Hearing Lu Heng's words, Li Shimin's face softened slightly.

But only some.

He was still a little upset.

"Then tell me, why is this so, and what is the name here?"

"If I can tell me why, I won't blame you."

"But if you just want to use some way to continue to disgust people......"

"I will not be spared!"

Lu Heng has a black line.

Dare to love yourself in the heart of His Majesty Li Er, is it such an image that hurts others and is not beneficial to himself?

He was speechless:

"Your Majesty, you see what you say."

"Forget it, Erchen broke it and crumpled it, and explained it to you."

"First of all, everyone knows that wine requires food, but the wine we sell in our restaurant is not only good in bottles, but also very strong in itself."

"Because of this, outsiders don't know how much food is needed to brew it."

"And in their opinion, the highest cost is not the wine, but the glass bottle that holds the wine."

"But to be honest, whether it's wine or bottles, the cost is very low."

"I asked the family to exchange the price of a hundred stone of grain for a bottle of wine, according to the market price, they made it, but in fact, it was we who made it!"

Li Shimin was silent.

He was thinking about what Lu Heng meant by this.

Long.

His Majesty Li Er squinted at Lu Heng:

"What do you mean is that such a large amount of grain, in normal times, the family would rather rot in the granary than sell it cheaply."

"Since I ascended the throne, the Tang Dynasty has been plagued by natural disasters year after year, and I begged my grandfather to tell my grandmother when I asked them for food......"

"Now, they are willing to take out all their food stockpiles."

"Are you fighting this food idea?"

Lu Heng nodded with a smile and shook his head again.

The smile on his face didn't hide any good intentions at first glance.

"Yes and not quite."

"We have to look at the problem from the perspective of development!"

"Father, just imagine, with such a change method, how much food can be exchanged is secondary."

"No matter how much the family's granary is full, how much can they take out in exchange?"

"I'll count it up to the sky, a family can take out tens of thousands of stone grains in half a year, which is already a lot."

"When this food is exchanged for ......"

"When they want wine again, what do they get in exchange?"

Li Shimin's brows furrowed instantly.

Take out 100,000 stone of grain in half a year, even if it is Zhong Ming Ding Food House, this is already a lot.

If there are more, it will hurt the muscles and bones.

What else can be circulated......

"Do you want them to trade gold and silver?"

As soon as the words came out, Li Shimin denied himself:

"No, no, no, it won't be gold or silver."

"If you want gold, silver, and copper plates, it's the same to take them out and sell them, so why do you have to sell them to ......"

"Isn't this a fart with your pants off?"

Lu Heng wiped his sweat.

Unexpectedly, His Majesty Li Er would be so vulgar......

If only I had been like this all the time!

Weng and his son-in-law got together to scold their mother, it's a joy in life!

Lu Heng glanced at Li Mingyu next to him, and saw that his wife didn't seem to like it very much, so he opened his mouth to interrupt His Majesty Li Er's muttering scolding.

"Father, don't guess!"

He laughed and said:

"It's not gold or silver."

"It's land."

"Those vast tracts of land in the hands of the family!"

Hearing this, Li Shimin couldn't help but be stunned.

Then he laughed.

Not happy.

It's laughing!

It's a shame that this kid came up with it!

I really think that the family is a loser, and it doesn't hurt for the cub to sell Ye Tian?

Most of those lands were accumulated by the ancestors of the family from the troubled times of the Three Kingdoms for hundreds of years before they reached their current scale.

How can it be so easy to get out of their pockets?!

"What are you daydreaming about?"

His Majesty Li Er ruthlessly shattered Lu Heng's idea.

He patted the table in front of him with his hand and said seriously:

"Sunrise, I know that you are very smart, and these plans are all for me and the court."

"But sometimes you are too detached from reality and think things too simply."

"In the eyes of the family, land is even more important than silver and grain."

"If it weren't for the time when the world was in turmoil, they would never have taken it out!"

Lu Heng nodded very sloppily.

"I know!"

Li Shimin: ?

Know you still have this impossible bad idea?

What nonsense!

He was not angry and said:

"Then you just said that you want the family to exchange the land?"

"Don't talk to me here, I don't have that spare time!"

Lu Heng asked with a smile:

"I won't take it out until I have to."

"What if I only let them use the land as collateral to reduce their risk, and then lend them grain?"

"In this way, it won't be regarded as a cub selling Yetian."

"It's not sold at all, it's just used as collateral to turn around temporarily, is there a problem?"

"Does this still cause concern for the Maison?"

Li Shimin was stunned.

What kind of mess is this?

It is clear that the family wants to exchange food for wine with them.

Why is it that now it is related to lending food to the family???

Is it because my brain can't turn, or is Lu Heng's brain wrong!

Li Shimin's face was full of confusion.

Half a day.

I didn't get Lu Heng's answer for a long time.

He finally decided not to be ashamed to ask.

"You mean, you are going to lend the family grain, and let them pledge it with the land, which is equivalent to pawning."

"And then let them exchange the borrowed grain for wine?"

"They are not stupid, how could they do such a thing?!"

Lu Heng was a little tired from lecturing.

It is indeed a bit embarrassing to let yourself teach economic issues, and also to teach His Majesty Li Er.

He thought about it for a moment, and finally said with a big grin:

"Why can't it be? I'm going to open a Datang Bank. ”

"When the time comes, the bank will directly hang your signboard, your majesty's credibility will be guaranteed, and it has nothing to do with me, so no one will be able to find out about my head."

"The bank's function is not just pawning and lending."

"Whether it is a powerful family or ordinary people, as long as they have the need to save money, we can provide the safest place in the world."

"And there's interest to be paid for."

"Let the people save money or food to come in, for example, one stone of rice, save enough for a year and then take it out, and then return him one stone and one bucket of rice."

"The family borrowed a stone of rice to go out, and after a year, we had to pay us back one stone and five buckets of rice."

"If you borrow a lot, you naturally need to pledge."

"Wouldn't it be natural for them to take out the title deed?"

Li Shimin was stunned.

The idea......

It sounds like a profiteer.

But when it comes to slaughtering those big dogs......

Then he Li Erke will be energetic!