The restaurant has a large canteen, and there are also special stores operated by self-employed individuals, and Tang Xin has seen the most along the way is that every table in the store is pasted with a QR code attached to the four words of scanning the code to place an order.

Tang Xin and Song Qian stopped at a store, both scanned the QR code with their mobile phones, and looked at the order interface that appeared on their mobile phones, and they couldn't help but show surprise.

"The school has a total of 17 canteens, and the current scan project has completed the trial operation in three canteens, with the function of scanning the code to pay and scan the code to place an order, and there have been problems in the process, such as the merchant does not have a smart phone, or does not know how to use it, our studio has arranged volunteers for on-site guidance, and gave a smartphone that can function on WeChat." Zhou Wan explained with a smile.

At present, smart phones are cheap and expensive, for example, mobile phone bills are cheap categories, and the installation and use of a WeChat, cheap smart phones can be realized, so for this promotion, the studio has prepared a batch of mobile phones, the cost is less than 200,000 yuan.

"In other words, there are many businesses that don't use smartphones at the moment?" Song Qian couldn't help but ask at this time.

"Well, you can buy it on the market, and it's not expensive, but most of the ideas are that there is no need to buy it, because in their eyes, mobile phones may only be used to make calls, and this campus pilot, in order to show it more intuitively, we have asked each business to have at least one smartphone." Zhou Wan said.

Song Qian asked while recording, "Will it be thankless?" ”

Tang Xin didn't express any opinions, or Song Qian represented her opinions, she was just the one who was responsible for making decisions.

But the problem was exposed and needed to be solved.

Zhou Wan knew that a bad answer might make the bank reduce the intention of cooperation, she thought for a while and said: "Because this payment model is very novel, merchants will not accept it if they have not tried it, but if the promotion goes smoothly, many merchants will take the initiative to join this payment model in the future, and there is no need to send mobile phones for free." ”

"What makes a profit? Do you rely on joining? Tang Xin asked concisely.

Zhou Wan's good-looking eyebrows furrowed, she knew that this was a difficult question to answer.

"Aunt Tang, let me tell you."

Zhou Yan took over the conversation, he pointed to the merchants who used the QR code to collect money not far away: "Like this kind of campus merchants, the monthly turnover is at least more than 10,000, if you use cash settlement, you also need to carry out complex processes such as bookkeeping, ticket and tax declaration, but once you use our WeChat QR code ecology, first of all, the first one is convenience, convenience for merchants, convenience for students, you can pay without carrying cash, merchants can also directly use WeChat to withdraw the money received, and the bill is also automatically generated in the background can be summarized, Convenient bookkeeping. ”

"So at present, this collection model is very popular with merchants, although it is a bit quick to give merchants mobile phones, but the results are the same, merchants welcome this online payment model. Similarly, merchants collect and record accounts through our software, and the flow of funds is equivalent to passing through our side, which can be regarded as the aggregation payment of Erqing, and the convenience of aggregation payment is needless to say, if we develop financial investment according to this, such as fund services, is the merchant a new option in addition to the option of withdrawal? ”

Zhou Yan said with a smile: "This is very understandable, if you pay in cash, then the money is left and right, and it can't create any profits, but with WeChat as a payment carrier, you can attract investment from financial funds while realizing aggregate payment, the best of both worlds." ”

Listening to Zhou Yan's words, Tang Xin was also a little surprised, if he didn't know much about finance, he wouldn't have said so many insightful remarks, and Zhou Yan was right, although the scanning code payment group has not changed, but the handling fees generated in online transactions and attracting investment do have a unique effect.

There will be a lot of financial plates that can be used for this operation, funds, credit, etc., don't look at it just adding a new way of receiving and paying, but the essence is to reasonably expand the third-party payment of the capital transaction disk, Ali in this aspect, is to revitalize the third-party transaction through P2P transactions, and what the sweep project is doing now is actually to implement the scene, expand the application area, and achieve a similar role.

Using this third-party aggregate payment as a means of expansion is indeed unique in mobile transactions.

Therefore, even if the function of online ordering is developed, this is essentially the development of QR code content, and Tang Xin really likes it, in fact, it is still this new model of electronic payment.

