Los Angeles.

"Wen Jie, this is my colleague Jones......"

Lin Wenhua is happy to introduce his colleagues from Uber to Lin Wenjie, Uber was founded in July, and the App is still in preparation, and of course, there are operating cars; In short, he is very confident, because Lao Dou taught him the 'secret of undefeat'.

Lin Wenjie greeted the people of Uber in a friendly manner, with a calm and calm demeanor without losing the vitality of a young man, he is the child who has been with Lin Zuhui for the longest time, and naturally he is also the son who Lin Zuhui is most looking forward to.

Coming to Lin Wenhua's office, Lin Wenjie quipped: "Second brother, you don't look like starting a business, you look at Jobs, Bill Gates, Bezos and other technology tycoons, all of whom started a garage business." Look at Uber again, the office building is spacious, the environment is good, which looks like a start-up. ”

is on the list of family office members, ranked second by age, Lin Wenyi of Cai Ning's department is the eldest, Lin Wenhua of Guan Jiahui's department is the second, Lin Wenjie of Wang Lingyin's department is the third, and Lin Shiwen of Wang Zuxian's department is the fourth.......

Lin Wenhua welcomed Lin Wenjie on the sofa, then climbed on his shoulder, and said indifferently: "I didn't make 600,000 US dollars in the stock market, and I didn't have no money!" ”

Lin Wenjie said in admiration: "You are amazing, you can get out of the stock market crash!" ”

Lin Wenhua became proud, and then said: "It's not, I emptied the stock before November last year, and the global stock market crashed soon after." Fortunately, I withdrew in time, otherwise I borrowed my mother's $1 million, and I am afraid that there will only be 8 or 900,000 left, but I will lose a little. ”

Lin Wenjie sincerely admired again: "Then you just cashed out at the peak, a bit like Baba's style, you are a small god!" ”

It's okay not to mention Baba, but when Lin Zuhui is mentioned, Lin Wenhua suddenly didn't dare to lie.

He smiled wryly: "It was Lao Dou who warned me, and this Uber company was also suggested by Lao Dou!" ”

Lin Wenjie immediately gave Lin Wenhua a punch, and said with a smile: "Second brother, you have been bragging for a few months, and now you finally tell the truth." ”

It turned out that since graduating in June, Lin Wenhua has been in the circle of brothers and sisters, and he has made a lot of money in the stock market of 600,000 US dollars and then retreated, and it is the startup uber company that threatens to change the taxi industry, but in front of several adult brothers and sisters, he is in the limelight.

"Isn't that worried that you will pass this on to Baba and your mothers, and then I will be ashamed!" Lin Wenhua can already imagine the scene of his mother plucking his ears.

"Then don't worry, Lao Dou won't stand up, and the second mother won't stand up, if you don't say it, no one will know at all."

When Lin Wenhua heard this, he immediately thought of the key point, Lao Dou would definitely not expose it, because he didn't care and didn't want to take credit; And the mother naturally won't expose it, her son is useful, how can she talk nonsense.

Thinking of this, Lin Wenhua immediately clinged to Lin Wenjie's shoulders and said in a friendly manner: "Third brother, second brother, please do something!" I'll give you $10,000 that you can take to go on a date with your girlfriend! "The eyes reveal shrewdness.

Lin Wenjie pulled Lin Wenhua away, and then said with a smile: "I won't be bored to talk about it, you can rest assured." ”

"Good brother! $10,000 I'll give it to you! ”

"Yes, I don't want it, my current salary is 5,000 US dollars, which is completely enough."

Lin Wenjie is currently working as a 'marketing' in an American real estate company, taking a starting job as a Harvard University graduate, and as for his girlfriend who is still a junior in college, the cost is certainly not large.

What's more, Lin Wenjie also understands that these two years must be 'hard' and 'struggle', so that he can learn real skills and get his father's approval.

"5,000 US dollars a month, it's enough there, you come to work here, I'll give you 10,000 a month, anyway, it's a year or two of exercise, it's not the same there."

"NONO, I love my job now, it's challenging, and there are ways to get promoted. But second brother, the speed at which you spend money, coupled with the speed at which Uber burns money, how long can you last on the 600,000? The implication is that it's best to save flowers.

