Chapter 956: The income of the common people of the Wu Kingdom
"Hey, have you heard? The king ordered the establishment of a money bank, and the money was deposited with interest. ”
"If you deposit 1,000 yuan there, you will get 1,000 and 20 yuan after a year, and the interest for two years will be 30 yuan, and the interest for three years will be 40 yuan. There is interest every year, and the more money you save, the higher the interest will be, and the longer you save it, the more interest you will have. ”
"Really?"
"How can this be fake?"
"Ah Liang, aren't you going to do business and lack of money? If you borrow 10,000 yuan, it will only be 10,000 yuan a year with interest, and the interest rate for borrowing for one to two years is only 10,400 yuan, which is very cost-effective, much better than those usury. ”
"It's just that to borrow money from the bank, you must have a certain amount of assets to arrive ......"
In Xianyang City, as well as in the streets and alleys of various cities in Chang'an County, the news of Wu Guo's establishment of a money village spread far and wide.
In addition, the government advertised it widely, and posted notices at various places such as city gates, vegetable markets, and markets, so it didn't take long for it to become a well-known thing.
The establishment of Qianzhuang set off an uproar in the government and the opposition in Wu.
Because the government of Wu has a strong credibility, the people of the country are very keen to deposit money in the bank, and borrow money from the bank, or pawn valuable objects to the bank, and pay a certain custody fee.
As for the former pawnshops, they have been seized.
Those who lend usury to those who lack money are also severely punished according to the law.
Private private borrowing?
It's not that it doesn't work.
It's just that the interest rate is lower than that of the bank.
In fact, Qingji also encourages private individuals to borrow from each other, but the interest rate must be lower than that of the bank, which is beneficial to the people.
Qingji never thought of making money from Qianzhuang, because he didn't need to.
When the money village officially opened, there was a long queue at the door of the money village, and the streets and alleys were full of Li Shu pushing wheelbarrows or carrying burdens.
The wheelbarrow and the baggage were full of five-baht coins.
How rich Li Shu of Wu was, Qingji could have thought of it before, but he never thought that he had hidden so much money one by one......
From the princes and nobles, down to the peddlers and pawns, all of them lined up at the door of the money bank, regardless of each other, without any privileges!
VIP customers?
Non-existent!
Love does not exist!
Love to borrow or not to borrow!
Therefore, Qingji, who visited Weifu privately, could see the ministers of Kong Qiu, Zeng Dian, and Yan Hui with people, pushing a wheelbarrow, or running to the bank to save money with their burdens.
In fact, this was instigated by Qingji, and the ministers also enthusiastically participated in supporting Qingji's practice of setting up a money bank.
It was the cold winter month, and people were lining up at the gate of the money bank to deposit their money in the bank.
"Ahh My money is gone! ”
Suddenly, an old man exclaimed.
"Old man, is this the money you dropped?"
Not far away, a middle-aged man with an anxious look stepped forward and asked.
He pulled out one of his baggage.
The old man asked in disbelief, "I did lose the money, but you are not my burden......
"How much money did you drop?"
"Two thousand seven hundred and twenty-nine dollars."
"There are a lot of them. Old man, you order a little. ”
The middle-aged man returned the money to the old man.
How much money is picked up, it is how much money, the old man said a lot of money, so the middle-aged man was sure that this was his copper coin, a lot of money, and the thing was returned to the original owner.
The road is not left behind!
"Little brother, you are really an honest person, with the style of the past season! Please wait for me later, I'll ask you to come down to the restaurant! ”
"Well said. Hahahaha, this is what my generation should do! ”
Passers-by who saw this scene applauded and applauded.
"My Da Wu has the wind of integrity!"
"Wu Guo has such a person, it is really amazing."
"Up and down, loyalty, filial piety, benevolence, wisdom, propriety, righteousness, and faith, such a big Wu, how can it not be strong?"
Qingji was also impressed by the simplicity of the people, and nodded very gratefully.
People in this era pay great attention to credibility.
Whether it is a prince or nobleman, or an ordinary commoner, they all know the value of "faithfulness".
At this time, Qingji, accompanied by Fan Li and Bo Biao, entered the money village to inspect it, and by the way, he saved tens of thousands of money.
As a big corrupt official of Wu State, Bo Yu symbolically saved more than 100,000 yuan, but he was clear about how solid his family background was.
Bo Yan probably didn't dare to save his property in the bank.
Qingji can tolerate his corruption and bribery, and turn a blind eye, but Prince Heng may not be......
"Old man, you've figured it out. Are you sure to deposit 30,000 yuan to the bank? ”
"Little brother, I've thought it through. Be sure to save! This money is kept at home, and it is better to keep it in the money bank, and then take it out when it is needed in the next year. ”
"Good. Old man, let me tell you first, the deposit in the money bank can be flexibly deposited and withdrawn, when you use it, when you take it, you can pay a handling fee of one thousandth when you take it, you can withdraw less, for example, withdraw 990 yuan at a time, so that you don't have to pay a handling fee......"
The people of the money bank patiently explained the deposit business of the money bank to the old man.
It's quite welcoming, quite kind.
After all, who can explain it so clearly?
It was also informed that if the elderly take less than 1,000 yuan at a time, they do not have to pay a handling fee, which is completely beneficial to the people.
"A deposit of 30,000 yuan?"
Qingji also smacked his tongue secretly.
This old man who looks like he was born in a farmer's family, and he has so many savings?
Amazing!
You must know that the purchasing power of a five-baht coin in Wu is quite large.
At this time, the old man touched the back of his head again, and said curtly: "Little brother, if the old man dies in the future, can the descendants take out this money and use it?" ”
"Yes. However, you will first leave a will for the designated descendant or descendants to inherit. There is really no will, it doesn't matter, the money bank will not ask for your money, if you pass away, the money will also be sent to your family roll. ”
"That's good."
The old man couldn't help but smile.
Qingji led Fan Li and Bo Yi out of the money village and came to the street.
Qingji also took out three pennies with great interest, sold three meat buns, and gave Fan Li, Bo Biao and himself a meat bun.
In this cold weather, the cold wind was bleak, and there were a little ice crystals flying in the sky, and the three of Qingji squatted on the ground and nibbled on the meat buns without restraint.
This meat bun is large enough, and in modern times, it will cost about 3 to 5 soft girl coins.
A penny is a meat bun, so the value of Wu's five baht is self-evident.
The Wu people are now quite wealthy, not to mention the average salary, Qingji has not been counted, but the most basic dung diggers and street sweepers, and their monthly salaries are 2,000 yuan.
For those who serve as soldiers, taking ordinary county soldiers as an example, cloth, grain, copper coins, etc., there are also four or five thousand yuan per person, including food and housing, which is equivalent to a monthly income of more than 10,000 yuan in later generations.