The people of the Central Plains are aware of economic warfare.

In the former Song Dynasty, Wang Anshi made a ruthless scene with grain.

However, probably because of inertia, or the components of the financial system in the past of the Ming Dynasty, the concept of finance is still vague today.

The asymmetry of information is bound to determine what the outcome will be.

The day of the autumn harvest is approaching.

The famous families and those giant merchants on the territory of the 18 prefectures of Zhili Road have raised enough silver taels one by one, and they are always ready, just waiting for the autumn harvest to begin, they will use horse-drawn carts to pull the silver money to the countryside, and then sell the grain collected at a low price at a high price.

The backyards that these families had carefully built in the past have been destroyed one by one these days, so that the silver, which has begun to turn black, can be taken out of the cellar to bask in the sun.

On the bright side, everyone is waiting for this year's autumn that is destined to be a bumper harvest, but under the 18th mansion of Zhili Road, there is already an undercurrent.

The grain purchase price of the 18 prefectures in Zhili Road this year has been completely unified in a short period of time.

Much lower than the previous price.

And in order to appear that they had not lowered the price, these people began to raise the price of silver by various means.

So much so that in the end, the price of silver to gold far exceeded the previous ratio of one to four and rose to one to three.

Now some people are beginning to wait and see whether the price of silver against gold will finally be forcibly pulled up to the point of one to two by these people on the realm of Zhili Dao.

"Pawn! Mortgage! ”

"Even if you give us this house, you have to return the silver to Lao Tzu!"

Arriving in the city of Zhenjiang Mansion in Yingtianfu, in the home of a merchant, the main family roared at the housekeepers with a flushed face.

And such a scene is staged almost every moment in the 18th Mansion of Zhili Road.

Grab the silver.

Everyone is grabbing the silver.

Then it is a greater price than before, and these people will also bring back the silver, so that the autumn harvest will begin in a few days, and it will be exchanged for more and more valuable grain.

It stands to reason.

In such a crazy situation in the local area, the local government should take timely action to suppress this wave and stabilize the local people's livelihood and economy.

But almost all the local government yamen tacitly kept quiet, the yamen was closed, and the storm was surging outside.

Occasionally, one or two yamen issued a document because of their timidity, but there was no more action beyond that.

In the midst of the noise and madness outside.

On the shore of Xuanwu Lake in the north of Yingtian City, the sound of several firecrackers spread out, causing ripples on the surface of the lake.

The north belongs to water, and the main Xuanwu is the main one.

Water produces wealth, which means that there is an endless supply.

Under the continuous sound of firecrackers, the wind blowing from the lake blew away the smoke that filled the place, revealing two official offices near the lake.

On the plaque near the yamen on the left: Daming firm.

On the plaque near the yamen on the right: Daming silver.

Firms, silver names, all seem to be related to the economy.

Those present to unveil the two new yamen of the imperial court, in addition to the officials of the household department, there was also Sun Gou'er, the chief administrator of the twenty-four yamen of the inner court.

Xia Yuanji, the head of the household, and Sun Gou'er gathered around Zhu Yunxi, watching the carriages full of silver boxes drive into the Daming Silver Yamen.

"A total of five million taels of silver, three million taels and silver in the early stage, and when the four silver minerals of Yingzhou are sent back in the spring of next year, they will make up for the missing two million taels."

Xia Yuanji, the head of the household, looked at the carriage with a smile, and pulled the boxes of silver from the cabinet to the Daming silver, a copy of the appearance of the richest man in the world.

From the face of this Tobe Shangshu, there is no trace of distress at all.

If this was placed twenty-four years ago in Hongwu, who wanted to take away five million taels of silver from the household department at once.

No!

is now in front of the three million taels of silver, the household up and down can swallow each other alive.

Want to get money from the household?

No way!

But now, the household department said that he would take five million taels of silver, and he really gave it without a single discount.

Sun Gou'er said with a smile: "Xia Shangshu was promoted to the household department, and it has been obvious to all in the past few years. The stability of the country is inseparable from Xia Shangshu, the God of Wealth. ”

Xia Yuanji smiled implicitly.

After all, although the Daming firm and the Daming silver account have just been established, they belong to the royal family.

The business and silver numbers are in charge, and they are all His Royal Highness the King of Qin.

His own Hubu Shangshu and Sun Gou'er, the chief of the inner court, can only serve as the left and right deputy on both sides.

According to the imperial grandson.

This Ming firm and silver name do not belong to the royal family or the imperial court, whether it is the royal family or the imperial court, the people sent only have the right to manage.

As for the profits made by the firm and the silver name in the future, it belongs entirely to the firm and the silver name.

The royal family has ownership of both places, but no right to dispose of them. The imperial court had the right to supervise and prevent corruption from occurring, and Xia Yuanji, the head of the household, served as the supervisory representative of the imperial court. But in fact, under him, there are still people from the three law divisions who will take on the supervision duties here.

