inheritance, why do you need so much money?

So, he has been distressed and confused recently, is there no motivation to struggle? (PS: Isn't it Kavin?) ）

Now Lin Zuhui finally understands that he wants to do something more meaningful!

What's the point?

The first is to keep the major shareholders of domestic companies such as Ali and Penguin and be their largest investors.

Second, to be Xiangjiang's SoftBank and Da Mo, and to make venture capital with listed companies, you can increase your family's influence and divert attention.

Third, kill the United States, to be a venture capitalist on the American Internet such as Yahoo, Amazon (temporary loan), Google, eBay, and other American Internet, of course, you have to use money to smash it, after all, there is no shortage of investors on the Internet in recent years, it depends on whether the conditions you give are superior or not, referring to the previous life of SoftBank to invest in Yahoo, the conditions are so good that Yang Zhiyuan and other founders are dumbfounded.

Of course, you can't just invest in some familiar Internet companies, but invest in more companies and pretend to win the lottery.

Lin Zuhui carefully analyzed and decided to 'backdoor listing' first, use listed companies to raise funds, and then do venture capital.

The next day, Leung was invited by Lam to his office at the Octopus Bank Building.

Liang Botao looked at Lin Zuhui's office and said with a smile: "I don't know what else you won't, Octopus Bank is now a big bank with a good reputation in Xiangjiang, and its development potential is huge!" ”

The two have been friends for many years, and Liang Botao is very aware of Lin Zuhui's magical powers, and it is not an exaggeration to say that he is a god.

Lin Zuhui responded: "You're really right, I really know everything, so I invited you to come this time just to let you find a listed company for me, I want to buy it, and I plan to be an investment bank." ”

Liang Botao was stunned for a moment, and then said: "This makes me feel a lot of pressure!" ”

Lin Zuhui said with a smile: "Don't be nervous, I'm planning to do venture capital, and I'm going to the United States to find a project!" ”

Liang Botao said curiously: "With your wealth and skills, wouldn't it be better to use your private investment company, after all, I don't even know that you have lost money in business!" ”

Lin Zuhui said: "It is a venture capital, and it is naturally risky!" In addition, I want to raise a lot of money, so it's better to do it with a public company. ”

Liang Botao thought for a while, and said: "I'm afraid it's difficult to raise a lot of money, although you have a good appeal, but the acquired company itself does not have too good assets and profitability, and it can't support too high market value." ”

Lin Zuhui suddenly thought about it, what Liang Botao said is very reasonable!

He does venture capital, and does not want to be a fund company, but hopes to raise funds through listed companies to complete fund raising; Rather than raising funds through private equity funds.

To put it simply, he wants SoftBank or Berkshire Hathaway, something like that.

In the end, Lin Zuhui said: "Don't worry about it for now, you can find a few suitable companies for me, but don't talk about the acquisition first, I'll find a suitable opportunity." The market capitalization, a few hundred million Hong Kong dollars is enough, I'll make the market later! ”

Hearing that the market was made, Liang Botao had no doubts anymore and said: "No problem, I'll give you information later!" ”

"Hmm"

After sending Liang Botao away, Lin Zuhui thought about it.

Internet venture capital is not in such a hurry at the moment, and companies such as Yahoo have not yet been established. As for the question that Liang Botao said, in fact, Lin Zuhui already knows how to deal with it.

Make a market!

Very simply, Lin Zuhui used his own money to buy a high-quality asset, and then injected it into a listed company free of charge or with a warrant; Then the market value of the listed company will skyrocket immediately, and he will be issuing new shares at that time, and with his reputation as a "stock god", there must be a lot of responders.

There are two benefits to de-venture capital through listed companies:

First, it can bring him enough influence, after all, if you invest in a private investment company, it is easy to create jealousy; With Lin Zuhui's skills, if you do venture capital, trillions of assets are not a problem. And venture capital is to be investigated, if in the name of a private investment company, it will bring him trouble.

Second, the Lin family's stake in this investment bank can be held through some hidden channels, and then part of the shares can be held superficially.

(End of chapter)