Tang Xin glanced at Zhou Yan approvingly, in dealing with these things, Zhou Yan is obviously more handy than Zhou Wan, knowing what she wants to hear, and Zhou Yan is Tang Tang's boyfriend and his quasi-son-in-law, the better she is, the happier she is, but she didn't show it too obviously in front of her subordinates, she just nodded and said: "This project is very good, is there anything else you can show us?" ”

"Aunt Tang come with me."

Zhou Yan gradually grasped the initiative of this investigation and research, and then took Tang Xin to a stop for shared bicycles.

"Sister Wan, let's introduce me."

Because the sweeping project is led by Zhou Wan, Zhou Yan is not good at taking the lead except for appropriate rescue, he said with a smile.

Zhou Wan nodded, she knew the meaning of today, even if she was still a little unable to let go of Tang Xin, but she also adjusted it back, and at this time she also smiled and introduced: "These bicycles are uniformly equipped with electronic locks, using the scanning QR code unlocking function, as long as you scan it with WeChat, you can unlock it, and the bill will also be displayed on WeChat, this kind of pileless bicycle is also part of our pilot, and there are currently 300 vehicles put into operation in Hongda, which greatly facilitates the travel of students." ”

Tang Xin listened to Zhou Wan's explanation, and also stepped forward to use the WeChat scanning function to scan the QR code of a campus bicycle, and after a series of authorizations, accompanied by Didi's short electronic sound, the electronic lock that was originally stuck on the tire was successfully opened.

Very novel experience.

Even if Tang Xin has achieved the position of president, he still shows a curious side in the face of things that do not require any technical content such as bicycle unlocking.

Just by scanning the QR code above, the lock can be unlocked, and she can be sure that this kind of dockless bicycle mode is absolutely unique in Hongcheng in the country.

It doesn't take much creativity, just combine electronic locks and QR code technology to make it happen.

As a young girl who has just joined the company, Song Qian is also very interested in novelties, but although she also wants to experience scanning the code and unlocking, she has not forgotten the business she came to today and began to record it seriously.

To be honest, scanning the code to pay or something, it's really not as big as the impact of this kind of online unlocking on her.

The stop of the bicycle is not far from the dormitory, and some students come out in groups to drive their bicycles to class, they obviously also noticed Zhou Yan and his party, Tang Xin and Zhou Wan are very attractive, but Tang Xin has a cold temperament, which makes students dare not look more, but Zhou Wan, a senior sister in a suit that students often have, is very appetizing to students.

Of course, in a hurry to go to class, a few students just looked at it a few times and wondered why they were standing there, so they used their mobile phones to unlock the bicycle, and then thought about riding away.

However, Song Qian obviously wouldn't let go of this good research opportunity, she hurriedly walked over, "Hello classmates, can I take your time to ask about bicycles." ”

Song Qian's face is good, and she is also a big sister type, several boys are a little unnatural, and one person touches his head embarrassedly, "I'm sorry, we're in a hurry to class." ”

"Just a few minutes." Song Qian said with a smile.

"Well... Well, what's the problem? ”

Several boys did not leave, obviously together, in the face of a similar form of interviews, college students have little experience, and it is not easy to refuse at this time, and they were directly succeeded by Song Qian.

"I want to ask, when did this kind of bicycle in the form of electronic locks become popular in the flood?" Song Qian asked, picking up a pen and paper at the same time.

A boy who was still a little young said, "It's been a week. ”

"Is this bike any good?" Song Qian asked.

"It's easy to use, just scan the code." The boy said.

"How much does it cost to use it once?" Song Qian asked.

The boy thought for a while, "One dollar for half an hour, and five cents for more than half an hour." ”

"It's so cheap." Song Qian was a little surprised.

"But it's not, this is still our Hongda special bicycle, you see that the bicycles are printed with our Hongda logo." Another boy pointed to the bicycle and said.

"It is said that our Hongda studio made it, and it is very powerful." The boy said proudly.

Introducing the awesome studio on campus in front of outsiders, no matter how you say it, there is a light on your face.

Song Qian nodded, asked a few more questions related to the QR code, and after getting the answer, she said thank you and let the boys leave.

"Sister Xin, the feedback is good." Song Qian said to Tang Xin with a smile.

Tang Xin nodded, she also knew from the reactions of those students.