If it weren't for what the imperial grandson himself said, the money earned by the business and the silver account would not be used for the royal family without authorization in the future, but would be used for the people and the place, Xia Yuanji would never have pulled over the three million taels of silver so simply.

And what makes Xia Yuanji even more excited is what he has always wanted to promote in the past.

With the power of the imperial court, unify and stabilize the world's gold and silver money exchange ratio.

With the law of the imperial court, determine the range of the value of goods in the world.

After doing these things, those profiteers will hardly have the opportunity to exploit the people as recklessly as they do now.

And this is the real reason why he willingly sent five million taels of silver to the newly established Daming Silver Account.

The merchant and the silver horn were opened in a hurry.

Everyone surrounded Zhu Yunxi and walked into the silver horn.

Zhu Yunxi looked at the court minister in front of him, and couldn't help sneering in his heart when he thought of the news sent by the Yamen of the Governor of Zhili.

Those people in the 18th Mansion of Zhili Road seem to have forgotten, or underestimated, how rich the Ming Dynasty is now.

"The way of the world's economy lies in the people and production."

After everyone sat down, Zhu Yunxi slowly spoke and set his tone.

How important production is, Zhu Yunxi is very clear.

The most stable economic structure is based on production.

"The establishment of business names and silver accounts by the imperial court is not to compete with the people, but to benefit the people."

"Fortunately, with the trust of His Majesty, Gu was able to temporarily take over the two affairs and entrust him with hope."

"In recent years, the depreciation of the Ming treasure banknotes has been excessive, and the people's confidence in the treasure banknotes issued by the imperial court is also declining. For this reason, he was able to mint gold, silver and copper coins to stabilize the needs of the people and control the price of money, so as to benefit the people. ”

"The people produce more, but they have no way out. The business can solve the difficulties of the people and benefit the people's family resources. If there is a shortage of business, the bank can borrow money and the firm can take shares. If there are things that the people need for the imperial court are difficult to find, and it is doubtful that the people are difficult to manufacture independently, the firm can also set up its own workshop to produce for the country. ”

"You are all capable people in the court, on the occasion of the new policy is in full swing, all the people are looking forward to it, you should do your best, work diligently, and the court will not hesitate to reward."

This is what is said to everyone.

By the time most of the people had dispersed, there were only a few people left in the room.

The people who can stay here are the core figures in the court.

Zhu Yunxi's tone was also a little soothed at this time: "The matter of gold, silver and copper coins will have to wait for the inner treasury to get the money out before it can be minted." However, the previous exchange of the three must now be known to the people, and there is no room for mistakes, and there can be no loss for the people. We must not mess up a good thing that benefits the country and the people and turn it into a bad thing. ”

Xia Yuanji immediately arched his hand and said: "In the previous cabinet meeting, His Royal Highness had a proposal, and the ministers also discussed it several times. It is deeply believed that the exchange ratio of money should be fixed, and if necessary, it should be replaced according to the situation of the world, so as to stabilize the economy of the world. ”

Zhu Yunxi nodded.

According to his idea, the ratio of gold, silver and copper coins is one to ten to ten thousand.

One tael of gold is equivalent to ten taels of silver, and one tael of silver can be used as a thousand copper coins.

In the past, the Ming Dynasty was because of the lack of copper and less gold and silver, so it was creative at the beginning of the country, and the former Song Jiaozi was inspired to make the Ming treasure banknote.

However, the treasure money is just paper without a foundation, and the court has made too many of it over the years, and the people have become more and more unacceptable.

In the past two years, the imperial court tax has increased, the new policy has been implemented rapidly, overseas gold and silver have continued to pour in, and many copper mines have been discovered and mined.

The Ming Dynasty is not short of these things now.

It is fully capable of reinventing a new numismatic system.

Zou Xueyu, the minister of the governor of Zhili, who was sitting on the side, was happy.

Now the ratio of gold to silver outside is one to three.

If the silver trumpet represents the imperial court at this time, it will be determined to be 1 to 10.

Zou Xueyu couldn't help laughing.

When the time comes, I'm afraid there will be corpses hanging everywhere.

Everyone chose to ignore and tolerate Zou Xueyu's laughter.

After all, these days, Zou Xueyu has endured too much slander.

The first minister of the Ming Dynasty who was directly under the governor is now facing unprecedented pressure.

Why did the establishment of the firm and the silver name be chosen at this time, and opened in a slightly hasty situation?

What he did was to support the Yamen of the Governor of Zhili, and to try the re-innovation of Hongwu's new policy for the imperial court in Zhili Province.

