Chapter 10: The Drawbacks of Treasure Money

It can be said that Zhu Yuanzhang has one more junior, which is a big deal for Daming, and whether he can recognize this junior or not is not even up to Zhu Yuanzhang himself.

Thinking of this, Zhu Biao took two steps forward and came to Lu Ning's side......

"Zi'an, call me big brother in the future."

Hehe, what's not a big deal.

If you recognize a relative, you can gain a great talent, what else is worth considering about this kind of blood-earning thing?

Zhu Biao smiled and patted Lu Ning's shoulder.

"Big brother." Lu Ning arched his hand again.

"Zi'an, tell us, what's wrong with this treasure banknote?" Zhu Yuanzhang asked.

He felt that the treasure money was a good thing, and some ministers had persuaded him to control the treasure money before, but Zhu Yuanzhang never took it too seriously.

Lu Ning had a headache.

What do you mean?

Economics is a big field, and money is one of the most important systems, and if I explain it to you, I'm afraid the medical conference is over.

"Uncle, this question is too big, I can't explain it to you clearly for a while." Lu Ning said with a bitter face.

"To put it simply, treasure banknotes are a kind of currency, and it is related to the credibility of the imperial court, and this thing is now being issued more and more, so it will become less and less valuable, and it will even affect the credibility of the imperial court in the future."

"That's why I asked you to throw all the treasure money out quickly, otherwise it will be hot."

Listening to Lu Ning's words, Zhu Yuanzhang was a little uneasy, but he had issued a lot of treasure banknotes over the years, and there was indeed a depreciation.

But he can't throw it out, after all, this thing was issued by himself!

And the development of Daming in recent years is indeed inseparable from treasure money.

Where there is a shortage of money, print a batch and send it over, this method is so easy to use, even if you know that this is not right, you can't find an alternative for a while, right?

Thinking of this, Zhu Yuanzhang was a little anxious: "Zi'an, tell us, is there any way to save the problem of treasure money?" ”

Lu Ning looked at Zhu Yuanzhang a little strangely: "Uncle, you are a wealthy businessman who has such a big pattern, not only cares about medical and health care, but also thinks about treasure money?" ”

Zhu Yuanzhang paused.

It's broken, the character is wrong.

I'm a businessman now, why are you so concerned about this?

Lu Ning shook his head: "Of course, from a businessman's point of view, he can even make a lot of money by relying on the depreciation of treasure money. ”

"And this can still make money?" Zhu Biao exclaimed: "No, the money is worthless, how can you still make money?" ”

Lu Ning smiled, are you talking to me about tongue twisters here?

Lu Ning took a sip of tea and slowly spoke: "Uncle, eldest brother, you are all in business, you should also pay on credit, right?" ”

Zhu Yuanzhang nodded, although he didn't pay on credit, but he also owed money to his subordinates, for example, if he didn't have any money on hand, he told his brothers that he would win the battle and be rewarded for meritorious deeds, which could be regarded as credit.

Seeing that both of them understood, Lu Ning continued to explain: "It's certain that the treasure money is becoming less and less valuable now, but not everyone knows it." ”

"For example, if we want to do any business, such as opening a store, if we have 100 taels of money for ourselves, we can go to the credit, storefront, materials and even manpower, get a 1,000 taels, set the vouchers, and repay them with 1,200 taels in five years."

"In this way, we can even open a few more stores and make more money, and in five years, 1,200 taels of treasure money may be bought for a few hundred taels, and we will make a lot of money inside and out."

What Lu Ning said is very simple, this is already a common financial game in later generations, but in this era, it is still quite appalling.

Zhu Yuanzhang and Zhu Biao easily understood Lu Ning's method, and then were frightened.

"There is still such a way of doing business? Unheard of! Zhu Biao praised, he found that he recognized this younger brother, who was really a business ghost: "No wonder Zi'an can make such a big business." ”

"This is a pure businessman's cheap way, and it is not beneficial to the people, how can I use it?" Lu Ning smiled disdainfully: "I do business, I never play thaumaturgy, I only rely on products that are beneficial to people's livelihood, and I do the real economy." ”

"I, Lu Zi'an, make money, the people have good things and good jobs, and both sides benefit."

"Well said!" Zhu Yuanzhang clapped his palms: "Zi'an, this is the real way of businessmen, and he is the virtuous minister of Jiazhong, as for those who are tricky and tricky, they are just profiteers and lowly businessmen." ”

Zhu Biao looked at Zhu Yuanzhang, he knew that his father's words were not only praising Lu Ning, but by virtue of one sentence, he defined Lu Ning's nature and made a distinction between him and Shangjia, so that Lu Ning would enter the court in the future, and whoever dared to talk about Shangjia's background would have a basis for Lu Ning to fight back.

Tsk, even praising people is foreshadowing, and his father really values Zi'an.

"Zi'an, I won't tell you anything, my uncle is not only in the secular business, but also has a royal identity, so when I return to Beijing, we will definitely recommend you to the court as an official." Zhu Yuanzhang pulled Lu Ning to sit down.

"Uncle, when I first saw him, Zi'an said that I have no intention of being an official, and I can benefit the country and the people more outside the temple." Lu Ning had long guessed that Zhu Yuanzhang was not an ordinary person, and he was not surprised.

"Okay, then we'll get you a knighthood sooner or later."

Yes, Daming has another marquis.

Zhu Biao complained in his heart, what his father promised himself, if he was an earl, he wouldn't be able to take it.

"Then thank you uncle." Lu Ning thanked him.

He didn't think much about it, he just felt that it would be great if he could get himself a Changning County man, and as for the earl, he didn't dare to expect it.

After Zhu Yuanzhang made his promise, he looked at the plan and found that everything was in order, and he was pleasantly surprised, and he felt a little pity, how good would it be if such a good seedling was willing to be an official?

"Young master, the prefect has come to Changning." The butler came over to report at this time.