Lin Wenhua is a little smart, so he said: "You don't know this, I spent $600,000 and wanted to invest a lot in Uber." My mother, in particular, has asked me several times, and when the time comes, I will ask her for financing and get a big one; By the time of the second round, venture capital in the United States was not rushing to invest in Uber. ”

After hearing this, Lin Wenjie sighed and said: "You should be the boss of a venture capital company, you are so powerful, even the second mother is fooled." ”

Lin Wenhua's eyes widened, and he said: "How can it be fooling, the prospect of this uber company, with Lao Dou to make predictions, this is nine out of ten!" ”

Lin Wenjie nodded, at this point three, they are children, and they are quite admirable to their father; As for the father's personal life, mothers do not allow their children to blame, nor can they evaluate, that is, they are not qualified.

"There is a prospect, and my mother herself is very eager, and I don't want her to invest, don't you think I should invest more."

"Makes sense! But it is undeniable that you are still calculating the second mother! ”

"Hehe, this is a shopping mall, like a battlefield, and it's not a family affair!"

The two brothers can chat, and Lin Wenjie's favorite thing is to play with Lin Wenhua, the second brother, because Lin Wenhua's personality is out of step and his personality is a little different.

On the contrary, the eldest brother Lin Wenyi has similar personalities to himself, both of them are calm, and when they get together, they feel 'too polite and boring'.

.........

Guo Quan is an ordinary citizen of Xiangjiang, and he received two text messages that day, which immediately startled him.

One of the text messages read: BEA has a loss of HK$93 million due to trader fraud, and there is also a debt of about HK$420 million related to Lehman Brothers' risk.

Another text message reads: Octopus Bank suffered a loss of HK$1.2 billion due to speculation in gold futures, and a debt of about HK$880 million involving Lehman Brothers' risk.

Seeing these two news, Guo Quan immediately discussed with his wife.

"Wife, where is our family's deposit?"

"What do you ask for, money?"

"Tell me, is that the bank?"

Seeing that Guo Quan's face was serious and even irrefutable, his wife was startled and instinctively said: "Octopus Bank"

Guo Quan chuckled, and then showed the text message to his wife.

"Octopus Bank has a loss of 2 billion, what are you anxious about! Octopus Bank is Mr. Lin Zuhui's bank, with a mere 2 billion yuan, and others have donated more than this amount this year. ”

"Oh, I was worried that these two banks were going to fail, but when you say that, I can rest easy."

"There is some truth in what you say, but there is certainly no problem with Octopus Bank, but the Bank of East Asia may be in the same crisis as the Bank of America."

"Possibly!"

In this way, many citizens of Xiangjiang received such text messages, and soon there were rumors in the market.

........

Following.

Some people spread the news through mobile text messages that the Bank of East Asia and Octopus Bank in Hong Kong had suffered huge losses due to the impact of the US financial turmoil, causing hundreds of Hong Kong citizens to rush to various branches of the Bank of East Asia to withdraw money, and the queue at the Queen's Road Central branch was more than 50 meters. As for Octopus Bank's Central Head Office, a small number of members of the public also went to inquire about the news.

For a while, there were rumors on the market.

Coincidentally, there was also a run on the Omen. It is also because of rumors that banks are experiencing financial difficulties due to subprime mortgages and holding Lehman bonds, etc., and Luso International Bank and Hong Kong's Wing Hang Bank branches in Macau have suffered runs.

This incident is strange, and the rumors are all affected by Chinese-funded banks.

Octopus Bank and Bank of East Asia are the only 'two' local Chinese-owned banks in Hong Kong, and only two purely Chinese-owned local banks remain, which are attacked by rumors at the same time, which makes people suspicious.

Of course, Standard Chartered Bank was also rumored to have run on back then.

Octopus Bank and Bank of East Asia were attacked by rumors at the same time, but it is clear that the impact of the Octopus Bank run is very small, while the Bank of East Asia has been affected on a larger scale.