Xia Yuanji continued: "Wechen ordered the household department, all the people of the 18 prefectures of Zhili Province, to be able to set up silver branches in each prefecture and county later, and exchange treasure banknotes for money at market prices, or later exchange treasure banknotes for silver banknotes. ”

Zhu Yunxi immediately affirmed and said: "Silver banknotes should not be issued too much, this is the reputation of the imperial court, and it should be based on the gold and silver of the silver number, and it should be issued according to the amount, and it should not be made into a disaster and a disorder." ”

The minting of gold, silver and copper coins is already imperative.

As for silver banknotes, that is, silver bills, the royal family and the cabinet were very cautious.

reminded him, and Zhu Yunxi's eyes moved to Sun Gou'er on the side.

The silver and the merchant were both managed by both the palace and the outside of the palace. However, the silver horn is still mainly used by the imperial court, and most of the people who use it are transferred from the imperial court. However, the firms are almost all people from the 24 divisions of the inner court.

After all, even now, in the eyes of those officials above the court, businessmen are still unpopular. Even if it is for the sake of the country, it is also untouchable for them.

This gave the people of the 24th Division of the Inner Court a chance to go out of the palace on errands.

Sun Gou'er saw His Royal Highness's gaze, and immediately got up.

"Returning to His Royal Highness, the firm has borrowed one million taels from the silver number to go to the countryside to purchase the people's grain on the occasion of the autumn harvest of Zhili Dao."

Zhu Yunxi smiled.

Since those people in Zhili Dao wanted to take advantage of the matter of collecting money from the mu and were ready to make a big fortune, he would not mind taking this opportunity to beat them hard.

"I went to Shanglin Yuan Prison a few days ago, and what the young master said was very pertinent, this year is a rare harvest year, the rice grows very well, and the harvest will be surprising. In addition, the weather has been beautiful recently, and there is no wind and rain at the time of harvest, and the millet can be put into storage after two days of drying. The business is for the benefit of the people, and the price of grain should be compared with that of previous years, and on this basis, there must be no shortage of the people. ”

Sun Gou'er nodded repeatedly.

At this point, today's matter is almost decided.

The establishment of the business name and the silver account at this time was indeed aimed at those who wanted to take advantage of the opportunity to make a fortune in the territory of Zhili Province in addition to fighting against the governor's yamen.

Zhu Yunxi's eyes were gloomy, he, like Zou Xueyu, wanted to see how many hanging corpses could be on the Zhili Dao realm at that time.

Zhu Yunxi has always hated these people who already know that they either monopolize or raise prices and lower prices.

Since they can buy the grain harvested this autumn at a low price by raising the price of silver.

Zhu Yunxi doesn't mind letting these dirt buns see what the financial war is like.

In particular, it is a financial war that is being waged under the rule of power.

On the carriage returning to the palace from Xuanwu Lake, Zhu Gaochi sat silently by the window, his eyes glancing at Zhu Yunxi from time to time.

Zhu Yunxi was a little annoyed by being stared at.

opened his eyes and glared at Zhu Gaochi.

Zhu Gaochi immediately said: "Don't talk about these things, you just thought of them!" I thought you had thought about these things before you returned to Beijing, right? ”

He didn't have a question, but he was sure that it was questioning.

Zhu Yunxi nodded silently.

"The New Deal has reached a critical juncture, and new changes must be made."

"The establishment of Zhili Road was unexpected by me, I didn't expect our old man to still have such great courage."

Zhu Gaochi pursed his lips: "So you took the opportunity to do these things?" ”

"That's right." Zhu Yunxi smiled: "Since the local masters dare to raise the price of silver, even at the expense of mortgages to raise silver, in order to be able to peel off a layer of meat from the hands of the people, so as to fatten themselves." That lonely ...... Naturally, he did not hesitate to set a money ratio with a silver number, so that they would all be broken and settled this time. ”

"It's just Zhili Dao?" Zhu Gaochi was a little skeptical.

Zhu Yunxi shook his head: "The silver number is naturally not limited to Zhili Dao, and the treasure money has begun to show signs of decline now, but the imperial court is very rich now, and it can only be said that it is just stepping on this opportunity." But what really matters is the silver banknote behind, anchored with gold and silver, and in the future, I will be able to trade with foreign countries in the Ming Dynasty, which is the time to really show its might. ”

Use pieces of paper to return a huge amount of resources, and then completely control the economic lifeline of all known regions of the world.

Zhu Yunxi really wanted to try it and see if he could do it.

Zhu Gaochi said again: "The firm? ”

Zhu Yunxi glanced at Xiaopang and said softly: "Some things can be handed over to the people to do, but some things, I think it is better to have them in the hands of the imperial court." ”

There was silence in the carriage.

Zhu Gaochi thought about it, and finally leaned lightly on the carriage.

He was now curious to see how those who had raised a pile of silver and found that they couldn't spend it.

………………

Recommended commuter passes

(End of chapter)