Zhou Yan knew that Aunt Tang should be a little excited, otherwise her eyes would not be so eager.

He smiled and nodded: "At present, it is technically possible to convert the payment link of the third-party platform into the format of the QR code, and the user can scan the QR code and automatically jump to the payment page to realize electronic payment." ”

"This is also the reason why I asked Aunt Tang for a third-party payment authorization letter, this scan of the patent is the key to promoting electronic payment. Users scan the QR code given by the merchant through the QR code function that comes with the mobile phone, so as to realize the payment function instead of cash, and purchase items without using cash, bank cards or credit cards to swipe the POS machine, but a more convenient way. Zhou Yan explained with a smile.

Tang Xin's beautiful eyes were slightly constricted, thoughtful.

As the president of a bank, Tang Xin knows very well what a powerful function this so-called sweeping patent has.

Over time, users will gradually change their habits of paying with cash to more convenient mobile payments, and their need to carry cash will be greatly reduced, or even not at all.

And now this function has been implemented by Zhou Yan's team.

What is missing is just to promote it.

If users only realize transactions on mobile phones, then the use of cash will definitely be greatly reduced, and once the number of users using electronic payment increases, it will inevitably affect the payment settlement model and profit model of the bank.

When the time comes, for the bank... I don't know if it's a good thing or a bad thing.

Tang Xin thought a lot, but the only thing she cared about was not electronic payment and scanning patents.

It's that the person who said these words was the child she watched grow up with, and the boyfriend of her daughter Tang Tang.

Tang Xin didn't care that Tang Tang was beside him, and said to Zhou Yan with a smile: "Xiao Zhou, don't you simply talk to me about these things." ”

"That's for sure, I told Aunt Tang that you scanned the patent, but in fact, it also has the meaning of cooperating with the bank."

Zhou Yan said directly to the point: "In my opinion, it is only a matter of time before electronic payment replaces cash payment, and the convenience of the QR code Aunt Tang should be able to see that as long as a third-party payment platform is built on everyone's mobile phone, and the function of scanning is installed at the same time, then this new electronic payment method can be realized, and even users will gradually become dependent on such payment methods." ”

"That's right, but habits don't change overnight, at present, everyone is used to cash payment, you suddenly pop up an electronic payment, accept it or not is also a problem, the bank will not rashly try." Tang Xin also briefly expressed his concerns and principles.

Zhou Yan smiled, these words can be regarded as indicating Tang Xin's meaning.

She wanted to support the promotion of the Scansao patent, but she lacked a reason to convince her.

The reason for this is market feedback.

Without the support of practical data, it is all on paper, as long as a simple sweep can realize electronic payment, although it seems convenient and fast, but whether users can accept it is still a big problem.

Zhou Yan touched his chin, groaned for a while, and said to Tang Xin: "After that, Hong will conduct a pilot project on sweeping patents, and you can show Aunt Tang the effect when the time comes." ”

Tang Xin nodded, although Zhou Yan is her daughter's boyfriend, but public is public, private is private, she will not waste private because of business, if a sweep of the patent can really make an effect, she may not be able to match Zhou Yan.

"Then I'll wait for your good news, Xiao Zhou, you can talk to Tang Tang, I'll go to bed first."

Tang Xin said to Zhou Yan, and then looked at Tang Tang, who was eavesdropping on Zhou Yan's conversation with her like a curious baby: "Tang Tang, you also go to bed early, don't talk to Xiao Zhou too late." ”

"Got it, Mom."

Tang Tang felt that his mother was too fake, obviously they slept together when Shi was not there, and now he said that he would go to sleep first, and it was estimated that he would pull her over later, although Tang Tang was also a little greedy, but she wanted to sleep with Zhou Yan more.

But now Zhou Yan is being occupied by Xiaoli, which is unfair.

Tang Xin left, and Tang Tang also looked at the screen.

She asked curiously: "Stone, what did you just say to your mother to scan and pay, is it possible to pay by scanning the QR code?" ”

Tang Tang only felt that Zhou Yan was at the same level as her mother when she said those words, she only listened, and now she couldn't wait to ask.

"That's right." Zhou Yan nodded, and asked again: "Tang Tang, is your WeChat bound bank card?" ”

"Well, I was bound to the CCB card issued by the school, and I was asked to set a payment password at that time, and I directly set it as the bank's password, and I don't know if it will work."

Although Tang Tang didn't know what medicine was sold in Zhou Yan's gourd, he still nodded his little head and answered.

The wallet function is very convenient, just like carrying bottled water in the dormitory to drink, in the past, everyone could not find change, but now as long as you use the transfer function, you can send a piece of money of two yuan to your roommate, which is really convenient.

And Tang Tang also learned from Zhou Yan that the reason why she can use this function is thanks to her mother, who is the president of the bank.

Therefore, Tang Tang's heart is also stained, and he is very proud.

Zhou Yan got Tang Tang's reply and nodded: "That's okay, Tang Tang, I'll send you a QR code, you can scan it." ”

"Okay."