She even wondered if smartphones were fully ubiquitous, and QR codes might really be able to replace cash as a shortcut to electronic payments.

In terms of catering, you can scan the QR code to order, and even large and small merchants use the QR code to collect money.

Finance, catering, transportation, shopping and even the service industry, if you really promote the function of QR code scanning, you can really do too many things, no less than a thorough innovation for all walks of life.

It's hard to imagine that a small QR code can bring such great convenience to life.

Zhou Yan said that the emergence of the sweeping function was of epoch-making significance, and Tang Xin suddenly recognized it.

Originally, she considered the acceptance of students and didn't think it was a good idea to promote QR codes now, but during the investigation of Hongda, Tang Xin seemed to have come to a new world, which had a bit of a future appearance, which made her feel a little hesitant and overwhelmed in addition to her heart.

Just give her a mobile phone and give her a scan of this function, it is likely that there is no feeling, because the times are developing too fast, and a lot of new things have appeared, and a sweep is just one of them, but when he really landed the research and saw the changes to a campus after joining the scan, Tang Xin was inevitably fascinated.

10 years ago, there was no possibility of accepting it, because at that time there was not even a mobile phone that could log in to QQ, but now it is different, the emergence of smart phones, a series of financial systems based on this, and it is time to update and iterate.

There is no need for research, Tang Xin knows the accurate answer in her heart, it is difficult for her to imagine that this is brought to her by a child who she has watched grow up, but this is the reality.

And Zhou Yan said with a smile at this time: "Aunt Tang, in addition to these projects that land on the ground, this online electronic payment model is also patented, the QR code has no patents, but scan, Sister Wan has registered a series of patents, I think after the sweep model is really promoted, there will be many people to talk about the patent authorization of this electronic payment, and it is very valuable, which is also the real reason why I invite you to Hongda for research." ”

"Patentability, you mean?"

Being reminded by Zhou Yanyi, Tang Xin was stunned at first, and soon his face became a little strange.

The registration of a patent is equivalent to a direct monopoly on this payment model.

Sweeping this function can already foresee its explosion in Tang Xin's heart, because this function can be applied to every industry, and its value is self-evident.

Tang Xin made a decision, she said to Zhou Yan: "The investigation can be over, Xiao Zhou wait for my news." ”

She didn't say much, and she couldn't give any guarantees at this time, and she could only give the result after it was implemented.

"Okay."

Zhou Yan smiled and nodded.

At this point, there is actually no suspense.

The cooperation with the bank can be negotiated and a good start.

In later generations, the licensing fee of the patent is higher than the sky, but the high price is one thing, whether you can eat it is another thing, and being able to cooperate with the bank is also equivalent to getting a layer of protection, so that you don't know if you don't play around.

...

"Sister Xin, this project can definitely attract key support from the industry."

Inside the BMW, Song Qian expressed her views with Tang Xin with some excitement.

Tang Xin regained her composure, and she asked softly, "Xiaoqian, what do you think, tell me specifically." ”

"Sister Xin, do you know that I just graduated from Mizuki, can I express my opinion from the perspective of a college student?" Song Qian asked.

"Hmm."

"It's refreshing." Song Qian said: "Coming to Hongda for research really gives me a refreshing feeling, and it is hard to imagine that a QR code has brought so many changes to this campus." ”

"And just say the two-dimensional code payment, I think it's really much more convenient than cash payment, you can pay by scanning a code, which can not be seen in other schools, and scanning the code to order, if you don't really come to Hongda to experience it, I wonder if it's a dream, although the technical content is not high, but it really gives me a feeling of living in the future, this feeling is very novel, very good." Song Qian said with some excitement.

Tang Xin listened to Song Qian's praise and smiled: "If that stinky boy knows that you, a high-achieving student of Mizuki, are so optimistic about his project, I'm afraid I will be overjoyed." ”

Song Qian smiled slightly, "Zhou Yan is really powerful. ”

"Okay, then let's talk about your opinion on QR code payment as my secretary." Tang Xin waved his hand and said.

Speaking professionally from a professional perspective, hearing Tang Xin's words, Song Qian was also a little more serious, she thought about it and said: "The power of QR code payment is obvious, but the problems exposed are also obvious. ”