Just like the discussion in the market:

"The text message about Octopus Bank is definitely a rumor. Everyone knows that Mr. Lin Zuhui was selling properties in Europe and the United States before the subprime mortgage crisis, and Lehman was selling ships and planes before the bankruptcy. ”

"Yes! Moreover, even if Octopus Bank loses 2 billion, it will not make this bank any risk! Octopus Bank is supported by super groups such as New Era Group, Media Group, LEIT Group, and Xiaomi Technology, and it will go bankrupt with just 2 billion, which is really a joke and a joke. ”

Most of the citizens who received the text messages had great trust in Octopus Bank, and even those who went to the head office in Central quickly dispersed after some online discussions.

On the other hand, the situation at the Bank of East Asia is much more in crisis.

Of course.

In the afternoon, the management of the two banks chose to hold a press conference at the same time.

Octopus Bank press conference.

Ho Changhong, Li Huiling and other senior executives walked into the venue very easily, because Octopus Bank's losses in this financial crisis must be the smallest among all banks in Hong Kong, even in the world.

"President Ho, for 'Octopus Bank suffered a loss of HK$1.2 billion due to speculation in gold futures, and there is also a debt of about HK$880 million involving Lehman Brothers.' Is this text message true? The reporter couldn't wait to ask questions.

He Changhong said with a smile:

"First of all, we don't have a penny of Lehman risk's debt, so we haven't lost a penny."

"Secondly, Octopus Bank did not speculate in gold futures, but we bought a batch of gold spot in 2002, you can calculate how much we earned."

"Finally, I would like to give you an extra piece of news, the rumor-mongers this time obviously underestimate the strength of our Octopus Bank, which is too conservative. I specially inspected several important outlets in the morning, and found that even the citizens' feedback was mediocre, obviously rumors of a loss of 2 billion, how low our strength is. Octopus Bank's deposits are second only to HSBC's, and during the subprime mortgage crisis, we lowered our loan-to-deposit ratio and sold some fixed assets. Therefore, we will not be affected by this global financial crisis, so please rest assured that investors and the public must rest assured. ”

The president of the entire press conference immediately burst into cheers.

"In 2002, the price of gold was in the early 300 US dollars per ounce, and although gold plummeted by 150 US dollars per ounce this month, the price was still at 730 US dollars per ounce, which is more than doubled!"

"That's right. It has to be Mr. Lin Zuhui's super investment skills. ”

Soon a reporter sighed below.

........

Unlike Octopus Bank, the Bank of East Asia was severely tested, and the run did not dissipate at the first time, and the government needed to issue news to support it, and even Li Guobao, the chairman of the board of directors in the United States, rushed back to Hong Kong by plane as soon as possible.

Octopus Bank Building.

Lin Zuhui said to Ho Changhong: "You go and contact the Bank of East Asia, do you need our help, it is free and unconditional help!" ”

As the last two local Chinese-funded banks, it is natural that they should help each other. Moreover, the Bank of East Asia should be regarded as the most authentic Chinese local bank, on the contrary, Octopus Bank was established through mergers and acquisitions of Chinese local banks, including the merger of a branch of an overseas bank, which is what it is today.

Of course, Lin Zuhui also thought about annexing the Bank of East Asia like 'HSBC annexing Hang Seng Bank'.

But it's just a casual thought, with his current status, how could he do something that would damage his reputation, although the Li Guobao family's shareholding is not high, and the financial strength is far from the opponent of the Lin family.

Moreover, Li Guobao's family is already the fourth generation of local wealthy, and it is about to enter the fifth generation of deep-rooted local forces.

"No problem! I'll contact them right away! ”

Lin Zuhui nodded and added: "By the way, the financial crisis has reached the bottom, and you can buy some assets, even gold, you can continue to increase your holdings a little; At the same time, lending can also be more relaxed. This financial crisis, which had a relatively small impact on Asia, could recover quickly. ”

People know about buying the bottom, but they can't be sure if it's the bottom or not, and how long the bottom will last, which is why it's the hardest part.

He Changhong's eyes lit up, and he hurriedly said seriously: "Okay, I will definitely organize the plan as soon as possible!" ”

Lin Zuhui nodded, he would only provide these general trend analysis, and would not interfere too much.

To be honest, although he holds 75% of the shares of Octopus Bank, he still only sees Octopus Bank as a 'deed', not his own son. His real sons are Jingwei Capital, Hengjin Investment, and Lin Zuhui Family Office, a private investment company here.