Because the official version of WeChat has not yet launched the function of scanning code payment, and only opened the wallet function of transfer and saving, Zhou Yan took a screenshot of the QR code for receiving the payment in the beta version he was using, and then sent it to Tang Tang.

Mobile electronic payment is actually the transfer of the function of online banking to the mobile phone, so as long as the QR code transcoding is completed, the function of scanning the code payment can be realized, and the money paid by scanning the code will be stored directly in the user's wallet like the transfer.

And Zhou Yan also wanted Tang Tang to experience this function.

Shen Li has been sitting by the side like a good baby since Zhou Yan and Tang Xin exchanged things about sweeping.

She has downloaded WeChat, but she doesn't know that she can do electronic payment by sweeping it, in her opinion, this is definitely a very novel thing that Zhou Yan made, she knows that Tang Tang's mother is the president of the bank, and she can't compare to what she can see, even Tang Tang's mother is concerned about Zhou Yan's mobile phone electronic payment, which should be a very good software.

Therefore, Shen Li was also very curious.

Tang Tang also saw the QR code from Zhou Yan at this time.

"Long press and click to scan." Zhou Yan reminded.

"Good stone."

Tang Tang did as he was told, and soon a payment interface appeared.

Tang Tang looked at the interface with some surprise, because this was exactly the same as the transfer in WeChat.

The difference is that the transfer is directly clicked on this function, and what appears now is that the QR code sent by this stone is scanned with the scan function.

】

Tang Tang thought that there were thousands of dollars in the card, and Shen Li was also looking at it, so she smiled and directly entered a number, 520.

Then enter your password.

The interface of successful payment popped up, showing that she had transferred 520 to Zhou Yan.

"Stone, look at how much I paid you." Tang Tang said with a grin.

Zhou Yan opened the collection interface, and the prompt of 520 yuan was very dazzling.

Of course, for Miss Shen, it is particularly eye-catching.

Her mouth pursed slightly, obviously not very happy because of Tang Tang's transfer move.

However, at this time, she did not fight back against Tang Tang in the same way, but directly picked up Zhou Yan's mobile phone.

opened her chat box, Zhou Yan's payment password she also knew, at this time, she directly used Zhou Yan's number to transfer 520 and 1314 to herself respectively, and Shen Li's anger was much smoother after doing it.

Zhou Yan shook his head and smiled, Xiao Vinegar Jar Shen's way of fighting back was really different.

And thanks to Shen Li's payment, she also posted a screenshot of Tang Tang's payment with a little pride, and Tang Girl was unhappy all of a sudden.

"Xiaoli, how can you be fooled, this is the money of the stone, you can't turn around."

"Ah Yan's money is my money, is there anything wrong?" Shen Li asked with a rare good smile.

When Tang Tang heard Shen Li's words, he said angrily: "It's also my money!" I'm also Stone's girlfriend. ”

"Oh." Shen Li said lightly, and smiled and grabbed Zhou Yan's shoulder: "Your boyfriend is by my side now." ”

Zhou Yan tugged at the corners of his mouth.

Miss Shen went crazy and even damaged herself.

At this time, one, two, three wooden people are the best choice, after all, they are caught in the middle, and it is really easy to be injured by mistake.

However, Tang Tang obviously didn't intend to let Zhou Yan go, she said angrily: "You also have to send me the stone, send me 5201314 yuan!" Hurry, hurry, hurry. ”

Zhou Yan: ....

Five million two hundred thousand, I want to eat a fart.

Have a heart worth 5.2 million to want.

In the end, in order to smooth out Tang Tang's imbalance, Zhou Yan also sent two red envelopes to Tang Tang.

Although Tang Tang still didn't lose his breath, his eyes still told Shen Li that the two of us were tied.

Zhou Yan was also a little helpless.

Originally, Tang Tang and Shen Li had a very good relationship, but when did it develop into tearing up as soon as they met, he was a big problem.

"Okay Tang Tang, Xiaoli and I are going to sleep, you go to bed early, see you tomorrow."

Zhou Yan played a round game, which can be regarded as suspending this remote conflict.

Although Tang Tang was a little vinegar and a little unwilling, he still nodded: "Then you and Xiaoli go to bed early, and don't do anything ashamed." ”

"You don't care what Tang Tang does, right?" Miss Shen said nonchalantly.

Tang Tang snorted, don't look over, sulking.

Zhou Yan only felt that Tang Tang's sulking appearance was very cute, especially with his little mouth, and he really wanted to kiss it.

He laughed and said, "Don't worry, Sugar Bao'er will never do anything ashamed." ”

"That's right, it's better to be a stone."

Tang Tang smiled happily: "I hung the stone." ”

"Hmm."

The phone hangs up.

There was a brief silence in the room.

Zhou Yan met Miss Shen's meaningful gaze.

She asked softly, "Ah Yan, do we really not do things that are ashamed?" ”

"What do you say?" Zhou Yan asked with a smile.

The meaning is self-evident.

Shen Li pursed her lips, a small dimple appeared on her cheeks, cute and a little innocent, she tilted her head: "Then I'll go take a bath first?" ”

"Together."