.......

Lin Zuhui walked out of the Octopus Bank building and was surrounded by several reporters.

"Lin Sheng, can you give me an interview?"

Although several reporters were stopped by bodyguards, they still squeezed ahead of the front, after all, the competition in Xiangjiang media is super fierce, whoever can get Lin Zuhui's interview must be able to increase sales, and the reporter will also increase the bonus.

"Okay, one question per person, let's end the interview as soon as possible!" Lin Zuhui came to several people.

It is impossible for him not to deal with journalists, he is the business boss of Xiangjiang and the boss of the media in Xiangjiang.

"Mr. Lin, what do you think about the current stock market, whether to enter the market or close the position?" A reporter preemptively asked.

"There is no problem with the Hong Kong economy itself, and it is only a matter of time before it rebounds, provided that it can hold on to stocks. Of course, I still recommend that you buy the shares of my company, and the dividends are guaranteed. ”

A group of reporters were very excited, and they simply picked up a treasure.

"Mr. Lin, are you here to deal with the rumors about Octopus Bank?"

"No, you said it was a rumor, how could I take it to heart, come here and work normally! Octopus Bank's finances are very good, and instead of losing money, it has made a lot of money. What's more, there are several super cash accounts among Octopus Bank's partners, and I think you should understand it too. ”

"Is speculating in gold futures also a rumor? I heard that you are a big gold speculator? ”

"I don't speculate in futures! With the amount of money I have, if I am optimistic about the future trend of gold, I will definitely hold gold spot. Moreover, with the outbreak of the financial crisis in Europe and the United States, theoretically speaking, gold will become a safe haven zone, and this month's gold plunge is obviously not in line with the laws of the market, so I am optimistic about the long-term trend of gold. ”

Full of dry goods!

It was the first time Lin Zuhui said it so bluntly, and the reporters at the scene almost became excited.

After the interview, they returned to the newspaper office as quickly as they could.

A newspaper.

"Okay, give me the layout right away, I want to publish this interview in the evening newspaper!"

"President, but the evening newspaper has only been published for less than three hours, and now it has been revised....."

"I don't care, we must release it in the evening newspaper, hurry up, hurry up...."

For a moment, chickens and dogs jumped.

......

"The god of stocks called you to buy the bottom"

"The god of stocks shouted that you bought gold"

"The god of stocks will make you rich"

In the evening of the same day, many evening newspapers released shocking news.

For a time, many citizens who were sitting at home heard a friend's phone call and hurriedly went to buy an evening newspaper.

"Boss, I want to have an evening newspaper for Lin Sheng's interview..."

"Yes, yes.... Take it to you..... Copy the bottom, buy gold! ”

"Boss, you've seen it too!"

"Why don't you read it, after reading this news, maybe it's more cost-effective than me selling newspapers for half a year."

......

The next day (late October), the Hang Seng Index should have plummeted due to external news, but because of Lin Zuhui's interview, it soared 500 points against the market and returned to above 17,000 points.

Lin Zuhui doesn't care about this, although he has asked the family office and Hengjin Real Estate Investment to buy the bottom of the Xiangjiang stock market.

The reason is very simple, he believes that the last four or five months are a good opportunity to buy the bottom, so the two private investment companies are bought in five months.

As for his influence, it is impossible to completely reverse the impact of the entire financial crisis, it is good to affect the stock market for a week, at most it will affect the appearance of the 1,000-point index, and the Hang Seng index will not be higher than 18,000 points.

Coupled with the suggestion to buy gold spot, Lin Zuhui gave everyone two ways to make a fortune at once.

Let's have fun and improve my image as close to the people.

.......

After three days of the 'Bank of East Asia Run', it ended quickly, because the Hong Kong government and the Hong Kong Monetary Authority came out to support it, and Li Chaoren also expressed an increase in holdings.

As for the help offered by Octopus Bank, it was politely rejected by BEA because it was not needed itself.

But Li Guobao still called Lin Zuhui in person to express his gratitude, after all, the banks were short of money at this time, and Octopus Bank dared to help the Bank of East Asia at this time, which is indeed very grateful.