In Shen Li's coquettish voice, Zhou Yan directly hugged Shen Liheng.

Soon, the sound of frolicking and playing in the water began to come from the bathroom, as well as the soft murmuring of beautiful girls.

....

At three poles in the sun, Zhou Yan woke up.

It was rare to be alone with Xiao Li'er for one night, and Zhou Yan also felt very comfortable.

In particular, the whole spirit has been relaxed like never before.

It can only be said that Xiao Li'er is really good at playing, even if she is not as good as Tang Tangye, but she is strong in theoretical knowledge, and every practice is an opportunity to learn new knowledge, Shen Li has also gained a lot of knowledge in it, and she has a smile on the corner of her mouth, as if she is dreaming a good dream.

It's a little crystalline, I don't know if it's saliva or what.

Zhou Yan routinely played a set of small porridge and porridge on the balcony to teach the health skills, after the beating, the meridians were comfortable and refreshed, and after washing, Zhou Yan also began to prepare breakfast for Shen Li.

Because there were not many ingredients at home, Zhou Yan fried an egg mochi for Shen Li, and at the same time burned a pot of soy milk to relieve his greasyness.

When Shen Li came out, Zhou Yan had already prepared breakfast.

Shen Li obviously hadn't eaten egg mochi, so he couldn't help but ask, "Does Ah Yan eat eggs in the morning?" ”

"There's something to be done here." Zhou Yan explained: "This is a specialty of my hometown, similar to rice cakes, eggs wrapped and fried, quite fragrant." ”

Miss Shen's eyes lit up: "Then I want to taste it." ”

Thanks to the delicious and delicious food made by Zhou Yan, Shen Li quickly ate this egg mochi, the soy milk was not very hot, and Shen Li drank it very sweetly.

After that, I also wiped the soy milk stains next to the cherry mouth.

Watching the little beauty eat is enjoyment, at least Zhou Yan eats very happily.

"Xiaoli, let's go back to school, remember to tell your aunt later, don't let her worry." Zhou Yan said.

"Uh-huh."

Shen Li nodded, she looked at the time, and found that it was still early, she proposed: "Should we go to Tang Tang's house and pick Tang Tang away, otherwise it will not be safe for her to go to school alone." ”

Zhou Yanxin said that Tang Tang is now the day of the eldest lady, and Aunt Tang will personally escort her when she travels, but it will not be unsafe, but she will go to Tang Tang's house to pick her up, Zhou Yan shook his head: "Her mother is also at home, and it is not good for her mother to see you." ”

Shen Li also knew that this was the case, and she said with a little resentment: "It's not good that you provoked the two of us at the time, and now you have a headache to death." ”

Listening to Shen Li's sour and vinegary words, Zhou Yan smiled and said facelessly: "Isn't it reluctant to do both?" ”

"Big scumbag, big carrot."

Shen Li whispered full of resentment.

"Ugh." Zhou Yan deserves to be exceptionally cool.

"Shameless."

"My wife is right."

Shen Li was made by Zhou Yan to lose her temper, and she wanted to say something, but the sound of the doorbell came from the door.

Apparently someone was outside the door.

"Stone and glass open the door, I'm here."

Tang Tang's crisp and beautiful voice came out.

Zhou Yan went to open the door and found Tang Jingran standing outside the door.

She was wearing a pleated skirt and carrying a small pink schoolbag, looking at Zhou Yan with a smile, and then in front of Shen Li, she directly gave Zhou Yan a bear hug, and then kissed Zhou Yan's side face: "I want to kill you with stones." ”

This scene was naturally seen by Shen Li, she didn't expect Tang Tang to come directly to Zhou Yan in the early morning.

This rival in love is really difficult.

"Sugar Bao'er, why are you here?" Zhou Yan didn't know Tang Tang's thoughts, he asked helplessly.

"I miss you, Shi, Xiaoli, I miss you too." Tang Tang said to Shen Li without skin and face.

Writer Shen also has a temper, she snorted lightly: "I don't want you." ”

Tang Tang was not angry, she saw that Shen Li was also carrying a bag, obviously going out, she couldn't help asking, "Xiaoli, are you going to school so early?" ”

"Any questions?" Shen Li asked rhetorically.

"Isn't it a little early?" Tang Tang blinked, his big watery eyes seemed to have a special look.

"Or... Something else? ”

At this time, Zhou Yan proposed excitedly beside him.

"It's beautiful." Shen Li and Tang Tang gave Zhou Yan a big look.

The tacit understanding between the two people obviously stunned each other, but they still didn't give each other a good look.

Zhou Yan looked at the two girls who were jealous because of their own competition, and he was also a little unbearable.

He first took Tang Tang's hand, then took Tang Tang's hand and came to Shen Li's face, and the other hand also held Shen Li's little hand.

Shen Li suddenly became vigilant: "Ah Yan, what are you going to do?" ”

But she didn't let go.

Tang Tang cooperated so much, she was a little embarrassed when she let go.

Zhou Yan had completely torn through the disguise at this time, and he said with a smile: "That must be something that can only be done by three people." ”